from the same frozen assets, and as far as i learned yesterday that this issue, which was previously announced as a project, this issue is actually almost resolved, that is , tomorrow, the day after tomorrow, we can expect such an announcement. well, we will wait for this confirmation, thank you tetyana for the good news, tetyana vysotska, a correspondent of tv channel uso told us about the hearing, on human rights, which is currently happening there in the case. and the netherlands, and now, dear friends, news is coming, kateryna shirokopoyas already has a fresh selection that what happened there in ukraine and the world, she will tell us, katya, you have a word, lesya, congratulations, in a moment i will share with our viewers information about how the agent of the ater movement destroyed the livin satellite station, which provided communication for the armed forces of the russian federation , and what will be the schedules of outages throughout ukraine today.

news time on the espresso tv channel. kateryna shiropoyas works in the studio. explosions rang out in dnipropetrovsk region. the russians attacked novomoskovsk. the impact caused a fire. this was announced by the head of the regional military administration, serhii fox the information is currently being clarified. the enemy probably launched rockets from the belgorod region, an air alert was declared in many regions of ukraine due to the threat of ballistic strikes. this is already the third large-scale air alert in the morning. an entire family suffered as a result of a nighttime russian drone attack on dnipropetrovsk region. in the senelnikov district, a 13-year-old boy has an acute reaction to stress, a man and a woman have cut wounds. everyone will be treated at home. nine private vehicles were damaged.

houses, this was reported by the regional head serhii lysak of the military administration. at night , air defense forces shot down 11 rockets, and the enemy also attacked nikopol with artillery and drones. fortunately, there were no dead or injured. at night , the russians launched a combined missile-drone attack on kyiv. the enemy launched kha-101 cruise missiles from tu-95 bombers. they entered from the south in several groups. in waves, at the same time the capital was attacked by shaheds. also, according to preliminary data, the russians released ballistics. all enemy targets were shot down by air defense forces. this was reported in the city military administration fortunately, there were no casualties or damage in the capital. one person was injured due to falling fragments of enemy rockets in the kyiv region. the man's leg was cut, the head of the regional military administration, ruslan kravchenko, said.

a fire broke out at an industrial facility in one of the districts, and more than 100 rescuers are putting it out. a private gas station building and a garage were also damaged by debris. in another district of kyiv region , a warehouse is on fire. russians injured three people in the kherson region. in a day, the occupiers shelled 20 settlements in the region. enemy shells hit the critical infrastructure objects of the adminbud trade complex. and cars, damaged a high-rise building and 22 private houses, oleksandr prokudin, the head of the regional military administration, told about it. and in general, during the night, the anti-aircraft defense of ukraine destroyed 29 out of 30 air targets of the enemy. it was not possible to shoot down only the iskender em ballistic missile. as reported by the air forces of the ukrainian armed forces, the defenders of the sky eliminated four cruise missiles launched from the saratov region of the russian federation. also

the military shot down a dagger airballistic missile and 24 kamikaze drones. the ukrainian air force worked in the kyiv dnipropetrovsk, zaporizhzhia, poltava, kharkiv and vinnytsia regions. and all our people, due to enemy shelling, are converted into donations for our defenders. the espresso tv channel and the iryna koval charitable foundation are calling to join the collection for drones and components for the art reconnaissance of the hundredth brigade of the zso. the first party. we plan to buy - eight improved mavic models and five ordinary ones. quadcopters are those eyes in the sky that they promote security and provide an opportunity to confidently move forward, most importantly - they help protect the lives of our military personnel. we have to collect uah 25 million together with you. so let's not waste time, let's join our defenders for the gathering. on june 13, during the g7 summit in italy, the two presidents, joe biden, will meet. and volodymyr

zelenskyi. this was reported by white house adviser john kirby. according to him, the heads of state will discuss support for ukraine. in addition, new plans will be announced at the summit frozen assets. in russia and want to use it for the post-war reconstruction of ukraine. meanwhile, joe biden reacted to the jury's verdict against his son hunter biden. a federal jury has found the son of the us president guilty of all three counts of illegal gun possession. joe biden emphasized that he will respect the court decision and will continue to morally support his son, who managed to get rid of him. drug addiction, i note, hunter biden may face up to 25 years in prison, as well as a fine of up to 750 thousand dollars. the judge must announce the final verdict within 120 days. in the lviv

historical museum , the ambassador extraordinary and plenipotentiary of indonesia, arif muhamad basalamah , solemnly opened an exhibition dedicated to the history, culture and opportunities of the republic. happened it is on the occasion of the 32nd anniversary of the establishment of diplomatic relations between ukraine and indonesia. the organizers talk about the customs and traditions of indonesians on 28 banners. i am very glad that this event is being held in lviv. lviv was the first city where i stopped for the night after my first visit came to ukraine. today we are holding an exhibition that tells about the culture of indonesia. by holding this event, we want to contribute to the strengthening of relations between the indonesian and ukrainian people. we hope to be able to host an even larger event here in the future. this is very important for us, because today this country once again shows its attitude towards the ukrainian people and shows support

that they support us as a ukrainian state, that we were attacked by the russian enemy, and thanks to this, today we have the opportunity to be here on the territory of lviv oblast and... to thank our partners for their constant support. today, all over ukraine, the lights will be turned off according to the schedule from 15:00 to 23:00. restrictions were introduced, in particular, due to the increase in energy consumption due to the heat, ukrenergo said. critical infrastructure will not be disconnected from electricity. in addition, emergency shutdowns are possible in the kherson region. at night , critical infrastructure facilities were damaged in the region due to russian shelling. restoration works. are currently ongoing there. graduation, a touching holiday for schoolchildren is being prepared for which there is little or no beginning of the school year. however, this year many graduates of the fourth, ninth and 11th grades in rivne region, frankiv region, zhytomyr region and other regions will not

celebrate their graduation. they gave up beautiful dresses, expensive suits, photo and video shoots to buy drones for defenders. bilotserk students also joined this initiative about... we will hear their motivation in our next story: without expensive dresses and suits, hairstyles, bouquets and a celebration in a restaurant, instead , with the saved funds, three fpv drones were purchased for the military. such an initiative was shown by the graduates of the ninth grade of the first bilotserkiv gymnasium on the day of the last bell. as one of the students sofia tells , everyone supported the charity, because they believe that even with small steps... it is worth getting closer to victory. saw that people were getting involved, that our parents and children were dropping funds together and wanted to help. then our school had to organize a charity fair, and we asked to take it a certain amount of money to schools at this fair. and

the school also helped us to buy a third drone for our defenders. in total, the schoolchildren managed to collect uah 42 and were more than satisfied. their goal is to help their native 72nd brigade named after the black zaporozhets. the drones were handed to the father of a classmate, who is fighting at the front. children believe that such a gift will surely destroy the enemy's equipment. we, of course, wanted to have some kind of graduation, because the ninth grade, already many people go to other educational institutions, but well, it was a good offer, on our opinion, and we all unequivocally supported it, and again we threw as much as we could, because this is a very important matter. the young volunteers carried out the entire transfer of the drones after the festive parade, and they all signed the flag for the defenders together. this was the wish of the military, and in principle we understood that the most optimal option is drones. the class leader

of the ninth grade is also proud of such an act, she says, her students have always been patriotic. mostly, there are girls in my class, and they are quite such, conscious, patriotic children, with a patriotic mood, well... a worthy generation of young ukrainians is growing, who will protect our ukraine and will never remain aloof from our troubles, because after all, we are living in a difficult time during the war. so about the fact that the girls decided to collect for drones, well, in general, i very much support this decision, because our class in general was selected in such a way that quite a lot of children from our class have parents who are either somehow fighting at the front or in the rear of the armed forces are located, and in one way or another they are directly felt by everyone these consequences, negative consequences, on themselves, on their personalities. in turn, the black zaporizhzhya citizens thanked the graduates and noted

that with such a growing generation, they are confident in our future and victory. lyubov gerashchenko, oleksandr kuga, espresso, bila tserkva. to find out more interesting and relevant information, follow the updates on our website espresso.tv, as well as on our social networks, we will see you in less than an hour, do not switch, stay with espresso.

i am oleksandr morchenko, congratulations, you are watching financial literacy program, we will traditionally figure out together how to properly manage personal cash... and use various services of financial institutions, today we are talking about

fintech, what kind of industry it is and how it will help us with personal capital, but before that , the main news from the world of money , let's see in the review. five schools are planned to be rebuilt in ukraine according to new modern projects. we are talking about war damage to educational institutions, said the minister of digital transformation mykhailo fedorov. these are old people soviet premises. however, after the update. and modernization, they will become barrier-free, in particular, schoolchildren and teachers will be able to draw on the walls of the corridors, for their own comfort, change the lighting, temperature in the classroom and introduce furniture to their needs. according to the calculations of the ministry of statistics, the transformation of schools is 30% cheaper than new construction. understand the situation. the committee on non-bank lending of the association of ukrainian banks held an event where the participants discussed the issue of outsourcing. more than 30 representatives of non... institutions had the opportunity to get answers to questions that concerned them within the framework of the law on financial

services and financial companies. clarifications related to the necessity and format of notification to the national bank about outsourcing, duplication in the process of such notification and uncertainty regarding the outsourcing of credit services. availability and transparency of payments. the association of ukrainian banks and the ministry of social policy signed a memorandum of cooperation. it provides for the development of inclusion in... the provision of administrative services, the development of a mechanism for involving banking institutions in the process registration and payment of various types of state support, pensions, subsidies and compensations. in the future, this will allow citizens to receive payments in a convenient way for them at the nearest bank branch or online banking. accelerate the implementation of qr code payments and involve banks in this process. participants of the meeting of the committee of the association of ukrainian payment banks'. systems have considered the issue of developing the necessary legislation, banking institutions are now

interested in using qr codes to reduce costs and increase volumes transactions. financiers believe that qr codes make payments more convenient for customers and will stimulate the development of e- commerce. all you need is a phone that scans the qr code, and the payment will be made instantly. for the client. it is literally from two to 5 seconds, so it is also a convenient means of payment, it is really convenient and prompt and is essentially related to... the topic of our conversation, let me remind you that today we are analyzing what the market of financial technologies, the so-called fintech, is in essence an industry that is actively developing at the intersection of financial sectors services and technology, as important as it is now, especially in times of war for ordinary consumers. let's see, our journalists made an analytical story, then we will talk with the guest. over the past

few decades , real fintech has been happening in ukraine and the world. revolution. traditional banks are losing their monopoly position in the market of financial services. small financial startups have bitten off a piece of the pie. fintech companies are organizations, as a rule, business oriented, which work on to accelerate, improve, optimize, financial services with the help of information technology. all financial services that are processed and processed on the internet can be attributed to fintech. according to the director of the online lending service, vladyslav bilan, previously the fintech market was not regulated, and many similar organizations worked in a non-transparent manner. from july 1, 2020, the national bank took over the functions of the market regulator of non-bank financial services. with this regulation, the national bank makes the market more

transparent, more competitive, because bad players, they're in... leaving the market, players who give customers nightmares, they have to leave the market, and only those who can, who want to, adjust their processes in such a way that they reduce the customer's stress will remain. ukrainians living abroad note that financial services in ukraine are much faster and of better quality than in europe. according to the expert, this happened due to the fact that when the first banks began to form in ukraine, after the restoration. independence, our specialists have worked on errors and took into account the experience of the world market. the banking system, which was created in ukraine in the 2000s, has been there for the 21st century, it no longer has some of the problems that exist in the companies that, well, in the banks that work there in germany. on the other hand, we see that the regulation that exists

in western europe, which comes to us because we want to implement these regulations in ukraine, they... also sharply cut the wings of our projects. according to experts, with the european integration of the ukrainian financial sector and ukraine is can mutually win. european union can provide ukrainian companies with positive innovations, and ukrainian companies will help digitize financial technologies in the old world. how fintech-galus is developing, we will talk about it in detail with the guest of the program. vitaly zvarych, a financial expert, joins the conversation. good afternoon, well , especially during the war, this industry is quite important for ukrainians, who, well, let's say, should be mobile and, especially in the front-line territories, to what extent it has become such a sector, not only bank or non-bank financial workers institutions, to what extent is this an industry that is really relevant to every ukrainian? well,

let's take a look at what is really happening today, we can really state a decrease in the number of bank branches. as well as in certain territories banking services, standard, the ability to visit the branch, it is still to some extent limited for a certain number of people, and the way out or solution to this problem today really became these mobile applications, applications that everyone has the opportunity to use or open accordingly website of the bank on the internet and make certain payments, in fact today there is no need to go to the bank in order to pay the utility bill. ah, make a pepper and so on. in the story, it was mentioned that, ah, our citizens note, um, well, let's be honest , the quality of services abroad is low compared to our country. and it really is. because with us, in fact, these payments today using modern technologies, they take up to a minute.

while in the same europe, supposedly advanced, it may take 3-4 days for for the payment to arrive. moreover, with... well , it is quite difficult to open an account there, to identify yourself, you need a lot of other confirmations and so on, everything is much more dynamic here, well, i think that in this situation ukraine and the european union of eu states can to complement each other, we with technologies, they with banking and other financial services and regulations, regulations, because we take their directives as a basis, in particular, it will be interesting to talk about development. covered banking, in fact in 2023, open banking was adopted in 2023, or rather, in 2025, open banking should work, in accordance with the law on payment services, and... is based on the directive of the european commission of the european union psd, psd-1, psd2, payment service directive, and accordingly ,

let's say, the rules that govern the european union, they are guidelines for us as well. at the same time, our it specialists, fintech companies, implement them much faster and offer quite interesting services that are useful for citizens. well, just about services, and what is the prospect of the development of such a service called buy now pay late? well , such a digital loan, digital crediting, well , i know that banks used to do this, but now non-banking financial institutions are joining in, but indeed such a service exists, it is quite developed abroad, today there is a great prospect of its implementation here, that it is an opportunity, especially in online platforms, when you intend to purchase a particular product or product, you now, or rather, get it now, buy now pay later, take it now and pay later, the conditions are determined for

a certain period, maybe a month or two, with equal payments, its cost is covered, without overpayments, as it is declared for the buyer, in principle, of course, that is interesting , but it must be understood that free cheese is only mousetraps, and different foreign companies capitalize or... earn on this service, some of them charge a certain commission from the seller, based on the fact that it really increases sales for some do not charge it, while they have it there are so-called significant commission payments in case of delay, that's what they make money from, well, finally, i wanted to hear from you some advice and maybe a top three or the most important advice for consumers who use real fintech services? everyone is protecting their data, we know that today we even authorize in action through banking applications, and today we

understand that even a car can be sold in action, if we also know about so-called fraudulent call centers and so on, which try to extract passwords, confidential information, you have to be extremely careful with this, because today your access to a bank account is virtually universal. the key that opens the door to other services of the state, this is the state registration of rights, and the same movable property and so on, so you have to be very careful with this, then we say that the development of fintech companies means the development services, of course, they should be chosen carefully given the fact that very often the conditions for using these services are those that are not very interesting, they are written... in small print, so of course you have to read them, you have to deal with it, and the most important advice, you know, the ancient romans said that happy is the one who has no debt, you have to be very careful, carefully

use your own finances and understand that it is you who buys, why and whether you will pay for it, but here it is also important to keep up with the times and join modern fintech services for products that, especially during the war, will come in handy for many ukrainians. thank you, vitaly zvarych, a financial expert, was a guest of the program financial literacy, and i will say goodbye, indeed, as people say, happiness is not in money, but it is in the opportunities that this money opens up, improve your financial literacy, together with us, i am oleksandr morchyvka, goodbye, see you soon. when you sleep on an uneven surface, the spine takes the wrong position, because you cannot feel energetic in the morning and productive during the day, and with toper matrik you

will forget that you are sleeping on an imperfect surface. order a matt topper for comfortable sleep at an affordable price. more and more ukrainian families choose topper matryk, which comes in a convenient package that is easy enough to remove. within a day after removing the factory film, it can be used. in... a unique cover in which you can hide your topper will become not only a new item of interior, but also quite a functional thing. you can use it both when relaxing and while working at home, the topper itself is quite easy to take out and spread out. a topper from the factory means faster production, one to three days and prompt delivery. delivery is carried out by throughout ukraine, within two to five working days. with us, you know what you're buying, not choosing a set. mattrik is your universal thin mattress for uneven surfaces at an affordable price. order topper matryk from one of the country's largest manufacturers

of orthopedic mattresses and furniture and. even with a 20% discount. almost any sofa, even a small one, will become a comfortable sleeping place. unfold the sofa, spread out the topper and enjoy a flat sleeping surface. joints are almost always an integral part of folding sofas. just calve the topper matrix to get an even sleeping place without joints and unevenness. buy toperic, join the families who have already forgotten what the inconvenience of sleeping on folding sofas is. orthopedic air foam cover with winter-summer function and an affordable price thanks to the order from the manufacturer. here are three advantages for which ukrainians choose topper matryk. call or follow the qr code and order right now. there are discounts represent unbreakable discounts on fenny steel hell, 20% in pharmacies plantain you and savings. usual affairs become unreal? heavy bags are not for me.

for a sore back, from back pain, try dolgit cream. long-acting cream relieves pain, reduces swelling and improves joint mobility. dolgit - the only yellow cream for joint and back pain. when buying a large package of 150 g, you save up to 50%. there are discounts presented. unbreakable discounts on psyla-balzamgel, 15% in travel pharmacies for you and savings. i remember robetorin. the morning will be without a hangover. try it. phlebodia 600. pink french pills for acute hemorrhoids. flebodia 600. treat hemorrhoids without any oops. there are discounts, they represent. unbreakable discounts on hepathrombin gel. 15% in travel pharmacies, you and savings.

vasyl winter's big broadcast. two hours of broadcast. of time, two hours of your time, two hours to learn about the war and what the world is like, two hours to keep up with economic and sports news, two hours in the company of your favorite presenters, presenters who have become likeable to many, as well as distinguished guests studios, events of the day in two hours, vasyl zima's big broadcast, a project for smart and caring people, in the evening on espresso. an unusual look at the news. good health, ladies and gentlemen, please call me. mykola veresen, sharp presentation of facts and competent opinions. and in america they also say, let's have better roads , we will have even better ones. a special look at the events in ukraine, there will be some katsaps on the border of kyiv and beyond, what kind of world does mr. orman dream of, can we imagine it? all this in an informational marathon with mykola veresny, saturday 17:10, sunday 18:15 at espresso. friends, we are back on the air, lesya

vokulyuk, andriy saichuk, we are working until 12, this meriton on espresso, thanks for being with us, i hope you're following spreso on social media, we hope you're reading espresso.tv because there's a lot of exclusive information, and we hope you're also subscribed to the channel's youtube channel, and we really hope that you have left your favorite or favorite or like, in other words, thumbs up under our broadcast. it means a lot for our broadcast to be on the list of suggested on youtube and for as many people as possible to see it. broadcast started 31 minutes ago, so far there are 70 likes, but i hope that after this instruction, the video instruction that you see on the screens and after our calls , there will be more thumbs up, and that more people will see

us, more people will hear. my call to all of you for your donations, for your support for the 100th brigade of the armed forces of ukraine, they need drones, these drones will help them see enemy positions in order to send artillery fire there, now on your screens all the necessary requisites, the business of monobank , qr code if you facing the screen, on the left of the private bank, and here is this qr code, which on the left you only scan. if you have the privat-24 application, in that application you find the scanner function and then place the frame on the corresponding black and white square, well, the card numbers are also indicated, besides all that, during our broadcast you can monitor how the qr code will be with appear on the screen and by the card number, which will appear in the title, and now i suggest you look at those for whom we actually collect, i wish you health, we are

artro fighters. we ask you to the whale brigade