topics must be said why we need this cholesterol, well, in most heads of modern humanity, cholesterol is atherosclerosis, atherosclerosis is plaques, yes , this is something scary, terrible, we need to fight it, and even a large number of means have been invented to lower cholesterol, i have never heard anyone say how to increase cholesterol, everyone wants to reduce it, that’s why we need it in general, our entire body consists of cells, tissue and all systems, everything is made of cells, this is such a unit , the beginning of measurement, so that this cell, and a cell is a structure, each of which also has its own substructures inside, organelles, i know, even this is a complex word, exactly, so in order to separate this structural part from the environment, there is a membrane, so like a fortress moat, such a wall , such a fence, this fence consists largely of parts

of cholesterol, of its fractions, of fats, the so-called lipid layer, and it gives it all some kind of structure. one important point, can you imagine how many cells in our body, there is some cholesterol everywhere. the second important point is that we know that many hormones consist of cholesterol, that is, the basis is cholesterol, so without cholesterol we understand that life is impossible even in this aspect. further we when we speak. with you about vitamin d, they said that the basis for the synthesis of vitamin d is sebum, but the basis for the synthesis of sebum is cholesterol, what a useful thing, not this word, moreover, when we don’t have enough of this sebum, the skin becomes dry, cracking, the barrier function of the skin is impaired, because the skin is the largest organ of our body, and this is , first of all, a border service, it protects us from external... influences, and

is also a means of elimination, where else we are involved cholesterol? now, if you imagine a nerve fiber, yes, some kind of big nerve, let’s say, or a small one, it has a sheath on it, otherwise the sensations that we experience are painful, they would be endless, but as soon as we assume, a person formed, immediately there was such an all-consuming pain, but from all these sensations, and ... the nerve trunk is protected by a myilin sheath, consisting of cholesterol, it is very reminiscent of a copper wire with such a rubber sheath, this rubber sheath, myelin layer, this is cholesterol , well, the basis. in addition, bile acids, in one of the programs we talked about how important bile acids are, what an integral component for the proper functioning of the intestines, for vascular health, because plaques are also the basis of cholesterol. so here it is

if the bile acids in the gallbladder are not in order, then the blood vessels will also be unfavorable, this is affected by cholesterol, and again - who hasn’t heard about vitamin d, yes, it’s a fat-soluble vitamin, and also e, vitamin a and vitamin k. in the metabolism of these vital vitamins , cholesterol plays a huge role, by the way, it is not... water-soluble, it is fat-soluble, so there won’t be that same cholesterol, there won’t be all these wonderful substances, not only hormones, but also vitamins, so based on this alone, it is already possible understand how vitally important cholesterol is, but like everything in our body, when there is little cholesterol it is bad, when there is a lot of cholesterol it is even worse, so the most important thing is balance.

you probably know too, you’ve already talked about it, but about this division of good, bad, evil cholesterol, they draw all sorts of scary masks around cholesterol, this is the division, it’s conditional, in our body there’s nothing definitely bad at all, that’s the same the same thing with cholesterol fractions, on the one hand, those same fractions in general are such transport components of cholesterol to deliver it to different systems. which are called evil, bad, harmful, harmful cholesterol, it has the ability to fall out, it actively falls out of these structures and thus atherosclerotic plaques are formed, it also falls out for a reason, as they say, for this there are appropriate conditions, we have after all, let’s say , the risk of developing atherosclerosis progressively increases. with age, and under

certain circumstances, for example, smoking, alcohol abuse, poor nutrition, insufficient physical activity, in general, when a person ... does not take care of himself, yes, when a person does not take care of himself, this is correct, and with obesity, of course, certain conditions are created, systemic inflammation, and, let's just say, this inflammation does not affect only adipose tissue, it develops in the vascular wall, the inner wall, this is where this fraction begins to be deposited, forming atherosclerotic plaques, there are also high -density lipoproteins, this is good cholesterol, we

in every possible way if they are very high , this is also an unfavorable moment, it can also be influenced, but why do our cholesterol levels increase in general, that’s what you think, some of the main points are, well, food, of course, of course, of course, unhealthy diet , yes, unhealthy diet, but we have acquired factors, and there are congenital characteristics, there is such hereditary hypercholesterolemia. to make it clear, hypercholesterol by them, hyper is a lot, cholesterol is understandable, and imia is blood, that is, a high level, a high level cholesterol in the blood, if there is hereditary hypercholesterolemia, then this is what a person was born with, in the family of most people there will be such a problem, unfortunately, such people

used to live quite short, somewhere from the age of 30 they could have a heart attack or they died of a stroke, the second ... important, so to speak, an important division, these are acquired, acquired ones are , of course, well, first of all, unhealthy diet, abuse of civilization, a disease of civilization, and fast food, namely, in addition to the fact that the balance of macronutrients is disturbed , that there are fats, proteins, carbohydrates, yes, a lot of carbohydrates, a lot of fatty foods, or some such thoughtless predominance of one. well, we remember that if we are on a high-carbohydrate diet, it seems like we don’t eat fat in excess, a high-carbohydrate diet is when we eat a lot of bread, but this is not only an unbalanced diet, it

is also alcohol abuse, abuse nicotine, as we age our risks increase. this is not just because age itself, but because with this age a number of changes occur: we body composition changes, we have less muscle mass, more fat mass, this increases the risk of developing subclinical inflammation , the amount of hormones decreases, yes, the sex glands stop working, all this also contributes to the fact that we move less, and we really do with age most of us begin to move less, this means less strength, less interest in all this, well... these are the factors, and the amount of adipose tissue and cholesterol increases. there are a lot of myths around cholesterol, for example, but you can often hear: i don’t i eat the yolk because i have high cholesterol. this always causes me regret, because the yolk is generally the most valuable thing in an egg, now

i’ll tell you completely kromola, when you and i found it surprising, there is more protein in the yolk than in the white itself, that is, there is less digestible protein in protein, there is more in the yolk, so you shouldn’t give up the yolk, and i repeat once again, if you even abuse vegetable oil, then there will be more cholesterol in your body, because the largest amount, almost 70% of cholesterol is formed in one’s own body, and only from those products that a person delivered to him, yes, yes, this cholesterol enters our body in its pure form approximately. percent, now there is still such a myth that all cholesterol is formed in the liver, yes, indeed the most of it is formed there, approximately 50% of all 100, but there is another 20-25 to 30% in other

organs, this is the skin, yes, that same sebum, this is the intestines, these are the gonads, and the adrenal glands, where, strictly speaking... we have for example, most of the thyroid hormones are formed. the same testosterone is produced not only in the gonads, yes, in the ovaries or testicles, but also in the adrenal glands, so it is there too. such a small factory for the production of cholesterol, so the liver is liver, but everything else also functions. of all the civilizations living on the planet today, the oldest is chinese; china has almost always been both the most populated country and the first economy in the world. we can recall the famous travel book of marco pola, an italian merchant, with with great amazement, he described the power and level of economic development that he observed in chinese cities at the end. 13th century famous monochrome painting, chinese poetry, refined literature, china,

of course, was ahead of almost all countries in sophistication. after the end of world war ii, the soviet union immediately took patronage over china. more than 10,000 specialists from the soviet union worked in china and created almost the entire modern chinese economy. one of pin's first decisions after he became a manager china, was the creation of an institute for the study of bukharin's ideas. so in china there is a chineseized nepa model. premiere of civilization. the seventh film. china, tomorrow is first. in our studio we hear songs and poems dedicated to the defender of our fatherland. you are a person who has renounced, yes, everything worldly. being in the military, we decided to return to the front line. for a monk, this is , of course, not typical of the life i live now.

fate has not promised her the ordinary world with its usual course of affairs and days of strength. so he won, i wanted to thank all the doctors , volunteers, surgeons, excuse me, i’m already in tears, because i live, and these brothers are there with me, it’s worth it, when you drew what i was thinking, i was thinking about winning, on saturday first. we continue to talk about fat and cholesterol, this is a substance deception podcast. my name is olesya nosovaya, with me is zukhra pavlova.

you can watch all episodes of the podcast lab project on the website of the first channel 1tv.ru. regarding cholesterol, everyone is afraid to take, they are not afraid, they are afraid to take medications, statins, statins, yes, and this is a big problem, because - if statins are indicated, then taking them is vital. and lifelong. this is for life, firstly, secondly, vitally, otherwise everything could end extremely tragically, this is not a question of a person’s choice, this is not, this is not a question, i want to accept statutory , i don’t want to accept statutory, that’s it, but if the situation doesn’t work out to the point where the doctor prescribes these medications, as they say, you can fight a little, you can change your diet, yes, you can somehow reduce other factors, the same thing smoking, and so on and so forth, that's if. quit smoking, the risk of developing such catastrophic cardiovascular events

is reduced by 56%. what do you even need to say after this? well, yes, but now the problem is not only in cigarettes, now there is also a problem in vapes, vaping turns out to be even worse, and even worse, but we don’t have compulsory medicine, so the doctor cannot force the patient to unfortunately, there is not always enough time to explain to a person. how important it is if he is shown accept articles, that they really need to be accepted. the latest data on one of the representatives of the statin class, in a study, proved a neuroprotective effect, that is, people who take statins, and the risk of developing such a terrible disease as alzheimer's is less than those who have other dementias and others, i'm here with i was horrified to learn that alzheimer's is only one of forty possible dementias. well, it’s good that

the heart will work well there, yes , it’s great, let’s say the body is strong in general, but if my head malfunctions, then i it seems that such longevity is, well, less interesting, but for a person who would not come to a cardiologist at any stage, but somewhere the doctor will actually tell you that for now you can do without statins, yeah, or when he will prescribe you. they will say that you definitely need to take even high dosages, but you still need to change your lifestyle, because digital analysis is an important story, but without changing your image. life, everything else, even what is not reflected in analyzes, will progressively deteriorate, deteriorate, so physical activity is necessary in life, and at the same time, here we really want our listeners not to rush to extremes, if you have never worked out in your life, then you decided to go for a half marathon, but this is absolutely critical, in no case, start small, start with

walking, this is the most wonderful thing you can start doing, there is another physiologically. a very good load option is swimming, when you and i start moving, our muscle mass is actively involved in this process, it absorbs excess resources, that would have accumulated, here oxidation occurs and those same excess fats begin not to be stored in depots, but to burn, this is very very significant, we will feel better, our body will make itself felt, because there is a general feeling of muscles, then you’re kind of... like jelly and you don’t understand how things work for you, but here you can clearly clearly feel your muscle mass, nutrition, if you don’t explain to a person why it’s important to eat like this or this, he can too, as they say, get into it, but do it your way according to your habits, or for some reason according to the will of the direction, this is not always correct, but

it is unwise to completely abandon animal fats, but if you divide all the fats into , as it were, about ... then there should be about 30 animals, and 70 vegetable ones, and this includes avocado, let’s say, yes, and some kind of oil that you used in the salad, and there ’s sour cream, it’s also full of fat, if there’s lard, a piece of lard, yes, it doesn’t matter what kind it is, pork, lamb, goose, it’s pure fat, but in the traditions of many peoples, eating lard is just that... that's all and what's in it situation with you need to say: a piece, like candy, please, but if lard becomes the basis of the diet, or if they start frying lard, then this is very bad, but in general there is such an interesting thing, it turns out, here again, returning to the topic of fat,

it turns out that a huge number of people feel very bad about fat in food, well... it’s exclusively beneficial, it heals a lot, so, and secondly, it’s pink, there’s no fat in it, let’s say, it’s amateurish, it has fat in it, so, in fact , there is practically no difference between them, it’s just hidden fat, ground, that's why you need to take into account this story, that you don't always have to trust your taste buds, if you eat something and it seems to you that it's not fatty,

still read the label, look how much fat there is, again this all comes back to the topic of cholesterol. now, to be honest, it seems to me that this, that this is something wrong, firstly, the quality of the product seems to me to be much lower than normal cottage cheese, and secondly, probably, when it is produced, it causes more harm, rather than good, because what kind of fat is it? how they extract it from there, apparently with the help of some kind of chemical reactions or something , well, most likely yes, i’m not a technologist, but

i assume that this is some kind of extraction, but let’s say it’s useful, let’s say there’s no harm there, but we are. we will eat more of such a product than, of course, yes, saturation will not be achieved, so yes, and i am also not inclined to recommend eating low-fat cottage cheese, and 5-9% is in my opinion a completely normal percentage, the fat content of this product, and not enough moreover, you and i talked about the fact that many vitamins, but we listed them, and they are fat-soluble... it turns out that what is useful, which should be in this very fermented milk product, will not be simply absorbed, because there is no fat, so a thoughtless fight against fat is not very wise. well, it’s hard to eat foods without fat, but to be full, saturation will be weak, you’ll just eat more, it’s trivial, and satiety will be shorter, that is, in essence

, it turns out that in terms of calories you’ll get about the same thing, but in terms of volume it’s much more, you’ll stretch your stomach, which by the way is absolutely no joke, this is a real problem - distended stomachs , and yes it is, by the way, i saw a scary picture on the internet, the stomach of the world champion in...

free fatty acids, that is, it is much more . it also fixes this level will not react to low-fat cottage cheese longer than if this cottage cheese had a normal amount of fat, there is no need to overeat fat either, because every extra calorie is a plus, yes, and not a minus, but... fats are just as important to us as proteins carbohydrates. the only thing is, of course , when we assume that we ate a piece of meat and greens, yes, this is a wonderful diet, but if you imagine that there is not a drop of fat in this meat, well , hypothetically, then part of the protein from this meat will be spent on the synthesis of fats, because this is a vital component for our body, that is, it is not worth excluding them completely, just like that. as well as elevating them to the rank of priority and placing emphasis on fats in the keto diet, but also, in my opinion, not entirely reasonably, this form of nutrition has a place to be,

because it is a diet, it is a therapeutic measure, a time-limited event, and a time-limited event, it helps to achieve a certain improvement in remission, for example, in drug-resistant epilepsy, that is, that form of epilepsy. which is not susceptible to the influence of drugs, and when remission is achieved, as a rule, you need to leave this diet option, because it is not physiological, it is just harmful, well, it has its consequences, but we have certain, say, places , regions in the world where there is more fat in the diet, for example, the far north, yes, there is nirpa, salmon, these are such food options, they are usually oversaturated with fats, but as for

seafood, this is the same there are still more, so-called polyunsaturated fatty acids, that is, more beneficial to our body, which is why the balance there is shifted precisely towards these polyunsaturated fatty acids. useful, it is important to say that omega-3 fatty acids are something that our body does not is produced in no quantity , under any circumstances, it is only a fraction of fatty acids that comes with food, it is very useful and necessary, we simply cannot do without it, yes, it is an anti-inflammatory option, moreover, in large doses omega-3 is also it has a blood thinning effect and reduces the risk of thrombosis. and it has an antidepressant effect, because when we have a lot of omega-3 acids, they suppress the reuptake of serotonin, a person has a better mood, not

only the inflammatory component is suppressed, but also the reuptake of serotonin , so it’s a useful substance on all sides , but you don’t need to abuse it either, because these are also calories, they’re still fats, that is , everything has a certain proper amount, all this with... it’s redistributed in quantity for a person, an important point in this aspect, it is important for both children and adults , here’s something else that is important to say, and often you can read that there is a lot of omega-3 in plant components, flaxseed oil, rapeseed oil and so on, there is one biochemical trick to make this version of omega from the plant components have arrived. to achieve the desired and such a working option in our body, we need enzymes, which in the human body either do not have one of the enzymes, or

there is another. there is so little variant of the enzyme five desturase that almost all of it is spent on omega-6, and omega-6 fatty acids are an inflammatory component, it would seem, why do we need inflammation, and also synthesize this substance in our own body, but without inflammation we cannot live at all, but inflammation every second, for a minute it fights various viruses, bacteria that surround us, which inflammation is essentially a cleansing, right? a protective reaction is such a protective reaction, it is not only directed against some external agents, inflammation develops inside one’s own body, as a means of rejuvenation, yes, old cells die, new ones reproduce, appear, that’s why the vital inflammatory reaction is necessary to maintain it , we need omega-6, so we produce omega-6, but we do not produce omega-3, therefore, the inhabitants of the far north in this regard

are in such a ... in a more favorable position, they have a lot of omega-3 in their diet, we have very little, so we usually supplement this with some kind of medication or bank. premiere, i love my country. on saturday, on the first. met, fished, apostle andre, the savior walked on water. that he was a fisherman, we know that he was one of the closest and beloved disciples of christ, he was considerable, but tall, bravast in the garden, with gray, slightly unkempt hair, there cannot be a last judgment until all nations will not know about christ, so someone must reach the ends of the universe and preach christ, including the scythian. the apostle stood on a high stone, prayed for the enlightenment of the people of khersanes, and the stone became like wax, and his feet were imprinted on the stone. he went to the sermon, to meet everyone.

troubles, sorrows, he was moved forward by faith. why is st. andrew's cross a symbolic name, because it resembles the letter x, christ, he was crucified on just such a cross. this letter ha is such a sign across the whole country, which accuses christ, and which accuses the faith of the apostle andrew the first-called. andrew the first-called, premiere on saturday, on the first.

a person can gain weight there in a day, in a week, well, i mean how much fat he can gain, or not, or he can gain indefinitely, well, relatively speaking, in a week you can gain a maximum of a kilogram of fat, everything else is water, swelling and so on, no, it’s difficult to say so, i can’t count it, i can’t say so, moreover, it all depends, we can dial it up, maybe this week.

dynamic, lying down, watching movies, eating, then naturally he was actively gaining fat tissue, because everything that we eat will not disappear anywhere, it is not air, it cannot be exhaled, it will settle into fat tissue if there is no active physical such a load, if there is one, a person has a normal balance of hormones, then muscle mass is formed, of course, when a person has gained a kilogram in a day, but this is mainly water, of course, and maybe... some kind of food that is not left the body there on time, that’s when some conditions when intestinal motility does not work well, in general, most likely it is more a gain of fluid, but we all talk about fat, that fat is stored there and so on, but this is the most important mechanism in general that helps for a person to escape, but if there were no fat in our body, we would

live very poorly, but this is... in general, the main energy depot, reserve, gold reserve, gold, currency, in addition, it is also thermal insulation when yes. and my, my patients lose weight, lose weight, they often they say: doctor, i started to freeze, i have never been cold before, this is really so, because there is less adipose tissue and subcutaneous, intra-abdominal, and this thermal insulation and its decrease makes itself felt, but this is temporary, then that’s all everything is restored, i mean not the subcutaneous fatty tissue, but this is the feeling of heat and cold, but thermoregulation. in general, a slimmer person, of course, will need to dress, well, warmer, let ’s say, because this fat layer will no longer protect him as much as protected when there was an abundance of it, so fat is both an energy reserve and

thermal insulation and a shock-absorbing substance, because our organs in the abdominal cavity resorted, let’s say, yes, they would simply break apart, figuratively speaking, from each other, that’s why the omentum is so . holds all this , creates such a cushion, yes, that protects our organs, this is probably, mm, where we should have started with regard to the fat depot, because for thousands of years a person could die not only from an infection, but also from the cold, and from hunger, so we worked out such evolutionary mechanisms, to store everything that comes, because today there is food, but tomorrow it may not be there, right?

not so much from subcutaneous fatty tissue , but from internal fat, because internal fat is the most dangerous, but we have it clearly, we generally have five types of adipose tissue, this is white fat - this is the so-called abdominal fat, beige fat is subcutaneous, there is yellow fat - this is in the tubular bones, there is pink fat - this is in the mammary glands of lactating women, that is , only for a certain period of time, and there is more. brown fat is the fat that infants, athletes, professional athletes have, it is mainly located on the back of the chest, between the shoulder blades and a little on the lower back, well , it leaves a person with age, the most

favorable, the most, well, from to most people have white and borax, yes , this is subcutaneous fat, beige, because it contains more s... anti-inflammatory substances, which in the stomach, it synthesizes more suppressive inflammation, in the abdominal, substances that stimulate inflammation, therefore, the abdominal form of obesity, and this is when the waist in men is more than 94 cm, and in women more than 80, this abdominal form of obesity, this one, it is much more evil, harmful and harmful, because it is against the background of abdominal obesity that it forms. metabolic syndrome, diabetes , hypertension, other variants - cardiovascular diseases, the risks of cancer, musculolithiasis and so on increase, well, as i understand it, you don’t want to reassure us that there is some way or

some food or some kind of food additive, that by taking it, our internal white fat will disappear, and beige, beige will remain, beige is healthy, that’s when... people with abdominal obesity go for liposuction and remove subcutaneous fat, the most healthy, this always causes me regret, because this fat is precisely what is designed to fight inflammation, so you definitely don’t need to start with it. the best way, unfortunately, not as fast as the effect of the desired pill, is three steps: reduce the volume of food eaten and the calorie content of this diet. increase your physical activity, yes or or, the third is the best, reduce the amount of food eaten, increase physical activity, without this you still cannot get out of obesity, without consequences, when a person

loses weight correctly, it goes away from here and there, yes, but subcutaneous fat some of it usually goes away later, most often a woman comes with this complaint and says: that’s it, i ’ve already dropped everything, everything is fine, there ’s still some left here, this subcutaneous one. on the stomach, it will go away last when the caloric content really approaches to the required one so that there is no excess supply, it’s harder to part with this and there’s no need to part with it... as they say, very actively trying to get rid of this particular fat, especially since it’s definitely not necessary in the first place, this needs to be completed, and in order to really to achieve the ideal result, nutrition should be at such a calorie level that you spend more and consume less, this is very difficult today, because people have almost no time to move, they are always at work, and then they come home tired, no one you'll make you move, well , at the same time, it doesn't matter... so don't eat mindlessly and under

no circumstances completely exclude fats from your diet, because this is a mistake that many people get undermined by, unfortunately, this is the case, thank you, with you were a podcast deception of substances, my name is olesya nosova, i am the editor-in-chief of komsomolskaya pravda, and with me was the famous endocrinologist zukhra pavlova. hello, this is the easy money podcast, i’m its host, mikhail khanov, today we have a very relevant topic, loans, how to get them take them, how to take them correctly, better, how not to take them at all, and most importantly, how to get rid of loans that are burdensome? how to get rid of credit addiction, today

our guest is anastasia veselko, personal finance expert, financial consultant, author of a book and publication on the topic of introducing personal finance. hello anastasia, hello mikhail. you and i know the statistics very well, the head of the central bank, elvira schevzanovna biulina, even told us about this, expressing concern that the debt burden of the population is getting higher and higher, that this is such, that is, this is when. people take out loans to pay off previous loans and are now drawn into this process, like a race, like some kind of competition, partly with themselves, their psychology, the most important question is: is it possible to pay off loans when they already seem , how did the snowball fall on you, and how to do it? you can pay, and, probably, the first step is to admit that you are in a hole, as they say, if you are in a hole, you need to stop digging, at least stop plunging into it.

it seems to me that it’s always a good option to sit down and do an audit, when we see numbers written in a tablet, on paper, in notes, somehow it’s easier for us, probably, to realize this reality, here’s an example of a tablet that can serve as a model, we write directly: loan such and such, balance of debt such and such, monthly payment and interest rate on loans, because it’s an amazing thing, people sometimes pay loans, but don’t know at all what ’s going on there, no rate, not...

very good, excellent, realized , this is the first step, we realized that we are in a hole, yes, i’m still here you know, this is how interesting you are about this allegory, i always say , maybe this will be close to you, that if you take out loans, you are sick, that is, your, your financial planning has cracked, and you are like this no... let's continue the allegory of pitfalls

and illnesses, i just want our audience to understand more and more that loans are not right, they are not standard, and they are not a mandatory element of budgeting, there are people who live without loans, absolutely for sure, there are people who got out of credit what to do after that, look at the situation, evaluate the situation, including the credit rates, where i pay a lot, where i pay little, or maybe something like this.

do, they say: collect all your loans, if you have any elements of reliability left, as a taxpayer, or rather as a payer of loan payments, then we will make you an offer, even if it is not 10, but it will be 15 or 18, if you had numbers before, when you took there, you said absolutely correctly, well, maybe some miracle or something will happen

it forms, it resolves, it doesn’t resolve, but you already have a loan of 35, 38, then 18 - so for a second it’s doubled. yes, i would like to emphasize one more point here, if you take out, for example, a consumer loan, even for 20%, in order to close all credit cards, in addition to the benefit in the interest rate that you mentioned, it seems to me that this is a very important point here, that instead of the chaos with credit cards, when it’s not very clear, some kind of minimum payments, something, somewhere you pay, somehow organize, it seems like you’re sailing at the very least, appears in a person a clear schedule, here’s the date, here’s the payment, that’s... and that’s exactly taking out a loan, not a credit card, a loan, because for our audience, that’s what a credit card is, you’ve paid off the payment, and you, when you’ve been sitting in this for a long time well, you

already treat this money like your own and think, i’ve closed it, but it’s money, it’s mine, and i’m counting on it too. and thus you don’t even get a chance to rise when you took the money to, so i’ll now say a difficult word to the annuity payment, uniform, yes, at the bank a specialist usually has to explain to you, these are equal payments that you extort for a loan, you brought in all this money, and this money went to repay the loan, you poured a little earth, rose out of the hole, you have no way to dig it out , how do you think about the loan, well, okay, how is it... you know, how we all lose weight, start eating right on monday, and here, we’ll start visiting next month, this month i have this, that, the fifth , tenth, no, here you made a payment to the bank and that’s it, loan has been extinguished a little, yes, it will be hard for you, you will not be able to treat this money more as your own, because it is not on

your credit card, but nevertheless, this is the very way to the top, how to stop treating money as yours? well, in general, it seems to me very difficult to really navigate this because... again, a sign or some kind of note, you see that i’ve been paying for this credit card for, for example, 2 years, that’s how much i paid in interest, that’s how much i actually used it’s clear to write it down again it’s very neat to see everything and see the numbers, because many people just fly by from their paychecks to the bank.