is it comparable after exiting jcpoa with before exiting with.

you have the sanctions and the absence of the joint comprehensive plan of action. you should take the same period as an average. if you talk about it with this mindset, it's really not a joke . the future of the people's life is to say, sir, don't bring me before the jrama, or don't bring me before the revolution . you're really average. it is not justified to take it, you are coming to 40d and we have very strong fluctuations , inflation in general, but i want to come to the discussion of mr. drodian, no, inflation, yes, but it is not because it is not comparable, it is not justified to say that you should calculate the average of that period now, because why are you uncertain where does the element of uncertainty come from? it comes from people's minds. the other side thinks that the situation will get worse . as a result , it goes outside. and neafalat

says, sir, now this is a real producer , he has 36 to 40 financing, we also have experience , he has experience, and the rest of the people who are watching know that seeing the experience of someone who is a producer cannot get it at a rate of 23%. why do we have a bank ? look, what are we doing? with a rate of 23%, we are bankrupting the banking system we will bankrupt the banking system. if the banking system goes bankrupt , it is not like a normal company. like all people, they have to give their money to a company.

those who are related in this middle have a rent in this middle, it does not reach the real producer, tehsham with the real rate, this is like a preferential width, in a way , you have a preferential rate. it is true that now it is possible to secure capital at 36, which they themselves said, as a result , it is not reasonable on the rate of 23. now they are saying that we do not accept the rate of 23. you yourself accept 36, which means 36. now look at the interest rate. i say that the interest rate should be equal to the interest rate. swelling what is the expectation? it means that the real interest rate must be negative in the economy .

every year, the purchasing power of the money i put in the bank decreases. what is your number, how much is the expected inflation rate. because the interest rate reporter. the bank is also

the manager, that's why he always reports low rates to say that the rates are low, because the rates are high, it finally provokes protests. i say high interest rates are more. it drives the banks towards bankruptcy until the low interest rates of this experience are high real interest rates the banking system is moving towards the real interest rates . i say that the real interest rate should be zero. if we raise the same rate, we have raised the real interest rate . then the real interest rate will go up until the real interest rate reaches zero. there is no problem , see me. i told you that in an atmosphere of uncertainty, it's not like that. you said that we should buy any product now that it will go up by 40. who said that we should buy any product that will go up by 40 ? yes, maybe it will disappear after the inflation is 40 , the average of the goods that i buy, is it necessary for you to buy something that is indexed to the whole index? prices that we don't have at all, something like that, so it's risky. look, if you buy any product , you have 40 risks. you have

uncertainty. i don't want to buy risk-free interest rates . or use any of

the literature experiences of high inflation economies with indebted governments, where high interest rates are itself an engine of budget stagnation, that is, when it comes. raise the interest rates to control the inflation of the indebted government, the debt rates of the government will also rise, then you will see a deficit, which means that in the long term , it has an anti-inflationary effect in the short term, but in the long term, it will have an anti-inflationary effect. there is inflation, which is what happens in iran . now, our government debt is not that high, although it is not a small number, but the usable deposits of our banking network are 80, something special in the world. in fact, this itself becomes an engine of expansion, i.e. high deposit interest rates. it becomes a force for the expansionary effect, so that even the author of the book high inflation about the withdrawal of capital and discussions and such says that, sir , the convincing interest rate for people who do not withdraw capital may be so high that he says that you are better off. accepting the outflow of capital does not mean that

you put your economy on a cycle of interest, which will actually put a lot of pressure on the economy and take the economy to its peak. a good circulation meant to say , sir, the tour rate, the interest rate, for example, should stick to the inflation rate, the inflation that we have, high inflation, not in iran, specifically in iran, but everywhere in the world , high inflation is associated with an atmosphere of pessimism about the economic performance of the sector. actually, its performance will be disturbed , it will be damaged, you can't say this because of inflation we have inflation of 40%, so they expect that their income will necessarily go up by 40%. when there is a body , look at the performance. who said that the bank depositor should not lose , the bank depositor, except for the real wages now , the wages of the labor force, it is me and you, compared to a few years ago. our purchases have not decreased, why

has our salary increased less than the tour, when has it become our problem to say, sir, we must do something ? now, i don't want to enter into this discussion with you, but if you say that the purchasing power of your power card has decreased in our country already this year. the future of 2040 will be inflation, so what does it mean that the purchasing power has come down? well, tell me, bank deposits are also like this, why are bank deposits more colorful? you know, according to kane, depositors are called investors without characteristics, for the same reason i said, depositing , not depositing. put no change in your network resources now the real wage if the government doesn't put a minimum wage. if there is no minimum wage, the real wage in iran will fall more or rise more. if you don't have minimum wage , it depends on the quality of the workforce. it depends on the other workforce. sir, what is the average now? now, someone has stopped you

to tell the employee, yes, yes, look exactly, do you have a routine tradition in your company that they look to see how much the hand has gone up, maybe it doesn't touch the labor force, but the wage of their labor force is according to the same minimum wage, at least 20 if you go up twice, at least your hand will go up by 20. it's okay. it's not like that. now i'm a startup for you. i'll give you an example, you programmers have nothing to do with how high the hand goes, it's not like this at all, it depends exactly on the quality of the private part, i'll tell you, you know. now the workforce is fleeing from our public sector and our quasi-government that are bound by these rules . they see that the private sector is weakening the government and destroying the government. government or quasi-governments , real wages, see the government's interference in the real wages , you said, what kind of depositor is the government

's interference in the wage earner, it is different from its interference in the deposit . did you go and put your money in the bank, or are you an old man or a retired woman? i have an acceptable portfolio for a minute. i have a facility. i am an old man who receives a facility . my risk portfolio is the way he puts his money in the bank. in your bank, you are oppressing him, of course his blood is not more colorful, but his blood should be the same color as the others, you can't say, sir , i will reduce your money by 20 per year. i will get an annual percentage of your money for the poor , the government is not doing this for the poor. we have government work, which

privatization will not help you, we have the wage increase rate, the government's interference in that policy with its interference in the field. the rate setting for deposits and facilities is different, here it says, sir, the rate is so much, the bank should give this much, now it doesn't give 23, it gives 25 , it gives 26 to the party who doesn't pay, what's the point, because someone who , for example, may pay 27 for a deposit of a thousand billion, but for a deposit of 100 million and so on. 200 million and 500 million don't give the same 23 ram. see what the game is. the game is that we said who will pay the high interest rate. this is a very important question. who will pay the high interest rate? if the interest rate is high, the real interest in the interest

if the above is negative, i will bring james tomino's, which is my consign. in fact, james tobineh's article says, sir , the real interest rate is high when the real interest rate is high , when the real interest rate is negative, the depositor gives money, when the real interest rate is positive , the depositor takes money , which means that now the receiver is receiving money. paying high interest is a waste of money. you have a saver , someone who is taking money from him , he is taking money from him, you have high interest, you have high negative interest, not high interest, you are finally here , i have brought 50 countries, these are all my 50 countries. all kinds of country are in the emerging country of an underdeveloped country of argentina . our blur is like any country accepting any country like another country that you can see if you know this is the sword that every argument is

going on. .

what happened to the words of the second category? they acted on the words of the second category , that is, the interest rates have been raised. how much? so how much was the inflation?

iran is low, as a result, we have to expand the money supply in iran, you should not see a percentage , i will answer this because it has been a long time. i will answer this, he says, sir, the supply of money to jd in iran is lower compared to america and so on, so we don't have a problem, our inflation is not a problem of money supply, no bro, this is completely wrong, if you want to compare the money supply with jp, you are the only one. you don't produce goods and services, yes, you have assets too. in the speed of money circulation, when money is supplied, there is a vim, which means the opposite of the speed of money circulation , which means that it shows the asset market and other places where money goes , so if you want to divide, divide, but you have to i face all the jedis of the 30s, 40s, and 50s last year, you have to divide each country's total gip

to be the market. in addition to the asset market, now in america, the asset market is 156 billion dollars, 156 trillion dollars , in america, money is flowing into all of this, in iran, it is 2 trillion dollars. now, keep the example of mr. masdagu , mr. dordian, and i will complete his order later. let's go back to you. i said that who pays the interest . those who earn interest in the economy are primarily banks who pay interest on deposits to banks because when the bank, for example , raises the interest rate on the deposit, the bank will pay interest to the depositor's account , it is not that the bank will say sorry if it cannot give interest, i promised 30, but i can't give up, i didn't

get it, no, it will happen, so the banks have to pay for raising the interest rates. look at the economy, this is the story , when you put 5% on the rate of 5. it raises the deposit rate 5. this is the correct rate of education. we didn't touch my pictures , we just deposited them. to see, both of these should go up together, which means that the deposit should go up as well as the facility. you take the deposit up 5. the fixed cost of the bank goes up, it means that there is no doubt and the branch does not have a counter, it goes up. but the income of the bank. whether 55 will go up or not depends on whether the credit risk is coming back or not coming back. what is the economy like? how much is the default rate ? bank interest goes up, bank goes down , because everything goes up, riskier people

, more effective people, poorer people, people who are very optimistic, it doesn't matter. where does it mean that it is possible to see that if you see inflation, when you say 40, it means that half of your economy has gone below 40, the prices have gone up, and half of your economy has gone above 40. without this balance, the average come out . what does it mean that you have below the average, what are you doing , are you losing money? it means that you are making a loss below the average. why does it exactly

mean that you are losing half of the economy ? let's go back to the rate. you said that the rate of repairs is now , for example, the producer is below 367. yes, so now we have a question, mr. ester. we have the rates again. 366 answer to him when you leave 23 answer, what answer should it be? 23 how much should it be? 23 should it be 30 percent, for example, until now there is an inflation , for example, about 40, 30, the rate is here, but not for deposits. look, if the deposit goes up , it will lose according to the bank's facilities. i mean, you say that the deposit interest rate this. let's keep the education rate , let's raise the final education rate with a new goal, with a goal or with the goal that those who shouldn't get education will be less motivated to get out of the queue and see.

he wants to take it like this very badly, but in the long run , what will be damaged in the long run? because people don't go there , he has to advertise more, otherwise i'm saying otherwise , didn't i say that good banks will suffer in this policy , later banks will benefit ? the difference is that we raise the education rate to what is real, and you see, we have disturbed the balance of the economy with mandated interest rates

. we do not care about the balance of the economy at all. ok, the one who has money why should he keep his money in rials? why should he prefer this money to rials ?

now and here it is 36-40%, which is true, it is not important, the important thing is that i , as the government, can keep it low . my question to him is that he is giving this rate difference, this rate difference is one in the payment economy. it is related to the discussion , it is not relevant to our discussion, it is acceptable, we are talking about it in another discussion, another debate.

what people get is 36 400, what people get with the preferential rate is 28 and 500, not 47 tomans, that is what is happening, you have created a huge rent, first of all, you have created widespread corruption in the banking system, which is destroying the entire banking network. my profit does not go to the bank , instead of going into the bank's pocket , it goes into the pocket of the rand-eating people. it means someone who is active.

now , you have made 55 percent of the facilities for the recipients of iran, 1000 families, 1000 families, 55 lots.

regarding the deposit, the deposit should be increased according to the education, it cannot be done, you cannot do this if you create an economy like this, tell him, sir , as soon as he says that they will take your influence, take it up, he should say it behind his back.

the interest rate has increased in the last one year , i am not talking about the official interest rates, the ones that the central bank writes in the reports are actually comforting themselves, not the ones that have ended in the market, they have gone up, they have gone up by order. why, because the government implemented the policy of controlling the balance sheet and created a credit limit, it did not take care of who gets this facility and who doesn't get it, the government and the quasi-government and the bigots take first, just like the leadership said. he said this caused the price. for the rest, the rate for that independent sector of the economy should increase, so we are now facing a mandated increase in the rate compared to, for example, last year and two years ago . we haven't had a worse year since 2009, so now we have high interest rates . by the way, if we don't put a balance sheet control policy on the banks, let them

educate themselves. you should know that the rates will be lower. that interest rate means the destruction of the economy, it means the economy enters a cycle of accumulating losses inability to pay interest on turkey's debt, which was the problem at all, was the wide gap between the interest rates, which is low at all

. the government is saying that we are paying for the eid night in the coming days , god willing. it is clear that yes, i think in a week at the most . hello, dear viewers of phil majles program. for the businessmen of majlis in the world, it means the lobby , but the lobby has the rules of the game in the middle of hashemi's work brake