the motto of the year is that production is healthy with the participation of the people , that is, we did not have orders before, sir, we must use the financial power, the technical power, the executive power, the participatory power of our people in the real sense. there is no time for me to tell you. i wanted to go and get the vote, they told me that you should build 4 million houses , if before me. this number was below 100,000, although the ministers i worked with before me were much more pious and strong than me, but when we came , we paved the way and removed the obstacles to education. we mobilized everyone , we put the projector of the president on a project , we put the projector of the governors on a topic , where does the project mean? prioritize their work, but who

implemented it, the people, that is, the people who built one-unit houses in the village , built two units by themselves, in this case, we had a project of 35 thousand units of vendese fan services in venezuela, do you believe that once the work it is possible to witness the presence of the people in me, my people, my people, i want to do something now, how many obstacles i am facing, who should take this, the government and the parliament, that is. i want i will produce, you should sit in on the conversation of the producers . during this period, i had 3-4 meetings with the central core of this private sector for 30 seconds of eye time with the central core of this private sector. let's take it, then it will be possible to produce with the participation of the people, but if you bring the people and don't remove the obstacles in its way, the work will definitely not succeed , god willing, that means that the government of the parliament

should provide the regulation and facilitation platform for the people's participation in the economy. they have their own interests easily the work can be done. he said that there are many benefits. i am grateful . it means that the people know their benefits better than the humble , they know better than the government. tagaqiq news network , my colleagues are at your service with the first page . in the name of god

, the light, in the name of god, the light. al-nur , al-nur, praise be to god who created the light, i am al-nur , praise be to god, who created the light, i am the light and sent down the light their knowledge and the revelation of light are in the book of masfur, at the time

of the masfur, in the book of masfur, at the time as much as possible on the prophet, allah is the greatest, god is the greatest, god is the greatest, god is the greatest. i testify that there is no god but god. i testify that there is no god but god. the witness of muhammad is the messenger of god. the martyrdom of muhammad rasool. the messenger of god is the witness

of god, and the lord is the witness of god . hai ali al-falah

, hi ali al-falah, hi ali khair al-amal hai ali khair al-amal allah akbar, allah akbar, there is no god but allah , there is no god

. there is a martyr in your eyes on the other side of the table. in the name of allah, the merciful , the merciful. dear ladies and gentlemen, welcome to

another program on the front page of khabar network . as you know, one of the institutions and financial pillars of the islamic republic of iran is the national housing fund, a fund that may be considered the most important. the vital tool of house building in the country and the participant in one of the largest national plans of the country , the national housing movement, was named. well, tonight we want to talk more about the national housing fund, its role and functions, and the goals and launch of this fund. mr. dr. mohammad reza mahdiar esmaili, ceo of the national housing fund, who is here the studio is with me, mr. dr. esmaili, hello, you are very welcome, i am at your service , dear viewers and colleagues

, i offer my greetings, courtesy and respect. it can be said that almost 2 years have passed since the establishment of this fund and we heard from you about the national housing fund. why was this fund established at all? it is a young fund that, if i am not mistaken , has been in existence for less than two years since burj 8 last year in 1402 or a year since burj 8 in 1401. why was this fund launched? the system of the islamic republic of iran went towards creating such a structure and organization called the national housing fund? yes, as you said, the issue of house building is one of the issues that requires large financing. in our country , we need about one million residential units every year, and this operation means a huge financial turnover. we have active organizations in this field. the national land and housing organization, the specialized parent company of new cities, the urban renewal company of iran, the

islamic revolution housing foundation, these are big organizations and institutions that play a role and move this operation forward. what has been the focus of the legislator's attention is the issue of aggregation and optimal allocation. the resources of these big institutions , along with bank resources and people's resources , are in the field of housing construction, that is, if we pay attention to the numbers that have passed, for example, in the past one or two years, a year and a half. of course , we are aware of the important role of a place where these resources can be gathered. last year, since the beginning of the fund and the beginning of the movement, 20 thousand billion tomans of people's resources have been spent in the movement. in addition to these, nearly 140 thousand billion tomans of facilities of 1600 billion tomans have been provided there were bank facilities, which are a part of the total facilities that should be transferred to this movement

, that is, if, for example, we have started 2,600,000 projects, this is about 700,000 contracts, not all of them, that is, if 550 million tomans for each the contract must be paid, for example , some contracts receive 100 million, some receive 150 million, 200 million, some complete, some 50, the sum of these small numbers. today, 370 thousand billion tomans were only resources other than these three and four devices, which i said, add this to the operation of the national land and housing organization. the legislator has come to the conclusion that if these resources are collected in one place and optimal allocation is made, the deposits of these resources will be used for the benefit of the movement, it will definitely be possible to make the operation of the movement much wider and more effective than it was cheaper and actually more successful. therefore, as you said, the

national housing fund was born at the beginning of the production jump law in the administrative system of the country. today, this fund has a short life, but today, when we are talking, a large part of the openings that have just started today, you are actually my colleagues in the ministry of roads and urban development the news you publish is the result of financing the fund, whether in new cities or in the provinces. it comes in and is used to complete the projects that were left on the ground before the fund for these projects , the projects that maybe more than 10 years, 12 years, there were not enough resources to collect and complete them , today it is actually due to the existence of the fund , mr. dr. yeh. we still haven't gotten far from the issue of why this fund was formed, well, we, well , organizations and institutions in the country that are somehow related to the country's financial issues. they are from the ministry of economic affairs of the country to the budget program organization to the bank

central to the tax affairs organization, when we look, we see that a very long time has passed since the formation of these organizations, they have been operating for years, and they have reached a level of maturity and coherence in the structure of the national housing fund . we have to allow time to pass to reach this maturity. here we are facing an important and interesting point and an important consideration. the important and interesting thing is that since this fund is completely based on the needs of this identified and established operation , it quickly finds its place in house building operations. it opens up and makes its positive impact for the benefit of the people, and this issue that you mentioned is its complete formation. it accelerates , in terms of time, the operation we are forming today, maybe

naturally it should take place in another 5 years, but this market and this capacity has such a fire that it is actually moving the fund by itself and we are obliged to do so. let's shape ourselves at several times the normal speed. this is a positive aspect that the process of building a house by itself helps in the formation of this fund. the important consideration is that in the same way when we are faced with such a problem and we are actually managing such a large tool , the moment and second that is lost in the maturity and evolution of this fund, thousands of billions of resources will be spent without better and more optimal management. billions of people's resources are currently not included in the economic circulation fund because most of them

have been deposited into the accounts of the provinces before the fund was established. another movement, this is exactly what the people brought what i am saying now is that 230 thousand billion tomans are only brought by the people. in fact, we still have nothing to do with bank resources, we have nothing to do with national resources and the public budget, we have nothing to do with our own internal resources, and we still have nothing to do with the internal resources of our partner institutions. we don't have anything to go through the circulation fund yet. you can see this one paragraph, if we can, god willing, according to our duty. let's manage ourselves optimally, whether it's steel or cement, what important tools for construction operations, what advanced technologies we can't provide , let's implement them for the benefit of housing, so naturally. this observation reminds us that we should speed up the operation of this fund now, if the structure of its organization has not yet been approved in the country, if its resources

are yet to be completed, and the mechanism of its consolidation is complete. the task of forming its structure rests with the employment agency, naturally, in the country, which is in charge of improving the structures of the country's institutions . at what stage is it? unfortunately, our structure has not been formed yet, and we are carrying out the operations of the fund with the help of the ministry's headquarters. we made the national housing fund a vital tool in building the country's houses. the function of the fund you mentioned is to provide resources for house building in the country is one of those sources of financial resources, another very important source is land, and now what can be provided to this fund, either through the government or through the people

, i want to explain more in this area. it has been decided that everything allocated by the government in the form of subsidies and budgets for housing should be done through the national fund, so that its centralized management can make it the best use. it has a sum of digits , it has a sum of non-financial resources as long as it is in one place in one system financial and accounting should not be handled and examined, its dimensions are not known. yes, one of the resources of the housing field is naturally the context. well, you know , today in our country, nearly 70,000 hectares of urban land and 50,000 hectares of rural land have been annexed. this is

the biggest event that has happened in the history of the country. his blessings for the people for many years. god willing, its blessings will continue for the people for decades . this volume is actually an opening that we had in the land limitation and we don't have it today. well , naturally, this huge volume must be managed in some way so that it will be a blessing for the people. make it cheaper if it is going to come in the form of a 99-year lease and the cost of the land, which, for example, in tehran is 70 % of the construction cost. if it is going to be solved , it is naturally a source of subsidy, a big help from the government, and this big help should be distributed in such a way that it does not have the consequences of rent for the recipients, or if it is, it should be in a way that we can benefit the less privileged people. let's make this rent conscious and nationalized so that we can

reduce the gap between this family and the more wealthy and wealthy families. and increasing the justice of the society and reducing the gini coefficient, actually improving the gini coefficient we can help. these are the groups that we have the duty to implement long-term plans, god willing. in the first part of your speech, you mentioned the issue of the resources that are available in the fund now, there are people. institutions are one of the financial groups that can help this fund very well. do it and raise the national housing plan and movement from the ground and make this promise of the government, which is also a secret law of the parliament, come true faster . yes, the banks have helped you in this area so far, and what is the legal duty of the banks. at let's see what this area is. as we thank the partner banks in this area

, we appreciate their efforts, we understand their limitations, and we support them. we complain about the banks that do not have the necessary cooperation in this regard and do not act according to their duties, and as we are the people's representatives in this area , we follow the legal paths for the benefit of the people. in fact, if they do not act properly, fine them, this fine is 20. it is one of the things that should be done and not done now, this issue has wide dimensions in the country , that is, the level of disobedience is such that it constitutes very large crimes today. i have presented these numbers many times. the numbers are very large. yes, i know today that the debt of the banking system to the housing system

is higher than its annual income. let's answer this question. if an organization has failed to fulfill its duties and today it has reached a point where its debt is actually more than its annual income, where is the problem ? if we sit in the room and solve it, because you know that the law does not say, for example, sometimes the law does. for example, a certain bank or banking system arial says, for example, i can pay half an arial. when you say i have half of it, how can i pay twice as much? this will be the responsibility of the room manager, but at one point he says, sir, you pay whatever you have. there you pay 20% of the housing, this is not the duty of the room because it is based on he is able to say, sir, give him 20 in the field of housing , why should i open this for a couple of minutes , because the issue of housing is a driving issue in the

economic system of the country and the world, today we are talking about housing with the launch of this 2 million and 600,000 projects, how much employment was created , we turned the country's martyred president into a construction workshop for the whole country . you see, the governor general of the central bank has announced that the inflation number of the housing sector has increased from almost 107 to about 12% in the last few days. in the statistics, we say that the housing sector is 70% of total inflation, when it becomes 17 %, it means that 70% has decreased to 11th, so if the inflation number goes from 50% to more than 50%, it will become about 30%. functionally, it is very simple . it is very simple when an industry in the country has such a role it is great in production, in creating employment, in increasing

income, in reducing people's expenses, in increasing people's welfare , in providing for their basic needs, which is indeed a safe roof over their heads, why don't we oblige the banking system to pay 20% of your housing first. then go to service, industry, agriculture, fulfill your duties, provide working capital. all these sums that are paid in housing will be converted into industry, agriculture, services, and working capital in the second round . this money we give can be used for a mortgage, it is true that in the first stage of the loan, it is equivalent to a person's loan, but who do we give this loan to? if we don't give it to the individual, the bank will transfer that loan to the contractor.

if we are talking about new technologies , we say, sir, we make fiber cement , it is cheaper, more effective, and we can build a six-month building within 24 to 72 hours. well , doesn't this actually affect the knowledge areas of our foundation, so you are giving loans to the knowledge foundation , in the same way you are giving loans to other departments, this is very clear, very clear. as an economics teacher, i take this logic for granted it is society, so let's stand up for these numbers first in the housing sector, then in all those sectors in the country. we are looking for him, god willing , let's travel, god willing, mr. dr. mahdiar esmaili, if you want

to rate the performance of the national housing fund in the area of ​​its duties, which according to the law has come in the national housing movement, how would you rate it if i want to rate the requirements and limitations that i had? i completely agree, because we really have few restrictions, that is, i apologize, with many restrictions and requirements. ravan boagat, we did great things today, but if i want compared to what we could have done and still left on the ground, i will give a grade, no, i will not give a grade . the performance we had compared to our situation , we made the biggest purchase in the history of iran's steel many times over. i want to get to this topic. yes, well, mr. doctor, this year, but my heart is burning because it could have been 10 times this, god willing. it will go towards this multiplication with the help and sympathy and companionship of all the statesmen and decision-makers of the system

. what are the programs of the national housing fund, which is one of the institutions or organizations that have a direct relationship with the people in 1403, especially in the field of the national movement or other sectors that are part of your legal duties anyway, for the year 1403 what plans have you made that you can achieve by the end of the year, god willing, yes, see , as you said, our priority this year is to attract people's resources and generate assets that could cause employment and production and actually improve business, but now it is a racket. the rest and the items that i will present in order in the area of ​​my productivity i will give you a report. the largest amount of production in my time is that the history of our country is not very far. during the years that our eyes

are working, we can see that during these days, the national movement was carried out, why there were capacities in the heart of the production law. that the land that was left in the hands of a university for 20 years and 40 years even more than before the islamic revolution in the form of an educational land in a vast land, was not used , nor was it used, nor was it educational, nor any other kind. in the form of the building movement , it was built for the benefit of work. university for the benefit of professors an education for the benefit of the personnel of various airport systems , which had been unused for decades and there was no plan for it in the country, the capacity of the law turned it into a plot of land for the construction of 12,000 concrete residential units in hormozgan province, where access to water electricity, gas, everything is available in del shahre, but there is still a racket

. we have done a large amount of generators in this operation and we consider ourselves obliged. we can spend people's resources in the form of housing to produce the country let's hit a few big goals at the same time. you said that they should be taken from increasing production and employment to meet the needs of people who have resources and want to turn them into capital . they don't find it, despite their inner desire, despite the fact that they know that this might actually benefit the country's economy. he goes and buys a coin with it. if we can do this process in the country, which iranian country would it be? 40 million, instead of buying coins, he should buy a real estate stock in the country to make the same amount but more

profit. it exists now, it is ready for this action to be carried out by the people or not, we have to plan, this infrastructure is partially ready today, that is, we have written the codes , we have prepared the software, it is in the process of testing and checking, in fact, it is its own technology, god willing, if it enters the operation was done, well, it is a big job, it means that it can attract very large resources , it requires a very large logistics, but let's not forget that if we are doing a big job, are we the consequences are great, i say, if we can work in this country. let's imagine that i will buy a car for 5 years . in order to sell it more expensively and erase it from people's minds, let's do it instead of investing in real estate . what else is more important in the country than this? if we want to think about a method even for 5 years, i say it can be implemented within a year, but if it takes even 5 years of our life, it is worth it, because it is the biggest node of the country, which limits inflation for the country.

he can fix livelihood restrictions for people at the same time, these are our priorities. in the next layers, naturally, a part of this operation will be eaten . if you gave an example, for example, we are going to buy steel in order to actually facilitate this operation. these will be those small , limited but effective parts that are this great goal of ours , along with this great design of ours, god willing , is being implemented today and god willing, its fruits will reach the people . god willing, because you mentioned the issue of steel, i wanted to during the question. i will ask you next, i will ask you now that maybe one of the biggest purchases of steel in the history of the country took place. this is the purchase of more than 90 1000 tons of steel for the national housing movement, which , god willing, will happen again. god willing, it will happen again . please explain about this, and do you have any other plans to inject such a large amount into the national movement or not ? we to