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today at your core.com we are on verdict washed 12 jurors now, hours into deliberations and former president donald trump's criminal hush money trial. >> we're following all the details from the courthouse and hollywood stars wary of play having a leading role in president biden's reelection campaign why some headliners think this time it may be too high risk and it's a kind of home loan that's giving 20081 of the nation's largest lenders just launched a zero down mortgage. that's got some housing experts worried. we're following these major developing stories and many more all coming in, right here to cnn news central richard three and former president trump's hush money trial has resumed deliberations after rehearing key witness

testimony. i've or sanchez alongside briana cuellar and the nation's capital the second day of deliberations kicked off today with a judge rereading parts of his jury instructions, and with court reporters reading back portions of michael cohen and david pecker's testimony, and that includes pecker's testimony about a call that he had with trump about former playboy model karen mcdougal and pecker's testimony about his decision do not to seek repayment from trump for securing rights to mcdougal story in perpetuity life rights as they're known court reporters also read back testimony from both pecker and cohen about a meeting at trump tower in 2015 cnn chief legal affairs correspondent paula reid is with us now. >> she's there outside the courthouse in new york, apollo takeaways he is today so far so what really strikes me is how methodical the jury is clearly being in this historic task because they've deliberate about donald trump fate. >> and i would expect nothing else from this very when have been in the courtroom. if you look at them, they're also

attentive, even during some of the deadly boring parts of this trial, there were so attentive clearly conscious of the store nature of what they're undertaking now that they are in deliberations and they specifically asked for a specific portions of testimony from the beginning of this alleged conspiracy see, and that suggests that they are taking a linear or a chronological approach to this. again, it speaks to how methodical they appear to be. they appear to be right now now they also ask for abortions of the instructions that they had just heard earlier yesterday morning, i was a little surprised by that because i thought you just heard these instructions a few hours ago. when, there were read back by the judge this morning, it was clear that these are actually confusing several of them like they're talking about here is say took me back to law school. this is incredibly complex and it really does make things harder, but they don't have a physical copy of this. it's like trying to play a board game with people well, for the first time, no one has a copy of the rules. you know, at some point if you were going to get into an argument about what the

rules are not terribly surprising that they had to have portions of the instructions read back. why not the last time they would likely ask for some additional clarity? furcation on those instructions. but if you look at one of the instructions that was read back, it's a metaphor about rain. the metaphor is that you go to sleep at night, you don't see any rain, but when you wake up the sidewalk is wet, people are wearing raincoats and carrying on gorillas. >> and they explain to the jury that under those circumstances it may be reasonable to infer or concluded that it rain during the night. so they're taking in other words, the facts of it having rained while you were asleep, it's an inference that might be drawn from the proven facts of the presence of water on the street and the sidewalk when people in raincoats and carrying on bellas it's a metaphor and this is one of their instructions. mean imagine how difficult it is to go back to her room with 12 different people, all of different lived experiences. and you have to apply one of the things you have to apply is this metaphor 230 people were different counts. it speaks to how challenging this process can be. the jury system is amazing,

is carried out every day in america, thousands of times, but this is a difficult thing to do, especially when these are the kinds of instructions that you have intelligent minds can likely disagree about inferences, about the facts, about the instructions that they have received. so this could be awhile before we get a verdict from this jury. but one thing i do predict is that we will likely hear from them again today. i expect that they're going to have more questions. they've heard a lot over the past seven weeks, and i expect they're going to want to hear some other things read back to them because again, they have some evidence on their laptop, but they don't have access to transcripts of witness testimony. and as we know, a lot of this case really depends on what they heard from witnesses it is on the stand we will be eagerly awaiting any sign from the jury as to how deliberations are going. paula reid. thank you so much. we want to go now to cnn's kara scannell. >> she's been in the courthouse all morning. cara, what is it like to be inside that room laborious the last two hours has been relatively

silent. >> the jury's behind closed doors a variety, donald trump and his team are in their room, prosecutors are in their room, and so it's just the media that's sitting in the courtroom waiting for the buzzer to go off to see what the next development in this trial will be. but they've been working behind closed doors for two hours. one of the new things that they ask the judge for today, we're headphones and indication that they wanted to plug into the laptop and listen to some of the evidence we've heard. actually, a lot of evidence that has been audio or video, and that includes donald trump's campaign in speeches, michael cohen's podcasts, and then recorded phone conversations between michael cohen and keith davidson that was stormy daniels attorney. and then the recorded phone of excusing the recording in-person conversation between michael cohen and donald trump. we don't know which one of these or how many of them they're going to be listening to. but it was something that they asked for. the judge offered them speakers or headphones speakers so that multiple individuals can listen at once and the jury foreman said they would take both of

those options. so that was the last thing we heard from them before they went back behind those closed doors to continue their deliberations. and we're at a lunch break right now. they can deliberate if they want to, but they don't need to, and they all have to be together in order to deliberate. so you know, this this is still a moving target, but we will not hear any notes or any developments in this next hour because we are at a london trachs. so the next thing that we will do when we get back inside at 2:00 is then wait to see if there's additional notes today or if there aren't with remains to be seen today. in the courtroom, it was just a smaller group accompanying former president donald trump, his son, eric trump was with him, as well as one of his friends, steve witkoff, a real willis state executive. and i've saw trump just before he was walking out of the courtroom to go into their room where they are waiting this out. he flashed a thumbs up to win cough. who walked out with him. so a smaller entourage today for the former president as he's waiting in the

courthouse to see what the next steps in these deliberations will bring for us. brianna now, waiting as we all are kara scannell outside the courthouse in manhattan. >> thank you so much. briana. >> let's dig into this a little more now with our senior legal analyst, elie honig. elie take us through with the jury after having been re-read these jury instructions is probably looking at so they got some more information today about the weeds of the actual facts, but they also the judge for a little more information about the charges that they ultimately will be delivering a verdict on. let's walk through those charges because they're more complicated here than in the normal case. now, step one, the base charge is falsifying business records, which is basically what it sounds like. they took these payments, which were really meant to reimburse stormy daniel's is hush money and they tried to call them and label them as legal fees. that's the prosecution's theory. >> but then part two, that the prosecution has to prove is they did that in order to commit or further another crime, the prosecution's theory is that that another crime is a violation of new york state campaign law.

>> and that law says that you cannot try to influence an election by unlawful means. now, this is the part where it gets really complicated prosecutors have given the jury a menu of three possible, quote unlawful means. one of them federal campaign laws. another one is falsification of still other business records. and the last one is tax fraud. but realistically, the prosecutor fusion spent next to no time on these two theories. it's really, let's be realistic here about federal campaign finance laws. and just to remind people of the core transactions here that form the basis of the charges about a week before the 2016 election, michael cohen paid stormy daniels $130,000 in hush money. he essentially paid out of his own from pocketing, took a loan off of his own mortgage, paid her, and then over the year that followed donald trump and the trump organization, they reimburse michael cohen a total of $420,000. and again, the theory is this here was really a campaign contribution designed to silence stormy daniels. and

this here they tried to make it look like legal fees or painters. that's the falsification with an intent to influence the election. so a couple of things the jury is back there now, the six alternates they've been split off. there's still technically on duty, but they're not in the deliberation room. these 12 people are in the room by themselves? no, judge. the judge instructed them, but he's not in there with them. no court reporter? no, nothing. they have to reach union committee to render a verdict has to be 120 guilty or 120 not guilty. anything else will be a hung jury. they do have some options though because we're talking about so many counts of falsifying records take us through this. this is such an important point. there are 34 counts in this indictment, one count for each of the 11 different invoices, 12 different vouchers, 11 different checks. they really are going to we say a verdict, when is the verdict? it's really 34 different verdicts there are ways the jury can split this for example, i'll give you two examples. one, it might be that the jury says the nine checks that donald trump himself signed his signatures on there, they might find the evidence is stronger as to those and find him guilty on those nine and not guilty on

the other 25 counts. another the possibility the invoices the invoices actually say the word retainer like legal retainer on them. but the checks don't actually say that word. so it could be that the jury says, well, that's false. it says retainer, so guilty on these 11, but the others don't. so not guilty on the other. so there's a lot of permutations and juries do like to compromise they get stuck if they can. >> so they'd been on occasion sounding the buzzer, which is sort of making me think of downton abbey, but nonetheless have lovin, it shouldn't really is jingle the base based on the buzzer we ran note cards. we do, we certainly do in a different way than pavlov's dogs. but nonetheless tell us about the notes so far and also what could come. >> so there are basically a few categories of notes. they can ask for legal instructions and guess what, this morning, they got almost half of the entire legal instruction, read back then that happens all the time. jurors will say, can you give us the part about reasonable that again, can you give us the part about witness credibility? so the judge spent about 45 minutes this morning giving

them repeating the legal instructions. you can see the jury asked for specific evidence or testimony. now, here are they're not going to ask for evidence because they have it. that's the laptop that they have, but they certainly can and have asked for testimony this morning. they wanted more testimony related david pecker and michael cohen. we could see more notes along that miscellaneous notes karam was just talking about. i find this interesting. they wanted headphones and speakers. i mean, look, it tells me they're listening to the tapes. there's a handful of tapes in this case, so you can deduce that much and then finally, they will presumably at some point tell us we have a verdict and if they do that, the judges there's instructions to them or send me a note saying we have a verdict, but don't tell me what it is they liked the whole drama of it. if there's a verdict, everyone will rush into place. we will rush into place, and then it will be formally read. but another other thing i just want to highlight, we're not at this point, we've not seen this, but sometimes juries in these miscellaneous categories will send a note i've had this happen to me. it's not great as a prosecutor saying we're stuck. what do we do? we can't get to unanimity at that point. the judge will give them what

we call an allen charge, an extra charge, basically saying if humanly possible, you need to get back there and try to reach a unanimous verdict. so we've already started to see some of these come through. we don't know how often they could come through and we could get four more today. we could get no more today, we've got to stay flexible. >> alright. we certainly will here we are. elie. thank you so much for taking us through all of that for us let's discuss further with jury consultant alan tuerkheimer. >> alan, thank you so much for being with us. how do you read the jury's request? so far, does it tell you anything about where they might be in the deliberations there's so much information that they have. >> i can't tell you specifically what they're trying to do, what they're piecing together, or if there's a split in the deliberation, but there's just it's information overload a trial like this of this magnitude with all these witnesses and then you get this ambiguous and complex law that each side is trying to get the jurors to have different interpretations of so it is a lot and i think one of the instructions that struck me was you're allowed to take notes.

but then when you bring them back in the deliberation, you're not allowed to rely on somebody else's notes. so when that happens they were said that you have to attach significance to the actual testimony or the evidence so that might be wide that some of the jurors might be thinking about their notes, but then a juror who maybe didn't take those notes is thing as saying, well, i had a different recollection and maybe that's why they're asking for more information for more testimony, but there's just so much out there it's so much out there for one person then you think about it. you have to get 12 people to agree on it and tara to get 12 people to agree on anything when they're ordering lunch, if they're asked what do you guys want for lunch, do you think 12 people are going to say right away, oh, let's have sub sandwiches or whatever it is, it's a difficult task indeed yeah no question about that. is that also typically why a jury might ask for parts of the instructions to be re-read? could it be that they either remembered? instructions differently or that they interpreted them in different ways sure. >> you could have a juror say that when the judge read the

instruction on making inferences or circumstantial evidence. i thought he meant xyz and another german. no, i think it's more of taking a leap where there's no direct evidence and if there's any kind of dispute or controversy or even disagreement and the jury can be even mild or low key. they might think, okay. well, we're not sure we have to get it right. let's let's ask the judge and it seems like that's what they're doing. >> allen, i want to get your thoughts on this metaphor that judge merchan used about rain. essentially, he was telling the jury that they could use common sense or or infer certain things based on evidence. the rain metaphor is essentially that you don't necessarily have to see it reigning to know that it did like if you take a nap, you wake up and there's water on the ground outside. there's precipitation all over the place on your window. perhaps you can logically, the duct that it rained. what do you make of that in the context of this case? >> right i'm from wisconsin, so it's snow where i come from, but they're just trying

to piece it together and they're they're they're assessing something and some jurors might be thinking, well, we don't have a smoking gun, maybe that came up, that's talked about a lot. and in deliberations or some kind of real direct evidence, but it's the common sense aspect that you just reference that if some jurors have a really strong feeling based on evidence and they think that they can get to this point, that they can connect the dots. they want to know if that will fit within the definition of circumstantial evidence. it's not direct evidence, but circumstantial evidence as judges often say, can be just as powerful in persuasive as direct evidence. >> so would you say that benefits the prosecution then? >> i'm not sure. sometimes you have jurors playing devil's advocate, and they might say, well, let's just take everything in light. most favorable. the prosecution, let's see if we can get there and then maybe they can't. so it's hard to know which side that really benefits what it tells me is that they are really taking this seriously. and if they have any questions that come up, they're not hesitant to alan tuerkheimer.

>> you got cut off right at the last second, but we've got the point and we appreciate your perspective. thanks for being with us so we're staying on top of all the details coming out of the courthouse plus lights, camera, and not that much action. why some hollywood stars? cars are worried about playing a key role in the upcoming election and a new study finds a potential link between tattoos and the type of cancer. but there's let's push back with some experts, say not so fast, so we'll explain this russia for trying to spy on us. >> we were spying on on i'm it friday this is a war but secret war, secrets and spies, a nuclear game. premier sunday at ten on cnn power e trades easy to use tools may complex trading, less complicated, custom scans help you find new trading opportunities. >> while an earnings tool helps you plan your trades and stay

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showcase its a list celebrity endorsements, but cnn has new reporting that many in hollywood or hesitating before we're jumping into this year's polarized presidential race some believe the risk is just too high with such a politically charged atmosphere in the united states and abroad as well. >> see in an entertainment correspondent, elizabeth wagmeister joins us now with more. elizabeth, the war in gaza, playing a key role in some of the apprehension by these hollywood stars absolutely boris. >> so as you both said, there have been absolute a listers who have already come out to support biden. of course this week outside of the courthouse, we saw robert de niro. there's also been a huge fundraising event announced with julia roberts and george clooney. so that's pretty much as a list, as you can get. but in this polarized, politicized world particularly with how controversial the war in the middle east has gotten. i hear from a number of celebrity publicist agents, hollywood strategists, that celebrities

are very wary to speak out. i worked on this reporting with our hawley priscilla alvarez and we spoke to a dozen people who are working with celebrities and working with the biden campaign. and they all say that there is absolutely hesitation out there, which is different than in years past. one celebrity publicist tells me quote, it's a different world than it was ten years ago. you can't make anyone happy. you can't win. >> another publicist tells me it'll be the usual suspects, but four years ago, who were you if you weren't speaking out? >> the war has become so polarizing that it's gotten to the point that those just know winning, particularly in this social media world. take mariah carey for example, back in december around the holiday she's the queen of christmas, right? and she went to the oval office to spread some holiday cheer it was an innocuous post. she said nothing about israel are gaza and yet her comments were flooded with people

accusing her of genocide just for standing next it's to the president. so that is the point where we have gotten four celebrities and a lot of them just say, it's not worth the risk. now, speaking of the war and gen z is a big concern this year with getting out to the polls. we saw the campus protests last month and the war has really become a huge the issue for gen z and the campaign is hoping that a lot of gen z celebrities will speak out. but so far, none have all right elizabeth wagmeister. >> thank you so much for that. we do appreciate it. let's talk a little bit more with leon panetta. use the former white house chief of staff during the clinton administration. he was also formerly cia director during the obama administration in sir, you were defense secretary in 2012 when then president obama laid out a red line on syria's use of chemical weapons align. he later did not enforce when serious bashar al-assad ended up using them has the president, president biden, made a similar mistake, laying

out a red line that he may not be willing to enforce when it comes to israel's use of force in gaza well, i always i always think it's important that when president united states establishes any red line and you can argue that president is probably are smart not to establish red lines, but if they do that, they have to abide by those red lines or otherwise their credibility is impacted. >> so i don't know whether or not the president will or will not stick to his commitment here. but i think that president's when they draw a red line, should stick to them in your view as israel cross the red line you know, my my impression right now is that that hasn't happened, that they're continuing to try to conduct a more limited approach. >> a more targeted approach in rafah than the otherwise would

so i suspect that at this point, that leinz still has not been crossed. >> the president said this to our erin burnett here just a few weeks ago about the us supplying weapons to israel and also about us support for israel should it go into rafah, let's listen i made it clear that if they go into rafah, they haven't gone in rafah yet if they go into rafah, i'm not supplying the weapons that have been used historically to deal with rafah a deal with the cities that deal with that problem. >> i've made it clear to bibi and the war cabinet. they're not going to get our support. if in fact they go on these population centers we're not walking away from israel's security, walking away from israel's ability to wage war in those areas so he said the us wouldn't supply weapons historically used to deal with rafah as he put it. >> but cnn has identified the weapon used just in that strike that. killed 45 people,

including women and children in the tent city and rafah as american weapon is that if violation of the guidelines that biden laid out for netanyahu well, i think it certainly is something that has to be looked into and investigated to determine whether or not that has happened because obviously, if if they did use that kind of weapon then it would be a violation of what the president said. >> on the other hand you know, when you're when you're in a war situation, a lot of things happen that may or may not be the reality. and so i really think this is an issue that does need to be investigated. and we have to determine mean whether or not there's been a breach or not. >> when israel says its preliminary investigation, is that they did use a targeted weapon. we know it was a 250 pound bombs, so this isn't a small bomb. we're talking keen about. but that may have actually ignited a munition

store. and there have also been questions about, i mean, if you're going to hit near or in a tent city and there are gas cans for cooking and other flammable things. tensor flammable. i mean, what do you think of that initial? phil assessment by israel, does that hold water? do you well, you know, you're in the fog of war and they're going to be a lot of interpretations about what has or has not happened israel will have its conclusions and ultimately the united states has to make its conclusions as well. >> so i guess best approach here is that in order to send a clear signal to israel, i think the united states has to make clear that they are going to investigate this situation to make sure that israel is not using weapons instead, the united states states made clear should not be used white house officials, if we go back to that red line and i agree with you, maybe they're the kind of things that leaders should

have, but maybe they just get into trouble if they talk about them publicly. >> white house officials have really expanded on this definition. we heard from john kirby, a spokesman at the white house, that essentially what he was saying was a red line hasn't been crossed or have not been large units, columns formations i mean, when i can you help us understand maybe you just have a better insight into this, where this red line is, this de, of columns and formations, i mean, have, have we seen that even really in recent history well, again it's what happens when you draw a red line is that there are going to be interpretations about whether or not that red line has been crossed are not and right now, i think the administration is taking the approach that that line has not been crossed because i think it seems to me clear that israel

is at least at this point using a more limited approach. >> and rafah than what they did in the rest of gaza. so as long as they're proceeding on a more targeted approach, and trying to go after specific targets rather than use the kind of weapons that destroy the rafah and harm civilians. i think i think israel is at least trying to stay within those limits. and as long as that's the case then obviously we can continue to proceed with our position, but we're going to have to pay close attention you know, when you when you get into a situation in rafah where your forces are there and they're confronting an enemy it's oftentimes very difficult to put limits on how they approach fighting an enemy. and that really does involve a lot

of risks here as to whether or not this red line is ultimately going to be crossed or not. >> yeah, this could snowball right across that red line as many people see it. secretary agreed to have you, leon panetta. thank you could be with you we're going to take you back to new york for the latest on jury deliberations and the trump hush money trial up next we'll be speaking with a retired judge who has been in cork watching proceeding every day of this trial not we're going back home as possible. number was mavericks covers begins tonight at 7:30 in western conference finals presented by at&t on tnt with western conference finals, old cast on truth tv, arthritis, pain. >> we say not today tylenol, eight hour arthritis pain has two layers of relief. the first is fast the second is long-lasting we give you your day bag, so you can give it everything. tylenol number one, doctor recommended birthright his pain have heart failure

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president donald trump's historic criminal hush, money trial is once again behind closed doors and deliberating earlier today, they rehearse portions of the jury instructions. >> here's what the reading of the instructions that judge juan merchan covered reasonable doubt, how the law addresses the concept of an accomplice in this case. michael cohen, the requirement to find the defendant guilty of falsifying business records in the first degree definitions for enterprise business record and intent as well. joining us now is retired new york criminal court judge george grasses. he's been in court every day since the trial began. judge. thanks so much for being with us. what's your take on the jurors? asking for these instructions to be re-read great. >> to be with the bars. well, it's just me number one, that this is a very serious jury. this jury room philly is taking good job, good taking their job too hot. they want it, they're not just diving in and it's

very unusual. frankly in my experience that on the first day of deliberations which was yesterday, the jury sent that no doubt that they wanted i have such a wide swath of the judges instructions. re-read to them that shows us that they are doing exactly what they should be doing in this case. they're going to dot the i's and cross the t's does this make you more or less confident that this jury is going to be able to reach a unanimous verdict and not wind up a hung jury it actually makes me more confident that we're going to get the anatomists predict in this case because they appear to be acting as a team one thing that i was able to do when the instructions were being read, there would be in red for about 40 minutes since i already took extensive notes of the instructions previously yesterday i spent the majority

of that time carefully observing each juror i was making a couple of notes about how i saw them and in particular, i know this the foreman jury number one juror number one. he was just so locked in locked in in a way that i hadn't noticed him before every juror and i watched this very carefully from my vantage point inside the courtroom they will literally hanging on every one of the judge's words. it let me tell you, as a judge who's delivering further instructions to jurors, you just don't see it like that so often. so very impressed. so this tells me they're starting in as a team. they're going to do this as a team and i think they're going to work hard to come to verdict, but i wanted to hold my breath about hearing of getting a verdict today or maybe even tomorrow, we may go into next week on this. i wouldn't be surprised hi so, judge, former president trump

falsely claimed that judge merchan is not requiring a unanimous verdict from this jury. >> a fact check what he actually instructed them was that they they do have to agree that the defendant conspired to promote or prevent the election of any he person to a public office by unlawful means. what they don't have to agree on is what those unlawful means were, right? they can choose from several different unlawful means would you have handled instructions in the same way? do you think that leaves room for ambiguity among the jurors well, let's just start off by saying, anybody who's out there and i understand that heard there was a lot of commentary on what we'll call right-wing media that a unanimous verdict is not being required in this case is totally absolutely and completely false the jury must ultimately find president trump

he anonymously, they must be unanimous on the crimes john the 34 counts that each charge with that is unbaked tuas, and people must understand that in terms of the judge's ruling, in terms of the path the path there he unlawful means pot of new york, new york election law, which is the connection offense to the false business records that gets us to the felony. >> i think it's a reason it's in the bowl root ruling under the circumstance, i've witnessed mountains of evidence regarding multiple unlawful means, criminal type violations, whether it's the fecal law, whether it's michael cohen's making illegal entries on bank documents in order to set up llcs claiming they were real estate consulting when really it was designed

>> they would be unlawful means. so i think the judge is taking the right path. it sensible but let's be clear. again, anatomists verdict on the 34 counts is absolutely required. anyone who says differently, either doesn't know or even worse is trying to intentionally, intentionally fool the public judge, george grassy. we very much appreciate you sharing your insights with us. thanks thank you, sir of course. >> still to come on, cnn new central down payments are a real problem for americans who would love to buy a home. but one of the nation's largest mortgage lenders is changing that it, is something that is now worrying certain housing experts though, we'll talk about it. and a tip if you're charged with driving with a suspended license, you probably shouldn't show up to a court

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again, that's one main hundred and 71230800. >> the assignment with audie cornish, listen wherever you get your podcasts one of the country's largest mortgage lenders is offering homebuyers the deal of a lifetime is zero down on your dream home but the new program is making experts nervous about how these loans might backfire. and for some, it's bringing back some bad memories. think 2008 financial crisis and the great recession. we have cnn's matt egan joining us now to explain. all right, tell us about this, matt, how does the program work? is there a catch? are they going to be more judicious? it's about who they give these loans two. >> well, bores and briana, we

know a lot of people would love to buy right now, but they just don't have enough money for a down payment. and so this major mortgage lender is trying to come up with a solution by getting rid of the down payments all together. now this comes from united wholesale mortgage. they've launched this 0% and down payment mortgage program. yes, 0% down. it's opened a first-time homebuyers and lower-income borrowers. and essentially it's two loans, the first one covers 97% of the value of the home and the second one is the remaining 3% up to $15,000. now, experts are stressing that borrowers really we have to read an understand the fine print here because the good news is that second loan, it's interest free, which is great. and there are no monthly payments. now if there's a catch. it's the fact that that's second loan. >> it doesn't go away. it is due in full when the mortgage is paid off refinanced for the home is salt. >> now, the mortgage company told me that the demand for

this 0% down mortgage is off the charts. >> they just launched it two weeks ago and they've already gotten thousands of applications so now, what more or experts saying about the parallels between this and 2008 0% down, what could possibly go wrong, right? >> listen, here's the issue. the issue is that the borrower is going to have no equity in the home at all and home prices are at historic highs. so sure, home prices continued to go up and up, but eventually that may stop. and the problem is that it compresses actually go down, then the borrowers would instantly be underwater, meaning they owe more than the home is actually worth. that's exactly what we saw during the subprime mortgage meltdown. so imagine a scenario where someone has to sell their home because they lose their job or they have to relocate. >> will they still owe that

second mortgage in full? >> and if they can't come up with the cash, will they could face for closure, they could damage their credit. >> that's why better markets the dennis keller, her he told me that this program has the potential to quote, turn the american dream of home ownership almost immediately into a nightmare. now the company is pushing back saying that this program is good for consumers and that critics are quote, uneducated about the current state of the industry at the end of the de boards some briana this is clearly a potential solution to the affordability problem, but it's just really important that borrowers understand what they're getting into because this is a solution that is not without risks. and just to be clear, you said that 3% loan it maxes out at $15,000. is that right? >> that's right. up to 15,000 all right. >> we'll continue to follow this. it's really interesting, matt egan. thank you so much. thank you. and still to come, could there be a possible link between tattoos and a type of cancer? i know that's going to

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1803 558999, or visit home serve.com i'm worried thoughts on capitol hill and close captioning is brought to you by you, cora, help maintain a healthy urinary tract with you, cora, i can having utis for ten years, you, cora. >> we make uti relief products. we also make proactive urinary tract health products. you core is a life stage right today at your core.com so one-third of all americans have attached tattoo, but a new studies raising concerns about their impact on your health. >> that's right. the research suggests a potential link between tattoos and an increased risk of malignant lymphoma pardon me, lymphoma, which is a type of cancer so that affects your lymphatic system. cnn health reporter jacqueline howard is here to break this down for us. >> and we should mention jacqueline that some experts are skeptical. >> i think that's really important. tell us what's happening here that's right.

>> briana, what this study showed, it looked at nearly 12,000 people in sweden and it found that those who had tattoos had a 21 percent increased risk of malignant lymphoma. that's in comparison with people who had no tattoos. but the reason why there is some skepticism here. this is a correlation. it does not imply causation, so there's no like direct link saying that the tattoos may cause cancer and the researchers say we need to learn more about this relationship. they think it might have something to do with the tattoo inke itself, often, inke contains carcinogens within it, but the researchers found no evidence that if you have more tattoos, you have an even higher risk. so there are still many questions to answer. and the main takeaway from scientists here is that we need to do more study in this area, lymphoma itself is rare, but of course, there are many people

with tattoos out there here in the united states, about 32% of adults have a tattoo. so any research in this space, of course, we'll get a lot of attention, boris and briana i hope that lower back had i got back in spring break, o2 doesn't come back to bite me. yeah. jacqueline howard. thank you so much. appreciate. might have to put off the show logo tat that we were talking about getting right? >> yeah. >> delayed until we get some more information we need that turning now to a wild story. this, you have to see a judge in michigan was stunned after a man accused of driving on a suspended license made a virtual court appearance while driving. watch this are you driving ashley? >> i'm pulling into my doctor's office. >> this is a driving license suspended that is correct, your honor. >> he doesn't have a license he suspended and he's just driving. if anyone his turn himself into the washington county jail by 6:00 p.m. today failure to turn in himself and will resolve in a bench warrant

with no bond what were you expecting? >> my friend. all right. so as you heard, the judge, their revoked couriers is bond ordered him to turn himself oh, fanduel local county jail the same day cnn has reached out to his lawyer for comment, but has not yet heard back about what is really turning into a viral moment. >> you didn't see you there in the video, but there's a moment where the judge is looking at people in the courtroom, i guess real life is this actually happening? it israel. he did not get that steroids in a new central were back in just a few moments everybody wants super straight, super white teeth. they want that hollywood white smile, news censored in clinical white rights, two sheets, whiter teeth and 24/7 sensitive your production i think it's a great product. it's going to help a lot of patients the de, you get your

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