this year was the beginning of targeted investment in computer games, which, thanks to god, was done well . we considered nearly one thousand billion tomans of facilities and grants for creative companies , as well as crowdfunding platforms and funding platforms of various models for in order to be able to support the flow of creative companies, the minister of culture and islamic guidance also said that we will solve the obstacles of game makers in using the internet . the president ordered us in in fact, we formed a group for this issue, some of the restrictions that caused the problem will be resolved quickly, god willing. one of the important points

of this year's festival was the addition of a part of investment to support game makers, which can help to further develop this industry in the country. saler vaizy of sada basima news agency, the book on the problem of hijab by professor morteza motahari was published in 137 ad. this book is from sadr publications. it examines the history and philosophy of hijab. it took courage to write such a book at that time. it is talking about before the revolution and a book about hijab. a bookstore he was at the crossroads of the qom hospital, who had brought the book on the issue of hijab. and when they come, they collect this book from there. the hijab problem book is a work taken from the lectures of professor shahid morteza. which

was raised for the first time in the islamic association of doctors. after shahid motahari, most of the things that have been said about the hijab are mainly repetitions of shahid motahari and this shows that shahid motahari is still at the top of the hijab debate and his book is a turning point in the history of hijab debates. martyr motahari believed that apart from practical deviations in the field of hijab. this issue and other issues related to women have arisen a tool has been placed in the hands of some impure people who spread negative propaganda against the religion of islam . in fact, they wanted it to be considered that it is from the hijab, which is now a kind of restriction, or that the hijab means veiling . the jurists should open the issue properly. the book on the problem of hijab is written in five sections. the main points of these sections answer the doubts related to the hijab

, it is the philosophy of the hijab, and it follows a historical perspective . in fact, this social presence is expressed in a historical lineage and its rulings are expressed that islam demands privacy from women, not veiling. of course, this book also has critics, which shahid motahari answers. what is said in the last chapters of the book is privacy, not veiling. the holy prophet allowed to participate in mosques and possibly in funerals and above. it allowed the presence in the battlefield and at the same time prevented the dispute. islam has never wanted men to exploit women economically, but has fought hard against it. islam has declared with complete certainty that it cannot be disputed in any way that a man has no right to use a woman economically. the fact that a woman has economic independence is one of the certainties of islam. organization of documents and the national library of iran's book on the issue of the hijab of shahid motahari is among 100 books.

zainab soleimani introduced to mandaj qoran, today is sunday, december 24th, 2nd of rajab and january 14th, in tehran , sunset will be at 17:00, maghrib call to prayer will be at 17:32, and sharia midnight will be at 23:29. well , we have reached the end of the news section of channel 1. while saying goodbye to the viewers of channel 1 , i invite you to be the first viewer of the special election program with the title "higher than news channel" god bless you.

the key is in the hands of the people. iranian coach sharaf iran has a telegram, he is playing with the whole country, why you? this is the month of pricing. your question is an interesting question . you know, the manager of the football player does not want to pay his insurance. it is required to be discovered and identified intelligently. i do not agree with any kind of sugar treatment. in the name of god, greetings, courtesy, respect, your service, dear and respected viewers, especially the higher program

of the leader of the revolution, in recent meetings, they themselves called the real competition one of the important pillars of the election , in what sense, in this big contest, forgive them all a lot. i apologize in the name of god dear viewers, especially the higher program. in their recent meetings, the leader of the revolution called the real competition one of the important pillars of the elections . this means that in this election, as a real competition, people, currents, viewpoints and different intellectual spectrums, cultural, political, social, and economic issues will be expressed and participate in this big competition, and a real competition will be one of one of the topics that has been discussed a lot lately is the increase in the age of retirees, which is the topic of today's special program. i would like permission to serve you as guests of the program

let me introduce, after that, we will see a report together , then we will start our conversation with the discussion message that i presented to you. hello, mr. gholami, the head of the secretary's office of the organization's delegation. we are present here, mrs. golpour, the head of the supreme center of labor unions , mrs. esmaili, in the other studio for the higher program, the head of the social insurance office and the ministry of labor. let's go back and start our discussion. raising the retirement age to 35 years is an issue that parliamentarians have discussed with the aim of reducing disharmony. pension funds were approved on november 28, 1402. in the past years , it has been raised in various countries, including the european union, australia, south korea, england, and the united states, and finally the retirement age has been increased. the decision that has been in the headlines for the past few weeks has many supporters and opponents. mortazavi, minister of labor cooperation and

social welfare gradual retirement age is one of the ways of sustainability of various pension funds, which prevents them from going bankrupt. retirement age it is a universally accepted rule and this method can ensure the stability of pension funds stabilize hassan sadeghi, the head of pish saftan union of the labor community. increasing the retirement age is to the detriment of workers and leads to more unemployment due to the reduction of workers' motivation to pay for insurance. increasing the retirement age from 30 to 35 years makes shaklan suffer from job burnout, physical and mental wear and tear and inefficiency. ahmed midari, university professor and pension affairs expert. retirement age reforms have been implemented in 117 countries of the world and iran is bound to implement it as well. neither the problem of unemployment nor inflation will be solved without correcting the imbalance of funds. one of the causes of inflation and budget deficit is government assistance pension funds

have reached 20% of the annual budget from 5% in 2004. ali beigi, chairman of the board of directors of the high center of islamic labor councils. increasing the retirement age. the workers are persecuted, and the implementation of this decree will harm the public trust of the society, which is not good for the country . in addition to the life expectancy index, the two components of the wage rate and the quality of life are important indicators that should be given more attention. the quality of life of banana workers in countries that increased the retirement age is different from iran. sajjad padam , former director general of social insurances of the ministry of labor. other countries retired funds when they reach the elderly population. suffered a crisis, but in iran the society has not yet reached an old age when the funds suffered a resource crisis. the main reason for this crisis is early retirements, and there is no escape from this crisis except by changing the retirement age. alireza mahjoub, secretary general of the worker's house. obligations

of pension funds are a type of bilateral contract, whose unilateral violation is not accepted by the islamic sharia and the high authority of the shia qadr. the increase in the retirement age should not include people who, before the decision of the parliament. they became members of retirement funds and paid insurance premiums. yazidi installation of sed and sima news agency. well, the comments agree and we saw the opposite about the discussion we are having together. i want permission with mr. gholami. let me start with this question: are you basically in favor of raising the age of retirees or are you against it and do you think that this situation should continue? in the name of allah, the merciful, the most merciful, i offer my greetings and respect to all my dear viewers and your colleagues . the reality is that today in our ukrainian system , pension funds are of special importance because almost more than half of the country's population is originally and naturally these funds are working and getting communication, well, for some reasons, in years

in the past, these funds today do not have the right conditions in terms of resources and expenses , in fact, they are suffering from an imbalance, and this imbalance should be managed in some way, so that we can understand what it means when we say unbalanced, it means a lot. handy and comfortable. i would like to serve you with the fact that the sources of expenses are not compatible with each other, the expenses of these funds, or in other words, their expenses exceed their resources. now, for the sake of understanding, dear viewers, you are waiting for, pension funds are actually funded from four main sources. the most important and basic one is from the place of collecting the insurance premium , in fact, the insurance premium paid by shah's people. then

, in fact, it is in the field of investment that the profit from investment of pension funds, well, in salavat, because the government is the largest employer of pension funds, the debts that the government has to pension funds are one place and other income, which is now the sale of surplus properties, etc. in fact, these are the most basic, dear ones, that we have two main sources of pension fund expenses, one is long-term obligations, which is the long-term obligations fund, which is the same as retirement pension, which is actually the funds there are also short-term habits, which are mostly in the field of side-cost treatment , which are now

being paid during the period for long-term obligations, especially , exceeding the resources or income in pension funds. therefore, it is necessary for the there should be a change in the age of retirees, from your point of view, let's see. now, for us, the age of retirees is an example, that is, a case, because i am presenting the topic of today's discussion. you see, regarding pension funds, it is necessary that different researchers, both inside the country and abroad, are actually doing research field work. coming to the conclusion that we need to make at least four reforms in the field of pension funds , one of the reforms is the parameter reform, which actually defines the retirement age as the opposite of these reforms , and it is one of the reforms of the system reforms, so to speak , they say that our funds are based on model d. it will not be converted into dc or specific accounts that people can have over the years. one

of them is actually our structural reforms, which is the multi-layered system that we actually have in the law on reforming the structure of the welfare and social security system. 1983 is an islamic illustration there are managerial and administrative reforms. these four reforms are actually defined by all researchers and those who do field work. retirement age is defined under parametric reforms. for the reasons i mentioned, in fact, for the first step, as a person who is finally responsible in this field and working, yes , i agree with increasing the retirement age, and the rule is that we are actually in order to be able to, as a the more important issue that i mentioned is to be able to manage the governance system of these funds. how many years of work experience do you have? i have years of work experience, if it increases, how much will it be? i am 35 years old, i have served you for 5 more years . i am sad that we are not here. look, the discontent must

be rooted, that is , where did this discontent start? right now, as we are talking , our brother, mr. gholami, definitely confirms that you owe nearly 700 people to the social security organization. it should be taken from the government, which has not been paid since the 1950s, the employer's share is the government's share, and it is increasing every day. put it in this space, for example, this is one of 73, which is not a small amount for a people's fund that has shares, one thousand billion tomans, which is a shareholder. the main thing is people are workers and pensioners. if you see, i say let's do these things , let's see mr. natrazi, the debts that are in the fund will be resolved, one of the issues is this . you are starting from the weakest part of the story. i am because

i have a real position as a graduate and i have a legal position. yes or no . just tell me if i want to go to isbaan. yes or no . i want to take it from you. i am but i mean do you think that we should start increasing the funds , there are many parametric reforms in other places, you can say, sir , manage your replacement rate, you can tell me the formula for calculating the annuity in your place, in fact, correct it , there are other things that we can do about parametric reforms. but perhaps the easiest thing that could be done now is to increase the retirement age. i have a question , so please let me know that we have a law like a five-year law, a 5-year law, no, not the same one that is now in the seventh layer of this program, which is only supposed to be implemented for 5 years, and a program it's temporary, if you allow me, it's the truth, because i think the viewer has the right to know

where this issue of my disharmony is. we can do these four reforms, or we should do parametric reforms, or systemic reforms, or structural reforms, or managerial reforms , and in fact, i said technically, our systemic reforms mean changing our pension system from db to dc because it is influenced by macro variables. the economy of the country is not possible right now, considering the inflation rate in our economy

in other words, the insurance premium that we have in the social security organization, for example, the pension that we have, we give to the retired person, based on what, based on the service industries and the insurance premium paid . dc retirement is like this, a personal account is opened in your name, and when you play a game, when they actually put a floor on it, they say, "sir , it will charge you an insurance premium equal to, for example, 20 or 30 years . this right is individual insurance goes in the economic field , economic activities are carried out with it, dividends he buys it or not, he invests in an industry according to the age you have reached , that shoe, in fact, according to the defined law , he requests, saying, "sir , how much is my account balance in that time game, in a time game, for example, 20 pay me every year. well, what is the effect of this

? macro economic conditions means that you should be able to work with your money. actually , the return on your investment is a return . i said that we can implement a multi-layer system , which is also in the law, but well in my opinion, the implementation of this issue requires that we create a national consensus in the country for any work finally, we announced the social security policies in the fourth paragraph . it is clear that the reform of the laws of the structures and organizations of the social insurance funds in

order to ensure justice and unify the rules of the regulations of mr. bozournaseb is so much for us. we have rules in the field of the pension system , which i used to say to my friends . this is the final point, the point that mrs. sarkar said , yes, which one is it, yes, about the parametric reforms i will correct the increase in the number of years, of course, there is a process, mrs. golpour, mr. gholami, they say that all these processes, the conditions of the country's economy and the situation that exists so far, a mathematician and an economist are very necessary for this to happen. do you agree or not? you say no , this can be the priority for us to go to. there is no guarantee for the future industries of the fund

, which means that the inflows of insurers have decreased. my worker is working, but they are not connected to each other, because he says that at least our salary is enough to live. it's not me, that's why i'm looking for a fake job, a job that doesn't have insurance, a job that doesn't come in the money fund, so the social security fund or the social security organization comes to this point, how can i provide for my next job? i have the record that this fund will be filled for at least the next 5 years, regardless of whether article 41 of the labor law, which recommends that we pay minimum wages in proportion to the inflation rate and people's livelihood to be provided, why shouldn't people in the heart

of the islamic republic be in a job that is against the labor law ? why should we now have workers who now refer to me as a servant? millions of people, why is this happening in that country? he said that the minimum wage that was approved recently, they don't have resources like oil and gas , is 27 million tomans, so our professional worker happens to be immigrating, and i have a fund that is unbalanced, what should i do if these funds are empty? others they should not be loyal to those who came before.

he pays insurance and then, in fact, a pension. this should be explained. yes, it is true that the nature of the fund is intergenerational, that is, you receive from one generation to the next, and another point of this intergenerational and to us is that the obligations of this fund , even if it goes bankrupt, are all at the feet of the government, that is, you now. imagine that one of the pension funds , now , let me give an example of the country's pension fund, well, now we have the major part of the long-term units of the country's pension fund, the honorable government has it in its industrial budget. i mean, now i want to serve my dear viewers with a number of about 85. in fact, the long-term commitments

of the country's pension fund are being illustrated in the annual budget. well , the government is responding to this issue because it is of an inter-origin nature. it means that the government has not shirked the responsibility. i have a question about the market fund of the armed forces . now, let me ask you a question, because none of the dignitaries disagreed with all these interpretations . which increases the retirement age how many percentages of this disharmony will be covered ? we used that economic method here. you see, i'll tell you the truth. this is my view, as someone who has finally studied . short-term increase in age, you mean now the increase in the age of inclusion , in fact, under these parani reforms, how much does it mean, for example, a maximum of 5 years, the maximum

of that disparity. and trunk the maximum number of mathematicians is 5 years. yes, i mean the maximum number of professors. if you actually manipulate the replacement rate, the pension calculation formula will also change. if you do this in a 5-year time game, it won't work for more than 5 years , which means you have to look for another method again. i would like to tell you dears, look at the pension fund because of its intergenerational nature . why do you now go to developed countries? it has been found that, for example, the countries of western europe and north america have the same challenge, so dear viewers , please note that this challenge is specific to the country. dear ones follow the news of the yellow vest movement that

we had in paris and france. it was a pension that was done, which means that we are not saying that this is specific to the islamic republic of iran, because the main variable that affects the pension fund is the population , that is, this population. they are not compatible with each other, because the birth rate is different, the death rate is different, and the age of life expectancy means its quality . at the beginning of the revolution, our life expectancy was around 60 years, now it varies between 76 and 78 years of age has increased to 78 years, so let me tell you this. previously, our average retirement age in our country's pension fund is about 52 years old. so, you can calculate 52 years to 76. how much can you calculate, that is, the person is about the same age as 30. for the year he serves, he should

receive the same pension as when he was 30 years old. finally, this time the tax that was imposed on the pension fund is caused by the population variable, so when there is this non-compliance, the khanakha fund is not balanced, therefore, the government as the one who finally manages the affairs of a system. he has a country in the geographical area at his disposal, so he must think of something to be able to respond to the huge flood of this population. ms. esmaili, i will go to ms. esmaili, and we will also go to ms. esmaili, who is in the studio next to us , ms. esmaili, what do you think? do you think that this increase in the retirement age is basically the first thing you say, do you agree or disagree, and do you think that the main reason for the disparity of the fund is the demographic gap and demographic changes that mr. gholami mentioned or not, other reasons that were discussed in the program. i have courtesy and respect your excellency and respected viewers of the program, see that the issue of non-alignment of special pension funds

is actually not in our country in the world, considering the structural changes of the population that have occurred and the reduction of the freight rate in many countries of the world. i agree, but the measurement terms do not only include the increase in age and the experience required to qualify for retirement . sitting and many other cases, organizing insurance exemptions that the government actually provides for some of the insured it has employers and things like that. according to the fact that, in fact, the reforms of standards in the world started in the past years and gradually and some countries did these reforms all at once. in our country, since before the sixth plan, in fact, the crisis

of pension funds was considered as one of the crises that came up along with the environmental crisis and the water crisis, but during the sixth plan, these reforms were not implemented in any number of cases, and now in the 7th plan, we now have a ruling in the 7th plan regarding the correction of age and history, which is a step for the beginning of quantitative reforms , we generally agree with these reforms, but as i said to you, reforms have different aspects, and this means that the work must be done at the same time or the priority of the delay. this part of the story started. to solve the conflict , it can be started from other places. do you agree with them ? after all, the reforms must start from one place . now, whether it should be simultaneous or as a single issue, yes, look, now we are in the same

situation. the seventh plan regarding the retirement pension formula we have a ruling that has come to include the average of the last two years as the criterion for pension payment . well, one of the things that needs to be corrected is the same thing in the discussion of reform measures . you see, this is the same thing that makes insurers and employers actually say in the years when it is the beginning of the insurance payment, people should have an insurance escape, and considering that the last two years of insurance payment is the criterion for pension payment in the last two years, in fact, this demand is a demand from the insured, how much should this happen? okay , for example, how many years should it be like this? it should be increased. now we have it in different countries. by default, they say that 10 years out of 20 years of service is the best time for a person to have insurance. in some places , it is actually 7 years. our country is actually the country that

has the lowest amount for the year. i see. which is the basis for pension calculation, so now, which should be corrected first, should this average increase first, or should we increase the age and experience first, according to your opinion, which one , in my opinion, should be reformed as one. it should be all at once so that people can see what is actually going to happen and all at once means what together it should be corrected, and it should be clarified what the standard reforms will look like, as i said there are different cases , this package of reforms is the same as mr. gholam 's proposal, i.e. all at once, for example, an average of two years , for example, an average of 10 years, 7 years, all at once, for example, 30 years, 35 years no, i didn't mean that once , in this sense, it means that the rulings are seen side by side, that is, in the form of rulings, the package of reforms is seen side by side , in fact, there is a coordination between the parliament and the government regarding this package of reforms and its implementation gradually. okay

, you didn't agree that we should go to the first place, for example general economic debates, which means, for example, let's fundamentally reform the funds or reform the formulas, let's move towards these quantitative reforms . let me give you an explanation. see the answer. considering that 18 of our insurance funds in the country are based on certain benefits, and the majority of the resources that exist for providing pension payments are collected from insurance premiums. that is, it is important to know how many insurance payers we have who actually earn funds for the insurance premiums they receive and pay the pension. that is, in fact, this issue is much more important and next to the issue of collecting insurance premiums.