hi, everyone. thank you so much for joining us. i'm morgan radford. "nbc news daily" starts right now. kate and zinhle have the day

off. today's tuesday, december 5th, pushing south. israel expands its ground operation in gaza, what all of this means for millions of civilians trapped inside the region. deafening silence, hamas is facing mounting allegations of wide of sexual violence. graphic testimony we're hearing from survivors and witnesses. plus, deadly attack, an alleged shoplifter kills a security guard. bundle up, a perfect time to cozy up inside with your favorite tv show. the new way to save on some popular streaming services. we begin this hour in gaza, where israel's military said it's carrying out, quote, the most intense day of its ground

operation across that strip, in southern gaza, humanitarian conditions are worsening. a world health organization official said that israeli bombings have increased around rafah and khan younis. they're unable to enter egypt because the border crossing there is closed. meanwhile basic necessities like clean water is becoming increasingly scarce there in the area. paramedics say two women in their 60s were injured after a rocket hit this building there on your screen. david noriega is live in tel aviv and monica alba is joining us from her post. david, the u.s. and the u.n. are urging israel to do more ultimately to protect civilians, the israeli military said it's against hamas and not the people of gaza. what do we know about this situation, how targeted is it?

>> reporter: morgan, we actually just got new numbers from the authorities in gaza, the palestinian government office said the numbers of death have passed 16,000, they say 70% of those are women and children. does not include the 7500 proposed dead under the rubble. it blames any civilian deaths on hamas for operating within civilian areas, but you also have to consider the consequences of this war go far beyond the death and injuries caused by bombs and bullets. the world health organization said over weekend, that more people will die as a result of disease because of this mass

displacement consequences of this war go far beyond just the deaths and the secondary consequences to the fighting that we're seeing from reports on the ground from the are red cross, u.n. and from ordinary gazans who are getting significantly worse very quickly since the war resumed on friday. >> is there any aid coming in from egypt, is any of the aid actually able to get across the border? >> reporter: some aid trucks have gotten in since the war resumed, but far fewer than during the temporary cease-fire. i think perhaps more importantly than that, what we hear from the red cross the palestinian red crescent, their capacity to distribute, administer that aid has been rendered essentially null. because of the intensity of the bombing and the intensity of the overcrowding and the generally dire situation. we have journalists on the ground who have been interviewing people living in these conditions, what they're hearing consistently is they

fear there's no way safe for them to be and it's increasing difficult to get through the day. a clip from one person who was interviewed today. take a listen. >> translator: won't be heartbroken by the people we lose. in our family we have lost 56 people. and now we're displaced in khan younis. they now say from khan younis evacuate to rafah. >> reporter: morgan, as more and more people are getting packed into the southern part of the gaza strip they can't get over the border into egypt, because egypt has refused to facilitate any mass displacement across that border. these people feel they are trapped and nowhere to go. >> david, you talk about the intensity of those conditions on the ground. monica, i want to talk about the intensity of the reaction here in the united states, specifically the u.s. is introducing a new visa restriction policy that's targeting israelis.

>> reporter: morgan, this is to be clear in the israeli occupied west bank which has been boiling over with violence in recent weeks, something that the u.s. and others have raised concerns about potentially becoming so violent that it could be another front in this war. so this is a step that president biden had hinted at recently, saying that this is something that the u.s. could introduce if israel didn't do enough to hold them accountable. this visa restriction policy for dozens of settlers in the west bank into the united states, that's what the visa ban means. we don't know how many and who will be a part of this list. they won't be disclosing the names of individuals. this is something that something secretary blinken told the israeli government was likely would be coming this week, warning about this when he was on that trip. morgan. >> monica joining us live from the white house.

david noriega if tel aviv, thank you so much. israel is saying that the united nations isn't doing enough for addressing sexual violence carried out by hamas during those october 7th terror attacks. protesters voicing their support for the women. hamas has denied these accusations. hala gorani is live for us. prime minister netanyahu spoke about these accusations a short time ago, what did he say? >> reporter: well, what he said is what we've been hearing over the last few days, we've been reporting on the investigation into these sexual crimes that officials say were committed on october 7th and many people we speak to have said on the issue of sexual violence, mainly against women on that horrific day, there's been silence from

international organizations and women's rights organizations, the prime minister netanyahu, a deeply unpopular figure in this country, has voiced also his concern and has also accused international organizations and women's rights organizations of not coming out soon enough and forcefully enough to condemn these acts of violence that took place on october 7th. listen to what benjamin netanyahu had to say. >> i say to the women's righting organizations to the human rights organizations, you've heard of the rape of israeli women, horrible atrocities, where the hell are you? i expect all civilized leaders, governments, nations, to speak up against this atrocity. >> you mentioned that, you know,

he's saying everyone needs to speak up against the atrocity, tell us about the united nations panel yesterday, what are you learning about these accounts of the alleged sexual assault and frankly how is the u.n. here responding in. >> reporter: well, the u.n. is responding now as we just mentioned, israeli women have in particularly those who have worked on the investigation into these sexual crimes on october 7th are saying too little, too late, we spent the day talking to police investigators putting it together what happened on that horrific day, as rape crisis center heads, you can condemn -- you can support palestinians and you can condemn if you believe it's heavy handed the action of the israel military but you shouldn't ignore or dismiss some of the

crimes that took place on october 7th, morgan. >> really important context there, hala, thank you. be sure to see more of her reporting on this tonight on "nightly news" with lester holt millions of americans across the pacific northwest are bracing for more wild weather, could lead to pretty dangerous flooding. some places in washington and oregon state were just pummelled with snow. meteorologist bill karins is tracking it all for us. bill, first off, where are we seeing the rain and where is it heading next in. >> morgan, north portions of the cascades is still where we're seeing the flooding. water in homes, water covering roads, lot of roads have been blocked in the area, i believe we have some of the pictures that we can show you from earlier this morning.

it's only gotten worse since the early morning hours. 9 million under these flood watches. all these marooned areas, where we have flood warnings on the rivers. all the major rivers. that's now going to be in next two days the story. the rain is going to be shifting southward. snow melt going in mountains, southern washington and the cascades, just outside of portland, the bright yellow, from seattle south, that's where we'll start to see the rivers going up in the days ahead. as far as the rainfall totals go, an additional -- this is out through thursday, additional storm behind us, 2 to 4 inches in the cascades. northern california, possibly 3 to 5. we got one, two, three storms to go by the weekend. >> wow. all right, that's a lot. bill karins, thanks. now time for today's money

minute. cvs is changing their way of price their pharmaceuticals. steve joins us now. 23andme confirmed hackers accessed data from nearly 7 million users, spokesperson said hackers were able to access accounts in cases where users recycled their logins. cvs is overhauling how it pays for prescription drugs, it will get paid for drugs it buys based on how much it pays. it's expected to launch in 2025 and how much patients pay for prescription drugs. and manischewitz is recalling coins that were dark chocolate that actually contain

milk chocolate. morgan, back over to you. >> all right steve, thanks so much. we appreciate it coming up, home for the holidays? you're watching "nbc news daily". [coughing] copd isn't pretty. i'm out of breath, and often out of the picture. but this is my story. ( ♪♪ ) and with once-daily trelegy, it can still be beautiful. because with 3 medicines in 1 inhaler, trelegy keeps my airways open for a full 24 hours and prevents future flare-ups. trelegy also improves lung function, so i can breathe more freely all day and night.

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owning a home is a pillar of the american dream. but for millions of americans right now, it's simply isn't affordable. soaring home costs and high interest rates are leading to an ice cold market with pending home sales at 20-year low, here's senior business correspondent christine romans. >> reporter: the housing market is frozen. and expensive. want to buy a house? you'll probably need to be making six figures. >> nowhere we came close being able to afford a house despite us having good jobs, combined 200,000-dollar income. >> reporter: recently married, he and his wife planned to buy a home in beacon, new york, only to be priced out. >> within five minutes of going on websites like zillow, it wasn't feasible at all.

>> reporter: the salary of a typical home buyer is $107,000, up 22% from last year, but the thing is, the median income for families is only about $75,000. what's making buying a house so out of reach for a lot of people, one big thing, high mortgage rates. remember for the last year and a half, the federal reserve has been raising interest rates to fight inflation by slowing down the economy and for some people, that's exactly what's happening, those rising rates can add more to those mortgages. >> for a starter home, minimum $4,000 a month, plus the down payment, close to $100,000 for that. >> reporter: today, the median american household needs almost half of their income for the cost of covering a home. when we take a closer look at who ends up being able to do the buying in this market, it's older buyers. >> repeat buyers, boomers,

are the ones who are winning out on today's housing market. >> reporter: they have the money and often sitting in homes already with mortgages paid off. fewer homes on the market keeping prices high. existing home sales last month at a 13-year low. it all means that today, first-time buyers make up only 32% of the market, historically low, and they're more likely to be in their mid-30s than their late 20s like a few decades ago. >> unless you have generational wealth it's challenging. >> reporter: christine romans, nbc nus a possible new syndrome just discovered and it's affects newborn babies and possible birth defects caused by exposure to fentanyl while in the womb, erica edwards has been looking into this. first, if you can, talk about this link that doctors are finding between fentanyl and birth defects. how rare is it?

>> reporter: the good news is, morgan, it does seem to be extremely rare. right now only ten babies identified with this new syndrome, possibly a handful of others who might qualify. let's take a look at so much the birth defekts that they're seeing. there's cleft pallet that doctors are seeing, thumbs not fully formed. joints may not be fully developed. there's a genetic syndrome that mirrors these defects, however none of these babies have that genetic syndrome, which is why doctors are turning their attention to fentanyl use and i want to be clear this was illicit fentanyl use during pregnancy, so drugs purchased on the street not under the supervision of doctors. >> you mentioned this is illicit fentanyl used it's also used in a clinical setting particularly in childbirth. can you talk about why these effects are different?

>> that's one of the confounding factors here, right, because fentanyl is used circumstances. babies are born every day after being, you know, exposed to fentanyl in the womb. there's no proof that fentanyl is the cause here, specifically because contaminated, they have been laced with something that's the real cause here. >> erica, thank you as always. we appreciate it. and coming up, there could be new deals on the horizon in the world of streaming. we'll tell you why some of the biggest streaming rivals are now actually teaming up together. you're watching "nbc news daily". hi, my name is damion clark. and if you have both medicare and medicaid, i have some really encouraging news that you'll definitely want to hear. depending on the plans available in your area, you may be eligible to get extra benefits with a humana medicare advantage dual-eligible special needs plan. all of these

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but...what about your back? it's fineeeeeeee! [splash] before advil: advil dual action fights pain two ways. advil targets pain at the source, acetaminophen blocks pain signals. advil dual action. welcome to "the fast forward." i'm janelle wang. most classes are effectively cancelled at san francisco state after faculty walked off the job. they are on a one-day strike to demand better wages. bob redell has more from campus. >> reporter: the president of the local chapter of the california faculty association, that's the union that represents the people behind me, tells me that if negotiations for higher pay do not go well when they meet next week, then there could be a wider system strike in the spring. today it's a one-day strike.

faculty walked off and started picketing around 7:30 this morning. today, it's part of a week's worth of rolling walk-offs. yesterday, was at cal poli. today here at sf state. tomorrow, csu los angeles. thursday, they have one planned. the cfa represents 29,000 professors, lecturers, librarians. according to the union, cal state is offering a 15% pay raise over three years, 5% guaranteed. the union says costs are up 18% to 19%. their pay is up 7%. that's a 12% deficit. they say they need a 12% pay raise just to break even. they say this is non-negotiable and that csu has enough money to meet the proposals without having to touch their reserves.

>> we are showing our power. we will not accept the 5% deal. it's 5%, there's no guarantee. we don't want a three-year contract. we are negotiating one year at the end of a three year. that's it. we need to raise the bottom. we need 12%. >> the csu chancellor's office responded. this morning, sf state did tell us campus remains open but was not clear how classes could be impacted. the president of the local chapter did say that his members, most if not all, would not be teaching class today. judging by what we saw on campus, campus seems to be very quiet today. bob redell, nbc bay area news.

>> thanks. warmer weather today. don't let it fool you. we could have more rain on the way this week. here is kari hall with a look at the forecast. looking at our temperatures today, it's going to be one of the warmest days we will see in a while with highs into the upper 60s and low 70s. up to 75 degrees for morgan hill. parts of the north bay in the mid to upper 60s with a partly cloudy sky overhead. tomorrow we are going to have a cooldown with highs in the low 60s for most. we get a day with some off and on showers as this storm system comes in. we may see another wave of rain behind that on thursday. as we get closer to the weekend, the rain starts to move back to the north. we will track that and how cold it gets in our seven day forecast. i will have that coming up in 30 minutes. >> thanks. san francisco will be the latestity to debate a cease-fire resolution. theupvisor will introduce it at todas meeting which starts

at 2:0m. it calls for acease-fire, humanitarian aid, the release of hostages and the condemnation attacks. it's mostly symbolic. the city has seen several protests and demonstrations since the conflict erupted in october. oakland and richmond leaders have held meetings that led to similar resolutions. sf supervisors will hear public comment. silicon valley assembleman evan low is filing for congress. he is hoping to take over for anna eschew. low says some of the top priorities is public safety and keeping the innovation competitive on the global stage. also running --

that does it for "the faf forward." we will be back in 30 minutes with more news. when my doctor gave me breztri for my copd things changed for me. breztri gave me better breathing, symptom improvement, and reduced flare-ups. breztri won't replace a rescue inhaler for sudden breathing problems. it is not for asthma. tell your doctor if you have a heart condition or high blood pressure before taking it. don't take breztri more than prescribed. breztri may increase your risk of thrush, pneumonia, and osteoporosis. call your doctor if worsened breathing, chest pain, mouth or tongue swelling, problems urinating, vision changes, or eye pain occur. ask your doctor about breztri. a first child can be stressful. so to make things a little less overwhelming, progressive is offering special rewards for new parents. but we're not stopping there. we think even cat ladies deserve rewards. left-handed people. people with birthdays. recent grads who can't move on with their lives.

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at 15 days pregnancy has yet medically occurred. the bill is the latest pu suit of abortion bill since the supreme court overturned roe v. wade just last year. we do want to warn you now some viewers may find this next video disturbing. an alabama police officer on administrative leave after she was caught on camera seen here using a stun gun on a handcuffed man. you can see the officer there using the taser until the man cries out from that pain. that video has been shared and viewed thousands of time. the man was arrested on several charges including resisting arrest. the police officer is on leave. fugitive kangaroo that spent four days on the run is back if custody without first putting up a fight. in canada, it's caped while

being transferred between zoos. she punched one of the officers in the face. the officer said thankfully he's doing just fine. today on capitol hill, the president of harvard, penn and m.i.t. faced lawmakers about their response to a spike in antisemitism on their campuses. their testimony come as jewish students from those very schools they cry out over a lack of action to condemn hate speech and keep jewish students safe. >> please let me go back to being a scientist, let me go back to being a student, i don't want to have to keep advocating for jewish students' safety on campus, it's not my job. it's your job. >> nbc news senior national political reporter, this hearing

went on for several hours, what did we hear ultimately from these various university leaders. >> reporter: they were hot seat for that house education and workforce committee hearing, titled holding campus leaders accountable and confronting the antisemitism, the chairman opened the hearing telling the three university presidents would have to answer for the anti-semitic incidents we've seen on the campuses. they explained their per second speck tif on it and they all condemned antisemitism. >> antisemitism is a symptom of ignorance and the cure for ignorance is knowledge. >> i have condemned antisemitism publicly, regularly and many strongest possible terms. and today let me reiterate my and penn's unyielding commitment to combatting it. >> i've been president of m.i.t. since january of this year, as

an american, as a jew and as a human being, i abhor antisemitism. >> reporter: harvard president told the committee she is deeply troubled by the inflammatory rhetoric she's seen on her campus, she cited including enhancing security in student residences, launching a new training program for students and staff. speaker mike johnson earlier today was joined by four jewish students from multiple colleges and universities who talked about rising antisemitism on their campuses. again, it's worth emphasizing that when we talk about antisemitism here it does not mean instances of criticizing israeli government policy or u.s. policy toward israel, some have conflate that with actually antisemitism which is the targeting of jewish and israeli students on these campuses.

that's what is being widely condemned here and that's what the subject of he hearing was today. meanwhile, some holiday shops are, on edge after a deadly stabbing at a busy macy's in philadelphia, police say it happened at a store there in city center yesterday when security guards stopped yesterday who was trying to steal the suspect left only to remove minutes later with a knife, one security guard died and another is hurt. rehema ellis joins us now. do we have a better sense of what happened at that macy's. >> we're trying to get more information. we had two security guards, unarmed and they stopped a would-be shoplifter, that person left the store and came back ten minutes and attacked the security guard, stabbing the security guard, another one who came to his assistance was also injured.

this would-be shoplifter left, got on subway, found two stops later, the security guards were taken to the hospital, one died and the other is in stable condition. listen to what the interim police xhegscommissioner had to about it. >> retail theft, upgraded to a rob are, ultimately led to a homicide, so, again, a tragic situation. >> reporter: exactly what people didn't need this time of year when you're just trying to enjoy the holidays. >> we see this type of left spike up around the holiday season, sometimes, in some cases, before this we've been reporting on these rings of crime that have been happening around the country, do we know why we're seeing this spike. >> not necessarily, but there's information, macy's experienced 250 reported retail thefts so far this year in addition to that we do know that across the country, a survey shows an 8% in organized retail crime if last

year and # 8% said that shoplifters are somewhat or my violent than before. it's not consistent across the country. this other full screen we have, another report shows there's been a drop in nationwide shoplifting with exceptions in big cities, in the east and west, new york and los angeles, where a flash mob recently stole some $12,000 worth of apparel from nike store just last month. >> what this particular case, do we know anything about those security guards. >> speaking to the family, the person who died, 30-year-old man, and we're also hearing from local media the other guard injured, a 23-year-old, he's in stable condition. both of their families devastated. >> rehema ellis, thank you so much. meanwhile, investigators are

poring over the scene of a huge house explosion in virginia. take a look at this. this blast could be felt for miles in arlington, virginia. they were serving a search warrant for the man living there. >> reporter: so police here on the scene, the fbi, continue to work this crime scene, you can see the yellow tape behind me. in the last hour the police in arlington, virginia, have identified the suspect here as a 56-year-old, who they believe died in this massive explosion. they say human remains have been found in the remains of this house, they need to go through a formal forensics evaluation to ensure it's the man. yesterday afternoon, this started at about 4:45 p.m. when

police got a call from somebody at that location firing off a flair gun, more than 30 shots, the police showed up, they tried to ask the suspect to come out of the house, they said he refused, police said they use a tear gas to push it into the house, the standoff continued, s.w.a.t. was on the scene. the fire department shut the gas off to the house and with that incredible video, the house literally just was lost in an enormous explosion. lifted the entire house off the foundation and came back down again in huge fireball. amazingly none of firefighters or the police officers on the ground suffered serious injuries, the only injury we believe did in fact happened to that man inside who now police

in fact is a 56-year-old. however several residents nearby said he had acted eratically lashed out on social media with conspiracy theories. . the fbi said he made a series of fraud allegations that he's reported to him over the years but nothing the fbi thought they could follow up on. this incredible explosion and s.w.a.t. standoff in arlington, virginia coming to a rather violent end, but right now the only the fatality is the suspect himself. new deals in the world of streaming, if you pay multiple services well, this could for you and me. the average american is shelling out nearly 50 bucks a month for streaming subscriptions. but what if you can bundle some of those together and save money in the meantime? here's nbc news senior business correspondent christine romans.

streaming wars meet the frugal consumers. more americans are expected to fine-tune their lists and the streamers have to pair up to keep your business. >> there is no war so hateful to the gods. >> reporter: it is a new phase in the streaming wars. >> oh. >> reporter: starting thursday, verizon is offering a $10 a month netflix max bundle, but you have to watch the ad. it is a 40% discount from buying them separately. apple tv and paramount plus reportedly exploring a bundle of their own. >> the police are considering this is a missing person investigation. >> robert, why are these services that are competitors, why do you think they're bundling now? >> all these services are responding to more and more disgruntled customers who don't like how much it is costing. if enemies have to come together to make customers come to both of them more efficiently, then those enemies will do just that. >> i'm getting real sick and tired of getting a new e-mail

every two to three business day about one of these streaming platforms raising their prices. >> reporter: a typical consumer pays for two to three a month. watching netflix, amazon prime video and hulu with ads sets you back $24 a month. to watch without ads that doubles to $50. >> all of a sudden, to watch simply the greatest stuff on tv required two, three, four, five, now seven different streaming services. >> three, two, one. >> reporter: after a furious pace of new shows, many are bracing for a slowdown as filming starts back in the wake of the hollywood strike, just as viewers are pulling back a little. and the subscription craze is not just "hamilton" on disney+ ♪ you'll be back soon you'll see ♪ >> reporter: over the past decade or so, the subscription economy has doubled. -- quadrupled. it used to be just gyms and magazines. now everything from meal kits,

clothes, dog food, even cleaning supplies, giving consumers convenience with potential costs for subscriptions they forgot about. back to that verizon deal, two streamers banning together these companies are changing things up for the potential to win over eyeballs and more dollars. back to you. coming up, new report reveals a record number of americans died by suicide last year. how to recognize the important

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an important warning to all of our viewers, this next story discussing suicide. there's grim new data out from the centers for prevention. that is up 3% from the year before. joining me now is board certified psychiatrist dr. sue varma. let's talk about the reasons we're seeing these feelings of anxiety and depression right now in this moment. >> yes, anxiety and depression is higher right now for a variety of reasons, financial strain on a lot of people, unemployment, fallout from the

covid-19 pandemic. not to mention grief around the holidays. feeling lonely. and again the effects of social media which can be hard seeing a lot of people are having fun and thriving in their lives. not the mention war and climate change, there's a lot happen. >> you mentioned war and climate change, overall loneliness, let's talk about asking for help and what people can do. how can primary care doctors assist with treatment? >> primary care doctors really sort of the first place to go, primary care doctors are asking questions, two important questions, how has your mood been and have you lost pleasure in things you're used to in it's important that doctors follow-up and during that primary care

visit to actually talk about steps including therapy, referral to therapists. there's wait list for therapists. many of my colleagues are primary care doctors and they do a wonderful job, but they only have five to ten minutes to do a very comprehensive checkup that includes medical screenings and blood pressure and cholesterol. ask your doctor what are some of the side effects that i can expect and what can i follow-up to see if the medication is working in. >> knowing when to assess that medication is working, when is it time for people to seek in-patient care, if someone is really struggling in. >> in-patient care can be such a valuable form of help monitoring medication and getting them better quickly under supervision and guidance, if you're having suicidal thoughts or not able to

self-care, you tried a variety of medications and you're feeling helpless and hopeless don't wait. sometimes people wait too long to seek in-patient treatment. the benefits of being in-patient a doctor can monitor you in realtime and make those changes that might take several weeks. absolutely in-patient care's not scary and to talk to your doctor if that could be right for you. >> these are joust some of the things of course to discuss with your doctor and make an appoint wmt your therapist.

a few sessions of therapy can be superhelpful. >> what can friends and family do if they see someone who's struggling in. >> you know, validate the experience and say, you know what, i may not have any idea of what you're going through but how can i help you? would you like to see a therapist, find somebody for you? take you to session and really follow up with this person, don't give up, have hope, let them know you're there for them. >> all right, dr. sue varma, thank you. we appreciate your time and expertise. if you or someone you know is struggling please call or text theuicide s - hi, i'm steve. - i'm lea. and we live in north pole, alaska. - as i got older, my hearing was not so good so i got hearing aids. my vision was not as good as it used to be, got a change in prescription. but the thing missing was my memory. i saw a prevagen commercial and i thought, "that makes sense."

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>> one popular bar had to close its doors for good last week. it blames the closure on few you are customers because the bike line. we will have more at 5:00. we are about to get a changeup in our weather. kari hall is tracking some rain on the way. >> expect it to be partly to mostly cloudy as we go throughout the day. our temperatures headed for the upper 60s for the inland areas. we will have rain coming in for wednesday, starting in the morning. then tapering off for the afternoon to the evening. we will have another wave of rain, scattered showers on thursday. friday is looking mostly sunny but it is going to be chilly in the morning. with our lows in the upper 30s and colder for saturday morning with a high of 61 degrees. as we look at san francisco, expect temperatures to also cool down after seeing some milder weather for today. we will only reach up to 60 degrees with our mornings in the

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this holiday season, airports are full of families and bustling with bags. if an airline loses your luggage, you are not necessarily on the hook for your expenses. your airline likely will pay you for essentials, but only if you ask. chris chmura shows us how. >> the airline watchdog said airlines delivered 99.42% of checked bags on time. that's great. that left over .58% is still a ton of late bags. more than 200,000 a month. on the up side, alaska airlines' website says most are located within 48 hours. still, that's two days of down side traveling without your stuff. let's keep reading.

the very next section says, get reimbursed on essentials. then it tells you how. keep your paid receipts for any travel essentials you buy, such as toilet tries and clothing. present your receipts at the baggage service office where you filed your report. other airlines do this, too. it's in the contract of carriage, that long agreement you never read, but accept every time you buy an airline ticket. let's look at two things. what's essential? how much money you will get. essential is essentially up to you and the airline to hash out. say you are traveling for business. you have a fair argument that replacing a business suit is essential. even if it's expensive. say you are traveling to a beach vacation. an airline might balk at buying a business suit, but a bathing suit, you have a good case for the airline to buy you a new one on their dime. >> that's nice. good tips. thank you, as always.

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