have a defense system and it is there, and a very important formula that works quite successfully at the front, the more reconnaissance uavs, the better we can see the enemy in day and night, the more shock weapons we have, the more qualitatively we can to eliminate it, now you see a clear example, when 25 drones were used per day, if not charging the memory, 25 drones is somewhere around 15-18 thousand dollars. destroyed the enemy's enemy equipment for a total amount, well, we think one tank is worth 3 million million dollars, two tanks - this is 6 million, one bmp is worth approximately 1.5 million dollars, four bmps are 3 + 3 = 6 for us, that is, the total amount of damage that the enemy will suffer only from the destroyed equipment, i am not talking about the damaged 12 million dollars at using the 18,000 that we spent on...

in piva, therefore, friends, i sincerely ask everyone and everyone who has the opportunity to continue to support the defense forces, to show that a lot of equipment is needed, and unfortunately, the state is fully day, in connection with the scope of the war, which is, maybe in full to cover this need, and by the way, thank you for mentioning this collection yourself, because antin and i actually wanted to encourage our viewers to join this collection, the goal is 3.5 million uah and we have already collected more than 200,000, so our viewers love... let's help together, let's do everything possible so that the 92nd assault brigade can purchase such necessary fpv drones, but i still have a question for you, mr. yuriy, look, today nataliya humaniuk, head of the united press - center of operational command south stated that they began to use, they are the occupiers, they began to use shahedis for yes in the front-line territory, which is quite unusual, is there anything now? similar to your direction, did

they start using shahedis in the actual frontline areas? at the moment , i am not ready to comment on whether yuriy fedorenko, the commander of the company of the achilen 90 strike unmanned aircraft systems, was in our area of ​​responsibility, keep it up, the connection has been restored, something went wrong. so the connection was restored, the connection was restored, but the image looks like this, it has not been updated much, now we will try to restore contact with our speaker, this is yuriy fedorenko, mr. yuriy, you can continue, the enemy is trying to use the weapons he has , the enemy is trying to use on...

he has weapons, forces and means, there is, there is a connection , there is no, 1:1, yes, 1, 2, 3, 4, 5, yes, good, the enemy uses the entire available range of weapons, including shahedis, in order to make the maximum impression not only in the rear cities of ukraine, and accordingly in of the free front, for those purposes , based on the enemy's conviction, which may be important for them, i.e., these are decision-making centers of a certain class, and warehouses for storing this or that property or ammunition, in their opinion, so the enemy will really use this tool, especially since at the moment it is in quantity, and due to the strengthening of air defense that took place in ukraine, i will not say, but it happened and it was a very difficult project, our snipers are the best, the enemy understands that... his shahed drones, in particular,

which they used earlier, has now fallen many times over. ugh. thank you very much, mr. yuriy. yuriy fedorenko, the commander of the achilles anti-strike unmanned aviation complexes of the 92nd separate assault brigade named after koshovoy ataman ivan sirk from the bahamud direction was in touch with us. meanwhile, news arrived, good news from the security service of ukraine. they detained a russian spy who leaked to the enemy the coordinates of military facilities in odesa, as well as... in warehouses with pesticides for the preparation of an ecological terrorist attack, so a local resident received from the russian special services the task of conducting reconnaissance on the spot, received money and so on , transmitted relevant information to the enemy via telegram, and attention, the enemy planned to carry out air attacks using missile weapons and kamikaze drones of the minefield type, and the enemy hoped to provoke an environmental disaster in the territory region but this

man worked as a taxi driver and under the guise of transporting passengers recorded the locations of the necessary objects, so dear tv viewers, be careful with our beautiful taxis. what's up, what's up, what's up, but we're going on a short break now and we'll get back to you after that, so stay with espresso. there are discounts on aquamaris, 15% in pharmacies plantain for you and savings. there are discounts on eurofast, 20% in psyllanyk, pam and oskad pharmacies. attention, total sale on rozpak tv, dutyk and pannochka u. only from uah 699. if you are looking for a comfortable and high-quality pair of shoes for the winter, rather dial the number on the screen. dutyki-pannochka is a new level of real comfort. they put it on and forgot. adjustable width and raised fullness is suitable even for special legs. dutyk and pannochka are not just a fashionable pair

of shoes. it is comfort in every detail. the increased height provides protection from the cold, even in severe weather. eco fur insulation and non-freezing sole perfectly keep warm down to -20°. the upper made of water-repellent raincoat fabric guarantees reliable protection against mud and rain, and if you have full legs, a bootie and a miss, just what you need, the unique width adjustment system with a zipper allows you to adjust the booties exactly to your legs, see how easy it is, how convenient, and sizes up to 42, order now and save, dutik and miss with a discount, call, tired of heavy and bulky saws, then the strong saw from... pack tv just for you, with it you can easily cut trees and bushes, it is so convenient to use it for carpentry work, it is an ideal tool for your home or garden, and the price is only from uah 1499, also a reliable battery is included, call

now and order, there is a possibility of free delivery, check in consultants, cut branches, cut timber, chop firewood, you can do all this in one movement with the strong saw, just look: how quickly it copes, even with thick branches? once and done! and unlike standard saws, it is so convenient to use in hard-to -reach places. the set includes a powerful battery, a key and a screwdriver, as well as a charger. call and order a reliable and convenient tool from only uah 1,499 with the possibility of free delivery. check with consultants: a powerful saw stron is what is needed. call! an unusual look at the news. good health, ladies and gentlemen, my name is mykola veresen. sharp presentation of facts and competent opinions. and in america they also say, let's have better roads , we will have even better ones. a special look at the events in ukraine, there will be some katsaps on the border of kyiv and beyond.

what kind of world does norman dream of, can we imagine it? all this in an informational marathon with mykola veresny. saturday 17:10, sunday 18:15 at sp'. the war created many challenges for us ukrainians, and even more so for ukrainians with disabilities, but we know that only together, united, we can be stronger. friends, meet the friendly online community of enable me ukraine. this is the first platform in ukraine for... communication of persons with disabilities. here you get all the information about disability, medical services and relocation. free consultations of a lawyer, psychologist, doctor, employment specialist, volunteers from all over europe. here you get

support, advice and real friends. together we support each other, share useful information and learn new things. together, we grow! join us, become part of our enable me ukrain family. with the support of the national assembly of persons with disabilities of ukraine, enable me ukraine. information day of the tv channel in rozpala. well, let's now analyze the difficult situation with our economy, but marta oliarnyk has prepared some very important news. so, let's listen together. yes, an important person has arrived. news from the united states, and actually, to us, it looks pretty optimistic, so that issues regarding the financing of ukraine can be considered as early as next week, very soon, said the leader of the republicans in the senate midge mcconnell, and he actually stated that the democrats control the agenda

of the senate, but he expressed confidence that the negotiators will publish an agreement on of border security in the coming days, to quote him: my guess is that we will most likely ... take this up in the senate next week. a sticking point remains the disagreement over president joe biden's parole authority migrants detained at the country's southern border. simultaneously. according to conel, republican lawmakers should not miss the opportunity to pass a package of laws aimed at eliminating threats to national security, reforming asylum laws and the administration's authority to deport migrants from the country. well, let's hope that already next week , the democrats and republicans will finally find a consensus on migration policy, and in fact, in this way, ukraine will cease to be a facilitator of the domestic political situation in the united states, meanwhile... meanwhile , the first 11 owners of destroyed apartments in kharkiv received certificates under

the yes-restoration program, the press service of the city council reported on this, what the owners of the property are going to do, whether to buy new housing or build their own, we will watch together later in the plot. we meet a bantu family near their destroyed house, only one wall was standing. a russian projectile burned the house completely in the first days. wife olena and daughter victoria were at work at the hospital when the husband felt the need to run away from home. i called my wife at work, said that i was scared and would go to kum, went, in the morning they informed me that the house was no longer there. during these two years, the family lived in an evacuation for several months, then with friends in kharkiv, now they rent an apartment. we did not believe that the commission would come. the city commission must decide whether

the house is really completely destroyed and transfer the materials to action. what is the area of ​​the house? but the amount of compensation is not calculated by the city commission, the experts of the restoration program directly, so the bantosh family does not have anything to count on yet, the spouses do not decided whether to buy a new home or rebuild on the site of the destroyed house. what will we be able to pull, because we have no relatives, we ourselves, no parents, there is no one to help, so we do not guess how it will turn out , here we wanted to rebuild, but there we understand that we will not pull it out, i am a nurse, a male porter, you understand, and this is already a commission inspecting the house. kravtsov, aggression of the russian federation, reason, reason,

aggression. the karavtsovs are told that the rocket flew straight into their house and even destroyed the basement. they evacuated from home a week before that night. a rocket flew in and smashed the whole house. thank god we weren't here. because there were children in... pensioners share, all their lives they dreamed of their own house to meet their old age there, they built it themselves. our dream , to be honest, that’s why we tried, and the pool was there, and the grandchildren came, had fun, led a normal lifestyle, in short, now the family lives in a rented apartment, and they also haven’t decided what they will do when they receive compensation, well, if they will to offer...

in general, applications were submitted in kharkiv due to the action the commission has already inspected 1,216 owners of destroyed housing, more than 1,000 objects, and recognized only 25 of them as valid. completely destroyed, but there are much more destroyed apartments and houses in kharkiv, - says the head of the city commission, it's just that often people can't even apply for the restoration program, because they have problems with property rights, if a person does not have this data in this state register of property rights, or does not have incorrect data, she cannot submit this application, and we, we have to work, additionally help residents. in order for them to be able to submit this application through the action, then this application is already

sent to us, to the city of kharkiv through the register of damaged and destroyed property. despite everything, 11 people have already received their certificates for the purchase of new housing, among them ophelia's mother, she lived in the house on northern saltivka, where the russians dropped aerial bombs at the beginning of march 22nd . the woman shares, they appraised the apartment a little cheaper than it cost, and now they will try to buy a new one as soon as possible, because the dollar is growing, and the compensation is in hryvnia, until that's all, sellers are reluctant to enter into agreements under the e-recovery program, there are only a few. of the sellers knows what certificates are, and they are afraid to cooperate with us today, because they do not know what it is, but it is all real, well, because we are the first, this is the first survey, the experience is the first in the country, well, this they can also be understood. no one from kharkiv has yet bought a new home, but

everyone who has lost their home has one dream: they want warmth at home, they want warmth at home. and that the house was one's own, and not to live somewhere with someone else, for the espresso tv channel from kharkiv. well, huh? we now join andrii dubas, president of the ukrainian banks association. glory to ukraine, mr. president, we congratulate you. glory to the heroes, glad to see. well, together with us you probably watched the story about the owners of destroyed apartments in kharkiv, their wanderings. we understand that there are good signals, there is a signal. not completely good, but in any case we hope for an auxiliary program for microcredit, so we understand that new rules have appeared, we understand that these funds will be useful for people who are trying to accumulate as much as possible money, someone needs to make repairs, deliver until the state aid arrives, and so on and so forth, that is

, microloans are always relevant, so the new rules for microloans, and announce the good amounts. interest and everything else. thank you very much antina for the question. unfortunately, we really live in conditions of war, and when there is, for example, trouble in a person or in a family, for example, in relation to broken windows, or some kind of damage, and, for example, it happens in conditions of cold there, yes, winter, then you don't really start thinking about how and under what conditions you are should take an additional few thousand hryvnias there. in order to glass your broken, for example, windows, that is , it is rather a matter of time and convenience, and microfinance organizations in ukraine, they have been working for quite a long time, they offer loans of various amounts, but their main advantage is that they can do it much faster, more efficiently and even there without

going to the branch or without without physical presence, they have an increased of course. interest on such loans, and today's conditions, which come into force on january 1, for population, they will be better to some extent, because the national bank limits the upper interest rate, the upper, let's say, the limit of the interest rate on such loans, that is , it cannot be higher than 1%, and if you calculate 1% per day, you can be very surprised there, how is it 365% per year, and this is what you call a limitation, but i will say, here it is different: the business model of these microfinance organizations is a little different than in banks or other financial organizations, they borrow a small amount of funds for a very short period of time, and for what it is, let's say this, a high-risk type of business activity, without collateral, such and such loans

are issued quite quickly, there is a higher interest rate on such loans, and usually people settle with these k... just in such terms there are three days, a week or, for example , there is up to a month of time, no one takes these loans for a year, and therefore, for example, it is not necessary to wonder what there is or to multiply some crazy interest on these microfinance organizations of fintech organizations, because a short loan and a loan for a year or for two by three - these are completely different financial instruments. sir andrii, but on the other hand, we always know that there are exceptions to every rule, and we understand that there are older people. there are people who are not fully responsible financially, and so on and so forth, there is the influence of force majeure, which in ukraine is constantly present in similar situations, and sometimes we are faced with wildly wild stories, when people receive millions the amount for a loan in some, i do n't know, two to 5 thousand uah, 500 uah, usually,

usually the age category of people who use such... loans, these are not people there are older or elderly people, it is more young people or middle-aged people , on the other hand, you know, if a person, for example, took a loan from an individual or from a microfinance organization or from a bank and does not pay his obligations, then you know , in all three cases that i mentioned, and the amount of return with penalty and additional interest will be much. i didn’t have to sell an apartment, my left kidney and something else, you know, well, sometimes it gets to the point of absurdity, just put some kind of ceiling so that, you know, interest

the rate did not turn into some kind of cosmic story, today, today i must say , this is actually the case, since january 1 this amount of interest, this interest on the loan cannot be more than 1% per day, that is, in fact and... the regulator established such and such restrictions, but the average average check for such a loan, i must note that according to the latest surveys, it is within the range of about four or 500 hryvnias. and calculation, that is , you know, statistics is a matter, exceptions to the rules, if you take, for example, some and call it thousands of percent, of course there can always be, but if we take the average indicator, then people take funds for such loans for. of course, for several days or several weeks, and they use it conveniently , you know, they always vote in business with their money, yes, that is, when you like

this service, you buy it, if you don’t like it, you don’t buy it, and in in this case, this service is popular among ukrainians, and the fact that they are trying , let's say, to regulate it somewhere more, it is not bad, look, mr. andriy, we understand, now difficult situation in the country due to the war. well, there are also financial problems with being able to pay people some social expenses, and we see that also due to the delay of this or that supply of weapons there is also a certain, even hunger, shelling and so on, and actually on our air taras zahorodnii , a partner of the national anti-crisis group and a political technologist, suggested that ukrainian banks provide loans for the defense industry of our country, but they do not want to do this. can you explain actually whether loans are possible for defense industry, for example, and if so, why do banks not want to provide such loans?

thanks for the question, i slightly disagree with you about the fact that banks do not want to provide such loans. i am, yes, i am not, not with you, i mean with the expert who named it, there is a certain problem, and i will now explain it in a very simple language: the bank, when it issues a loan from an enterprise. which takes such a loan, the bank must receive complete information about the suppliers of this business, about the customers of this business and so on, for example, if you opening a production that will produce, i am not in the most interesting place, yes mr. andriy, please continue, i apologize, yes, i continue, that is, when you, for example, start a furniture manufacturing enterprise. you can safely provide information about the chipboard supplier , about your customers, for example, different networks there, and so on. when you open a dual purpose enterprise or

a defense complex, you cannot always disclose all the information, because it may be either classified, for example, for reasons there is a buyer of the ministry of defense, and therefore there is some conflict here, which we are currently working on, by the way, in the association, we started a series of meetings this year in the first place on how bank funds, bank liquidity can be directed to enterprises for for the production to be local, that is, which gave a greater effect for the economy of ukraine, and for this production to be able to produce, for example, i do not know there copters, drones, drones or other things, and we are currently working on this, because the dilemma is actually not a problem in one bank or another, that he does not want, the banks are interested. to lend, because a loan for a bank is a revenue part, but the rules they have to follow, they are forced to follow, in accordance with the regulation of both ukrainian and

other, let's say international standards, that's why we are working very actively on this, mr. andriy, well, i would ask you, so to speak, to balance the debit with the credit, well, relatively speaking, this is how we probably calculate financial assistance from our american and european partners, this is how we wrote down these or other... shows in our state budget, we understand that the matter seems to be moving in the right direction for us, well , but, so to speak, we have not put the final point yet, certain assumptions are beginning to be heard, which are not too pleasant about the printing press, and we would like to ask you, please god, of course, if, for example , some or other of our friends, with the macrofin, were to be dragged out, to put it mildly,... yes, how it could affect the hryvnia exchange rate, but very briefly, please, half a minute, okay , of course, if there will be an additional issue of the hryvnia,

i want to draw your attention to what we have... the latest the emission was in the 22nd year, when ukraine did not have international financial, rhythmic assistance, the national bank had to print an additional 400, and then 200 billion uah in the 22nd year, the entire 23rd year we worked at the expense and internal reserves, and internal and external supplies. if this does not happen, i know that today for a certain period of time the state has these reserves, which are the gold... currency reserves of the national bank, as well as the ministry of finance can attract funds through bonds of the domestic state loan, there are still enough options in order to keep the situation in the conditions, if there will be a certain period of time there will be non-rhythmic with the help of international partners, but i will also draw your attention to the fact that now direct contracts between ukraine and some countries of the world, for example, japan, scandinavian countries are about 1 billion dollars or, for example

, some other amount no longer... from the international, for example, the monetary fund or the world bank, they also work and they allow us to plan like this, maybe not as long as we would like, but it allows us to keep situation, with today's parameters, we will have a course, i think, within the range of 37-38 around summer, thank you, andriy dubas, the president of the association of ukrainian banks was in touch with us, now we will go on a short break, after which there will be news , so stay with espresso and wait. everyday life is now full of stress and anxiety. melamamah b6 will help to cope with these challenges. melatonin, magnesium and vitamin b6 contribute to a full rest and restore strength to b6 melams. full sleep and recovery from bekhafz. there are discounts on psyk, 10% in pharmacies plantain, you and

savings. on january 22, at 7:30 p.m., the vinyl agency will present taras chubai and songs sung by all of ukraine on the stage of the lviv opera. the special guest of the concert is the lviv men's academic choir chapel dudaryk. karabaskom tickets, live sound. new york 19th century. this is luxury, scandals and intrigues. gilded age from hbo. watch all seasons of the exquisite drama in ukrainian with a subscription, turn on aristocratic on mego. there are 10% discounts on zzilorr in the psarynyk vam and ochadnyk pharmacies. oh and got wet would you like some tea? mom, dad, what to do in order not to get sick? vitamin c, d3, zinc and , most importantly, quercitin to strengthen blood vessels. just take quertin immuno. all in one package. in one capsule, four components

together. so easy. one capsule a day, so convenient, quertin immuno. exclusively on the air of our channel. congratulations, friends, politklub is on the air on the espresso tv channel. the most relevant topics of the week: russia's war against ukraine, the war in the middle east, the crisis on the border between ukraine and poland. topics that cause resonance. in our society drone attack on kyiv and other cities of ukraine, drone attacks on moscow and other russian cities. analysis of the processes that change the country and each of us. the country should get the right to start negotiations for accession to the eu. vitaly portnikov and the guests of the project, we are bored because there is nothing to fight about. let's invent, help to understand the present and predict the future. for the world, a second trump presidency will be

terrifying. project for those who care and think politclub. every sunday at 20:10 at espresso. 15 o'clock in ukraine and for your attention issue news on the express tv channel. in the studio of iryna koval. greetings to all viewers. five times since the beginning of the year, russian sabotage and reconnaissance groups have tried to enter the borders of the chernihiv and sumy regions. the situation on the northern border is stable. the accumulation of enemy forces is imperceptible. therefore, the military command and servicemen are working on improving their skills, said the commander of the united forces serhii naev. the preparation of anti-sabotage and anti-assault reserves is ongoing.

fighters teach. counter the enemy with engagement without singing'