it is also broken in the purchase of installments, sorry mr. mr. farsh, the prices in all mr. farsh branches are broken. in the name of allah, rahman raheem, salaam , you will accompany us to the news segment at 16:00. the increase in driving crimes will be for the next two weeks. police chief rahaber said that the purpose of increasing the rate of driving crimes is to deter and prevent the risky behavior of drivers. some of the fines that have a higher risk of accidents , the violations that cause accidents have increased by four or five times. for example, for example

, how much is the illegal speed going to be? predictions, of course , i will give you a prediction it has not been done, but what has been approved and we are waiting for it to be announced, for example, i would say that the fine for illegal speeding will be between 600 and 700 thousand tomans . it is about driving while drunk or using psychoactive substances, and the fine for this issue is about 2 million 700 thousand tomans. actually before. it is predicted that the movement of nowruz passengers by public transport from road, rail , air and sea will reach 7 million traffic. related to which provinces? in the name of allah, the most merciful, the most merciful, the new year and the service of his excellency and the people.

my dear, i congratulate you. god willing, the unity of worship of all my dear marzi compatriots will be as high as it has been. well , the most traffic until today is the report of the road organization . we had more than 370 million traffic in the country during the nowruz plan that started on march 24, the most traffic. mazandaran is our axis, after gilan province, and the province is actually on the way to qom. the holy city of mashhad, the city of shiraz, isfahan, and the southern provinces of the country , although in the reports, what our colleagues actually report is more, in fact, our trips are more. 60% of the inter-provincial trips are being made by compatriots as nowruz trips, but what is in the reports today is actually the use of the public fleet, which the statistics reported in

any way so that people can actually use the fleet to get tickets. justice has been done and at a price. in fact, they should take advantage of this situation. alhamdulillah , there were no special problems in this sector . almost 994,000 of our compatriots use the train. my focus is mostly in tehran to mashhad or from mashhad, mr. hadi. anfer by the way i wanted to ask you the same thing from your service , which means of transportation has been used to move the most, and what is actually in the reports, we will first talk about moving. it is certain that the compatriots

use the bus, and then, in fact , there is a desire to use sea vessels, which almost 4 million and 300 thousand people of the compatriots either actually use the vessels for sea trips or use them for fun, or from the south of the country or we use the caspian sea in the north of the country for our flights, as you can expect more than 1,387,000 flights. in fact, more than 380,000 people of our compatriots used it in 56 airports of the country and almost in the airport of hazrat imam, which is a 27% increase in the use of the air fleet and foreign flights compared to the same period . see how different the trips are compared to the same period last year.

in fact, the last four days have increased by 15% compared to the beginning of april. please, there are two main reasons. one was the issue of the holy month. if you remember , the holy month started on the third of april last year, but in this year, before starting our plan, in fact, we entered the month of mubarak. it was a collective situation. well, the more stable the country's weather conditions become, the more suitable the situation will be. my trips will actually increase by 15% compared to the beginning of april. we have this increase in trips, but what that i should take advantage of this opportunity now. the issue of the road is a very serious issue, it is the issue of accidents. i request the drivers who hear my voice and drive on the roads to drive carefully. it is not good in the country, that is, in our country , in the last few days, unfortunately out of 589 people of

our compatriots, maybe more than 16 thousand people in fact, we had casualties and 589 people died in your presence. land grabbing worth 3 thousand billion tomans was prevented in gilan with the arrival of the food machine. mr. khodayan said that profiteers are planning to issue a title deed for barke parian in astara city. and they had it in the vicinity of the sea, which was prevented by the arrival of the inspection organization and the one-page document of this area was issued in the name of the government. according to the head of the general inspection organization of the country, it was decided that this land

will be provided to the municipality for the construction of green spaces, the construction of a park, public parking and the astara border bazaar. the deregulation board has announced to economic activists if observed: any circular or instruction of khalq al-saaa by reporting it to this center to help implement the law of making the economy predictable and improving the business environment. according to the law , the regulations are only valid if they are registered in the national system of laws and regulations at the appropriate time. one of the things that blocks the way is the decisions of the creation of the watch. an exporter must work with predictability, a producer must work predictably . it was in april 1402 that the first step was taken to make the economy predictable. business regulations were approved. which is in the national portal, which is headed by the legal assistant the republic will create for businesses, if it is not registered, it will not be binding, but this is

only an antidote to the chaos of overnight directives, not cumbersome laws that allow the growth and development of the numerous directives that are issued. they are really contradictory, they distort the business environment , and one of the clauses of the law on improving the business environment was the solution to these many circulars. article 24 of the law obliges the government not to manage different markets or manage different sectors for the time being. the government is completely in line with the resolution of the islamic council of egypt quickly enter the executive field. to make this law , efforts to approve the charter of this article continued throughout the year 1402. i hope that this resolution will be reviewed and announced in the government board in october . i think

it will be placed in the order of the government boards after the budget of 1403. the regulations to reduce circulars and prevent them from being issued overnight were finally approved in february 1402. after about 12 years since the approval of article 24 of the business environment improvement law , on sunday, the council of ministers agreed with the executive regulations of this article, which was placed in the order of ministers at the suggestion of the ministry of economy. now, after 12 years of the approval of the law on improvement of the business environment, the ministry of economy, with a specific timetable, prohibits all institutions from issuing circulars on creation and hours in the coming year. thank you very much for your support. have a good day. god bless you.

maxider with the guarantee of gano, the service of the big festival of the city of household appliances and the city of carpets. this time, on the occasion of nowruz and the holy month of ramadan until eid al-fitr

, get an id with every purchase from the city of household appliances and the city of carpets. a specialized reference for carpets and household appliances. easy purchase of train tickets to sar tasar in iran on fly. the lasting history of the qom silk carpet is pleasing to the eyes and soul. the unique variety of tabriz carpet, the originality of the design of the kashan carpet, the vivid and warm design of the bakhtiari carpet. find iranian handicrafts at sarai irani.

authentic iranian art in a large iranian palace. until 2:00 am in tehran, i am your host. in the name of god, greetings, happy eid, and fasting prayers . acceptance in the maturity program. today , we are going to examine the performance of the central bank in line with the development of new banking technologies. the guest of this part of the maturity program is dr. mehran moharmian, the vice president of new technologies of the central bank, mr. dr. aghe. hello, i have a question, please ask in the name of hazrat haq i congratulate you on the new year and

wish you to accept my prayers . i am at your service, dear viewers. be healthy, mr. doctor. nowadays , modern technology in the field of finance and banking has found a special role in people's lives. please tell me what actions you have taken in the past year. what have you done for the convenience of people's financial and banking activities , and what plans do you have in this year? in fact, please complete these measures. the bank's supervisory systems were discussed it was central in order to achieve the main goal of the bank, which you understand, the issue is actually inflation control , anyway, the year 1402 was decorated with the same name, and naturally, special measures had to be taken in this direction. to control inflation, it was necessary to control the creation of liquidity. therefore, the central bank's supervisory systems should have been upgraded in this area, which in the various systems that we

have in this area, which we will not go into the details of now , some upgrades were made. drawing based on the economic field and field the authority of the respected official led to the creation of control , in fact, the creation of liquidity in 1402, which was finally a very good thing that led to the reduction of inflation. we had the gambling network , and we have made great progress in this area as well, and in fact we are preventing many cases online, and we are preventing them. the fines in this area were actually applied. actually at your service. let me tell you that there is a reason in the open banking network in this area as well good monitoring was done this year. another issue

is international connections . we have the connection of the shatabmon project to the mir of russia, which will actually be useful for international exchanges and tourists who travel between the two countries. in fact, we have fs, which is a financial messenger exchange system between iran and russia, which can be used for international exchanges . please help us . last year, we implemented the syaq system, which helped a lot for those who go to court and were defrauded, for example, something happened. they had to go and identify a person's property , and in the old days, this work took about 200 days. it was really a complicated job. they had to write letters and go to 30 banks. now, all of this is done with a system that is below. in a few minutes or even a few seconds, it actually connects to all banks and identifies and freezes the property of a person who has been convicted

in court anyway. became. and there is no need for a person to go to bank branches either to actually receive a check or to collect a check yes, yes, as we are talking about, the electronic check project peaked in 1402, now 12 banks are issuing electronic checks to their customers, and all banks in the country are equipped with systems that can accept

electronic checks from other banks. it was a good thing that electronic check happened in electronic form. and non-present, of course , it can be cashed, this is happening right now, but there is a limitation that it can only be cashed in the same bank where the check was issued, in the same bank's electronic devices, naturally with a short distance. this will be implemented in other banks as well, god willing. we requested the banks to implement this as soon as possible. most of the banks' focus now is to add those banks that did not join this plan . this aspect of removing paper checks , god willing, will help many of the problems that exist in the field of checks , god willing, if they are removed, there are currently about 230,000 paper checks . this number of about 200,000 leaves has gone to the bank in fact, your opinion has been reviewed

. in this year, there will be a serious change in my field. i think that this year, god willing, all banks will join this plan , and a good part of the banking network will also, god willing , cash other checks in electronic tools. inshallah, they will do the operation themselves. usually, the first bank will do the operation. other banks will also move in this direction due to the requests of their customers . there were also letters from the central bank, and you can see many of them in the world of countries in fact. the implementation of this issue is the issue of credit assessment, which in fact people have different assets that they actually have with different asset trustees, and a credit rating is actually given to people. how much progress was made? please tell me what is your plan in 2014 for the actual

progress of this project and besides validating the issue of electronic verification of assets. subsidies for individuals, equity shares, sim cards for individuals, every year , in fact, for many years, it has been discussed that these it is going to be considered as an asset to receive facilities, but it has not been implemented seriously yet . please tell me what are your plans in 1403 to advance these issues. yes, look, we have a parameter called financial inclusion. they benefit from financial services, especially now if we consider it with a condescension. they are using electronic banking services. the fact is that in the field of access to electronic banking services , we are one of the best countries in the world, according to reports from international authorities. the words of the world bank are actually being published. regarding access to facility services, we do not have a good rating in this field. now, of course , it has a series of economic roots, including the fact

that the real interest rate is negative, which we will not discuss here, but the fact is that it was used to get an education. we have to make the space comfortable for the people, which is naturally emphasized by the respected government. what has been done in this area in the world is the issue of validation, the most important thing it does is need something like, i don't know, a guarantor and things like that. especially for corrections, it was severely reduced it reduces my risk, and on the other hand , it reduces banks' defaults, which means, for example, a loan that someone is paid in full because if they don't pay it back. pay the installments late, his credit score will decrease. naturally, he wants to settle this debt and his own debt in the evening and actually pay it back, this is the current model, which is actually now. we are going to make it operational . it is designed on the basis of artificial intelligence. it actually receives information from various places, including the general tax organization, the ministry

of welfare, the judicial branch of the traffic police regarding fines, and now various places that actually this model has a very good upgrade and of course this will actually continue. we will get information from other places. this model is now in the final testing stage. inshallah, when the test is over, we will make it operational at the beginning of this new year. the fact that, for example, a simple marriage loan is currently being charged two to three times, do you mean that the system will actually facilitate this issue by increasing this? can facilitate why i say it can is because there may still be people who have no credit score or very little to begin with they should work with the banking network. here is that level. the education that they can get without a guarantor is limited, but for many people who already have a history and it is shown that there are people who always pay their debts on time

, naturally, this can affect the issue of subsidies, because i almost think more than 60 million iranians actually have subsidy accounts. this issue is actually in your plans so that it can be considered as a confirmation and even a subsidy for individuals. in fact, it can be verified for one's education. see this work it has happened several times already , that is, within the past few years, especially during the corona era, when it started, this story was used several times for education that was paid to the general public, and naturally it can continue. now with this electronic verification system, maybe a the amount of my process will be sent , so yes, your order is 100% correct, but regarding the subsidy of another person as a confirmation here. it can be used, we didn't have a plan until now , we can think about it and check it. i will definitely ask my colleagues to check it, and if there is no special case, this is also possible.

to be operational, the real estate and housing system with the aim of managing the rental market is actually one or two years old, which is being addressed more seriously and requires the cooperation of various devices, one of the devices that can be highly effective. the system should help. there are banks that actually make inquiries to verify people's place of residence through this system, but in fact this issue was not done seriously last year. please tell me what is the plan so that, god willing , in the new year, they will actually verify the place of residence. to be done through this system, issue one for the first service we considered the hand check for this work and one of them is actually the registration of the door card for the service. card to card and similar things online, card registration in the shoprak system, which we will only operate as a warning, for example, if a person

wants to do a card to card, but it is not registered in that system, it will only appear as a warning. you didn't register, so go register, but it will be done to issue a check because it's a process that usually takes a few days, here there is a chance, the person will ask him at the branch, and if he hasn't registered, he will actually close his residence with this we will start two services , and god willing, this will gradually spread to other banking services . a transformation is actually created in people's tracking actions, and besides this, i remember the time when the issue of combining bank cards was brought up.

please tell me how much these two issues are actually going to be in this year. people are now doing their transactions electronically , but this money is in the bank, right now. that electronic money. i think that everything that we consider for bank notes is also available for digital rial, this has another difference with bank notes, you can't cut it in half and say: well, this

is broken, there must be a series of problems for it to be broken. here , there is no money issue anymore, which means that it can be divided into its components, and the exact same amount that you have to pay, we have the initial pilot program in kish island , god willing, we will implement it within the next few months and we will expand it to other areas. we hope that it can help to solve the problem of petty cash in the first step in other stages, we may consider other missions for him in other projects regarding the removal of card physics. what you said and compiling it into a banking application, this project was fortunately done, of course, we did this work in 2019 on the side of the central bank, it took some time for the payment network to do its work in this field. in fact, some banks, especially tejarat bank , implemented this a while ago, and now some of the credit cards in the country are equipped with this and can perform this transaction.

mr. doctor , thank you very much for accepting our invitation .

one store gives one price, another store gives 10% more, they don't give us the oil, i am the seller.

i am still buying higher consumer prices. these were part of the market's problems. problems that were supposed to be solved by setting up a system. there is enough production. if they can correct the explanation and have a procedural stability , it will also benefit the consumer. we are starting to exploit the comprehensive trading system, ali barkatele. we are talking about the trade society system. a system that the purpose of control. supervision of the production chain until explanation and dealing with smuggled goods was designed and launched. the trade community system started its work in 1995. under the title of paragraph a of article 6 of the law on combating smuggling of goods and currency, a document is registered that we know that a product from this the circle was moved to the next circle with a keyword called product nomenclature , product identifier, which was implemented in some product groups from the beginning of 1401, five priorities.

of course, the lack of transparency in the final link of the chain practically did not achieve the goals of the comprehensive trade system. the business community system that we have talked about for years it comes somewhere and stops. for example, in our import , what is imported is in this system. the issue of warehouses is within the comprehensive trade system, production is here, distribution is here. right, from now on, how much was produced, how much went to the distribution company, but where did it go from the distribution company, where did it go to the wholesaler, so far it is clear, but where is the output, as if it reaches the end of the chain and we are doing the tracking up to the retailer, then the retailer goes to who sold for some goods becomes relevant, the government's solution is to create a system that complements the transparency system.