news time on the espresso tv channel. kateryna shiropoyas works in the studio. well, now officially, at the bottom. this night, an enemy ship of the black sea fleet of arefia, serhiy kotov, was destroyed in the temporarily occupied crimea. this was announced in the main intelligence office. as a result, marine drones damaged the stern of the ship, as well as the right and left sides. at night, explosions rang out near the kerch strait. the cost of the sunken ship is about 65 million dollars. nataliya, head of the press center of the defense forces of the south, is on the air of the tv channel humenyk said that they managed to sink a brand new ship of the occupiers. we are talking about a patrol ship, which is enough.

new, since it was launched on july 30 , 22, that is, already during the full-scale invasion, and it, in principle , obviously performed the function of protecting the base points, protecting the infrastructure that still remains with the fleet in the water areas and harbors in the black sea on the crimean peninsula, since it is equipped with... complexes, that is, it was a kind of guard and defender. at night the russians launched 22 shaheds across ukraine. our defenders of the sky destroyed 18 enemy drones within the odesa region, the air force reported. the occupiers attacked ukraine from the balaklava district in the temporarily occupied crimea. in particular , the shaheds attacked odessa at night. this was announced in

the defense forces of the south. unfortunately, there is a hit, in odesa district the building of a recreational facility is damaged. there is also a mutilated private house with a pier and outbuildings. previously, people were not injured. however, one person was injured due to enemy shelling of kherson region. the occupiers moved into the residential quarters of the settlements. buildings, a gas station, warehouses and a cemetery, said the head of the regional military administration oleksandr prokudin. eight high-rise buildings, 18 private houses and an educational institution were damaged. the russians hit residential buildings in vovchansk, kharkiv region. this was reported in the state emergency service. a fire broke out there, the fire covered more than 200 km. the rescuers

had to work under constant fire. fortunately, the fire was extinguished and no one was injured. one man died as a result of enemy shelling with cluster munitions in the village of rizdvyanka in zaporozhye. this was announced by the head of the region, ivan federov. in total , the russians carried out 295 strikes on eight populated areas. in particular, four were hit by airstrikes in malynivka, novodanilivka, and robotyn. as a result of the attack , 13 residential buildings and infrastructure facilities were destroyed in the region. and over the past day , another 1,070 occupiers died ingloriously. and in general, from the beginning of full-scale of the russian invasion, the defense force already eliminated more than 419 thousand russians, and with them their metal brukt was incinerated. only

yesterday, nine tanks, 28 armored fighting vehicles, 48 ​​artists, 49 cars, three rocket launchers, two air defense systems and nine units of special equipment were destroyed. also , one mozkovite submarine went to the bottom and eliminated 18 enemy drones and one cruise missile. the general staff reminds that all data are approximate. the espresso tv channel is also calling to join the collection for fpv drones for of a separate platoon of unmanned aerial systems sapsan of the state special service of transport. these courageous soldiers are actively fighting in the donetsk direction, attacking and restraining the enemy. thanks to semi-drones, our defenders have already destroyed a lot of russian equipment, fortifications and manpower of the aggressor. so we have a goal to collect uah 1 million for flying weapons. the accounts already have almost

uah 980,000. it's already the finish line and it's all thanks to your donations, so please, those who haven't donated yet or...donated last week, please scan and don't worry, it remains to collect some 20,000 hryvnias, i am sure that today we will be able to close this collection, join, you can see all the details on your screens now. unrest in russia, in the belgorod region , a fire broke out at the gubkina gas station after a drone attack. currently, one tank is on fire there, previously no one was injured, the bridge informed. and telegram channels. according to the ministry of defense of russia, air defense forces shot down three aircraft over belgorod region. every day , border guards detain up to 25 men who are trying to flee ukraine illegally.

this was stated by the spokesman of the state border service andriy demchenko. border guards patrol the ukrainian-romanian border with the help of unmanned aerial vehicles, camera traps, as well as patrol dogs, our correspondents will tell you how they have strengthened border protection. in this footage, men who tried to illegally enter romania were detained by transcarpathian border guards thanks to a patrol helicopter, some conscript citizens are trying to illegally leave ukraine with fake documents through official checkpoints, however , cases on the green section of the border are more popular. at the state border, there are border units that protect the state border, in the most dangerous directions, they are detained by the forces of the border unit. border guards of the hrushevo branch guard the ukrainian-romanian border around the clock, and every week they stop men

trying to cross the tisza river. this river is a mountain river, it is very cold at this time of year, and a plus to the romanian coast sides about 30-35. the current is very strong and unpredictable, the most common cases are wearing a wetsuit to keep it from getting too cold, inflatable rings, children's inflatable sleeves, mattresses, boats. even at the entrance to the border zone, 70% of men who try to leave ukraine illegally are stopped at checkpoints, said lesya fedorova, spokeswoman of the mukachiv border detachment. to stop the flow of illegal... migrants to romania, the state strengthened the protection of the green border. we also use manned aviation, and drones, in addition, we have strengthened engineering barriers on the state border, we also actively use them, and they

show themselves very well as camera traps, as well as the installation of bispectral cameras, surveillance. uav oleg ihrak launches a drone into the sky from a bird's eye view, the border guard detects potential violators. for example, if everything is visible from above at night, if it is from a drone with a thermal camera, it sees and can see through trees and branches. after detention , violators are taken to the inspectors' office state border service. so-called smugglers often help men escape abroad. last year alone , border guards detained almost 60 such dealers, prices for their services start from 4x5 dollars and up to 900 greens. shippers themselves usually try not to contact their clients, because an attempt to illegally cross the border entails

administrative responsibility, and as for the organization of such illegal shipments, they entail criminal responsibility. at the beginning of the great war, only transcarpathia recorded 24 deaths of men who tried to illegally cross the state border, so border guards advise to refrain from such extreme steps. kateryna oliynyk, oleg polyamar, spresso tv channel. in brody, lviv region , a church burned at night, the property of the church was destroyed by the fire, the building survived. this was reported in the state emergency service. they extinguished the fire within an hour. law enforcement officers are determining the cause of the fire. and in the ivano-frankivsk region , an earthquake with a magnitude of over one and a half points was recorded richter scale. this was reported in the main

center of special control. the epicenter of the earthquake was found near the city of nadvirna at a depth of 7 km. shocks were not felt. let me remind you, this is the last earthquake. area was recorded last month. for now, that's all the news for this hour, see you later. because of the war, ukrainians began to use microcredit services more actively. a new law came into force on january 1, 2024, according to which the microloan rate should not exceed 1% per day. those companies that are market leaders and that intend for a long time to work in this market, they adequately

perceive the regulation, or, well, let's call it this way, increasing the requirements for the market to become more transparent, competitive and responsible. the association of ukrainian banks conducted a study to understand who takes microloans and why. there is a stereotype that among borrowers there are many of their cronies who take overnight loans for bets in online casinos. researchers note that this is not so. the average borrower is a solvent citizen who lives paycheck to paycheck, not a person with certain addictions 67% of users take a loan for daily urgent needs and only 2% take loans at night. sociologists note that people with deviant behavior use different ways to get money, so you can't focus only on microcredits. a person with deviant behavior will use any means of microcredit, banks, and anything else. i don't think that it is necessary to get attached here, yes, what should be attached here exactly, well

, to focus, because everyone, everyone provides opportunities, this is already a question for people from ninth behavior, and not to the organization , of course, organizations somehow adapt, but they all also become victims in a certain sense of this type, social type, well, which exists in society, experts emphasize that microfinance organizations do not... expel people in debt , as the research showed, 62% of users are satisfied with the level of service and are ready to return to the institutions if necessary to banks, and it's like that, you know, sometimes it's very discreet, again, users have a rather high score here, both the attitude to the service and... the desire to recommend. last year, the national bank introduced the concept of

responsible lending, which limits consumer credit costs. the decision also strengthens the requirements for assessing the creditworthiness of borrowers. increasing requirements for the financial companies themselves. today, financial companies are becoming more and more integrated into the regulation of the national bank, supervision of financial monitoring, supervision of activities. and so on, i.e. responsible lending is such a general phrase around which we bring the market to a more understandable, acceptable, responsible form. the association of ukrainian banks emphasizes that microcredit is a niche but socially significant segment of the credit market during the war. this year, the association plans to launch a project to improve financial literacy, the purpose of which is to teach. manage your finances and protect yourself from fraud.

dear friends, we continue our marathon on espresso. this is his morning part: lesya vakulyuk, andriy saichuk. we in this studio are working for you for the next two hours. and ivan varchenko, a serviceman of the armed forces of ukraine, will be in touch with us right now. on matters of national security, before it appears on your screens, i want to say that more than uah 10,000 has been added to our collection, so in general, for this morning, you and i have already collected uah 50,400, and less than uah 2,000 remains hryvnias to collect in order to achieve the desired goal, our desired goal is from... 800 thousand hryvnias, and we want for these 800,000 hryvnias

with you to buy 50 fpv drones for our military, who are now in the infernal luhansk direction, restraining the onslaught of the enemy, if it is accurate, then we need to collect 183.76 hryvnias, and how much is 17 kopecks, oh, so friends, join us well... well, in the meantime , ivan varchenko, a member of the armed forces of ukraine, an expert on national security issues, is already joining us, by the way, it's just now being reported in several regions, this is the voronych region. krasnodar krai and belgorod about the attack drones, in particular , an oil depot is on fire in belgorod, which has already been attacked once, there is a fire again, and a fire train is used to extinguish the fire. mr. ivan, good morning to you, good morning, glory to ukraine, well, let's just start with the situations

at the front, where the enemy is now attacking most dangerously. the enemy is trying to strengthen the pressure on all areas of the front and increase the pressure, we see the concentration of the forces of the means now in almost all along the entire strip, on all 1300 km, this concentration does not necessarily mean that all the forces of the means are involved precisely in assaults, to hostilities, but at the same time we see that what you and i predicted for 3 months is happening. therefore, in connection with the beginning of putin's election campaign and in connection with the fact that, in the end, they manage to mobilize manpower now, and it must be used, it must be used, it is clear that they cannot find additional use so far, as these meaty assaults, which in the end

also lead to certain results and... as the russians present it in their mass media and in their propaganda, they call it success, regardless of the number of losses. therefore, we understand that this is a challenge for the ukrainian defense forces, and ultimately a difficult situation everywhere from kupyansk to kherson oblast. if we talk about the most active and heated defense lines, then of course the russian occupiers continue to... pressure and try to intensify it in the avdiivka area, fighting for the villages located between avdiivka and pokrovsk, then in principle we have a situation that

ukrainian general staff, which is confirmed by other sources, including western ones sources which you use the data of western intelligence, that the front line has relatively stabilized, defensive battles are taking place here, but the advance of the occupiers has slowed down, after the capture of avdiivka and after they captured a few more kilometers of territory west of avdiivka, it is probably that one from the most - from the hottest directions, in addition, the russians continue to attack in the north in the area of ​​the srebyansk forest in the kupyansk region, do not leave their intentions, and we see activity that is increasing, only increasing over time, take time to

threaten the agglomeration from the north. e-e kramatorsk kostiantynka first of all and then there druzhkivka kramatorsk then here the russians are completely predictable, understandable, they once again did not achieve the set tasks, big tasks, which now already sound like big, that is, when before there the big task was to take the whole world new york and berlin, repeat, now the big tasks are once again declared. ideas about the capture of the donetsk luhansk region within their constitutional borders, moreover constitutional borders within the constitution of ukraine. but, as we can see, in order to take the entire donetsk region, they have to take some small village and under this small village or settlement, even such as the district center of avdiyivka, which became publicized only because it

held back for more than two years a great onslaught of the enemy, in the conditions of a full-scale war, not to mention the fact that it was ... a front zone for almost 10 years, and only after six months of grueling and assaults, they were able to take control the ruins of this city, so now we have several directions where they are trying to continue their offensive actions, but overall it looks like they are close to taking an operational pause. and it is quite possible that after voting, of course, for their dictator once again, once again, they will be forced to take an operational break, because... their troops also demand rest, it seemed to them that they would receive gingerbread after the hearing, and they received new tasks for meat assaults. actually, this is what general

tornavskyi says, that they stopped the offensive near avdiivka and stabilized stabilized front. nevertheless, if you read botusov, who is always on the front lines, communicates with many officers and so on. and he writes that this was also the result of great losses among ukrainians. such best infantrymen now, and although the enemy's losses are much greater, nevertheless he believes, for example, that conditions are unfavorable for us both near avdiika and near bakhmut, since the enemy has taken the heights, and one way or another we have to think about other lines of defense , and early or late will still have to withdraw in order to save the lives of the military, and the defense lines do not look reliable. we , even today, we showed such a photo report of our familiar military correspondent, who, for example, said that yes, there is something, look, anti-tank,

those ditches, anti-tank ditches, but they were, for example, dug in the 16th year, well, that is, and everyone says about it, that insufficiently prepared defenses, unfortunately, unfortunately, are an unpleasant surprise for millions of ukrainians, including those who are fighting, the wrong thing happened... there were defensive lines behind avdiyivka, despite the fact that this city held on heroically, despite the fact that great forces and means were spent, in safe conditions, relatively safe conditions, of course, we understand, now the russians have advanced for more than 10 km , including a few kilometers behind avdiivka, relatively safe conditions, those that were outside the limits of direct mortar fire there, quite accurate, outside the limits of accurate viz. of artillery fire 15-17 km, that is, it was necessary to cook here, it was possible here to use engineering equipment

without risking the fact that it will be hit by fronts every time, for example, with a proper radio electronic warfare system, it was a big surprise for us that these lines were not strong lines, and the soldier had to, the ukrainian soldier had to ... practically in combat conditions to form these defense lines, and of course we would very much like the ukrainian industry, the ukrainian ukrainian construction business, including the professional business, to be involved in to build these lines of defense, because i will not tell a state secret, that the military units lack engineering equipment in... appropriate, which is able to quickly and qualitatively arrange and do all these earthworks and construction and arrangement works,

that is in the private sector, and the task of the state, specifically the state in this case, is the organization of this private sector, the organization of resources so that the lines of defense, in which the ukrainian military soldier will have the opportunity to feel safe. and be much more efficient at destroying enemy, then this is a big task, a big challenge, and this is the lesson that must also be learned now after avdiivsky, after the avdiivsky story, well, well, i will also ask, actually today we are very powerfully attacking with drones and they say that in we can increase the production of drones. up to 1 million per year, in general, what technological solutions are needed in order for ukraine to be able to successfully counter russia now during this

difficult year, for this, an honest and frank conversation within the ukrainian society , because i will remind you once again, wars are won not by the nation's army, the consolidation of the nation, the determination of priorities, and these priorities... definitely should not be internal wars, including under any political slogans, but the concentration of all efforts on defense, and honest, of course, frank conversation, prevention of corruption where it concerns state or money or money of local self-government bodies, justice in relation to that huge volunteer environment and maximum support and assistance to it. ago an environment that has already set up factories for the production of hundreds of thousands and even millions of drones ready

to work, starting from garages. this is more or less organized production and ending with mini-factories, not to mention private initiatives where people assemble these drones at home, all this, all this is good, here it is clear, we need to make corrections for quality and control of this quality, but when the consumer will be a military unit, specifically there will be contact with a military unit, where quality failures will not be allowed and corruption failures, then in... we can meet this challenge and make not a million drones, but much more. russia and china became more active this week, also in talks about the need to start negotiations between russia and ukraine about the future end of the war, but at the same time yesterday we saw medvedev, head of the russian national security and defense council, next to a very interesting map in a suit dr. evil in

a suit and doctor evil, where he basically popularly said that almost all of ukraine is historical russian territory, and even except that it is interesting, they also cut up poland in this way, separated a piece of ukraine and romania from poland, romania, and even takes vinnytsia, in a word, this was the map of the partition of the future dismemberment of ukraine, and it actually leaves, it seems, very little, simply. for some future negotiations, how to understand these two conflicting messages, which on the one hand is sent by some collective putin, and on the other hand , this collective fool medvedev, you know, after the second world war, and this is something that is constantly analyzed by historians , philosophers, social psychologists, hundreds of intellectuals of the world were suddenly forced to guess.

that they were wrong, and they supported hitler, they found, found arguments, and very beautifully talked about why, for example , the economic model of nazi germany was profitable, profitable, they looked for, well, that is, we can name dozens, dozens of names of those people who left their mark in science, a significant mark, they were nobel laureates, but at the same time... then they became enlightened, they also became enlightened after the fall of nazi germany, they saw through, so did millions of people, tens of millions of people all over the world who also applauded this regime and suddenly faced the fact that the king is naked, b) all these king’s retinue are courtiers, these are nothings, huge historical nothings, which in fact created a huge evil, i think it

's about... it is in the 21st century, it will definitely be and just as we read about the dictators of the past, they will also look shyly in the eyes, if they remain alive, of course, and will be able to continue i don't want to comment on the freedom of their lives, the millions and millions of these creatures in the world who are now talking about the great prospects of the russian putin regime and the philosophy he professes. he is of no use to medvedev, the court alcoholic, we know his position, he occupies a high position in russia, and it is clear that this position necessarily has a resonance throughout the world, which in the end once again the civilized world is convinced of, of course, that , what is it, what is it, mr. ivan, thank you for the conversation, ivan varchenko, a serviceman of the armed forces of ukraine, an expert on national

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