with an examination of his corpse, with an interview with people present at that place , a decision was made to refuse to initiate a criminal case, the defendant himself, the father of the deceased did not appeal this decision, the state prosecutor asked for 19 years for the accused, the judge gave 3 years less and appointed compensation in the amount of 5 million rubles for the victims. tamara simonova, denis zadokhin and dmitry salnikov, television company. and that ’s all for now, thank you for your attention. today in our program: calm, only calm. the western press is in panic over tucker carlson's visit to moscow, will take is the journalist pravdorub interviewing...

the commander-in-chief of zaluzhny , zaluzhny is coming, zaluzhny will leave, zaluzhny is not going, zaluzhny won’t leave, life is on borrowed time, the state duma is developing a bill on a self-ban on loans, what will this lead to and wouldn’t it be easier to ban microloans? watch it now. hello, this is the meeting place at ntv, the place where everything becomes clear. i am andrey norkin, my colleague ivan trushkin, we are working live. last night, the belgorod region again found itself under attack from enemy drones, and the ministry of defense of our countries reported that the total number of aircraft.

glodkov, he clarified that one of the destroyed aircraft tried to attack the city of gubkin, northeast of belgorod. as a result of the drone's fall and detonation, four private houses were damaged, glass was broken, and, as was said , roofs and fences were cut. according to preliminary data on... glatkov reported that operational services had gone to the area of ​​the village of voznesenovka, this is already near shebekin, where, according to the regional leadership, an enemy drone was also destroyed, but there were no casualties it is reported that damage to a local agricultural enterprise is known, where drone debris broke through the roof of a warehouse, well, the un security council is scheduled to hold a special meeting this evening requested by russia in connection with

the tragedy in the city of lesechansk, this is the lugansk people's republic. let me remind you that at the end of last week in the ssu, a bakery and a nearby cafe were hit, killing 28 people ; two days later , secretary general antonio guteres finally responded to the tragedy in lesichansk. his office distributed a special statement by the secretary general , where he says that he condemns the attack on civilians and civilian infrastructure, recalls that this is prohibited by all kinds of humanitarian law, and however, as usual, he does not mention which specific country is responsible for the attack on that same civilian infrastructure . in turn , the united states, which rightfully can become accomplices of ukraine in this matter, since it supplies it with all types of weapons available, and the united states is trying in every possible way to distance itself from this proceeding. here commenting on the event in the state department, our beloved representative says that yes , of course they heard about the tragedy in lesichansk, but they cannot figure out what happened there . considering russia’s track record,

we have no way to independently verify this information; the american military and state departments also refused to comment on the tragedy of our il-76 shot down by ukraine, redirecting questions to journalists. kiev, while in kiev they do not respond to all requests from moscow, and our commissioner for human rights, tatyana moskalkova, reported this, in confirmation of her words, she even posted her correspondence, if i may say so, with a colleague from the ukrainian side. moskalkova published a letter from the obbudsman of ukraine dmitry lubenets, sent 2 days after the tragedy of force-76. in this appeal , lubenets insists that whatever the circumstances of the crash of the plane with prisoners of war, it was...

the ukrainian media have repeatedly published, the upcoming exchange and the security window for transportation prisoners were agreed with the kiev authorities. moskalkova also asked lubents for information about the shelling of the armed forces of ukraine in the belgorod region on the day of the tragedy, but this request remains unanswered even 12 days later. by the way, without the participation of ukraine, the actual circumstances of the tragedy are becoming increasingly clear to the western public, so the associated press agency publishes the verdict. tsus military experts, they concluded that the il-76 fell due to the fact that a surface-to-air missile, a petriot system missile, was launched, and this system itself stood approximately 50 km from the point where the missile hit, that is , the patriot system was located directly on the territory of ukraine, and

the french confirm our previously published version that the patriot installation was sent to this area in advance, after which it was in silence mode, but actually in ambush, and was already waiting for her... to be given a target , so i’m done with these kiev excuses, well , probably the excuses there didn’t disappear anywhere, so you said about this patriot system, which was in silence mode, now, if we talk about the ukrainian political leadership, it is of course not in a mode of silence, i don’t know how it is, well , what antonym to come up with, loudness, some kind of loudness mode, because there , of course, it is necessary to explain the political situation, what is happening. today, i don’t know, vasiliych , correct me if i’m confusing, i saw today, i think it was yesterday’s interview with danilov, the head of the national security and defense council, who said that there would be no elections, but he said so, but well, that means it’s fresh, i just saw it today, that means there will be no elections, because there is martial law, because there is a war, that means

we must win, and we will definitely win, well, then there was some kind of noise, but the most important thing, he said, there will be no elections, and that is, it turns out that zelensky somehow, well... for the first time officially admitted that he wants to change zaluzhny, although he also added that the point is that it is necessary to change not only zaluzhny, but also to carry out a reconfiguration there in general completely apparatus, let us listen to this piece in more detail now, this was during his interview for the italian broadcaster rai. on monday

, president raris zelensky , in an interview with italian journalists, confirmed that he was really thinking about dismissing the commander -in-chief of the armed forces of ukraine, and added that zaluzhny’s resignation should be part of certain... the situation with the possible dismissal of the commander-in-chief of the ukrainian army seriously worried the biden administration, where, as writes foreign press feared that zaluzhny might start a rebellion against zelensky in order to calm the angry military man, the united states on last week, they urgently sent their crisis manager, deputy head

of the state department victoria noland, to kiev in order, as experts say, to dissuade zaluzhny from a military coup; in washington, of course, this is diligently denied. citing sources in the us government, he writes that zaluzhny secretly, without zelensky’s knowledge, negotiated with washington officials, in particular, discussed ending the conflict with russia. that is why, in the opinion... ershe zelensky urgently wants to get rid of the commander in chief in the armed forces of ukraine, who for he is now a dangerous competitor, while zelensky himself is accused by the americans of excessive corruption. according to the same hirsch, zelensky was warned not to become impudent by the head of the cia, william burns, during last year’s visit to kiev. according to a number

of americans, zelensky wants to fire his commander-in-chief because he knows that he has been fired since last fall, either directly or through his assistants. continued to hold secret talks with american and other western officials on how best to achieve a ceasefire and agree to an end war. and... so vasilich, come on, since you and i have started some kind of dialogue, as you understand, the entire administrative apparatus of the country, it is going, or not going, or this is some kind of figure of speech, i think this is the picture approximately such that , unfortunately, or maybe fortunately, in ukraine , things are arranged in such a way that if someone quarrels with each other, then this necessarily happens outside, yes, but why outside? by the way, salevan said a very good thing, that the americans do not interfere, on the contrary, if he said, we interfere. "we influence, we will appoint, this would be true, because everything depends on today, the whole situation is in the hands,

almost 100% in the hands of the united states of america, when zelensky says, i will fire everyone, this means a signal to the states, france, england, all players , and soros and so on, on the one hand there is blackmail, because i will fire everyone, on the other hand, i place bets, propose your candidates."

the situation on earth may be a stalemate and i need to say last year that most likely to prepare work as a diplomat, exactly that zaluzhny then wrote the same thing in november, if you remember in the economist, that the situation at the front is a stalemate, we need to get out, but how to get out, we need to get out, i was somehow confused then, of course i did the whole article. i don’t remember, well, this is what zaluzhny wrote, but i just remember that not so long ago i

remembered exactly this piece, when zaluzhny argued with millie and proved to him that they had zaluzhny who proved that they had everything is bad, and mark miles tells him, you have 70 bombers, he says to me 10 or this is the contradiction that they pulled out and now they are beating it with this false one.

kiev is nonsense, that’s what concerns the newest formulation from zelensky to italian television, it is very interesting, but in my opinion in another respect, i really think that there will be very big changes in kiev, among the military

there are options, but for in order to do this, i answer the question, he needs a new consolidated team, he also spoke here just now, he says, we now have so many creative people, our creative, dear, let’s let's get creative together, as they say, look, zelensky's interview with italians is a media disaster, it's monstrous, because he, as the head of state, tells foreign journalists, not his citizens, foreign journalists. that yes, i want to shake up my team, i don’t have to talk to my people anymore , i don’t have to explain anything to them, not for the first time, well, yes, i think he’s monstrous, yes, but now we ’re talking about what i want, yes, i want to remove a very popular man among you, iron general zaluzhny, and he tells this to italian journalists, because he

is afraid to tell the citizens of ukraine about this, then the next moment is why it is inevitable now... resignations and reshuffles, his power can really only be saved by mass repressions under the guise of some kind of resignations, because that what we are seeing with zaluzhny, it’s monstrous for him, it’s like this, it feels like the compositions, that’s where this conversation took place in high tones, where andrei vladimovich is always listening under the table, the broadcast was carried out directly from there, then there is this secret meeting where someone...

to continue until we win, it's very simple. the mood in the ukrainian army is even sadder, they are calling to prepare for the defense of kiev, according to the chief of staff of azov, banned in russia, bogdan kratevich

, in the near future he expects a russian offensive from the chernihiv and sumy regions, the armed forces of ukraine are warning about a new threat. do you admit that the russians may attack kiev again? i admit everything, for this they have the strength, means, and quantity. now is not the time to relax, they have moved away back for a reason, they retreated to reassess the situation, draw some conclusions, regroup the troops and go on the offensive again. at the same time, the terrorist zelensky himself, apparently, does not intend to retreat. the day before, he proposed to the verkhovna rada to extend the period of mobilization and martial law for another 3 months, that is, until mid-may. the new law on mobilization has not yet been adopted, but it has more and more critics. it's not just washing, it's not easy. a mistake and not just a violation of the constitution, it is a harsh and cynical plan for a gradual liquidation of the ukrainian nation and its youth. this law is part of a cruel and cynical

plan to gradually eliminate our entire future. our future. the situation in ukraine is being watched with concern in the west. the day before, the bundeswehr said that kiev would have to mobilize even more soldiers due to the high fatigue losses of the ukrainian armed forces. he writes about the catastrophic shortage of people at the front. american new york times. according to journalists, the ukrainian command is forced to transfer even rear units to the front line in order to hold the front. vladimir valerievich, here is the simplest version , they are trying to pin all the dogs on zaluzhny , look, he has this too, we will accept it and there are not enough shells, now we will change everything, then it will be good, but if it doesn’t become good, then it turns out that the culprit we are not deserving at all. yes, absolutely right, that is, they seem to be looking for simple solutions, but they understand perfectly well what these are. simple solutions will not yield anything, here is zelensky’s recent visit, in quotes, to the front line, why i say in quotes, because they began to squabble absolutely seriously through his

information dumps, that supposedly he was in robotics on the front line in a gray zone, where it is impossible to go at all, where he stands in boots hugging some soldiers, cars arrived, he also arrived in a car, that is, the number of drones there is such that it’s simply they will stick around everything and blow up five times while this car is driving, there is another interesting point, why zelensky... is doing this, that is, you understand, his scriptwriters are from the ninety-fifth quarter, they are already, excuse me, driving bullshit, yes, but already that, that no matter what, here he is just coming, so courageously, he practically feels sick, you just showed him jumping there in some kind of transport, and uh, what’s more, since this is my native zaporozhye region, i know for sure that, well, without any sources, people were taken away for a week and a half for some kind of meeting, and not to mention which ones, they were taken somewhere, that is , all of them were not on the front line,

the former head of the verkhovna rada of ukraine, yes, and what does he say: let’s give everyone a month we will send the deputies to the army, not to the front line, not to the assault brigade, well, at least

they are doing something to make them feel the arrivals and other things, what is this, this is even though the americans are responsible for zaluzhny, you are now demolishing zaluzhny, we get dima and make him the head of state, believe me, spraddon and i a year ago, yes, probably this the topic was discussed on air about how complicated everything is for you?

the process of organizing what the army needs with operations, and the zaluzhny should give all this, what should not be removed, and so on, before this offensive he said, give me 500 tanks, give me 1,200 of these infantry fighting vehicles, and more asked for aviation, and i said, i’ll take crimea , they gave him almost everything he asked for, that is

, indirectly, as it were... the fact that the counterattack failed falls on zaluzhny, this is the thing, but zaluzhny understands that he has to fight , if further, he says, he proposes to fight from defense, let's occupy the lines, fight from defense, exhaust the russian army, that is, what seymour hersh writes that he is supposedly some kind of negotiations about ending, but at the same time, at the same time he wants to preserve the command personnel who are still sitting somewhere in some fortified areas and turns them into forts, right now.

who analyzed the fate of crimea there , that is, they have not received it yet, but they already know how to seize it, they wrote the following, that there are two scenarios, the first scenario: ukraine has enough forces and means to seize crimea, only it needs to be given everything, whatever she asks, they will take this crimea, but if it’s not enough, then nato should help, and there they said something about the expeditionary force and so on, that is, for some reason the british believe that russia has pulled itself out completely, she is not capable, our korea...

public, by the way, this personality began to be shown recently just during the construction of defense lines, i believe that naev can become such a personality, it is not the head of gura budanov, which some people say shy away from him, because he is too radical, the british have their own polemics, yes , he is a saboteur, he is not capable of leading, this is its own specificity, besides, the main intelligence department of the army supplies the military commander with information for making a decision, that is , budanov himself, as such, does not work on he doesn’t manage this, well , he carries out sabotage operations, it’s clear that foreign intelligence services are helping him there, but you need to understand the next stage now is very interesting, how to blame it all, and for this there is a very good reason for this, as they say, from the same avdeevka, because you can will blame the counter-offensive, you can blame the loss of the avdeevka, you can blame it, for example, because he is

the chief of the general staff. how l7 was shot down, he dashed off a whole release saying that it was correct, they were preparing, they would still shoot down, when they said that there were 65 on board - prisoners of war who constantly flew this route, they somehow began to play around, but you still need to blame it on someone, who is easier, on zelensky, as it were, he is a politician, he trusted the generals, they betrayed, we always know , when such things happen , it is to blame, they look for the guilty , the military is always the extreme for politicians, you know

, if he were not a political figure, he would not have negotiated with the americans, they want to make him a political figure, but i want to tell you, he is not the first general in ukraine, who would like to break into big ukrainian politics, in my memory there were quite a lot of them, and the generals who were more experienced in politics, well, for example, marchuk, he headed our security service, so who, who, he has materials on everyone there were, but he could not realize himself in politics, why, because he agreed.

last year, the americans demanded that zelensky reformat the government, you said correctly, they demanded that markarova be appointed, this is not in zelensky’s interests, he did not implement anything, now a zelensky has a problem, he needs to be fired, but he must agree with

the americans, they say, we don’t mind, and we ’re not for or against, it’s like, this is your internal matter, so they give you the opportunity, on the one hand, to get rid of from the commander in chief, on the other hand , to implement the idea of ​​the americans, reformat the government, that’s it. this is not an answer to the question andrey vladimi, absolutely, absolutely, alexandrevich, you can answer my question for us, only after, probably, a pause, then, yes, yes, let us let’s rush in now, we’ll watch another story and continue the conversation, everyone lie down, this is a seizure, no one should get hurt, i have a hostage, first talk. they should stay in positions, wait for orders , don’t open fire, we just let him build slaughterhouses , we’re not angils, we’re just doing our job, boss, new season, guns on the floor, quickly,

law justice, not the same thing, today 20:00 on ntv. mask - new season. from february 18 at 20:20 on ntv. make a first impression or celebrate 30 years together. every occasion is important. order from your favorites shops and restaurants. supermarket - for any occasion. the prices are just a holiday. we always have a holiday. and so it has been for 25 years. advantageous on the price tag means low price. candy 449. pyaterochka helps out. to make a smart choice, don't you need to scroll through the websites of all the stores? search for a product in yandex search and compare offers from different stores on one

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astronaut. we won't achieve your goals for you, but we will give you everything to do it yourself. chef, new season, today at 20:00 on ntv. russia mother is a special symbol for residents of our homeland, it is the endless expanses and wealth of nature, a symbol of fertility and abundance, maternal generosity and love, it is full of fortitude and faith, pride and greatness. the imperial mint, inspired by the greatness of our homeland, minted a unique mother russia medal. on the medal.

call to order a free commemorative medal for every russian. you only pay the delivery cost of 349 rubles. order by calling toll-free 8800 600 68805 or on the matushka.rf website. mask: new season. february 17 at 20:20 on ntv. this place meetings on ntv, a place where everything becomes clear. we continue, and this part, let's start with news from the european union. the politician’s publication shared details of the new, thirteenth package of sanctions against russia. in particular, restrictive measures against our diplomats who are in the zone are being discussed.

to what they are now writing about this thirteenth package, it is more of a symbol, i plan to adopt it by february 24, that is, by the second, the second anniversary of the beginning of the svo, so european officials decided to do so, they do not repeat past mistakes and make the package as widely accepted as possible, so that eu countries have fewer questions about it. the main emphasis, as reported, will be on expanding the list of people and companies whose assets in europe will be frozen and will be subject to restrictions, according to information from the german dpa agency.

new measures against circumventing sanctions in third countries, also a ban on some companies above 200 individuals and companies will also export dual-use goods, here is a ban on the import of russian aluminum into there will be no europe, because this metal is extremely important for the aviation industry and construction, but while european officials are practicing taking new restrictive measures against our country, the economies of major european powers are not in the best position, this is not our statement, here... the minister finance of germany, mr. lindner, says that his country is becoming economically uncompetitive, and people are getting poorer. the minister of economy says that we are no longer competitive.

otherwise they made themselves known, so let's go to let's see the best shots, last night large protests took place in several countries at once, the netherlands burned brightest, farmers blocked the highway on the border with belgium, this is actually footage of farmers blocking a major highway, the picture, frankly, with a light, there are fireworks and what - some tires are burning, basically everything at once, and this is further away the capital of ireland, dublin. some days the city center is filled with tractors and angry people. evenings block the building of the local television company ndr, they explain such measures as follows: german tv channels deliberately do not cover civil protests, well, we need to somehow cheer them up, but

you know who, according to the european comrades , is to blame for all this, guess once, it’s russia, because it’s us. or rather in a way that i don’t understand, when you tell me that there is some kind of necessary compromise between the west and ukraine, i don’t understand this, really, because that’s what i understand, we are very convenient for ukraine as an instrument , in general , you can blame us for the agricultural crisis, you can also

explain something like this by some terrible actions of the kremlin and so on and so on, let’s think stereotypically, here we are a bear, they went to...

kiev expects to sign a document almost next week, entrusting the germans with responsibility for everything support ukraine until it joins nato. but berlin is still hesitating, the ukrainians are unhappy. berlin has not yet taken the lead in all areas. germany, for example, still hesitates for no reason when it comes to ukraine's path to nato. there's still a long way to go path. germany could be a game changer. safety guarantee.

alexandrevich, do the ukrainians really have some kind of magic egg in their hands, there is a needle in this egg, on this needle is the death of the west, why do they allow themselves to behave this way, and they are allowed to do this, what is the compromise? well, here two questions are very closely related to each other, what we discussed in the previous, previous part about replacing people, this means the first thing, changing people. completely pointless, you can change commanders, presidents, generals a thousand times, managers, anyone, if you don’t

have a unified system that forces these people to act, well, let’s say, from your point of view it’s correct, yeah, then it will fall apart endlessly, see the joke about girls, beds and a brothel, it’s like ...

maybe it's time to end this? he will ruin his political career. alexander nikolovich, there is no need to go to the podium and say: “guys, it’s time to end this, we must first end it, and then come up with an explanation. listen, it’s simple. no, why? for now, what we see is that they are all operating within the system, and what we are seeing may be an attempt at sabotage. that is, they say, they promise, they don’t allocate money, and they wait to see how it ends.” well, you have to think of such stupidity if russia attacks ukraine again? maybe, as everything has already

happened, why can’t you finish it first, do something -that, and then explain it, doesn’t want to finish, they are lisping for only one simple reason, they view ukrainians as natives who die heroically under bayonets of russian soldiers, in principle, it’s not a pity to spit, i almost said more rudely.

on a small phenomenon such as the conflict in ukraine, on a global scale, i mean, the fact is that the whole reason

is that initially a global crisis threatened the system that... the anglo-saxons or the pax americana built and so on further , there were several ways out: either everything would collapse and the entire american economic system would be buried along with this, as they say, collapse, or somehow this crisis needs to be put on the brakes, so ukraine is one of the parts of this plan, which carries out in which for the sake of which the plan of descent on the brakes, that is, blows away this process, because look. the economy of europe, but the economy of the united states of america, look at the numbers, somehow they’re not as bad as they say, they ’re growing there, they’re growing there, that is, they’re deflating this bubble that was supposed to be buried through the conflict in ukraine, through a sacrifice to europe, to europe they say, guys, yes, maybe you will lose everything there, the number will get stronger, which means it will get stronger and we will tell you later we will help, so

let's line up, do everything they tell you, new season, new costumes, new stars, who are you mask, mask february 18 at 20:20 on ntv, boss, new season, today at 20:00 on ntv.

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we will have a generally difficult, but very important applied topic, but we can clarify that it is a consumer topic, i mean loans, but not only consumer, first ivan has several messages, such news is also a little clarifying in nature, they have. attitude towards the work of the media and some kind of internet is probably even has anything to do with working with a telephone or each of naskomnadzor today refuted a message previously circulated in the press that from march 1 the work of vpn services in russia will be completely prohibited; these services allow you to bypass blocking of sites that are somehow blocked in russia or are prohibited, the department responded that vpn services themselves have actually been banned since... a year ago, but from march 1, a ban on the popularization of such services comes into effect, that is, they will block resources that advertise bypass tools blocking. the news itself, with this date of march 1, was initially published, citing

ekaterina mizulina, the head of the safe internet league, who at a meeting with schoolchildren in yekaterinburg spoke about vpn blocking. let us take a fragment of this conversation and take a look. internet since march 1, twenty -four. most likely this is exactly the case, but i’ll tell you a little about how a person who works in this area, proxies, anonymizers, yes, well, there are vpn services, it’s impossible to block them completely. each of you and i can create our own proxy at home, and no one will see it. mizulina herself later said that she was misunderstood, her words were freely interpreted.

even the kremlin had to comment on this topic of possible blocking of vpn services, and here dmitry sergeevich peskov was probably extremely brief. i can only say that now there are no decisions on this matter, but this is what we need to proceed from. dmitry peskov was also asked about the mysterious visit to russia of american journalist tucker carlson. his movements around moscow really they are watching very closely. carlson is in the theater, carlson goes there, carlson goes here. in general, peskov himself has not yet commented on this visit, although we, in the foreign press , have a lot of all kinds of rumors that the guest allegedly came to russia to record an interview with vladimir putin. artie's tv channel circulated footage of tucker carls minivan. with television equipment, leaves one of the moscow hotels. similar footage was taken by izvestia journalists, and they tracked the entire route of the minivan. it ended, as they say, with

the presidential administration. they write online that carlson has agreed on an interview with the russian leader; in confirmation, footage of vladimir putin’s motorcade is published; here on your screens, as on monday, late in the evening this cartesh was driving towards the kremlin. information about karl's visit. the potential interview with vladimir putin has angered washington enough, so american thinker writes that if such an interview really comes out, many myths about russia and what is russian will be destroyed in an instant. leader, the main mouthpiece of american propaganda, the cnn channel, is trying to contrast this news about carlson’s arrival in russia with what is happening around the financing of ukraine. let's look at this beautiful logic. the situation in ukraine is such that putin is clearly enjoying the moment as the king of the situation. take tucker carlson's stellar move, oh my goodness, here he is, here, here, you see, charging the phone through the usb port. but let's come back. the us senate

was unable to push through funding for ukraine, what will zelensky do about it, aka sees what’s happening in moscow now , that is, it’s carlson’s fault that they can’t give money to ukraine, people work beautifully, well, damn, she should be sent to the moscow metro with this one so that she can see the wi-fi there like he works, or pay via phone in some store for a purchase there, which, in my opinion, is also for americans. and to put it mildly, on the other hand, you have been using wi-fi in the moscow metro for a long time, it’s just that the telephone network in the moscow metro already works so well that it’s no good , i’m telling you about this, that you understand, well, you see me also need to be shoved periodically into the subway, okay, i won’t say anything more about tucker carlson, although it’s right on the tip of my tongue, i told vanya about one wonderful picture that i saw, but let it remain a secret for now, so it’s about loans, i've honestly never heard of it. sorry, it happened about

the self-ban on loans, but the state duma has been discussing this topic for two years already, the bill has already passed the first reading, that is, i understand that when a person wants to limit himself, i don’t know he quit smoking some bad habits there and he is taking some measures there , i don’t know if he will do some kind of slap or something else, but about loans, that is, what a person forbids himself... not just in words, but this is prepared in a certain way at the legislative level , banks participate in this so that a person does not take out an extra loan, which means that it doesn’t fit in my head, on the one hand, it seems like i was always told that a loan is a very convenient tool that promotes, makes it easier, well, yours entrepreneurial activity or any of your vital interests, makes it easier, you can do something. buy

, that is, a loan is kind of good, but if we say that we need laws to protect citizens from loans, then it turns out that a loan is bad, let's see the plot and then try to explain to me what's the matter . according to the bill proposed by the central bank, russians will be able to voluntarily establish a ban on concluding loan agreements with them in banks and microfinance organizations. this can be done through the state services portal, as well as in person at the mfc. information about self-ban and its removal can be entered into one’s credit history within 24 hours, and banks, before issuing a loan to a person, will have to request information about a possible ban. according to the idea of ​​the deputies, first of all, this will protect citizens from fraudsters who can apply for a loan for another person using someone else’s personal data. when you personally come to the bank with your passport in order to register one or another type of consumer loan, you risk practically nothing, but when...

the issuance takes place via the internet, and in our country most consumer loans today in banks, microfinance organizations are issued via the internet, here, of course, any risks are possible, but these measures it seemed to the legislators that this was not enough, and now they want to extend the ability to issue a self-ban on loans also to banks, that is, so that russians can impose a ban on issuing loans to themselves directly in the banking application. however, against such the bankers themselves came up with innovations and even sent a letter to the state duma with...

according to the latest data, almost 10% of russians, finally 2023, had at least five loans, which was an absolute record. the number of credit cards in the hands of citizens is also growing. last year, according to the central bank , there were more than 20 million of them. the regulator is very concerned about the increase in the credit burden among the population, especially the number of people who fall into the 80 plus category, that is, more than 80% of people. so you explain to me, this bill is a fight against scammers or the fight against debt among the population? well, first of all i would like to correct. well, plus some other deputies, by the way, i myself am happy to impose a self-ban on

receiving loans, and many of our citizens , explain to me why this is so, and why are our citizens overburdened by the scammers? such, by the way, of the total number of those who transferred money to attackers, with the help of social engineering, more than 30%, unfortunately, there are a lot of citizens, of these more than 30%, these are the older generation, that is, this is exclusively exert social pressure, they are under psychological pressure, they take out a loan, transfer money, 30% of all elderly people in russia took out a loan and transferred them to scammers.

last year, again, we see , and what bothers you so much, you don’t listen to the news, that in moscow, an unemployed person in moscow was fraudulently robbed of 200 million rubles, don’t you know that he’s unemployed, that’s what i believe, you see, now wait, i’m getting a call from a person who has a higher education and ranks quite high position, relatively young, by the way , and he called and said, here i am with my own hands...

i thought that this was about some kind of protection mechanism so that citizens would not take out loans there uncontrollably, and this was some kind of fraud protection scheme, but is it possible to use this scheme to protect yourself, if you don’t trust yourself, maybe we will try our guests, who are otnogvanich to this extent, how much is it from scammers or from i don’t know what is called financial literacy of the population , which is necessary raise, you know, the situation is very similar.

if he is capable, it was just said, yes, how he can restrict himself in exactly the same way, with the same speed he can remove the restriction, how this will protect him from some external influence, his brains will be opened in exactly the same way, he will go, lift the ban, transfer this money, this is funny, that is, you want to say that he is introducing a self-ban, and then after some time he changes his mind and says: and now i am a scammer, a man voluntarily gives his money gives it to a scammer, thinking that he is helping someone there or performing some task, in order to lift the self-ban, it takes 2 days, within two days the person has an epiphany that he has fallen into the hands of scammers and you shouldn’t transfer money, they can steal your data, sorry, i’ll say , they can steal your data, cv on the card,

apply for a loan, transfer money, and you will only find out when you receive a message on your phone that you took out a loan and transferred money in an unknown direction, may be? maybe this is it, maybe it’s just access to a mobile bank, the scammers got it, wait, you ’re talking about different things, the question is that i ’m not really protesting against the fact that there is such a law and such an opportunity, i just want to say , that this is not a panacea for anything at all, well, from the point of view, my colleague asked a very correct question, 14 billion, so to speak, were stolen, of which 30% were broken into pieces by a fraudster like this.

well, let’s call it that, one or the other a victim, no matter what age, i met with young people, that is, my age, with pensioners, so self-prohibition in itself will not help, look, when they lead the victim, what anatol gennavich and his colleagues, like me, are now offering. i understand that another barrier is being built there, that is, if this happens via the internet, telephone

and all that, but here it turns out that somehow another bank employee will have to insert communication here, bank employees can at this moment how to recognize and i say conditional situation, i’m telling you, you need to lift the self-ban, you say i’m a pensioner who doesn’t know how to use a computer, i say give me your login and password, i ’ll do everything for you, i’ll do everything myself. create must still create some resources, not like in school, while we are now being told, but there are high school students about

some kind of financial literacy, if we take the sore subject of loans, banks, well, i will say this, 90% behave correctly, they still have regulations, everything else is there, now the institutes are lower, they already run the institutes we will also talk now, i just want to say the following, if citizens have a high understanding of financial literacy.

a person that he had an accident, his phone is broken, you can’t call him, the phone is really turned off, which

belongs to your relative and they say that there are two options, take him now to a cheap free one. if we are talking about a person whom i really love, for whom i worry, i generally know where he is or where he is going, so well, i just you see, i work according to the principle of burotin, when you remember he was asked: you have five apples, you gave someone three apples, how many are five left, i

won’t give anything to someone, and without this story, what are your claims to the law itself? well, look, there are no complaints about the law itself, let it be... the law, but you need to understand that in this case we actually don’t have a big problem of debt overload of the population, and this is a slightly different topic, but i’m saying that here two two components, one is protection from fraudsters, the second is this insufficient understanding in general that people have of how to handle a loan, look where, where does this alcohol credit issue come from, the first thing is that a person does not control himself, he wants to take out a loan, he wants to live on credit, he is there i want to. has for consumption, he goes and, like an alcoholic, buys another bottle there , and just like a loan, this is the first option, the second option, it’s difficult to do anything about it, because the ministry of health, the ministry of health, everyone else warns that there is smoking there look, no, he doesn’t warn me , they advertise loans to me everywhere and they say that

no one tells me that it’s specific banks that advertise loans, this is the second problem that i wanted to say, the problem.

let's try to chew on it in more detail, comrade colonel, he just hit a pedestrian, if he dies, i'll shoot you, i don't know who, but they've declared a hunt for you, you continue to doubt the strength of my powers, what's going on, it's wrong, who's there, listen to me carefully, don’t give up, i’ll throw down my weapon, i’ll shoot to kill, special bass, today at 22:15 on ntv. mask - new season from february 18 at 20:20 on ntv. who benefits from an ozonbank card, those who like to go shopping and those who like to earn money

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the place where everything becomes clear, we continue, in the previous part we said this all the time banks, banks, banks, but other organizations do not mentioned the so-called microfinance organizations that issue microloans. more often than not, people go to them when banks have already refused them, where you can get money almost immediately, in cash, but at very high interest rates, and people do not always understand these interest rates, already for several years we have been arguing about whether such organizations are needed, whether they should be banned altogether, and so far this dispute has not resulted in anything. according to a recent survey, the majority of russians are in favor of a complete ban on microfinance organizations; citizens are concerned that there are many scammers in this area, and the organizations themselves either check possible borrowers after a while. or they don’t look at their solvency at all; the state duma has repeatedly called for a ban on mfos; in the middle of last year they even proposed creating a state alternative to microloans at 3% per annum.

let the state create special credit organizations, because there really are settlements where there are no bank branches, where people cannot get any kind of loan. we are categorically opposed to microfinance organizations, we are for their liquidation, but the state must offer alternatives. you need it, that’s the truth. the ban on microcredit organizations is also opposed by the central bank, fearing that if something happens they will go illegal. recently, the central bank once again tightened

the conditions for issuing microcredit offices loans, but the rates on them still remain incredible, on average 285% per annum. as for the reduction in microfinance rates, we’ll see and calculate against the background of relatively high rates so that we don’t provoke it.

and mockery of the debtor, the judge answered me , so we have freedom of contract, the citizen who signed such an agreement saw that he was taking money at 3% per day, and agreed with such conditions. anatoly gennadvich, let’s clarify right away, this is the law that we talked about in the last part, about self-prohibitions, it also applies to activities and going to microfinance organizations, that is, a person will not be able to prohibit himself from borrowing from such shops in the bank, i understand correctly,

financial institutions, before they were 360%, now 280, and now a new offer is being prepared by a third - to reduce by law the rates at which microfinance organizations set interest for the borrower, well, it’s just that no one takes out loans from microfinance organizations for a year, they take them for a month and there the interest itself will be much less, they take for several days, like as a rule, this situation scares me, i’ll explain that our people don’t always read the agreement, which is slipped here with

interest per day. very sorry, very sorry for these people, but from the point of view of transferring it to the banks or transferring it to the state, specifically for this business, there is a very high risk of non-repayment , why is there really such a rate, because all these risks are included in these businessmen, which means in this interest rate, because that most of these people simply may not repay, no one really checks these borrowers, so they gave you these 8 8 rubles, and you haven’t returned it a month later, you need to hire an organization there that will give you this money and so on.

wait , on the one hand, if we compare , they tell us that our credit burden is less than the figure we gave, which means the united states of switzerland, in general, we now have some kind of interest rate.

no, they take out a loan for a vacation, well, i know, again a loan for a vacation, again, who took it, well , listen, everything is very individual, can i literally say one thing for a minute, then i’ll shut up about it, just when they compare us with united states with everyone, we are told that our share of the credit burden on the population to gdp is less than everywhere else everything is fine , but the problem is not how much the volume of loans is, how the average per capita loan per person relates to his income, so if in...

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's look then about america , i still don’t understand where to steer today, in which direction, on average, an ordinary american has at least twenty different credit cards, they citizens pay for everything, groceries , gasoline, household appliances, goods on the internet, air tickets, you obviously made the right financial decisions, i think yes, which decision is better, i use my credit cards, i have several of them, i use them like cash, but mainly in credit. make large purchases, such as a car or real estate, educational loans are very popular, as many as 13% of americans have them; while the child is studying at college or university, he is given a deferment or a government grant, and after graduation after studying, he begins to repay the loan. this has become a good opportunity for educational institutions to make money, and now they are constantly increasing the cost of education. instead of cutting prices to compete, they charge students more. if they can convince them that studying here is prestigious. one of the most important

components of being a prosperous american, along with health insurance, is a credit score; people are given points for borrowing. if the rating is low, that is, the person has never taken out loans or had problems with payments, he may not be given a mortgage, without which it is almost impossible to buy housing in the usa, in order to gain these credit scores, americans start using credit cards from the age of 16, those with a high credit rating are entitled to privileges, for example, reduced mortgage rates. a credit report is like a test you took. a credit score is the score you received during a test. almost all of it. residential real estate in the united states is purchased with a mortgage, and only about a quarter of americans buy housing without resorting to borrowed funds. thanks to low rates, those who could never buy such property without the help of a mortgage can afford their own home in the suburbs. however, the debt burden of the population leads to problems. the mortgage crisis of 2007, when

borrowers massively owed banks on loans, deprived people of their only real estate. banal negligence of banks, takwan serjavich, so this american credit model is our guideline, we want it to be like this for us or we don’t have it we want to answer this question, yes , let’s get a little straight forward with a small introduction , come on, you’ve asked the right question, is credit good or bad, is it good, that means yes, that means, look, i’ll go back

to my analogy again , forgive me to say, obsession, yes, credit is alcohol, you see, so to speak, it is alcohol. alcohol is good or bad, well, in small amounts, so to speak, yes, if your health allows it, and so on, it is good, because you get, or emotions, so to speak, yes, or, so to speak, mood, or is it in general, well, some wines are generally a work of art, you become involved, and so on, so it ’s the same here, a loan is the same thing that a loan gives you, it allows you to get something, yes, without saving money , that is , faster in time, but for this business you... pay, so to speak, to the person who gave this loan there, well , the reward, period, so to speak, is it good or bad, that means, that is, in some cases it is good, in in cases where a person has no income and so on, this is bad, and those who give him a loan, then yes, they they understand that he won’t pay back, or will pay back , or they’ll squeeze some money out of him, and then he, i

understand that you’re taking out a loan, you have to be aware of the fact that you’ll need to pay a little more, but here look, if we get this situation right. far from this figure is only one and a half times and therefore to say that we are moving there , we are moving specifically purposefully, probably not, but the logic, no, the logic, the logic of the financial world in general in which we live is such that we are forced to go there, listen, now 99% of our population cannot

buy a car without a loan, 99 is a lot, you see, that’s the way it is, well , i don’t know, i’m not ready for a new car right now.

the minus is clear that if it grows too sharply, if there is a large debt load, there may be a crisis, which we are also talking about, they happen periodically, that is, there are pros and cons, evil is good, it is not evil, not good. this is a certain model of the economy, we still have a slightly different model in format, although in reality, of course, the volume of debts and the share of goods in apartments that are sold namely on credit, we are already really close to the fact that in america, people, evgeniy vasilyevich, people are mentally ready for this , what you mean is our country, our country, of course, i’m talking about us exclusively, as far as our people are ready to live on credit more and more. or the word credit is such a crap, that’s stereotypical, let’s still divide the category of citizens, young people older than

my age, older than age they just don’t want to live on credit, although in principle they are forced, because conditionally we are, the younger generation, and for us now credit is the norm, it’s just the only question, here they talked about credit as alcohol, i still say, credit is a tool, just imagine with you...

you can’t do less, i know the law on the protection of consumer rights is not the essence, but most citizens do not know, they sign, and partially early repayment for the difference of 120, yes short, short yes break and the final question, a father with many children ran away with his family from his own home because of three dozen neighbors dogs, make tunnels, come to us, walking around...

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on ntv meeting place, before we ask the final question, i, dear viewers, want to inform you with joy and pleasure that our program now has one more, and, as it were , another way to communicate with you, this is a channel on the yandexzen platform, give me this video, because here you can now see a link on your screens, and here is the qr code directly by which you can subscribe, why do you just need it is necessary to do this, because it is on... this platform that you will be able to see all the most interesting stories of our program in text format, that is, you will be able to read them, moreover, this is a completely unique story, you will be able to familiarize yourself with the primary sources that we use it in the editorial office, when we create these stories of ours, practically you now become our colleagues, like co-creators of the program, you are required to actively comment, give even more likes,

this will be useful to us later, so as for the questions, i already forgot while i was advertising, is it possible for us to live in modern russia without loans, anatoly gennadievich, or is that all, this is a new reality and we have to live with it with loans, well anton i have already named the figure: 23 million people have payment cards, the population is 147 million, so, that is, 120 million, even 125 have almost no payment cards, credit cards, well, let’s take away the children, 70-80 million. they use cards, that is, it is possible, but at the same time there will be cards in life, alexey nikolaevich, you are just a little more succinct , then in terms of time, i forgot a lot, i live without loans, on the one hand, on the other hand , cheap credit is a way to develop the economy, so the more cheap credit, the better we will live, that’s all , i understand you, anton valerievich, unfortunately, no, if you are not initially provided with everything you need, if your parents are not some rich people, and if you do not receive money and

you are not a top manager of gazprom, of course you will take it. who is able to buy an apartment in moscow, if he didn’t have previous housing in moscow before, without a loan, i just don’t know, if he’s not familiar to me, some kind of loan, accordingly, is just a loan.

it is forbidden. 14:00 weekday ntv, all the best to you, this was the meeting place, which will change , goodbye. the will to live, a seriously early participant in the special operation underwent rehabilitation, and is now engaged in business and teaching children. azerbaijan is preparing for early presidential elections. what is the current balance of power in the republic? ecuador is preparing a response to russia’s ban on the transport of some bananas from this country, what it can be, we will tell you in business news. leaders from all over the world send their well wishes to karl.