acid prevents its deposition in joints. revmoflex evalar - movement without pain. i’ll buy your losses, who is willing to pay why to victims of an accident, what’s the catch, we’ll tell you everything in this episode of the first program, good morning, helpless motorist, i have an osaga policy. but why do i

need him if he comes to me for money, why is the culprit of a minor accident left in debt and what is polisasaga really needed for? beware of the car, the car flew by in just a second, typical mistakes of pedestrians, where are you going anyway, why should you live or what? tired, so the pedestrian has an advantage in the residential area, a safe course. see our program for details. respectable nizhny novgorod resident ilya gubinov was involved in an accident. he was sober and missed the obstacle on the right. it happens, the main thing is that everyone is alive and well, and insurance will cover the repairs. our hero thought the same thing, insurance would cover everything. however, his osaga policy turned out to be, as they say, out of money. why did this happen? the first time

i found myself in one that i can’t even believe, there’s always a first time for everything, i drove out to an unregulated intersection, with another car crashed into my right side, the culprit of the accident, in this situation it was me, there was an obstacle on the right and i did not give way. just an ordinary little thing on the road, what should i worry about? i had insurance, an osaga helmet, then he forgot the broken obstacle on the right on santiida, ilya osaga, everything was fine, but after 3 years i saw a notice in government services that someone had filed a claim against me. niki sergei vershinin demands 134.00 rubles from our culprit ilya. who is vershinin sergei, well, at

the moment i didn’t know. meet sergey vershinin. what happened? a person who had nothing to do with the accident demanded money from me. 134,000 for the same minor accident with nissan. it turned out that the victim in the accident with ilya did not contact the insurance company. instead, mr. vershinin, the founder of a loss adjustment firm, concludes. he gives 60,000 rubles to the victims of the contract for the assignment of claims for car repairs, in return he receives the right to demand money from the insurance company or the culprit of the accident. he received money from the insurance 84,000, that is, vershinin is already in the black with a gain of 24,000, then a businessman orders an independent examination, here is the conclusion: 184,000 rubles. amount of damage. which

is more than two times more payments from the insurance company, in general, his scheme is generally beautiful and very profitable, 60,000 goes to the victim, and from the insurance company it is already 84.00, then he demands another 134,000 from the culprit of the accident, ilya gubinov. a person who was not involved in the accident and did not suffer any losses is trying to get some money out of me. what is called money to money? if you believe open sources on the internet, the revenue of his company in the twenty-first year alone amounted to more than 14 million rub. money loves silence. again. the lawyer was also drawn here, or what?

already after receiving payment from the insurance company, realizing that this payment is not enough to fully cover his expenses, he retains the right, at least, to file a claim directly with the culprit of the accident. ruslan mamedov from st. petersburg, as well as nizhny novgorod resident ilya gubinov, was also sued for this very difference. i was a participant in an accident, i was guilty of this accident, i admitted my guilt. with this we parted ways, but the saga will cover everything - i thought ruslan, the victim didn’t go to the insurance company , queues, a lot of paperwork, precious time, the car service offered money in hand, but with a discount, but right now, and then that

same car service came knocking on ruslan mamedov’s door, 3 years later they filed a claim for me to compensate for the damage the amount of 60,000, again examination. by the way, in such cases it is carried out, as a rule, using photographs or even an inventory of the damage. and why? how else? after all, a damaged car remains with its owner, he sells air, well, that is, the right to demand compensation from the culprit damage. and how is it beneficial for the purchaser to determine the cost of repairs? on paper, of course. ruslan's lawyer andrey shentrukov managed to defeat the claim of the car service center to the benefit of the acquirer. we said in court that, dear court, but the car service center does not physically own the car, what will it repair , why does it need this money, and what property interest will it protect, the victim had the car, it was subordinated, only a bare right, a claim, was ceded , and no interest

of the car service is violated, because he simply does not need this money to repair car, he does not have this car to carry. mechanism, completely legal, i explain , a person was injured in an accident, he has the right

to demand compensation for damage both from the culprit, yes, there is such a legal structure, form, and from the insurance company, but this is not a quick matter, car inspection, examinations, courts, disputes, but according to the law. the victim can cede his right to claim to any other person, yes, for money, of course, but the money is somewhat less than what he could receive under compulsory insurance from the insurance company or from the culprit in court, but this money is usually paid immediately, even on the day of the accident, in our story, vershinin bought the right to claim for 60,000, received 84 from the insurance company, already plus 24,000 rubles. and now, in court, he demands from the culprit of the accident the difference between insurance. payment and the cost of repairs, as they say, is nothing personal, just business. okay, let’s say, but why does he demand this difference from the culprit? osaga covers damage for 400. insurance payment is 84, another 130 is needed, this

is all included in 400. exactly, so why pig farmer, he didn’t choose his allotted paasaa 4000. the fact is that the insurance company pays paasaa taking into account wear and tear. car, this is directly provided for by law, but very often this money is not enough for repairs, the court practice has developed that the difference between the insurance payment taking into account wear and tear and the cost... of repairs without taking into account wear and tear, the so-called total damage, is recovered from the direct culprit of the accident . but it’s okay that this vershinin really didn’t suffer any damage, wasn’t involved in an accident, the car wasn’t his, yes, the car wasn’t his, but he the owner of the damaged car now has the right to full compensation for the damage. he acquired this right under the censia agreement; simply put, he bought it from the victim. okay, why can’t you involve the insurance company? this case, let him also answer, well, let them pay, 400,000 has not been fully paid,

after the insurance company paid the victim the damage, taking into account the wear and tear of the damaged car, she fulfilled all her duties to the owner, therefore further claims against her are not justified, why then osaga, if cession it is essentially cancelled, and the right of claim for compensation for damage that arose to the victim in connection with damage to his car is transferred by assignment. part of the damage is compensated by insurance, the rest is reimbursed by the culprit himself. by the way, if he does not agree with the amount charged to him, he can prove in a court case that the damage is less, then perhaps he will be able to reduce this amount or not pay at all. sergey, thank you for taking part in our program, see you soon. it turns out that insurance is not universal protection for the car owner. from financial claims in the event of an accident.

one way or another, driving a car

is only allowed if you have osaka insurance. no one has canceled this responsibility of drivers, and it is unlikely that it will be canceled, but i am sure that the car owner will only be grateful if the expert community thinks about how to expand the boundaries of liability of insurance companies so that the driver does not have the question of why he purchased the policy. beware of the car, the car flew by in just a second, typical mistakes of pedestrians, where are you going anyway, are you tired of living or something, so pedestrians are stuck in residential zone advantages, safe walking course, more on this after a short advertisement, ufa residents are ready, ready to make history, ready to conquer the league, ready to stand shoulder to shoulder, ready to return with victory. are you ready for real hockey? pont bet championship khl. gold will have its revenge on premier. i want to know

who killed your father? it turns out we need the same people. don't do anything stupid, boy. you have your whole life ahead of you. lovely. just look at the prime minister. 35 days for 1 ruble on smartv. the issue of german unification can only be decided to us, and not to the germans who lost the war. and that's good. why this perestroika, your gorbachev will ruin our country , stop reading these lights already, berlin is in chaos right now, we need someone with unique experience, my legend, your beloved, photographer tas, comrade kogab, photo, construction, ingrid glue, we need access to the mines of the stasi archive, the archive of markus wolf, we know that you know where it is, we must be the first, what are we? we'll make a movie about spies, you russians are such romantics, i just want to know what's possible,

he's on a mission, today they tried blow up the minister's parasites, and tomorrow they will blow up the wall, sasha ushta, he's seriously in trouble, maybe someone leaked it from the embassy, ​​we have an informer, the main premiere of the year. in our business there cannot be half friends; a half friend is an enemy. gdr. coming soon to ntv. i have a good attitude towards these guys. sarmat premiere, today at 20:20 on ntv. try bigbulli mega meat dumplings from hot thing. lots of juicy pork and beef. mega meat. bigbull and mega meat from a hot thing. will it be a new year if everything remains the same? what if you start the year with

skillbox? learn the it profession from scratch and find a job like 20 thousand employed people. just study. rf just spend gigabytes and minutes and receive gifts? and what is it possible? you can, iota, connect for a maximum of 399 rubles , get super boxes as a gift, you can iota, we take out loans, it’s easy to apply for, we’re all in a commercial bank, we take out loans, and are you kind quickly? loans that everyone knows. for 37 years, deshrak has been preparing the stock base using a fermentation technology that lasts more than 100 days. dogerac is the secret of taste in the broth. so, well, what's on our minds now, one benefit. with vidio and eldorado, discounts up to 30% and fair installments for 24 months. 0 rub.

down payment, 0% overpayments. select video and eldorado. sleep with up to 70% discount. winter discounts on beds, sofas, mattresses, pillows and stylish bedding are available. thick walls, high floor, signal interference. in order to have good mobile communications in your home, you must first have a cat. with wowifi technology, use mobile communications even where there is signal interference. belaine is on your side. maria loves the sun very much, but life passes among the ice floes. a sore throat is a minus, of the pluses there is miramestin , it’s logical to have one in your medicine cabinet, the choice of millions in russia, the national lottery, now we have more than a thousand millionaires, i’m just bursting with pride, the chance to become the next one on inloto.ru, the national lottery,

slivushka-fat, tender sausage, creamy meat in it , the delicate taste of smiles slivushka-fat, delicate taste and smiles, gifts for all occasions, love fix price, gifts for all holidays for all loved ones, what should a russian knight do from a brew of the past, in a modern city, the same as everyone who comes, eat everything, not a children's movie, watch new, everything for new year's plans. all videos, cartoons and films, sveka videos, cooking shows, sveka videos, and even videos with a fireplace, sveka videos, everything for new year's plans, grandmother's sweater, yarn retinues, mother's hands after separation, the warm sun of the summer beach, support for herself best friend, and correspondence across the distance,

the long nights that were, an old photo with all my friends, this is the warmth that... we kept rolton 25 flying warmly. each of something of our own is dear to us. honor, memory, present and future. expensive sincerely, and not like a worn-out phrase from a sticker. we do not throw words to the wind and do not abandon our own. join yours. skates, stick, helmet, today

dani’s training session is on the courtyard skating rink, we need to do this sharply, yeah, we need to do this. to do abruptly, yes , yes, maybe his name will one day continue the list of “fetis, bure, ovechkin.” i haven’t been invited to the tournament yet because i haven’t learned how to throw yet. next to the future champion is his mother. look, throw pucks you can’t, but you can switch it from right to left. it seems that now inna literally does not take her eyes off her dani. the car flew by in just a second, i heard a very strong sound of the brakes. it was hard for him, he stopped, but the ordeal didn’t end there, then

it turned out that the bone had not fused, they did an operation, installed an elizarov apparatus, we went with it for three more months, but had to give up hockey for a whole year, now he’s trying to make up for lost time time, who is to blame black? dials too quickly pedestrians are hit by a car, it gets speeded, a criminal case was not even initiated. unfortunately, it happens that serious bodily injury will not bring anyone to criminal responsibility, but why? because the investigation methodology is such that it is necessary to conduct a large number before initiating a criminal case, so in such cases i always advise writing as many complaints as possible and demanding initiation. criminal case on the very fact of committing a crime, only in this case it will be possible to bring the culprit to responsibility, but after all, danya , for the sake of justice, jumped out unexpectedly,

neither the mother nor the driver noticed, and alas, there are enough such situations, a pedestrian at the crossing can be impeccable from the point of view of traffic rules, but still hit, right? who is dead or severely injured, it is unlikely that anyone will be happy with such a prospect. so, pedestrian safety rules are when your life and health are entirely in your hands and do not depend on the accuracy and discipline of drivers. unregulated pedestrian crossing is always the main thing here, here are the typical mistakes. hood, headphones, chatting or food, all this is taboo, if you step onto the road, you must

see and hear everything that is happening around you in order to stop in time, after all, you are not in a house at all, there is a traffic light, do you think there is a 100% guarantee of safety? before you take the first step, be sure to look to the left, in case there is some crazy person rushing there; if a car has given way to you in the right lane, then make sure that they are also giving way to you in the left lane. okay, what if there are no pedestrians or traffic lights? paragraph 4.3 of traffic rules: in the absence of a crossing in the visibility zone or intersection, it is allowed to cross the road at right angles to the edge of the roadway, in areas without a dividing strip. fences where it is clearly visible in both directions. yards are an area designated by a residential zone sign. the picture is now familiar not only to

big cities, everything is parked. where are you going? are you tired of living? so does a pedestrian have an advantage in a residential area? that's right, but i need to slow down in time for you! the clever girl took advantage of her advantage, according to paragraph 4-5 of the traffic rules, pedestrians should not leave from behind a stationary vehicle or other obstacle that limits visibility without making sure that there is no approaching car. nothing is visible at all. another very common mistake made by pedestrians. don't you look in mirrors at all? do you think you always? visible to the driver, he, of course, is obliged to ensure the safety of the maneuver, but if you are hit or run over, you will recite traffic rules to your neighbors in the hospital ward, walk around the maneuvering car in a safe

trajectories, well, in the dark , it is recommended to wear a reflective vest, if your outerwear is not decorated with such fragments, it is somehow not fashionable, it does not look very good with a hat and jacket, but there is a greater chance that drivers will... notice you, be alive and healthy, never goes out of fashion, classics, so wear them to your health, a big premiere at film searches, others, this is something inexplicable, this is a new society, this is a new world, when we are together, they can’t win, how many of these do you have, a lot, and soon they will all will be here and... watch kinopoisk from january 25, premiere today, tomorrow, always, of course, after any winter entertainment you need to dry your shoes properly, but how to do this

quickly and safely? no smoke, no fire, how to choose a high-quality and safe shoe dryer, a miracle of technology, knows the answer, on the comb, how dangerous combs can be if you don’t wash them for a long time, what science knows about this, life in the clouds, why skyscrapers sway from the wind and is it safe? krezhe, yes, but i'm creepy, and also a cordless hammer, holding nails, if someone needs it there... you can just use the miracle of technology today at 11:00 on ntv. chief - return. tomorrow at 20:00 on ntv. they sound like songs, different sentences. only their profitability disappears quickly, like a flashlight. happily.

isolate from your usual life with unpleasant symptoms, pain, bleeding, compression, down with hemorrhoids with detralex, the course of treatment for acute hemorrhoids is 7 days, detralex affects the cause of symptoms at any stage of hemorrhoids, detralex has been tested by experts and millions of patients. will it be a new year? if everything remains the same, but if you start the year with skillbox, learn an it profession from scratch and find a job like 20 thousand

employed people, just learn new things. at skillbox.rf. thick walls, high floor, signal interference, in order to have good mobile communications in the house, you must first turn on the cat. with wi-fi technology, use mobile communications even where there is signal interference. belaine is on your side. we are playing at home in january. cars, prizes of a million and a jackpot of 800 million. get your tickets soon. unlimited immersion in depth colors, the magic of sound, flying tvs hair, hair - technology inspired by life, this is the ecology of the city, this is a contribution to the health of our children, this is clean air, they talk about converting transport to methane, about protecting nature, but it’s not only that,

just spend gigabytes and minutes and receive gifts, but why is it possible, you can, iota, connect for a maximum of 399 rubles, get super boxes as a gift, you can iota, inflammation, sore throat prevents you from speaking. cause of inflammation

and sore throat, suitable for adults and children from 3 years of age. foringgosept at the first signals sore throat is our answer. everything for new year's plans. sveka video. cartoons and films. sveka video. cooking shows. sveka video. and even a video with a fireplace. sveka video. everything for new year's plans. hey, come on, catch it. eh, quiet, quiet, quiet. why am i worried, why am i worried, dad, what’s going on, i’ll testify, are you crazy, they destroyed his family, help me, i really need him, and then the law

will deal with me, and he will... don’t shoot i’ve forgotten how, no, i won’t be back in 15 minutes, go away. have you heard how many people this dude is in? put it in the city? max. excitement in ryazan at the pavilion with a food sign. black lacetti froze among canned food, cola and chewing gum. and how much is this delicacy per piece? let's see. the sausage and chicken on display are boring. what else do we have here? the guy had a reason to celebrate. i guessed right and went straight for the compote. and there is clearly something

personal here. so, the pedals still don’t get confused. sober for sure, otherwise how to explain this jewelry precision. under his side a knife glints predatorily, he sat here, as if holding a knife, at about this distance, under the threat of a knife he is lucky nikita takes the kidnappers to the atm for ransom,

there’s a life-saving bumper of a police car ahead, we’re just turning at an intersection, i understand that it’s like i’m literally the police. a stupid thing happened to me, i think, nikita, what a fool you are, like, how could you have behaved,

in conclusion, it remains to remind you that each of us has personal space. and those who do not value other people's boundaries risk losing their own. there are many examples of this on our roads. see you next week, bye bye.

how dangerous is life on the upper floors? is there air quality there? i don’t know about other people in general, but i’m terrified, i would hold on to him in these gusts of wind, why high-rise buildings sway, there are no windows, the secret life of combs, if not for these combs, i think that tears would be guaranteed every morning, is the material important, and what will happen if you don’t wash them for a long time, shoe dryers, they get very hot, it’s literally hot in your hands, it’s uncomfortable to hold, why they burn houses, in the category miracle goods, an electric hammer with a battery, it’s enough heavy. miracle or not a miracle, as well as headphones for cleaning ears, a new idea about life on floating islands in the ocean, an extra thumb for the human hand, this and something else, in

the hot five amazing discoveries and inventions from around the world, a miracle of technology on air, a program in which i, sergey molozyomov and my team test everything on ourselves. when you look at how they are building in moscow, it begins to seem that someday, sooner or later, high-rise buildings will completely replace ordinary houses, and we will all have to live somewhere far above the ground. question: is it good for health? what are the pros and cons of apartments in general? in the clouds. blogger nadine sirovsky and her husband

artyom venskel have been living in the popular skyscraper quarter on the thirtieth floor with a gorgeous view of the city for six months now. the atmosphere of success and prestige have become powerful arguments, but nadine and artyom assure that this is not the main thing. first of all, it’s convenient here, it’s like a city within a city. it’s impossible to come and... they’re shaking, it sounds creepy, but strong

gusts of wind can really shake a building weighing several hundred thousand tons. the wind is not able to flow around a high-rise building, like an ordinary house, in including from above, rests against the sides with all its strength. as a result, for example, at the highest point of the federation tower, according to the architects, in case of wind, a deviation of up to 70 cm is possible. on the lower floors, of course, much less, only a couple of centimeters. the skyscraper, like its residents, has no problem. to minimize the instability of huge buildings , architects come up with different things, so the balance of this 101-story skyscraper in taiwan is held by a huge pendulum. weighing several hundred tons, when the wind blows and

the building tilts, a heavy steel ball, suspended on cables, creates a counterweight. a simpler, but no less elegant solution was chosen by the creators of the world's tallest skyscraper, burchkhalifa in dubai. its very shape, a pyramidal cone, makes the building more stable. another feature of high-rise buildings that worries many: you can’t open the window there, draft, that is. chimney effect, too strong, how to ventilate? here you need to rely on supply ventilation, which, if working properly and regularly maintained, will provide quite comfortable conditions, but there is no balcony and will not be. i’m a former prokkeist, i now have a trunk lying in the hallway , it needs to be dried, it doesn’t seem to smell very good, it happens sometimes, it should be put on the balcony, in theory , there’s a problem with this, so i have to open it somehow for a very short time somewhere in the hallway, in the apartment. by pressing

a button you can open the valves that are hidden in the window frame. by the way, an interesting question: are those who believe that the outside air is cleaner on high floors right? together with our permanent ecologist expert, ivan kalinin, we will measure the concentration of carbon monoxide and dust particles on the ninth and fiftieth floors of one of the capital's high-rise buildings. it turned out that the atmosphere is further from the ground and... the truth is better, the concentration of carbon monoxide, as well as the concentration of suspended dust substances on the lower floors, in this case on the ninth floor, is greater than on the fiftieth floor, that is, the closer to the road, the closer to the source of pollution, therefore the concentration of pollutants entering residential premises is also, in particular, greater. can it somehow worsen health, living in skyscrapers? perhaps the only significant factor with a minus sign

was discovered during the pandemic. for example, in india, doctors noticed that at the moment ...