he is trying to determine that crooky and these things , so now those who are saying based on the law of 1995 , we will return to that law, because in that law there was the issue of dealing with damages caused by accidents , they say that according to that law, when the loss is mentioned here , the price will fall. it also belongs to him, and what should we do, pay, who is responsible for this , according to that law, they say that the thing that exists now is because the insurance companies have some differences in this matter, the person has to go to court or the dispute resolution council should do it, but are the companies really? the insurer does not want to pay the damages , i say no, the issue is the mechanism, because there is a dispute here, the payment mechanism of this case

is not well explained in the law , what should we do ? that when we go to get your insurance, for example, it applies to all types of cars or not. you say that it applies to a car that is 5 years old, for example, or not to a car that has not suffered any kind of damage for up to 15 years , or a car crash. he is very old, but he has never had an accident it only belongs to it or it does not belong to it, there are many things that can be raised about this, for example, has it been replaced with a part, for example , have you replaced a door completely, will it fall back , the price includes it, could you have replaced the door and it has its disadvantages because the executive mechanism is not defined. who should define a certain area , it's not complicated, it can have a name list , now this is another point. the second point is

what we do in insurance. we in insurance face the amount of risk that we identify and receive an insurance premium from the individual and in return we will pay the damages later. the issue we have regarding the price reduction is that we do not receive the insurance premium that we have at the beginning because the mechanism of this is not defined and the damage factor that this issue has not been calculated . we also accept from the insurance provider who says, for example , up to 50 million tomans to 80 million tomans to 10 million to whatever. finally, when they go, the insurance can be the same as the expert who determines that, for example, the car is damaged, he has to pay that much, and the price can drop. calculate the issue is that you when you have the insurance policy do you buy? i have told you that you want to buy coverage, for example, price drop, not because

i feel that when i cause a damage and suffer a loss, the price drop should be defined. we determine in the insurance fee that we come every year and we announce to our company that we never see this. it is not a very complicated mechanism, the mechanism should be prepared by the central insurance , the executive mechanism for the payment of damages, which cars will be allocated, etc. this we have started, we are compiling this now, it means that the meetings have been held now, how much can be added to the insurance premiums, the payment of the price is not very first, but whatever the amount is, we have this based on the amount of the damage coefficient that we see, which means that it is possible that you in the first year , do not consider any insurance premium at all or consider very little insurance premium . let's see how much this damage coefficient

will cost him. this will be done. it is mostly in the discussion of the payment of damages. we are developing this mechanism . the meetings have been held . the islamic shura majlis has also done the same thing that mr. dr. meshalchi did. saying that there is a need to amend the law , since last week, the islamic majlis has been bringing a plan to the majlis to add the price tag to the third party insurance law . surely, we have reports from us asking that we develop the regulations we have in the majlis . we ask that it be included in that law and the work should be done. now , the issue is about the unconventional cars that have caused pain and dissatisfaction for the people . let me tell you where it came from, of course, the answer is very simple

we have been taking action to amend this law for nearly 2 years and have proposed it to the islamic procedural council and... well, finally , the various priorities that appear in the laws, for example, the seventh plan, the layer law, the work that finally the parliament is coming up, these are the priorities, now it seems that the first priorities have already gone to the committee of the specialized commission, and discussions have taken place , and god willing, if god wills, it will be implemented in the hall at 5:00 am on the 5th day of 2082. out of 26 thousand people , he took 30 thousand people and wounded thousands he also made homeless, everywhere is ruined, hamsham zirabad , according to statistics, iran is one of the ten most destitute countries in the world

, a disaster in which human losses on one side , financial losses on the other side, the entire building is completely destroyed and is no longer habitable. in order to help the people , the government sent a bill to baharestan to establish a universal insurance fund for natural disasters. almost three governments and three parliaments are reviewing this law. based on article 1 of this law , all buildings must be compensated for natural damage caused to buildings. to be compulsorily insured, a percentage of the insurance premium in a staggered manner from the joint and the rest from the government the insurance premium for 1400 and 1401 is considered to be 100,000 tomans per year, of which 10% is considered the owner's right in 1400. in 1401, the government's share is 24,000 tomans, or 24% of the owner's share and 76,000 tomans is the government's share. he considered that

now every calamity that befalls according to the law, both with the governor's report and the people's reports, the damage will be credited to the account of the individuals after the insurance assessment. this number is due to the compensation limit that is approved every year in the budget law. the amount is small. is it enough or not? i don't have enough money. just look at it. we couldn't do anything, 25 tomans have not been spent , but the authorities say they want to increase the amount of payment instead of receiving the insurance premium of 10,000 tomans, which is being received now. the payment of damages will be increased from 30 million tomans to 10 million tomans, now the hands of the people will be

more open for reconstruction. building number the remaining 30 million tomans are very sure this number is not a base number. i will be very brief in this discussion of the natural disaster fund damage fund . the point we have is that this fund was established by law for the basic building accident insurance that is created . currently, we are selling insurance, for example, for fire

, and it covers natural disasters such as floods and earthquakes. tomans will come to you now , this 30 tomans is the ceiling now, and it will reach the ceiling in the future 100 million tomans 43? 40 reaches 100 million tomans. as much as the government can finally give more of those government resources to the fund with the lack of resources that we finally have in government discussions, god willing, we will be able to provide better services here, in addition to inviting people , we must state in the supplementary insurance companies that we are insurance companies. he bought a fire under the cover of natural disasters. god willing , we will be able to provide good services to the people in natural disasters . we don't have less than a minute and 30 seconds. if you can tell us about arba'in insurance, a very good job

was done last year . now, i will leave this in another way, god willing , thank you very much for this opportunity. people, besides being insured , they have more happiness and prosperity. thank you very much for looking.

don't buy shoes, buy shoes on friday, dad , let's not go anywhere, where will we go to a movie theater ? why don't we go on friday? they say let's go to the city of home appliances

, what should we do? today's shopping is on saturday. let's go on monday. why is there no place on fridays ? because of your unique welcome , we are facing crowds. for an easier shopping experience, we suggest visiting on saturdays to thursdays. shahr farsh shahr home appliances is called a quick and easy purchase with kalanano's plan. you can get up to 10 million tomans from pak shuma for purchase credit . we have 730 days until the last payment . . this kid says fight with him and drink him

we don't know what happened here anymore, mom , the gas suddenly increased, what's the situation, why are the things in your house like this, how many things do you change? last time, we looked everywhere , we shouldn't have looked so much. and the special conditions of this same baghle , the largest iranian palace was opened in tehran city with a lot of interesting events. tehran serah afsarieh.

iran's cultural champions in the world military wrestling tournament, the continuation of the rivalry between real and girona in the league, the continuation of arsenal's leadership in the premier league and the victory of milan in serie a. european nations cup 20 24 defending champion competition with spain and

karravasi in merah group and sirjan shahtab yaz , the most sensitive 9th of the premier league. in the name of allah , rahman, raheem, with blessings on muhammad and the family of muhammad , i greet you, fans of sports news. the world military cultural wrestling competition ended with iran's championship. in the final match of this competition, the cultural team of our country's armed forces won 3 gold medals, 4 silver medals and 2 bronze medals . azerbaijan and russia ranked second and third. before this , iran's open wrestling team won two golds, four silvers and one bronze was the runner-up. the third round of the world military drawing competition was held in baku with the participation of 20 countries. football in europe real madrid

took back the top of the league table from girona by winning against granada. last night, after girona lost one game against valencia , they turned it into a win with two goals in the final minutes and went to the top of the table. real madrid had no choice but for granada to win the table and return to the first place . last night, the galacticos started their attacks from the very beginning , they constantly put pressure on the opponent's goal. brahim diaz answered from 26 minutes. he scored the first goal of the game and the second goal of the season. rall's attacks continued to score more goals. but chances were lost one after another until rodrigo was able to increase the difference to two goals in the 57th minute. after the second goal

, nothing special happened and ancelotti's students returned to the top of the table with the same two-zero advantage. everyone is good, including brahim diaz, he does a great job every time he goes to the field and he can handle the tasks that are put on his shoulders. he lost, but tonight in the most important match between atletico madrid and barcelona, ​​the third and fourth teams of the table face off. the result of this game will not change the top of the table, but the victory of either of the two teams can keep them in the contenders' course. in the framework of the 14th week of the english premier league last night, arsenal

won 2-1 against wallerhemt and became the top of the table with 33 points. newkel beat manchester united at home with a goal . one won against lotan and natin khafars lost to everton with one goal. in the 14th week of the italian series, milan beat frosinone 3-1. polishi and tuomori were the scorers of rossneri and scored a single goal brescianini hit the frozino. in other games , lazio beat cagliari with one goal and genoa and empoli drew one. canceled due to heavy snowfall. and in the framework

of the twelfth week of the league against portugal last night, perto defeated famalisa with a goal. tarmi, the iranian striker of porto, scored the second goal of his team in this match. know the teams present in the euro 2024 competition and their opponents. last night, germany hosted a soccer ceremony for the euro 2022 lottery . in this event, except for gigi buffon, there are famous faces footballers such as wesley sneijder, tomasz rosicky and

khedira were present and made the group matches between the present team. but the title of the death group of this lottery was awarded to the second group of this tournament. the group that was grouped with spain, croatia and albania in unalia. in group one, host germany will play against scotland, hungary and switzerland. in recent years, we have improved a little and we are used to playing in big competitions. we are ready to meet expectations and make our fans experience more happiness. also, in group c, slovenia, denmark, serbia and england were grouped together. no opponent should be touched. i am talking about the fact that i have the experience of participating in 8 major tournaments and i saw many teams that had a high position but

did not qualify from their group. in group 4, netherlands, austria, france and the winner of group 1 playoffs. in group 5, belgium, slovakia , romania and the winner of playoff 2 were placed, and in group six, turkey, portugal, czech republic and the winner of playoff 3 were placed. these competitions from 25 this morning , he returned to iran with full hands after winning four paralympic quotas in paris. return taekwondo boys of iran work after winning 3 parpik quotas, morning they returned to the country on sunday. we had a team of four representatives who were able

to win three gold titles. i was able to win the gold medal in the grand prix finals. which was of great importance to me because it had 10 points to qualify for the paris paralympics. one of the most difficult competitions at present is tekfondo and thank god you can say it. it was the last event to win the parpik paris quota. the only representative in the girls' division also won a gold medal and a parpik quota . mrs. maryam abdullahpour, who had a very good result and performance. the leg of the final rank of one weight he beat the uzbek players by a margin and in the finals he defeated the tokyo parpik champion who was a peruvian player. in its last chance, iran has the chance to participate in the continental tournament that will be held in china, morteza

zedpanah, sed and sima news, the ninth week of the premier league will be held today, and in the most important game, folad sirjan hosts shahr yeste in the ninth week of the premier league. volleyball 12 azar, with competition throughout the league , no team has a margin of safety in my opinion . to bring the best performance and for our fans to armaghan and see the second-placed team compete with pikan in tehran. our kids regain the confidence that was needed to win the game

. god willing, we will maintain the same trend. horsan is third in the table in ramsar, the host, of course , ifasram, who had lost the previous game to pikan, will face saipa in ardakan. it has that how will that team play? chador melogh ardakan will face gorgan's pass . we have two games away from home. it is very difficult for the team to have three games away from home. competitions in the competition program of the municipality of orumieh will also compete with the likes of rozani, which one is the news of radio and television, the two representatives of iranian football

will have important matches against their opponents in order to reach the elimination stage of the asian champions league this week. a dehil with the asian champions league reaching its sixth week, the conditions for presplis sepahan to advance to the qualifying stage of this competition are in their most complicated state. the four teams of al-ain emirates, al-ittihad, al-nasr and al-hilal of saudi arabia have been eliminated and only four teams remain. which is going to be added to this list with the holding of the sixth week's competition, out of these four teams, three teams must be able to advance to the next stage as the second best teams, and the other team will be the leader of the second group of this competition, that is, from among half of qarshi in 8 points for sharjah and 7 points for asad saud scores a point among the five second teams of sepahan and press police of iran, nofakhor and paakhtor of pakistan

, but out of these five teams , only three teams can reach the qualifying stage. if he wins, his promotion is certain, but if he draws , he will have 11 points, and with the help of his goal, he will still be in the second best group and will be promoted , but if sepahan loses, he will have ten points left , and he only has to hope that someone from nobahar whatever it is, in order to make saud , sepahnia must definitely get a point from it because they can't win, i hope that sepahan is a player with the necessary concentration , they should not lose those conditions, they should play calmly, but for persepolis , the conditions are more complicated, this team must win the head of their opponent and increase their difference with the team otherwise. this form of winning against sharjah

and tafazel will prevent the reds from advancing better than the police press. press police will get 9 points in the last week, even if they draw with adohl, and they will advance to the next stage only if they lose their games against sharjah and pakhtakor. in the end , if perspor loses to adohel in azadi stadium 8 points remain and with a win , kor red goshan will be eliminated. mohammad sattari , sed and radio reporter. keshi federation agreed with pejman darskar's resignation from the head coach of greim national wrestling and replaced him with mohsen kaur. iran's women's national handball team lost its second game in the 22 45 world championships to germany. the iranian team will travel to japan tomorrow. in a match

against jamande from the seventh week of the premier basketball league , mashhad's red defense team defeated france in penalty kicks and became the world champion for the first time in the final match of jamande under 17-year-old football in the home of gorganeh municipality. this game was played in regular time and in today's basketball teams minnesota, clipper, chicago , indiana, cleveland, milwaukee, oklahoma , brooklyn, phoenix, utah lakers and sacramento defeated their opponents. thank you for your support with this hour's sports news.

in the name of allah, the most merciful, the most merciful, may god bless muhammad and the family of muhammad and the family of muhammad, and their speed, dear viewers , hello, good afternoon, we are with you with the news section at 13:00 . the president said at the conference on the executive responsibility of the constitution: it is one of the honors of the islamic republic that all institutions, organizations and structures are based on people's opinion and all social, economic, cultural and political has been seen in the constitution. mr. raisi, smoothing the ground,