brought by this young team of matsukas, i actually wanted to say that as now this armor has become a manual tool of pressure of this dictatorship which is being established in essence, it has become a tool of repression, silencing everyone who speaks the truth. ms. oksana, i think we will continue this conversation with you, thank you for participating in our broadcast, oksana savchuk, people's deputy of ukraine, was with us from outside the faction, and now we are watching the news, kateryna has a wide belt. i have made a selection and am ready to tell you what has happened in ukraine and the world in the last hour. greetings, lasi, greetings andria, in a moment i will tell you about the fact that the number of victims increased again as a result of the rocket attack on the hypermarket in kharkiv and why the president of georgia spoke about the referendum.

news time on the espresso tv channel. kateryna shiropoyas works in the studio. the number of people killed due to an enemy attack on the kharkiv epicenter has increased. a 40-year-old man died in the hospital with burns on half of his body. so now there are 19 victims of the russian attack. almost 500 more wounded - reported the head of the city oleg synygubov. let me remind you, the russian invaders hit a mediocre construction hypermarket with two aerial bombs. on may 25 , employees and visitors of the store were killed, two people are still missing. russians killed a civilian in silydovo in donetsk region. at night, the enemy dropped two guided aerial bombs on the city. fragments of the body of a 54-year-old man were found at the site of one of the destroyed houses. rescuers are still looking for a 14-year-old child. she suffered as a result of the attack.

a woman was injured, she was taken to the hospital. 10 private homes were also damaged in the city shop. in the morning , ukrainian defenders shot down an enemy rocket in the sky over sumy oblast. this was announced by the head of the regional military administration, oleksiy drozdenko, without any casualties, the scale of the destruction was clarified. and at night, our defenders of the sky destroyed 13 out of 14 enemy shaheds over ukraine. the air force said. the occupiers launched drones from the primorsko-akhtar region, targets were shot down in mykolaiv, kirovohrad and rivne regions. in the rivne region, due to an attack by drones, there was no electricity at night part of the settlements, - said the head of the region oleksandr koval. as a result of falling debris , the protection system at one of the power facilities was activated, which led to the blackout of the houses. electricity supply. currently

restored. and the debris of the enemy shahed damaged power lines in a settlement in kirovohrad oblast. according to the information of the head of the region andriy rajkovich, specialists are already working on the spot, no one was injured. and in the kherson region , a 51-year-old man died due to enemy shelling. the russian invaders stormed the village of havrylivka in the evening beryslav district. this was announced by the head of the region, oleksandr prokudin. in general , during the day, the occupiers attacked more than 20 settlements in the region, damaged nine private houses, a pumping station, an agricultural enterprise and a cultural institution, and enemy shells damaged a garage and agricultural machinery. another 1,300 russian occupiers were eliminated within a day by the defense forces of ukraine. the general staff updated the data on the losses of the enemy army. from the beginning of the full-scale invasion. russia is not

more than 505,000 terrorists have already been counted, also yesterday our soldiers destroyed eight tanks, 33 infantry fighting vehicles, 37 artillery systems and two rocket systems of enemy volley fire. it was also possible to hit almost 80 units of special equipment and land 28 enemy drones. the data added by the general staff are indicative. and to the operational situation at... the front , 110 combat clashes took place on the front line during the day, the general staff of the armed forces of ukraine reports. the situation remains tense in kharkiv oblast, fighting continues in vovchansk. on in the kupian direction, the defense forces successfully repelled 16 enemy attacks, as well as over one and a half dozen assaults. the occupiers were neutralized at limansk. the enemy is attacking intensively on the pokrov sector of the front. there, with the support of aviation, the aggressor carried out two. 25

assault actions and slightly advanced in some areas. six attacks were held back by our defenders in the kramatorsk direction and the same number near staromayorsky. 10 more enemies. our soldiers fought back on the left bank of the kherson region. in the meantime, the spresso tv channel and the iryna koval charitable foundation are calling you participate in the collection of drones and components for art reconnaissance of the hundredth brigade of the armed forces of ukraine. the first batch that we plan to purchase is eight improved models of mavics and five ordinary ones. quadcopters are the eyes in the sky that keep an eye on safety and enable you to move forward with confidence. and the most important thing is that they do not help to protect the lives of our soldiers, we have to collect 2.5 million hryvnias together with you, it's a lot, but we can do it, so don't miss the meeting, it's not time at all, i wish you health, we, the soldiers of the art reconnaissance of the hundredth brigade, we ask you

join our gathering for drones and their components, which will help us in the future to destroy the enemy and protect our homeland, glory to ukraine! glory to heroes. glory to heroes. about 90% of the proceeds from the frozen assets of the russian federation will be directed to the european peace fund for the supply of necessary weapons and military equipment to ukraine. this was stated by the high representative of diplomacy of the european union, josep borel. at the same time , he noted that seven legal acts need to be adopted to allocate more than 6 billion euros. however, it is not possible to do this yet, due to the fact that european. countries cannot reach a common solution. a new f-35 fighter jet crashed in the usa. it happened in the us state of new mexico outside the airfield. the pilot was taken to the hospital, abc news reports. as

an american official told journalists, the plane belongs to the us marine corps. the disaster occurred during the handing over of the fighter to the service of the military. and the president of georgia, salome zorabishvili , proposes to hold a referendum on the law on foreign agents. after pro-power the parliamentary majority overcame her veto on the scandalous document, she called on citizens to collect signatures to organize a demonstration. the president addressed the participants of the protest in tbilisi, she criticized the deputies who, despite human indignation, voted for an analogue of the russian law. she also proposes to bring the country's european future to... discussion during the referendum. let me remind you that the parliament of georgia adopted the law on foreign agents in the third reading on may 14. because of this, for more than a month and a half, actions have been taking place in tbilisi every day protest occupy consciousness. in 2023

, the russians created at least 150 new mass media for the temporarily occupied. territories such data are summarized by experts. roskomnadzor's reports testify to them, in particular. the newly created media is managed by the russians to control the information space in the captured regions and promote russian narratives, among which the most common fakes are about the recovery of russia and new regions, terror in ukraine and discrediting the armed forces of ukraine. not for nothing, russia freed you, she brings prosperity. at the same time... a different picture of ukraine is being shown, that everything that is happening in ukraine, at the same time, all this is only destruction, chaos, terror, of the civilian population, war, so to speak, to the last ukrainian, and in general, ukraine will soon will cease to exist, so it is very good that you

returned to russia, and also active propaganda works with narratives about the army, well , since the war is being waged, therefore it is very important to show the ukrainian army as punishers, as militants, terrorists. resist the invaders the exhibition "invisible power" is coming to an end in the ukrainian house. the exposition on the fifth floor was dedicated to ukrainians who are making non-violent resistance to the russian occupation. the organizers of the exhibition demonstrate the efforts of both individual citizens and entire groups in the occupied territories of the russian federation. various forms of resistance are collected in the works, including protest, creating communities, preserving identity, and capturing evil in art. kremlin, the exhibition can be visited until june 2. this is primarily to tell about the reality of the occupation, about what people are facing, and to restore the subjectivity of the people in the occupied, temporarily occupied territories, because we often hear about the occupied territories, but we

forget that they are people and that they are our people. courageous, even sometimes just, you know, desperate people... um, well, if that's how they show their struggle, through symbols, stickers, inscriptions, and first of all, they remind the world. that ukraine is there, and secondly, they remind ukrainians that our people are there. fluffy replenishment at the canine center of the state border service. a service belgian shepherd gave birth to 10 puppies at once barina. the border guards told. now the baby is actively growing and is under the close supervision of his mother. however, very soon the four-legged dogs will be assigned to dog trainers who will train them and... prepare them for service, to learn more interesting and

relevant information, follow the update on our website espresso.tv, as well as on our social networks, we will see you soon in less than an hour, my colleagues lesya vakulyuk and andriy saichuk will be waiting for you on the air. don't switch.

i am oleksandr morchyvka, congratulations, you are watching financial literacy program. let's figure out together today how to properly manage personal capital and use various services of financial institutions. today we are talking about microcredits, but first a brief overview of the news. pump up your finances. literacy with us. for the second month in a row

, business is adapting to war conditions. this conclusion is based on the data of the national bank for april. the index of positive expectations increased slightly. experts note that everything is in the news about the increase in international funding and adjustment of logistics chains. there is both a seasonal slowdown in business activity and an increase in domestic demand. however, the business is grappling with a number of challenges, including damage. energy facilities, increased costs, in particular for labor costs. more than 3,400 citizens have received loans under the eosel program since the beginning of the year. this was reported to the ministry of economy. most often, loans were taken for the purchase of housing on the secondary market. the largest number of mortgage claims are for residents of kyiv region, the capital, rivne region and lviv regions. housing at 3% per annum was given to military personnel, security forces, teachers, and doctors. today , you can take loans under the eosel program at oschadbank,

privatbank, ukrgasbank, globusbank, skybank, ukrexim bank, sensbank, and credit dnipro bank. bank pekao this month presented its export-import financing program for ukrainian enterprises. the initiative is considered as an effective tool for business, in particular, when our companies enter the markets of eu countries. pko representatives also shared many years of experience in crediting entrepreneurs using letters of credit. the leader in filling the coffers. financial and insurance activities showed the greatest increase in the payment of taxes, fees and payments to the state budget. we are talking about the period from january to april. this is reported by the state tax service. revenues increased by almost uah 76.5 billion compared to the same period last year. growth is related to advance payments of state banks, income tax and dividends. lenders' vigilance

towards borrowers and the availability of microloans for ukrainians. how does the rate limit of 1% per day affect the financial services market from the new year. let's watch the plot, then we will hear all the answers in detail from our expert. it's a shame, microloan rates are new. financial services market. ukraine will undergo significant changes this year. one of the key ones is limiting the daily interest rate on microloans to 1% per day. such norms are prescribed in the law, which entered into force on january 1. mdli company. adapt to the new standard gradually, during the first stage they move to a rate of 2.5% per day, then one and a half, at the last 1%, it is necessary to do this by the fall of 2024, the challenge before us is not only to find a business model that will be acceptable for us under such conditions, when the interest rate reduced to 1% per day,

here, but the main challenge is also to... comply with the new requirements set by the national bank, and in fact these events, they practically coincide in time. in addition to lowering the daily rate, the national bank introduces additional requirements for assessing the borrower's creditworthiness, namely, in particular, may result in a longer cash-out process. many companies can, unfortunately, not withstand them and leave the market, so we expect that part of the market will be included for these reasons. fired, that is, the company member will certainly leave. today, microfinance organizations are already working at reduced daily rates and are seeing the first results. we have of course already moved to this reduced interest rate which came into effect on april 22nd, like the whole market, we have already brought everything into line, we are now watching how customers react, we have seen,

which is basically a rate reduction for the client. was positive, of course, and we saw such a very positive dynamic in terms of the number of requests and the quality of the client who comes to us. last year, ukrainians received loans for more than uah 40 billion, on average they took about 700,000 microloans per month. a decrease in the interest rate will increase the caution of lenders and provide borrowers with more favorable conditions, according to market participants. we support it, we may have some comments about certain norms there, for example, there interest rate, marginal. limits of implementation, there may be a debate here, but in general i believe that it will increase the efficiency, transparency and perhaps, trivially , responsibility of both the borrower and the financial institution in the market. the requirements of the national bank are mandatory, therefore, if financial institutions wish to remain on

the market, they are forced to comply with them in full. in what way does the new legislation protect the borrower, we will talk about it in detail talk with the guest of the program, anton dean, lawyer joins, i congratulate you, have a good day. mr. anton, what exactly are the risks for an ordinary person for a borrower minimized by this law that has started to work? first, this law reduces the interest rate on the loan itself, it is reduced to 1% per day, which potentially protects the borrower. and moreover, this law, that is, there will not be such a significant overpayment, of course, there will be no overpayment, but it is necessary, according to the terms of the contract, there may be additional costs, which you need to familiarize yourself with very carefully, ah, and it is very important to read the terms of the contract, because there may be hidden payments, there may be hidden fines, penalties and

increases, for example, the interest rate for some period, for which the loan is granted, well, what... steps must be taken by a person, a borrower, if he needs to take a certain amount for some of his household expenses, what should be thought out and carried out directly? e, first of all, it is very important to read the terms of the contract, pay attention to the clauses on responsibility and in principle pay attention to the entire contract, since i already, as i said, there may be hidden payments and fines for it and so on, and the mayor. it is generally recommended for such contracts, in any case for any lending contract, to turn to specialists in the field of law, lawyers, lawyers, that is, it can be done, but the person really did not take something into account, found himself in such a difficult situation and needs some kind of help , then contact lawyers, lawyers, is it possible to solve it in another way, it can be solved, as a matter of priority

read the noises of the contract, determining the possibility of a general reduction in the price there. an increase or change in the interest rate, or some fines, ah, well, and count on the options of how a person will return these loan funds, well, microcredit funds, you can say what they borrowed from a third party, and in the event of the appearance of some problems in for these microloans, it is already necessary to contact both the lender and the lawyer in this case, as quickly as possible to resolve the issue, the money can be received really quickly, but here... such controversial situations are essentially resolved with micro credit institutions? well, potentially yes, they are resolved, but it must take some steps, including turning to bozicode. regarding the interest rate revision, regarding the revision of fines and other restructuring of borrowed funds, well, the amount

of borrowed funds, well, of course, consult a lawyer about this, that is, you can even restructure the loan if a person in a difficult situation cannot make payments on time according to the contract, that is, the company go to meet, in fact, and this is possible with help lawyers to decide, not only with the help of lawyers, they can help with this, but in principle the lender can go to a meeting with the borrower and it can be decided between the financial institution and the borrower even directly, of course, but in this case it is better to involve lawyers, lawyers anyway and so on. well, in your opinion, how important is this kind of micro-credit market now, especially during the war, people are often faced, faced unexpectedly with the need for such small amounts that can quickly help or to move from... a place, for example, where hostilities are ongoing, or to buy a necessary thing, the same now we see the power outage, the same technical means, power banks, for this you need

fast money, and how much micro microcredit now helps to solve a number of problems ? of course, it helps, because a situation arises when a person needs to buy medicine, or, for example, a situation does not arise when a person's property is damaged, and quick money is needed now, and in this case, a person does not need to turn to... large lenders, such like a big bank and so on, the micro microcredit market actually gives people the opportunity to get a small amount of money for a certain period and get the things they want, but it should be noted that in any case , each person should count on the possibility of what and the necessity the fact that she will need to spend this money, and she needs to calculate her capabilities and, well , her desire, you can say, well, this is an important emphasis, thank you for that. but to preserve their wisdom, skillfully spend this art, well, such are the famous

words of a famous german writer bertold everbach, i will conclude the issue with this and remind you that the financial examination was created with the assistance of the association of ukrainian banks. see you in the next issue, stay tuned. if you are tired of heavy and bulky saws, then strong saws from unpack tv are just for you, they will easily cut trees and bushes, they are convenient to use for carpentry work, it is an ideal tool for your home or garden, and the price is only from uah 999. choose a basic model or a model with a telescopic handle and order now. is possibility of free delivery. check with consultants. cut branches, cut timber,

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more, you can even process plants, easily, quickly, profitably and in any which place all thanks to the technology of hydroplastic compression, as in conventional bulky washers. high pressure washer, the power of cleanliness is the incredible power of the water jet and easy and convenient use, just lower the hose into a container of water. and that's it, everything you need for use is already included in the kit: a high-pressure washer, the power of cleanliness, only from uah 999, minimum effort, maximum result, call! champions league final only on megogo, europe holds its breath before the main match of the season, will the fairy tale end borussia real with lunin in goal? find out june 1 at 10pm exclusively on meego. there are discounts represented by coco mayana discounts. tesifin 15% in psarynyk, bam and oskad pharmacies. about bitargin, i remember, the morning will be without a hangover. there are discounts,

koko presents may discounts for tizin. 20% at podorozhnyk, bam and oskad pharmacies. events, events that are happening right now and affect our lives. of course, the news story reports about them. however, it was not enough to know what was happening. it is necessary to understand. antin borkovskyi and invited guests experts soberly evaluate podi. and analyze them, modeling our future. every saturday at 13:10 with a repeat at 22:00. studio zahid with anton borkovsky at espresso. vasyl zima's big broadcast. two hours of airtime, two hours of your time. two hours to learn about the war and how the world lives. two hours to keep up with economic and sports news.

two hours in the company of your favorite presenters. presenters, who have become like family to many, as well as distinguished guests of the studio, the events of the day in two hours, vasyl zima’s big broadcast, a project for intelligent and caring, in the evening for espresso. sharp presentation of facts and competent opinions. information marathon with mykola veresny, saturday 5:10 p.m., sunday 6:15 p.m. friends, lesya vakulyuk, andriy seychuk, we are returning to ether, continuing our marathon, i want to remind you that we are collecting money and i want to call you to donate to it, we managed to collect only 13 uah for this morning, it is clear that we are a little , that is, a little was donated today for our defenders from another unit, andriy, our father, was on our air, and a little to him, i hope from you lost, but i also urge you to throw in some

money for... the 93rd separate mechanized brigade, because we are collecting atvs for them, and these atvs will help save their lives, evacuate wounded soldiers from the battlefield, you can see the details on your screens now, qr code for your convenience, here is the card number, and also under our youtube broadcast, you can find all the necessary information under the description of our broadcast, under the description of the broadcast, all the necessary details are actually indicated, please join us, i remind you, we have already started collecting the second million out of the four necessary, well , in the meantime, we will talk about let's tell you, remind you, about 10 years of war, the movie of the same name, about this extremely complicated period of time, about modern heroes and about the key moments of our history , the espresso tv channel presented exclusive announcements and the first impressions will be shown in the plot.

10 years of war, 10 years of hardening the ukrainian nation. espresso tv channel prepared a documentary about the key events of our history and extraordinary people who directly influenced its course. exactly the ten-year history of the maidan is documented here. not to the present before a full-scale invasion, there are many documentary films, but exactly such a clear, concrete chronology of this particular period, well, there has not been yet, everyone will see in this film what they understand, or want to understand, and everyone will see something different , it was important for me, in the context of its slightly reduced attention of the western audience,

to show what is actually happening in ukraine, what happened in ukraine, why it is happening in ukraine, especially in the context counter-propaganda with russian informational aggression. the voices of the ten-year history in the film were prominent ukrainians, journalist and activist tetyana chornovol, the founder of the tyra ambulance volunteer corps, writer svitlana povalyaeva and her. fallen hero of ukraine, activist roman ratushny. all three named characters of this film, i.e. tyra, tatyana chornovol and roman, they are undoubtedly heroes, they are undoubtedly those people who gave the most for their tribe, and roman gave...