in the name of allah , the most merciful, the most merciful. good morning. welcome to the capital market news. 35 and a half percent increase in the rate of third party insurance next year, the deputy of planning and development of the central insurance said: regarding the increase

in the rial rate of full payment in normal months for the next year from 900 million to 1 billion 200 million tomans and in haram months to 1 billion 600 million tomans. the supreme council of insurance increased the third party insurance premium rate up to 35 and a half percent from the first of 1403. the insurance industry, consisting of 31 companies , constitutes two-thirds of the capital market. total index of tehran stock exchange at the end of trading today, it grew by more than 11,000 units. the symbols of famli and ghadir, beh mellat khodro and web issued were among the symbols that had a positive impact on the overall index of the stock market. the total index of tehran bahadur stock exchange ended the trading on sunday with a positive return of 56 hundred percent and with an increase of more than 11 thousand units in the range. a thousand units were placed. the index is not the same weight

, which represents the small stocks of the capital market , ended its work with a positive return of 49 percent in the range of 73300 units. on this day, the stock market hosted 105 billion tomans of liquidity and more than 6 billion shares and preemptive rights in trading value 2884 billion tomans were traded in the market. the symbols of parsan sahdasht. they had the most negative impact on the index, and folate femli and vadigir symbols prevented further reduction of the total index. the largest inflow of real money was allocated to multidisciplinary cement and computer industrial groups , while the largest outflow of money was from automobile, power plant parts, and food product groups. the status of the symbols of the glass hall indicated that 71 markets are equivalent to 59 symbols in the positive range and 29.

in march, the net outflow of brokerage funds for legal entities reached 20 billion and reached 20,653 billion tomans. in this period, the net inflow real liquidity in the capital market is 32 billion. it was toman. also, commodity exchange transactions reached a total value of more than 20.77 thousand billion tomans. of this amount, 71,465 billion tomans were allocated to commodity exchange transactions and 562 billion tomans to energy exchange transactions. the stock market in 1402, with all its ups and downs, could not record an acceptable return. according to his work.

in the past year, for the third consecutive year, lasan stock exchange could not meet the expectations of the shareholders, and today the total index ends its work on the last working day of 1402 with a maximum of 10% positive return. the stock market transaction file was closed in 1402 and the glass hall could not meet the expectations of investors. the overall index of the stock market, by recording returns in its portfolio , lagged behind inflation. the homus indicator, which shows the same effect of symbols regardless of their market value, also left this year with a return of about 24%. from now on, we want to check and say where is the limit of our loss in the index of equal weight? in my opinion, our support range of 72 can be at the level of loss, and if the range of 70

is broken by 40 thousand units, we will reach the range of 770. we have 1,000 units as the first target, and then we can see 795,000 units in the index . in my opinion , it can be around may. in this year , the capital market conquered the peak of 2 million and five hundred thousand units , and from the middle of may , it became a recession. the wound that caused the stock market to freeze under the influence of the information leak caused the capital market to witness the third historical decline of the total index. but other important news of these 365 days. it does not end there. in november, we had a stunning return of 7% of the index. but the reason goes back to government approval regarding revaluation of assets. one of the most important influential news in 1402

was the publication of the special deposit certificate of banks with a rate of 30%. because it means the outflow of more resources from the capital market to the money market. and the final news that we had was about the suspension of the initial supply in order to support the capital market activists, according to the experts of glass hall, in 1402 , it experienced all kinds of transaction risks, from the central bank's restrictive policies to the tensions in the west asian region and the gap between the free market dollar and the half that put the transactions under the influence of ghazal arab gol news agency commodity exchange announced the change in the schedule for the release of non-continuous commodity deposit certificates during nowruz 1403. based on this, the supply of cement, glass, and rebar deposit certificate symbols will

be made on april 8 in the week ending april 10. also, these symbols will be released in the week ending april 17 on april 15. the most important events of the stock and over-the-counter publishers, from the suspension to the capital increase of the companies at the end of yesterday's trading, which was on the publishers' information system, in the kodal package, on the news line of the capital increase of the medico icon from the place of claims. shareholders and cash receipts. valraz and fenergy symbols were subject to trading settlement. the base volume of the shaqaf trading symbol

is calculated and applied from the twenty-seventh of march based on the values ​​related to the base volume formula in the relevant board. the last stop of the symbols in 1402 due to the participation in the annual general assembly in the symbol of paris in order to match the statutes and the symbol of kapshire in order to expire the deadline for using the right of priority is applied at the end of the twenty-seventh of march. the symbols of valeh sharq, wahor and za sharif after holding extraordinary general meetings and regular annual general meetings and dividing the cash profit of each poison through conducting continuous auctions without limiting the range of traded price fluctuations. report justifying the board of directors symbol and to be issued in order to propose an increase in poison. in order to improve the financial structure and improve the financial ratios, the assets were sent to the auditor and the legal inspector for comment. zohra, a scientist of the sada and sima news agency

, sold more than 11 thousand tons of produce in the commodity exchange on sunday and the value was traded. these transactions were more than 146 billion tomans and were sold in the 11th export hall. talar siman also experienced the transaction of 600 tons of cement. also in farvarde hall 100 tons of oil products were traded. the end of the capital market news, khodangdan. the iranian coach, sharaf iran, is

playing with a telegram across the country. why didn't you set the price this month? it's an interesting question. you are a football manager . we don't want to agree with any kind of diabetes treatment. dear and respected viewers , we are at your service with another debate , one of the topics that always has a difference of opinion . let's build villa houses or apartment houses, critics and i welcome

what are the opinions of those who agree? i would like to give you a very brief message. critics say that if you build a villa, you will occupy more land. for example, you could build a high-rise building here , and deliver more units. you , the high-level opponents of the iranian islamic development model , raise the cost. above , they are bringing up the construction and other issues that we will discuss , i will give you more details in the debate, and the parties of the debate will talk to each other. you are invited. please accompany us until the end. thank you for being a special companion of the higher program . another debate is here in our studio. mr. soleimani , a senior expert in urban design, is also present, as well as mr. khatibi , a former member of the organization. let me start and ask this question

, where does your opposition to high-ranking come from , and what is the reason? in the name of allah, the merciful, the merciful, i offer my greetings, courtesy and respect to you and my dear viewers . to enter into this nemati heydari fight finally, let's build a tall order or a short order. we need to look at the issue a little differently, in fact , as sohrab said, we need to wash our eyes , we need to see differently, first of all, we should be aware that we are building housing , we are going to build housing, we are not going to build shelters, we are not its treasure. we just want to be protected from the wind and rain. we are human beings, apart from the first needs we have, we have a series of other needs that distinguish us from other creatures, that's why they call it housing, they don't call it shelter, they don't call it

nest. our point of view is that when you if you look at the geography of iran, if from the southwest draw a line from the most northeastern region of our country to the most northeastern region. about 70% of our population lives in a mountainous area. in principle , land surveying in these areas is difficult, which means that one of the things that actually makes our work difficult is the issue of surveying the land, but if the land we were able to feel how to build it, that is, the discussion here is that what should we do if there was land, well, we know that if there is no land, we will have to go and build a high-rise building, for example, our fathers wanted to move to mustafa because of the security problem of building a five-story apartment in 1800. last year. so we should be aware of this who are we building for, where are we building

, there are discussions under the title that we must preserve the land for future generations or to provide infrastructure for the land in a short order. in fact , let's mention it and if in fact the first slide i sent is actually a show. thank you , so that it can be prepared, please help me so that we can coordinate it. there is always a miscalculation when i report this problem. we think that if we have a land, it will be high ranking we must build many more units . where is the root of this confusion ? imagine that you have a 500-meter plot of land . naturally, when you build a 500-meter plot , you will build three floors, which is different from when you build 10 floors. we build, but when we are talking about urban development , we are talking about a site that

does not just go back to that 500 meters , we can refer to our urban requirements, to our per capita supply, to our design method, and this actually, let's hammer the idea a little, now the national youth housing plan can be called small we proposed the national scale of youth housing with hotel services in the country, and we are ready to take this issue forward, because right now, in the discussion of the national housing movement, one and a half million people are registering, but the government is trying to come, give your first story, and pay in advance. give it, bring it, give it yourself. people have economic problems. people have problems. if we want to come and sit here, i will say no. everything is fine. in my opinion, our program is the voice of the people

. the national media is the voice of the people. million 14 million not at all odd. you calculate whether our people have the ability and let me know the price of my land. i am really begging you. in the discussions , we will go forward with this land price, what percentage of our construction price is it? our people have to see one piece at a time , it is capable of living and farming. we didn't necessarily

live in 15%, we didn't farm in 15% of the total area. i may not be able to protect my land in urban planning . now our population window will be closed in 5 years, it will be closed in 6 years . if i can't use this population window that is created now if i increase my population, i will have to endure in 150 years until my population reaches the current level, which means that the existence of our country may be endangered in these 150 years

. what if we think that now i want to keep four meters of land for future generations, or is this the issue of population? we should be careful and know what situation we are in now , from which angle we should look at the problem, the issue is that land is valuable, yes, land is very valuable, basically, the main part of our household budget is one of the most important part of the budget. what are we talking about housing, so if i can do it like that i will make it so that the price is more controlled, which means that i will increase the supply of housing. there is a way that i can lower the price and increase the purchasing power. at that time , they will not use the same purchasing power . when we check and compare the number of houses in the country with

the number of houses, it is almost the same, that is , not too high or low, what is important is the housing. okay, so here the issue of financing will be a very important issue. so, the next question is, sir, if if i build a high-rise building, should i pay more money or should i pay more money to build a low-rise building? when i have a high-rise building, i will build it. this is a real design example. a servant of god built a 13-story apartment , which is 68 meters. it makes 68 meters to serve it. well, what should i do? i actually have people who want to take over this house. from now on , i will disable it with an additional expense and a large expense . we have a cycle of unstable financing. it results in delay. delay results in adjustment or increase the cost of increasing the cost again results in

more unstable financing, which is how hey, i'm actually sinking into this quagmire. we also have an example for that. yes, we came to this country one day and started building mass housing of various types . we built which housings are left. we shouldn't have moved in this direction. well , when the government comes, the custodian apparatus defends this idea based on an experience it has had before. if i want to get it to the right applicant at the right time, i have to make it soon, otherwise it will be late. if i have time, i will not continue. no, mr. soleimani . thank you, mr. khatibi. please tell me, we need to look at a series of issues with a bigger perspective , as mr. soleimani also said. when we

have to look at our population , to have water for this population means that we have thought about drinking water, we have thought about dancing, we have thought about gas, we know for years now that we have also thought about clean air , only that we have to have an increase in population . however, we agree with this in our plan according to god sami, it needs an infrastructure when we know from a year ago that we don't have gas in the winter season and we don't have gas supply facilities and we have a problem. the whole speech was that no, our situation is very good, how is the industry managing the situation this year? they cut it off, which means, in my opinion, as an expert , the betrayal we have in this country is an unforgivable sin and we have so many resources. in

the short term, it will not show itself in the long term it shows that we don't care about the water of our land , sometimes we may decide to increase the amount of water without considering the infrastructure problems as planned several years ago. and let's really think about going to fix our resources. we don't have electricity in the summer , we don't have gas in the winter , we don't have water again in the summer, that 's all the problems. let's make sure that this basement is fixed, then let's think about the future in that horizon let's be a population, i repeat again, we are in favor of increasing the population, we are in favor of the house of bilai, i am from god. i'm in the north , i really want every iranian to have a house and a villa , that no one can deny it, but we have to weigh it with the conditions in the price discussion that you

said, don't worry , i accept the commons of a part of the building, you accept that part of the ground zero. you are coming to compare, i.e. you are assuming zero price land, that means zero price land , then you come and say that high-rise is better. or on the horizontal level, i go if we are on a 200 pitch let's build a 100-meter unit. certainly, the price of building a 100-meter unit may be 3 million less than a high-rise building. but what do you think about the price of the land? do you say the price is zero or the expert price, because the area around the big city has come with a tenth of the price. they are leaving me, they are elderly people, i have to sell at a lower price, which is still a betrayal, the land should have its real price, then put the real price and add

it by building a villa. grading , the price of construction is high, grading in turn the price is higher, which obviously does not want an expert discussion at all, and we express this ourselves, even though you are in the system organization of the ministry of roads and urban development. for example, we are going to build a single-story building with seven tomans and eight tomans, and we will continue to build high-rise buildings. for example, in our 205, 30-story building, it will reach 15, 16 , 17, and 15 million. look, i am repeating this again. in the discussion of aamishi, every place has its own points. we believe that in the south-east of our country, until it reaches a stable point, we should move towards building villas. get pushed let's do it so that we can draw people towards onur and have comfort facilities. in the villas we go to, we need services there

, that is, we need public services. the expansion of cities in a villa includes the expansion of infrastructure , and this expansion of infrastructure includes the maintenance of that infrastructure. we should keep the major problems that we have in our resources, for example, in the city of tehran, as we are talking to you today , we have so much water in the city of tehran, the government does not have the ability to modernize the water network in tehran, this network was built 60 years ago, today we have the ability to do this. the subject we don't have the ability to renovate the whole city, and we had abandoned it in these years, so we still believe that in the big cities, in the cities where we have little land, in the areas where we have worn-out fabric, this worn-out fabric of tehran today that we we have this texture that we can from patterns like night.

investors and those who had such lofty thoughts for the country and for the pride of iran for those years, we should kiss their hands and thank them for having such a point of view and we should come today to take examples of that issue in our worn-out fabric. considering the lack of land that we have in our cities and we don't want to expand too much, mr. soleimani , mr. khatibi has a few points to point out . we should not imagine that if we necessarily

go to the high ranking. we can definitely make many more units. i will give you an example. is the city of tehran higher or the city of hamadan? tehran. of course, it varies from region to region, like tehran. the whole city of tehran is higher than the city of hamadan. how many units per hectare in hamadan and tehran? tehran about 80 hamadan 100. what does it look like? it means the earth we gave the land to the people, build short buildings , build high buildings, don't build here, it is actually a crying jar, so we should pay attention to these points so that they don't mislead us. see , when i build high-rises , i have a part of my city that is high-rises. the person who lives in this apartment comes here to fulfill his daily needs, so they make a way here, and i will automatically have

the same problem as in the apartment. it is lost , i have an extra one between two highways , i will make this earring, i will add the left space to it , i will lose the space under the bridge, did you notice what happened, it means this i think we have to deal with it a bit in the country , sir, instead of saying whether i have a high -rise or a low-rise, i should say what the density of units per hectare is so that i can give an answer . there was a parking lot on the 3rd floor. they forced the units to be 110 meters, which means that the unit is expensive and has 70 meters of view. it can be 180 meters. another unit is 74 meters with about 9 meters

of view. it has three floors and 6 units. it means here that the percentage of the common area of ​​my construction increases its volume and increases the materials used to build it. when one floor i will build 3 floors to 3 floors. when it is like this , about 31 kilos of rebar is enough for me per square meter, but when i build 10, 11, 12 floors, this 31 kilos will be 65 kilos. are we actually wasting our water resources in the desert , or maybe we could have a better option about it, this is arsieh before the revolution , this is the location of our steel industry, it is the one that has reached us. no, yes, no , i do not accept this piece. do you agree that our steel production is all in the south of the country? it was next to the sea of ​​oman

, by the way, the corridor. well, by the way, this is the problem that we had in our parliament . the representatives are putting pressure on the ministers that i don't want to come at this time for my work, but i have to. should i start my business with 31 kilos ? why should i start my business with 65 kilos? it means that i am helping to reduce the production , i am preventing the destruction of the environment. no, we have to think separately to provide our resources regarding gas, we have a problem. our infrastructure in the south is having problems. i agree. well , what does it have to do with urban planning, urban pattern , that is, we are stuck , what does it have to do with high-grade or short-grade ? when i have an environment that i want to be high-class