did you say the full from all the end of it, say that new technologies now you've got a number of countries in this, you multi total? well, the that is saying, no, we don't want to have one global reserve currency. we one country that uses that as that you know, that car and see to see what we can do and use as a essentially of what kind of war that talking about using that come and see what should be dictated really by the size of their economy. right, it makes probably no sense to anyone that everyone uses the us dollar, whereas the us economies stock night thing, best thing. why didn't we use or lock currencies to trade with each other? and i think we've seen the way in which the us has managed to this fiscal policy. it has been completely reckless. they had a very big warning in 2008 with the financial crash and many warnings the full that . but it see they just ignored it. they continued to print a lot of money. they continued to run a nice financial sanctions against countries that some countries that i've done absolutely nothing to offend them whatsoever. it's the amount of data that the us, the us that the us government is in treaty and zip on trillions of dollars. if

you're in that much, that's it, you're in currency then what's the value of it? i think the countries are looking at other options because the us so it doesn't take a rocket science or even an economist a workout. it's a, it's a pretty dead stop now. as well that see run up of the news you need to know will be back at the top of the next hour. the fresh look at all of those stories and much more the hope that you can join us. the virginia in these mountains is certainly rewarding. but it takes a lot of energy and man, and my hungry. luckily, i'm in north a city where food is almost a 4th of religious recipes are handed down for generations without changes. and this qualifies for being part of the unit sco world heritage. intangible list, that's the, again, the

adoption is all around us. even if we don't see it, it is estimated that between 2 to 4 percent of americans have adopted and more than a 3rd have considered it. adoption gets hopeful, parents the opportunity to raise a child that they wouldn't have otherwise for a couple struggling with infertility. adoption is a karen teed way to add a child to their family without the emotional health and financial risk involved in the idea of treatment. i'm christy, and today we're going to be going through the complicated process of adoption from agency fees to legal expenses and the nuances of private and agency driven adoption . the adoption is a deeply personal and emotional journey,

but the process can be intricate. many families considering adoption have to 1st decide between working with a deduction agency or completing an independent adoption. now the primary difference between the 2 is with an agency, a. the adoption professional will work with you through every step from matching and screening to communicating with prospective birth parents, and legally finalizing the adoption. it is essentially an all inclusive one stop shop. while independence has options require the adoptive parents to outsource the services that they need for multiple adoption professionals. and then attempt to screen themselves. adoption agencies usually coordinate advertising for adoptive families using large networks and professional media services. they work with a large pool of pregnant women considering adoption and can match them to parents based on both parties. preferences such as the amount of contact that they like to share after the placement. working with an experienced agency can also help to

lower the risk of adoption fraud, as adoption agencies carefully screen expense to mothers and gauge their commitment and sincerity before matching them. some will also provide financial protection in the case of adoption fraud. now the process of adoption typically involves a series of steps starting with a decision to adopt followed by home studies, paper work background checks, and finally waiting periods. this process aims to ensure a safe and nurturing environment for the child, balancing the needs of both the adoptive family and the child. when working with a private agency or an attorney, a major expense and the adoption process goes toward matching with a birth mother. these consulting and advertising costs can range between $3000.00 to $7000.00. then you have to pay for the medical bills of the birth mother, which can range between $6.00 to $8000.00. and afterwards there's a home study. a home study is when the prospective parents and their family members

are checked out to make sure that they would provide a safe and loving place for our child. it requires you to produce documents, including financial statements, employment records, and letters from your doctor about your latest physical. you also have to do background checks and interviews, and these home studies can range from 2000 to $4000.00. this step also includes education and training through books and online courses which can range from a $100.00 to $600.00. in the u. s. a social worker visits the family multiple times over a 6 month period after the child has been placed in the home. fees for these polls . placement reporting can range from $1500.00 to $2000.00. legal fees are also a half the burden in adoption. as this includes terminating the rights of the birth parent, port filings negotiating the birth mothers expenses, and finalizing the adoption after the post placement reporting period. in total domestic adoption costs can range anywhere between $30000.00 to $60000.00 if you

adopt through an agency. it is slightly less expensive to pursue an independent adoption, which will cost between $25000.00 to $45000.00. and now today we're joined by author mira arriving to now, mira, what advice would you give to families who are just starting the adoption process and what challenges might they anticipate? a lot of challenges. parenting is a challenge. adoption is like 10 layers of challenge on top of the normal challenge of parenting. um, but what i would suggest is read, read, read. there are tons of books and you can get them at your library. you don't have to buy them. i have a reading list of articles that i'm going to try and submit somehow through this through this electronics here. but or anybody could email me,

ask do would for reading list, but you really have, there's a lot to learn about adoption. there are so many different types of adoption. if you're talking about people from where i am here in the united states adopting, there are 2 major types of adoption is domestic adoption within the country, large, but this is really true of any one, i suppose. domestic adoption is, was in the same country. and international adoption or trans national adoption is adopting a child from another country. and that adds yet more layers of challenges as does trans, racial adoption. so, you really gotta read up on this stuff. it's not like going out and buying a car where you might want to read up on um, you know,

reviews of the different cars, um and what their safety records are and what mileage they get. but this is like a 1000 times more complicated than that, because at 1st of all, if you're talking about human beings, you're talking about bringing a vulnerable child into your home when you adopt and so you cannot be too careful and you cannot be too over knowledgeable you can't read too much because it is just such a myriad of, of different types of adoption. even within domestics, there's open adoption and closed. adoption is semi open and international varies totally depending on what country you're adopting

from. adoption also comes with a significant financial commitment. what resources are available to alleviate the financial burden of adoption? we'll see i personally would consider that the least important issue because if finances is a real big issue for somebody, maybe they shouldn't consider adoption. it is going to be way more expensive than having a baby i i, i don't actually, i haven't looked up the recent statistics, but of course it is a big difference there. whether you have a health insurance or not. if you're paying for it out of pocket, it might be similar to adopting a baby. a domestic adoption in the united states runs approximately $40.00 to $50000.00 and up. international adoptions you get on top of all of that. you have to weigh you and your travel to the country. they're not going to deliver the baby to you. you have to travel there and preferably,

spend some time with the child that you're thinking of adopting and see how he fits in with your family. so yeah, that the expenses to me. yeah, it is. it's very, very expensive and you shouldn't go into it unless you think you can handle it. but i think there was so many more important issues. i think that families going into this have to look into their own space emotionally, if they went through infertility, or if they went through multiple miscarriages with which a high percentage of the doctors have been there going into it with these scores and this hurt and they're looking for a new baby to make that a little better and that's kind of a unfair burden to place on

a child to make your hurts better. you need to deal with those hurts yourself 1st and you need to deal with the fact that no matter how much you love this baby, it's not. it's not a baby that was born to you. and if you have any visions in your head of what your baby might have looked like, or might have behaved like, you may wind up very disappointed because it's going to be very different. it's not going to be the same. and as the children get older, if they have any um, normal teenage problems whatsoever. adoptive parents. busy often get very, very scared and think god knows what this child inherited. if the child is acting out in a very annoying, away with the adoptive parent can freak out and think, are they going to become drug addicts? because of their birth?

stay emily with drug addicts or just because we don't know what the family was. you know it's, this is sarah and uncle joe have a baby in the baby at in his teen years. starts acting out. everyone says, oh yeah, well of course liquid uncle joe was like when he was a teenager, you have a basis for comparison. but when you're adopting a stranger, which is what you're doing, whether it's domestic or transnational, when you're adopting a stranger, you have nothing to draw on except fear of what might be. thank you so much more on the, please stick around to. we have author, mira arrive and who will stay with us right here after the break. and when we come back, we'll discuss what factors make adoption more costly and complicated. stay tuned for all the details the

to that the media does a yeah. who is on this because of the of the associated vehicle. got you to go into it to you and you're doing the properties is up as just on the some. so i assume you see if this was because they had some was doing what's good about the the, the media to decide enough that goes what it is. uh my, your it was the one year that it was already sides. so i don't think that spring spit use it up. the echo is that glitched, i know the the

take a fresh look around his life kaleidoscopic isn't just a shifted reality distortion by how of tired vision with no real live indians. fixtures designed to simplify will confuse really once a better wills, and is it just because it shows you few fractured images presented as 1st? can you see through their illusion going underground? can the adoption costs can quickly become expensive. in part because adopting a child involves the time and services of a slew professionals, including lawyers,

social workers, doctors, counselors, and government officials. but adoption can happen domestically or internationally. international adoptions involve adopting a child from another country which brings a unique set of cultural consideration. factors such as timeline, legal requirements and cultural alignment can often influence a choice. now the cheapest country to adopt from is actually often your own. this is because you don't have to deal with visas, immigration international, airfare, hotels abroad, and other costs related to international adoptions. if you adopt domestically, but that being said, china has been a popular choice for many adoptive parents in the past due to its relatively lower adoption costs. columbia is also another country where adoption costs tend to be more affordable compared to other nations. ukraine is also an attractive option for adoptive parents. as a country offers a relatively streamlined adoption process,

and the costs involved are more affordable than in other european countries. so it is usually cheaper for a us citizen to adopt domestically from the us, them from abroad. but there are instances where adopting domestically can be more expensive. these costs can very significantly, depending on factors such as the type of adoption, if it's private or through an agency. legal fees. birth mother expenses, hospital bills and more. on average, international adoptions can cost anywhere from $20000.00 to $50000.00. however, certain countries may have lower or higher associated costs depending on the specific requirements other adoption process. typical expenses include agency fees, legal costs, home study fees, and sometimes travel expenses for international adoptions. but adoption doesn't just and when you're placed with your adoptive family, the process of adoption is a lifelong one for everyone involved and everyone's experience is unique. while

adoption is mostly positive experience for many, some people have experienced negative effects of adoption on children. for some adoption affects, the child mental and emotional health negatively possible. psychological effects of adoption include, struggles with low self esteem, identity issues or feeling unsure of where they fit in difficulty for me. emotional attachments, and a sense of loss related to their birth family. one of the biggest problems faced by adopted adults is the lack of information available enclosed adoptions. there's a lack of medical or social history making it difficult for these adopt these and their children to diagnose health problems with no knowledge of where they inherited some genetic, physical or personality traits and no answers about why they were placed for adoption. and no information about their birth family. so for this and more, let's bring in again, author, mira arriving a so mirror. are there any heading costs that families might overlook when

budgeting for an adoption, hidden course in domestic adoption? like i said, if you're going to be financing the 1st some of the through, you know, she might already have a baby, it might be a mother who's, you know, to her 2nd or 3rd baby. and so then it's not a question, but yet the, the usual method is supporting an expectant mother. and that's the limit there is your limit on what you can afford and, and, and to be careful not to be taken advantage of. um is that a hidden something that they need to watch as well? no, they would know that ahead of time that they would probably want to um would be expected to finance the the the mothers pregnancy. because 99 percent of the time mothers are giving up babies because they cannot afford to raise another child . and they cannot afford to have this baby. so they asked for, you know,

they need some financial aid and, and, and support from you and, or from the whatever government sources they can get it hidden costs. i think there's more in trans national adoption because i think people don't realize how long they may have to stay in the country that they're going to to pick up the child. it might not be zips up 123 again. it was the plane go to the agency and they hand you a baby. some money i read all the time. about adoptive parents that stopped in one country or another, waiting for the approvals for everything to go through the course. they're trying to be more careful now. they used to be so much corruption. i mean, there still is, but they used to be corruption to the point that, that they would pick up a woman in a supermarket and say, come with me, i want you to sign these papers and she has nothing to do with pregnancy or

adoption. but she signs work that she's with mother and she's given permission for her baby to be adopted. and this used to happen regularly in guatemala and other places. so now they are trying to be more careful. and how do government policies and subsidies differ between countries when it comes to supporting adoptive families financially? here in the states, they would get a subsidy. if the child had some special needs, that would be either a domestic or an international adoption. once a doctor would verify that the child has some learning disability or physical disability, they're entitled to a subsidized adoption. so that, um, how much it is. i couldn't tell you what changes year to year and state to state. obviously they will pay the chest to look into it if they're adopting internationally. a big mistake that a lot of the doctors make is they think when they bring this baby home or this

child home. and if they've gone through all the paperwork and the adoption is all signed, sealed and delivered, and they went to court and the child as they are, as they assume that that child is now an american citizen. it's not. and unfortunately, no one along the line is telling them this. i mean, now it's become a big issue. so i would assume that more support groups are aware of this and are telling this to people. but a lot of these adoptive parents are finding out that they are their children, that are adults now are at risk of being deported to a country that they've never lived in. don't speak the language, i have no way of earning a living there. and they are that they're at risk of being deported. and that's something you can google uh, d port ation in adoption. and you can read article lift article as of these,

the adoptive parents or the adult adoptees dealing with this issue. and it's not fun. when you are, there are countries that offer more comprehensive financial assistance to make an option more accessible. sweden is the receiving country. why is the receiving country great britain? all of the u. k. is receiving spain receives italy receives what their policies are. they are whether they help support them. i don't know. i really don't know. we're starting to get more and more into being supportive of it. like they're trying to encourage more employers to give uh, families who are adopting similar time off as, as a you know, maternity leave. i don't even know like i said, the state to state things very here. the pen credit is the tax credit is the one

thing i know it's federal and every year it goes up that they are steady and it's federal. but otherwise everything in adoption is very state to state. are the notable differences in the support provided by international adoption agencies based on their location? i don't know of any support that they give it a wall. and the reason being is they're sitting in the cat bird. see what i told you before. the difference between supply and demand. there are, it's estimated $36.00 individuals or couples buying for each baby that's available for adoption of $36.00 to $1.00. and i think the figure is too low because i don't think when that figure was calculated. i think it was before same sex adoptions became is huge and popular as they. busy now, i would say it's probably more like $50.00 to $1.00,

but why would they have to give support and hold your hand and say, oh come you sweetheart. this is what you need to know and you need to worry about your money being ripped to us. no, they're not going to help you with that figure to save you. if you scale it, we, if i have 10 other people waiting on line for this baby and beyond the initial adoption costs, what ongoing financial considerations should adoptive families be mindful of, especially in terms of health care, education and other essential needs? well, health care the charge would be like i said, considered their child. so it would be covered under the parents health insurance. and if the child had special needs that they would be subsidized for, um, what, what would be a concern and would come under the category of that wonderful question. you asked, unknown concerns that people should be aware of. it might not be

children that are adopted at any age, even a newborn infant taken. you know, because of the, in domestic adoptions, the adoptive parents are right there and the delivery room and they take the baby immediately. if it's, even if it's a newborn infant, that child suffers a trauma because they, in, in utah row, the child has become accustomed to the sounds, the smell, the rhythms of the, of the just stating mazda. and they've done a lot of, sorry, anticipate studies on this. they've given newborn babies pads from, from mother's brows where they were dripping milk. and they put it near the baby. and then they put another piece of cloth with just stew of what milk. busy store bought formula and the baby was always turned his head towards the smell of his own

mother's milk. they know that snail. they know the sound of their mothers. they know the reason of their mother's a bodies. and they also did experiments with face recognition. and the babies will look more at their own mothers that anybody else post adoption adjustments can be challenging. so what advice do you have for families navigating the initial phase of integrating and adopt a child into their family? first thing, what i said before, make sure that they've dealt with all their own grief. you don't want to put your grief on the child or expect the child to fix it for you. so make sure you've done ample, ample grief, work around whatever 3 few went through miscarriages. ringback never, it was that you went through. do you agree for it 1st? second thing is make sure both parties in

a couple are on the same page. the, um, it's in heterosexual couples. for some reason i see more women taking the reins and the husbands kind of sitting back and letting it happen. and you're always wonder, then is the husband really into it as much, you know? and that's something very important for both couple both parties in the couple to face very openly. are you doing this just to please me? or did you really want this as much as i do? and are you going to feel comfortable raising a charo that is not biologically yours? they both have to come to terms with all of that. thank you so much narrow arrive and for all your time today. the adoption and foster care is also another option for couples. this involves working with

a public child welfare agency or state contracted private agency to identify children in foster care or waiting for adoptive homes. this involves minimal expense, typically less than a $1000.00. well, private adoptions tend to be considerably more expensive. this is due to the federal and state adoption assistance programs, which minimize the financial ops to goals and encourage the placement of children who are more difficult to place due to their age or issues. most foster care children will be older and the adjustment period may take longer, which is why many couples look to adopt from birth instead. so they don't miss out on a significant portion of their child's life. many kids placed in foster care and up going back to their biological parents to at some point. and couples fear being too attached to a child, only to lose them in the end. but even though there are risks in the end, every child deserves a loving home and someone to take them in. i'm christie. i thanks for watching and

we'll see you right back here next time on the cost of everything. the 1941 with the nazis help creation ultram nationalist, the massages the claim, the independent state of croatia shortly on the seizing power. they build the same events, concentration camp a place associated with the was the trustees committed in yugoslavia during we'll go to use dash is use the cam system to isolate and exterminate subs, roma, jews, and other non catholic minorities and political opponents of the fascist regime conditions in the scene of us campbell, who renders the gods to which it to arise and the prison, and they send them their concentration camps. so most of them

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