in the name of allah, the most merciful , the most merciful, welcome to this news section. the 16th international exhibition of iran's financial industry, bors bank and insurance , is starting today, an exhibition as one of the most important economic and financial events with more than two decades of service in the financial and investment field. and financial technologies are held in the country. the 10th edition of this exhibition

with the presence of domestic financial industry activists and the presence of the second largest bank of russia and some brics members will start from tomorrow 19th to 22nd of august at the permanent place of tehran international exhibition. introducing the achievements of the country's financial industry and synergy among domestic and foreign financial institutions, familiarization of iranian companies and organizations with the latest. today's technology in the financial field, attracting domestic and foreign investment, developing a culture of financial literacy and establishing communication between iran's financial industry and foreign investors are among the goals of this exhibition. the implementer of the wheat self-sufficiency project of the ministry of jihad agriculture said: according to the latest statistics, so far 10 million and 830 thousand tons.

one thousand billion tomans have been paid from the money of the farmers who delivered their wheat to the guaranteed purchase government centers and the payment of the rest of the funds is being followed up by the planning and budget organization and the ministry. jihad is agriculture. this is the guaranteed purchase amount compared to. similar to the last crop year, it shows 17 growth. champions with olympic medals are admitted to the university without an entrance exam. the head of the national organization for measuring and evaluating the education system of the country announced this news and said: all the sports champions of the gold, silver, and bronze medal administration of the olympic games can continue

their education in the field of sports science without taking the exam. according to mr. pour abbas, these people should submit their request to the ministry of science, research and technology through the national olympic committee. the success of domestic experts in making the most poisonous antidote iranian snake the black snake is a dangerous, poisonous species of reptiles that, with the efforts of experts, the secret of vaccine research and serum production, the technical knowledge of the antidote for mimar poison was produced in the country. recently, there were reports in the news about the bite of a poisonous snake and the death of children in sistan baluchistan. last year, for the first time, there was a report that a snake called sihmar had bitten several children in sarzab area. and those

three died, so our team was sent there , caught the snake, and then started the investigation. these are all iranian poisonous snakes, but the poison of this snake is 10 to 20% more deadly than the jafari viper, the researchers of the institute. satisfied that they have anti-venom for all native iranian snakes , they started working to make an anti-venom for this creature. some groups of snakes, their venom causes neurotoxicity. this snake's venom has all of these together. this is a native iranian snake with a scientific name of bungarus sindanus . its main population is located in sarbaz city of sistan baluchistan province. of course , we also received reports from hormozgan province. it is one of the snakes that cannot be seen at all during the day and at night. there were challenges in obtaining the technical knowledge to produce this antidote. unlike all

they think that triangular head, vertical pupils, short tail, and shiny colors are signs of poisonous snakes, in fact, this snake violates all these formulas , these characteristics are not signs of sea snakes, personal and individual characteristics of all those species, this snake has an oval head and around the people, which is round-eyed and looks like a non-poisonous snake, but it is called the most poisonous and dangerous snake in iran. the production of this product has ended, but it is not yet available in health centers . to decide whether this dish is single-capacity or seven-capacity a so-called final product will be available to our compatriots, which has not been decided yet. however, a highly effective antidote has been prepared at razi institute. for

more information, those interested can contact razi vaccine and serum research institute. . islamic afrooz news agency. the report of the american federal government shows that the number of homeless people in this country has reached its highest level. according to nbc, the number of homeless people in america has increased by 12 percent this year compared to last year. if by car to the homeless area go to los angeles and you will see full of tents where people live in despair. if i can go back to another residence , i will not make the same mistakes as before. a record number of americans are now homeless, according to new federal data. more than 65 thousand people, which is 12% more than the previous year. muldayarna institute is a

non-profit organization that provides free bathrooms for people living on the streets. dayarna to increase the cost of housing issues.

they say that they have provided counseling services for the treatment of drug addiction and temporary housing they found permanent housing for more than 15,000 people and more than 8,000 people, but even these resources are not enough for business owners who help, like this woman who does not want her identity to be revealed. we give them food, but if they don't eat , we can't do anything because they are so desperate, they turn to other things. they throw you and they catch you. this is a national problem that may take decades to solve. and that researchers

have developed a new drop to treat eye inflammation with high efficacy. according to new atlas, the stable transfer of anti-inflammatory drugs to eye tissues is due to physiological conditions are challenging. now to develop an eye drop with the capability of stable drug delivery with high therapeutic efficacy that is easily transferred to eye tissues and treats eye inflammation. these drops may eliminate the need for intensive prescription of eye drops and hold promise as a safe and effective solution for corneal inflammation. thank you very much for your cooperation.

mr. rahekshai , an economic expert, is present in the economy desk studio. in the other economy desk studio , mrs. basfa is present with them as a reporter for trili bank and seda and sima news agency. we will talk mr. pejmanfar from the parliament, mr. motaghi far from the ministry of sports and youth and mr.

i will start with the question of how important is the marriage loan compared to all the support that should be provided in the field of marriage. dear presenter , your viewers, the guests you invited, the importance of marriage discussion has become clear in many countries , especially developed countries, because of demographic problems, the reduction of this number of forces. the task of increasing the number of retirees , moving towards support for having children and marriage means realizing when that young people face problems in getting married or delay marriage at all or do not marry at all. this is the root of demographic problems and one of the main reasons for delaying marriage or not getting married is also economic problems, so in our country too. now we are about to get into these population problems , thank god, there has not been such an outbreak yet. it seems that our population problems are starting, as the authorities have repeatedly emphasized that the supreme leader of the revolution himself

has said that anyone who moves to increase the population and have children will have an afterlife reward. this law passed it is in that direction, and we must say that we are very behind in this field compared to other countries, that is , other countries have subsidized support for children from birth, insurance support , various support to reduce the cost of education, etc., but in our country, the only support that now, it can be calculated that in recent years, the members of the parliament have seriously paid attention to this marriage loan, which has been placed on the shoulders of the banking system, so this is very important , and if this is a law, we will do it seriously and precisely as it is in the law. we do not implement practically any support for marriage and childbearing we didn't do it in our country. other countries, i think , also provide other assistance. they provide birth subsidies

. to encourage people to get married and have children , if we do not move in this direction from now on , we will surely face the serious problems that those countries are facing. what did you see in the last queue? register for viewers. well, i would also like to say hello to you and the esteemed viewers who are watching the program, as well as your guests. let me give a short introduction. one of the most important problems that jonah is having to start their life together right now is the marriage. this marriage loan was supposed to be at the beginning. life should be paid to them to sweeten their palate, but unfortunately , the problems that are in their way destroy the taste of young people, some of them don't even get this taste. the most important problems that young people raise for us

is the central bank system for registration sometimes it takes 2 months for young people to successfully register in the central bank system, this system constantly gives errors, the capacities are filled very quickly, and young people do not have a chance to register after registering, before they get in line, the process itself. the registration itself is exactly the same, the registration process is very long for them. they should always check this site , which means they should always be aware of when this site will be opened so that they can register . now that they are registering, it takes about two months to send them an sms from the branch. after the sms comes, now the problems inside the branch start. it can be is the branch valid or not? now there are unnecessary paperwork and guarantors that sometimes some banks are strict with.

has paid marriage loans in the amount of 5750 billion tomans. at the end of last year, there were 149 thousand people in the queue for marriage loans. this year , it has reached 300 thousand people, which means that the central bank has almost doubled. added to the list of other banks and 27 thousand billions of tomans have been allocated for these two banks to help the applicants to pay for the marriage loan, considering the figure that was already due and the figure that has been added for now , we have to wait and see if this amount of credit will meet the requirements of the applicants by the end of the year. or not, and let's keep this in mind , applicants will register in this system at the end of the year. thank you very much for your explanation, mrs. basfa, tahrir bank reporter of sed and sima news agency. naturally, the statistics you mentioned are the challenges that exist there are no statistics in the field of registration it can't be seen and we can't have any statistics on that . we now know the pages. there are 300,000 people

per page. to this, we have to add a large number who basically cannot register according to the point that ms. basfa mentioned. our communication is with mr. greetings and courtesy to you , dear guests and dear people of our country, of course, let me make an introduction, so far there are about 17,626 marriage loans, which is about 58 and a half.

because in many interviews, i mentioned that it was supposed to be the number of the president who announced in the 13th government that we are trying to reduce this queue to zero. other officials they came to interview many times and gave these promises , but now we see that there is a queue of 300,000 people , see what is the reason for this. the reason is that the individual limit of marriage loan has not grown in proportion to the resources that banks provide as loans, which means it will grow more. bodeh means that at one time he was married for 50 years. therefore, a gap has been created between the individual limit and the total limit of the marriage loan, the amount that banks can lend is no more than 300 hamat , the banks' power is not more than this, this is 300 hamat

, 200 hamat for the married person, 100 hamat for fame , so it is natural. when a person's ceiling rises there is also the number of marriages. let this page be created . in fact, in the central bank , we had various correspondences with the parliament in different places, so that we could give mozlo a little head. with this individual queue and the power of the banks , these queues are somewhat normal. thank you for being with us

, mr. rahkosha. if we want to assume that this 3% of the total education will be doubled , what we are claiming, if the resources are doubled, it will cover that queue, that is, 3% of kalhilat bank. so, in kalhilat, that is not a problem , but if we talk about the sources of loan , the bank is specified in my law, banks must use the sources of savings and current loan for marriage education, the amount of which, if i think, we will calculate at the end of 1402. it is about 6 times this amount, which we say is 6 times the amount that needs to be given for marriage education, that is , if one/sham is allocated to marriage, it will be enough to cover this row, so in your opinion, you believe that it is more than this. it is announced that the banks are in their power if the loan deposits

consider the current one, which is the text of the law , but the next point is that the central bank often allocates a credit line of about 50 thousand billion tomans based on public interest, for example, in the case of the stock guarantee fund that was discussed. this fund should be formed and become people's shares in the stock market from insurance. well, young marriage is also an issue that is supposed to benefit the entire society. for this reason , if the banks say that we do not have the resources, then the central bank will. he should give them facilities, or consider a line of credit, or exclude the allocation of a marriage loan from the balance sheet control he has. banks will surely open their hands and they will not give anything in marriage education. they don't have any problem. it seems that the central bank itself has set this limit , but the members of the parliament were also in your report saying that we considered a budget of 300 thousand billion tomans

. the central bank consulted in the assembly and reduced it to 20 thousand billion tomans. that is, if the central bank wants to, it can do this and the banks will definitely help, but the problem now in the central bank, mr. nade ali, mr. rahgosha points out that according to the law of education, if we consider the current loan, it is more than this. what you mentioned can be paid. this is true. let me make one point. you see, what is important is the facilities that are given to spouses and even children or even employment, which is a loan. these are new sources , there are no remaining facilities. if i deposit one million tomans with the banking network as a loan deposit , what will be the savings or current account of the bank when it lends me this one million tomans? as long as this money is returned, that is, the installments that the person who borrowed will return and new resources will come, now he can make new repairs. so here are the rest of malak's teachings

it is not that, for example, 400 hemats are 500 hemats left for corrections. the balance of the repairs is not important. the return of facilities plus the growth of charitable deposits will be appropriate resources to allocate. the power of banks is not more than this. so we see you in the central bank. it is not, so we did not go to the forum because it was discussed that, sir, 300 hamat if married is also 100 hamat for employment. the bank's power is not more than 300 hamat. there, the collective ceiling was reduced, but the individual ceiling was not reduced, so it is natural that 200 efforts will be explained between a smaller number, although we are also in our bank, so we are this let's pay attention to the fact that we have a loan. we also involved current resources, which means that in addition to qarzul hasan pandash deposits , there are also current qarzul hasan deposits. banks, manab, how much of the current funds have you involved

, you can see the statistics. it depends on the banks, depending on the financial situation of the banks . yes, 50% of their current resources are involved in the resources of marriage and childbearing . yes, they do not differ . we it's not like, for example , we pay 200 hamat for a marriage loan in the first months , there will be no more sources. during the year, the bank's sources of qazal- hosna will be the previous returns of those who paid back the previous money and ghazal-hosna, in addition to the new resources that will be equipped in the banking network. the new payment is actually in the central bank. look, we have helped before, that is, last year, if you look at it, at the end of the year, about 25 thousand billion tomans, in fact, we provided resources to the banks to

reduce the number of marriages and children. these are actually exemptions from paying marriage and child loans when we went to the government. these are now added as two new banks that provide loan sources. in addition , we also have other plans that, god willing , if the supreme board of the central bank will provide some new resources to our banks, could you please explain in a very short way that your plans are clear. you are referring to it . it is going to be approved. see, we first gave it to the new bank, so we added ghazal hasna mehr and ghazal hasna risalah. one, one, two, following this we are a source through the central bank itself. let's make it decrease a little bit. how much is that great source? it is not clear yet because this supreme board of the central bank has not gone. i don't know exactly

how much those friends will decide on the initial plan. if you tell me, for example, how much was the initial figure, please see. we are looking for this. we want to add at least one new resource to this page, so that the number of pages will be reduced, the queue will be reduced, the possibility of new registration will be provided for new people, that is , we can almost do this, one third, that is approximately 30, you want to inject resources , right now, a little less, more, yes, and we will have a meeting with the banks, and in fact , we will have a joint meeting with the operating banks , that bank of mine can actually help to find some of this page. we will have this meeting with the banks next week. what should the banks do? since you said that there is no more power for the banks, in fact, now with different methods, now with different methods of encouragement

, we can promote them. especially for those whose documents are completed and who are waiting to receive a loan, this should be paid and we can increase the number of banks to accept more people per day, so that it will be easier and more convenient for our dear compatriots to register and make this process a little easier, although the issue and the muzzle remains. almost by the end of the year , your planning goal is to increase the queue from 300,000 people to a few hundred thousand people. look, the trend of the last few years has always shown that at the end of the year, we have something around 150,000 to 200,000 people in the queue, although in bahman stern, considering that the applicants are waiting they are increasing my loan for marriage.

they go out and join the queue again at the beginning of the year . it is normal for the number of applicants to be high in the first two or three months of the year, because those who are in the last year's program are added. according to the law, 99 out of one are eligible for marriage loan. we have sent a series of requests to the parliament to update the marriage loan so that the applicants can be included from 1402, for example , so that we can provide this loan to the people that we have done with the parliament and the rest of the forces, and we can get sources other than the bank and the central bank.

let's add that together. saying that the ceiling that the parliament has considered however, the time available has caused this queue to reach 300,000 people. please tell me where the letters mentioned with the parliament have reached and the plan of the parliament is to reduce this number in order to accompany the central bank to reduce the queue. hello , my dear colleagues and all good viewers of the program, i offer my best regards, and in mashhad al-reza , i am asking everyone to allow me

to discuss a fundamental issue that we should definitely discuss. let's solve it in a way that many of these issues can be solved let me remind him and that transparency in relation to these issues, today, finally, the discrepancy between the central bank and the reports of the supervisory bodies , which is the amount of money that has been put in the form of a loan or as a current account , is one of the there are serious issues that create the root of these issues, that is, when we , mr. nadali, announce that, for example , some banks are using their current capacity of 50%, or we

have reports that are completely contrary to this issue. this issue is not clear and the central bank exactly the capacity of deposits if the current and good loan form is not clear , unfortunately, this is how we find a solution , a line of credit or another way so that we can do this legal issue and this legal duty. i want to say, sir, before we go. looking for a credit line , looking for a new approval, looking for another place. let us use it. i believe that based on the detailed reports that i have, the capacity of the deposits that exist in the form of good loans and the capacity of the current accounts are fully responsive to these issues, and we do not need them at all. we don't have anyone else standing in line