they create life inside the building, open it to the outside, to passers-by, these are unique objects, of course, they were among the world's architecture. the appearance of the belarusian capital of the sixties is a time of expressive objects of that time. we see it today and it is the result of a mixture of styles. minsk at this time became an arena for the activities of outstanding architects.

steps. minsk is such a library of architectural styles. if you are interested and critical at the same time, you can, when coming to minsk, study the history of the development of society and architecture.

the television news agency presents it in the public domain. we have no secrets from ours. there are many bastards in a foreign land, and these people are hell mates with their native land. and the happy hour has arrived. from argentine and ades came the ukrainians from the western regions of ukraine and belarus, who were born in 1930

. returning to radzima, january 1st received a one-time pear aid and free shopping tickets for everything. many of them have been going on for thousands of months.

there is a lot to do here, treba hutchey pabudavat yashche adzin kalgasny swiran, this time syabram i are busy with ivan. geta praises the moment ivan gaurylavich kobrynets remembers all his life, like no other day.

ivan yakaulevich himself works for the paramilitary workshop. iago son albert is a weaver's profession. this workshop has the oldest son, ivan yakaulevich, peter. good creative haste in a short hour , the wife of pyatra yaugeniya vasileina simanovich was born. yana is much ahead of the established norms. the day is over, only for those who have not been on radzim for ten years, we can understand that i am glad that the right people are free for an hour on the shores of their native neman ;

hello, everything is clear with you about the project with marina karaman. let's talk about complex things in simple terms. today we are talking about how much money costs, what is the difference between the electronic and digital ruble, and whether we will all be put in a digital concentration camp. go! our national bank has published a draft concept for the digital belarusian ruble. the information space was immediately filled with valuable opinions. some are for, some are against, some are afraid that they will cover us. digital concentration camp, someone doesn’t understand what we’re talking about at all, because they don’t see the difference between a digital ruble and the current money on a card. the national bank is calmly doing its job, people are discussing, and some resources are churning out materials in the style, don’t you understand how it works? now we will explain it to you so that, god forbid, you will not

calm down, but we will explain it honestly, so that everyone can decide for themselves how to react, let’s start with the basics. to put it very simply, money. this is information about how much the country has provided itself with food and the benefits of civilization and how much the citizen in whose hands the money happens to be entitled to part of these benefits. there were times when people exchanged natural products. a miller came to the market and exchanged grain for a cow, for example. according to the same scheme, the potter received the things he needed for his pots, the blacksmith, for sickles and scythes, and so on. and there was a problem when gonchur needed grain, and the miller needed it. fish, the potter was forced to look for a fisherman, exchange his pots for a barrel of pike and take this barrel to the miller in order to get grain. it was inconvenient and people came to store their goods in barns, and during purchase and sale transactions, write receipts for their partners to receive their

products, that is, a potter came to the miller for flour, the miller did not need the potter’s pots, but before that the fisherman had the potter, the fisherman took the pots from the potter and gave him a letter, where it is written that whoever... declares this letter to the fisherman's warehouse will receive a barrel of pike for it, in return for such a letter, the miller gives flour to gonchur, because he needs fish. over time , there were so many purchase and sale transactions that people were forced to store their receipts in small warehouses; banks became these warehouses, and the state took control over them. it also began to organize production and keep records of most of the goods in the country’s circulation. therefore, the first thing you need to realize is that paper money is itself. not a value, each bill is just a receipt from the state that we have grain, fish and other goods in the barns. if the state decided to write about this on the wall, they could tear out a piece of the wall and pay in stores with it. absolutely it doesn’t matter whether it’s on paper, wood or concrete

indicating how much goods and services you can get for a specific receipt. if the state recognizes the carrier of this data as money, it is money. now about the funds on ours. cards, in fact, these are electronic records of who owes whom, how much. the employer deposited your salary into the bank account, the bank wrote on your account how much he now owes you, you see this as the card balance. you paid for the purchase with a card, the bank transferred money to the store, the amount of the bank’s debt to you decreased, the card balance same. it’s convenient for everyone, you don’t need to carry large wallets, service atms, you can unload cash registers and sales staff. so, for now... we have two formats of money in our country, paper and electronic, the third will be the digital ruble. the digital ruble is the same ruble that we use to pay in stores now, just adapted for trading in the digital world. our national bank will issue them, and

all transactions with this form of money will take place through it. for this purpose, a separate electronic platform will appear under reliable security. to use digital rubles, people will start. which bank the user will be, all operations with his digital rubles will take place on the national bank platform. and the money will fly directly from the payer to the recipient. now banks pass them through their correspondent accounts and charge a commission for this. it is assumed that any part of your savings can be converted into digital rubles. to make paper money digital, you will need to put it on a card through an atm or cash desk at a bank, that is, do electronic, and then exchange for digital and vice versa, in order to receive digital rubles in your hands in paper form, you will need to transfer them to electronic ones, that is , transfer them from a digital wallet to your

card account in the application, and then withdraw cash from an atm . i saw questions online about what the exchange rate for the digital ruble would be, one to one, and digital and electronic and paper money are the same currency, the belarusian ruble. digital rubles will differ from money on cards in that each of them will be stitched unique electronic. code, just like banknotes are marked with numbers, but in the digital ruble there is no physical bill, there is only its code, this is an innovation. if the money on the card is bank records about who owes whom what in the physical world, then digital money is a new form of those same receipts about the existence of food supplies and goods that were once exchanged by merchants, and then they were turned into paper money . these receipts will simply be encrypted into codes. but the main difference between digital rubles and electronic ones is that they will always be in a virtual wallet on the platform and under the control of the national bank, even if some transactions with them

are carried out through commercial banks, they will remain only intermediaries in this process. digital money differs from cryptocurrency in that crypto is mined, that is, mined using electricity, and digital money is created by the central bank of the state. cryptocurrency is not physically backed by anything specific. the price of one coin depends on what it is about today. cryptocurrency holders from different countries will agree. the value of the electronic ruble is secured by goods produced by the economy of a particular country, this is confirmed by its national bank. and from here comes another difference: there is no single responsible body for cryptocurrency, so today it can cost tens of thousands of dollars per unit, and tomorrow it can drop to zero, and no one will be held accountable for it. the state is behind the paper, electronic and digital ruble. private belarus. a new format of money will help you save on banking services, commission rates for all transactions with this form

national currency will be established according to uniform rules. money transfers will take place directly from the payer to the recipient, which means banks will not be able to charge a commission for transferring digital rubles from the account. in order to accustom belarusians to digital rubles, they will most likely introduce some kind of bonus programs, such as rich cashback, and this is always nice. the national bank reported that they will create a system that will allow payments. digital currency offline with electronic money on cards, this is impossible. digital rubles will be more reliable protected from crashes and will not be burned due to bankruptcy, as happens with the savings of commercial bank clients. for businesses , digital money is a way to avoid losses on exchange rates when trading with foreign partners and make international payments faster and safer. this will work if the state with which the businessman trades also has a digital currency. now russia is implementing it. kazakhstan, china, sweden, canada, the entire euro zone, and the bahamas and nigeria are already using it.

please note that europe is just moving towards technology, who have been working in africa for 2 years, but that’s a different story. the emergence of a digital national currency will reduce dependence on foreign currencies in international trade. it will be easier to convert rubles into the money of the country with which transactions are made. but i, for example, really like that government agencies will be able to see where the money is going. taxpayers, you remember that the digital ruble is a code, it can be tracked in the system, you can see the entire history of use, which means, unlike money on cards, digital money cannot be spent unnoticed for any intended purpose, for example, the district was allocated funds from the budget for road construction or targeted assistance to large families; if someone dares to spend this money on building materials for their dacha or a new car, this will immediately be visible in the electronic system , researchers don’t even have to prove anything; digital money codes will lead them to the place of an unplanned purchase at a budget expense. at

first glance, such transparency is needed by the state, but in fact it benefits ordinary citizens. the new currency will not allow us to sponsor corruption schemes with our tax contributions. in addition, in the digital money code itself it will be possible to specify what it can be spent on, and this is very convenient for allocating funds for narrowly targeted payments, such as family capital. the state will see which items of expenditure in... are required less, and which ones will be able to tune the work of the economy like a musical instrument, add where there is a shortage, and for areas where the demand for funds will be lower than predicted to cut the budget. there is a lot of talk online about how the digital ruble will replace paper and electronic money, we will be forced to pay with a new form of national currency, its movement will be controlled, and we will all end up in a digital concentration camp. this is not true, paper money will remain a means of payment on a par with digital and electronic ones, just as we were left with the right to pay for utilities at

post office bank branches, although it has long been possible to do this via the internet. digital money will become. additional a tool for paying for goods and services, it’s just that this tool is tailored to modern technologies, threats and processes in the global economy, which means it is relevant for those who revolve in this financial whirlpool ; those who do not want to plunge into it will be left the right to spend as they do got used to it. digital money removes a lot of restrictions on international trade, nullifies sanctions leverage, such as disconnecting unwanted countries from swift, leaves behind... spending on financial infrastructure, an army of bankers, tons of obsolete legislative equipment that in the new digital world hinder economic development. in addition, the digital money of states will push cryptocurrencies into the global financial market, which, due to the lack of control of any structure, carry huge risks for the entire planet. when it comes to money, lack of control is chaos, and criminals of all stripes thrive in it, from

scammers to sponsors of biological terrorism. a new era has come in which... decision-making and action are allotted seconds, on the scale of international trade there is simply no time for multi-stage money transfers, dealing with scammers, sanctions and commissions. this is still as irrelevant as going to a phone store to buy a new phone, with a head of wheat or a barrel of pike instead of a wallet. in order for belarus to keep up with other states in this new world, it should become as comfortable as possible in the virtual space, and digital money is one of the ways to do this. don’t get angry when extra unfamiliar cutlery is brought to your plate at the table. we at home, here no one forces us to use a new fork for each dish, but they give us the opportunity to take it. for ordinary citizens, digital money is just another convenient device for eating at a common state table, while no one will stop anyone from using their favorite spoon, but

you still shouldn’t reject everything new, in case you like it. i'm marina karamana and what to expect from the digital belarusian ruble? climbed in, everything is clear, see you later. i am belarusian, i am happy on this cossack land, between the forests and the forests of the land once upon a time, i am belarusian, i am belarusian, because i have this name, and the good glory of belarus is known to everyone for good reason, i am belarusian, and i am happy that

matsimov gave me, that native songs were played.

hello. the most active part of the election campaign, campaigning, has started in belarus. it will last until february 24. meetings, pickets, rallies. propaganda materials. the law provides a guarantee on the forms of implementation of campaign activities. free candidate.