the regions and the most important things that is really good experience because you can handle in the extreme claim with in, with how you weren't, we just presume is usually an ex 3 claim which is a really good one. now gary is back in st. petersburg to continue his education and even if he doesn't want to admit it, getty has become an inspiration for many young innovations in following their dreams. they're big and i think the whole reporting from jakarta for r t. yeah, in today's here, by the way, is a back on the market to stop buying russian oil again off of your credit and complet kicked off of your contract co. but it's not the type of russian energy but refuse to join the west and sanctions against moscow. but now it looks like it's an easier well joined the ranks of china, india and turkey resuming that, the consumption distribution energy from the russian federation. this is the

i think it mentioned investment in, you know, it goes on a role as well. i mean, there is no, nobody wants to be left behind a we have some of the most successful multinational companies i knew and what the same company is. i'm not for me, this kind of money in china, and i think as a woman, i always felt i was a bit of a full, efficient and bully that there was people or they would just reach in for me to feed maybe to, you know, i mean, i mentioned the fact, i mean most of my career i've spent positioning in deal because i worked with foreign bags. and a lot of our work was trying to brings capital into the, to hello and welcome. my name is i know from kids make them to my show in this

double and an uncertain will of today the focus now more than ever is on india bought a guess today is the former country head of at sbc in the next president of the foundation of indian chambers of commerce and industry may not allow kid. why isn't indian banker chartered accountants and business executives. she was not only the 1st indian woman to get an m, b, a from harvard business school, but also the 1st woman to lead a foreign bank in india. and she has served on various boards and has been involved in numerous roles as an advisor for the indian government, including prime ministers, trade and industry council, and 2013. she was awarded the pod mustering one of india's highest civilian honors for her contributions to trade and industry. nina is a strong advocate for ginger diversity in the workplace, and is deeply involved in philanthropic activities,

particularly in the fields of health care and sanitation. coming in a lot of good. we thank to incident on it to be here with you today. no, i'm so happy. i'm so happy that you have come. you come from a legacy family. what was it like growing up? well, i would love to say that i was fortunate to have of a progressive parents of father and mother who delighted in the achievements of mine. and my sister who went on tools to become india is needing golfer and his students one of into is needing a coaches in gauze. and that are janelle worthy. and in my case, my sort of trajectory much more into the finance of my father was the you of an insurance company. so she took the golfing gmc, was an absolute because fanatic. and i took his financial jeans. oh, and i think the listen for a lot of us is how important father is in the she think of as good as,

as we grew up itself and just missed mothers. it's left to why the families because the funds are busy. they're working, but i put together a book i knew from co t women and paul. ok. their voice has their stories and almost with one voice. every one of these women itchy, was the biggest influence in their life. was that father's? and what was the strict in his teachings annoyingly to you, or was he affectionate? loving. how is it? a man of great integrity, very busy, affectionate, but not physically, demonstrably solved boy of his day for me. and though i had a lot of influences the that was a not continued in nature. so, so at every stage of my career, particularly i wanted to go off to do an m, b, a at the harvard business school of uncouth religion detractors. and sort of trying to influence my mother into, you know, she's just 22 years old and i'm going to send her off to the us. you know, she's never come back. she get married to a phone or no, and it has all of this nonsense. and i, luckily, luckily had

a father who understood my aspirations for myself and the mother who didn't let any of this get in the week. and the good part of it is because i had all these needs here. it's kind of how it was going to be a waste of money and time that so i was out to prove them wrong to do it wrong. so it's head sometimes to have those negative influence for us because they can become big positives in life. and you're the 1st one to go to harvard business school. how is it being in, in women in less than 1982. huh. well, you know, i didn't go there knowing i was the 1st stove one month into the school having started i was someone to the office and i thought, oh my god, those men exactly. okay. i don't know what have i done and they was, they gave me a little check and they said you are the 1st indian woman and you know, the business school is amazing. so, so that's how i lot about it. when i was there in the eighty's. so this was 90 need to, to a to, to it was very little news in india and for the e mail,

there was no television in those days. you relied on newspapers that you're reporting on india was about fathers and floods and poverty. and we have a scene as a nation of sneak thomas and fx and not for what we are doing today. so as long as you have energy and time on my part, you mentioned to educating my classmates in to what we are about and the to jesus that they used to be taught at the harvard business school. and the 2 and a half cases that they had at the time. where is this, how colquitt struck todo into an id, haven't had to even deal in the days when we worked because with the cetera directions to fire change, regulation act with indian companies were foreign companies were not allowed to hold more than 40 percent. so it was a very negative treatment and understanding of india, even at the business school today, that same business school has a research center in, in do and what's new cases. and some of the important clauses happened on indian

cases. i mean, most of my career i've spent positioning in deal because i worked with foreign banks and a lot of our workforce trying to bring capital into india. and it used to be in a post story trying to sell the india story, you know, 2515 years ago. what do you think the perception changed? because i can get to new york, they're becoming more educated about a deal with both. but most certainly the latter to sell me the letter to and read to became a lot of clicked on 5200. i'm just happy to to, to the the, the big change in 1992. when in the opened up yes. and with that opening came uh, a marketing of in deal abroad and the desire to bring capitalist into india both in terms of what because for an institutional investors into our capital markets. but also the foreign direct investment companies being actually invited to come in. and with that change, i think we've been able to ensure that those that have come has made good money,

have stayed hill over, have some of the most successful merchant national companies i knew in what the same company is. i'm not me, this kind of money in china. we look at the success stories and some things like geneva or in india in the sun deavers and the scale of the engine operation, which is, you know, using the a quarter of what's needed globally, or even banks like i worked with a, with india. i was amongst the top 5 even when i will see you of the bank of top 5 and the hsbc system in terms of profit and performance. i'm equally to do, you know, maybe rising to be amongst the top treat. so the subsidiaries that are in deal in successful m. n c's, a very important subsidiaries of the merchant, national companies and the success stories as which by others who see what it is they can do it. so can we, right? and so we can get more and more the excitement to come in and invest in our story. and right now in gears on a route, i mean there is no,

nobody wants to be left behind, excuse me, to be a really beautiful point in our history. which the muskrat with both hands. i totally agree with you. but you went into banking house, chauvinistic, was the enlightenment when you started, you know i, i have to see that i've gone feeling that i was discriminated. ok in any way. i think the business school degree helped me because it was sort of a top of great ability. of course, i was also fortunate to be working in investment banking. me where you kind of sink or swim based on the being to do it's very obvious for succeed with don't. so it was hard for bosses to dispute what you had done because it was your dean and nobody has really came credit for it. so i think for these factors helped me, if at all there was sort of strain which was much more of an india in the corporate world, it was a hierarchy to me and that tends to go more to age. if you being young was

creating more of a challenge and trying to move it into what was a better dr. see to getting rewarded for which one did not for the age, which explained to him the company was fuzzy. more of a challenge than now, the gender thing. so what was your driving force? what was it that does make you go for it? i just felt every time i met other people and who was successful in good, i did with many lessons known me. and i would often think when, if he or she would do it in prison more he's and she's been why not i, what does it take me to be there? the big driving force, of course, often was the nice is the people who would say, oh, i mean, you know, she's human. so she's a lightweight or the own codes and had said in the past that education is ways to energy and time. she has to get them married, and so it's the nice heroes at every stage that i guess have elizabeth competitive

. i paid a lot of sports out of the out there to get those. your favorite is good. but i, i paid basketball for the school for the state. i played badminton for the school in state. uh so, yeah, so primarily those 2 games, but then one give i gave them up soon after college. oh, but the competitiveness of knowing what it seems like doing and lose stayed with me and i think that drove it to that. it was always a little bit of i can get the if i want to, if i will. cod. and there was always encouragement at the home front to help me drive myself into directions that i felt really important for me to all, to do, dealing with feelings in early stages of your life. very bad, very bad. think because you feel as juvenile, anybody and secure, and unsure of you know, says as a young person who may not show it to me, but he just thought i'd the feel seems like this has to collapse. this is doing,

steve, and i think is a woman's, i always felt i was a bit of a vision. and boy, they were people are, they were just waiting for me to feed maybe towards, you know, i mean, the mention the bank. so you felt that you sort of let down all of them and find not just yourself and that put a hell of a lot of stream on one. so i see if i hadn't had that i might have had more fun than i had the pleasure to see in the process. but uh, i think at the end of the, the lunch at the, again, my father was a big thoughts with an influence to really help me understand that celia was always a listen. i'm going forward of it. it was only a feeling if i didn't know what the lesson was. and some of the most interesting turning points in like 3 of a points with which look like. feel like when i look back actually shaped, which was a very important mix, still victims for myself. how is the banking and carpet in the scene and get

changed over the past few decades of how i go about. i mean, look, when i entered the industry, we made our fortunes on federal dilution, which was companies that in your team, they share as in india and going out to d. it's absolutely the way we want companies to come into india. when i started my career, we did not have to stock exchanges. the bond based off the exchange was refusing to change with the times to improve us had issues the ideal of setting up a new stock exchange. and hence you for the in this seat. yes. come up because we just could not get the order to change. so the innocent came in and so we took them on based off the exchange and that for the moment stuff has changed to change. we had stocks, shares, certificates, which will filed up invoice. you put in move for myers because of the people that to which has been the whole stock exchange corporation of india. maybe had every

certificate had to actually move into digital mode. and we had a lot of scans as a result. and you know, the super good certificates floating around with it was so much that was different . but we were able to bring a lot of change of views with difficulty that we've been doing 400 cores and to the, you know, the 1000 towards us from in l. i see it show that market has already absorbed. so the scale of what we are able to absorb to be an adult that they didn't do because people like you and me of putting all money into the stock market and putting it into mutual funds. and these funds now buying these shares, right? which otherwise we used to wait for foreign capital to buy. i remember that we were looking to do a 100 deal bond for lines indices when i was at morgan sandy and no other firm had

done this in india. and we struggled to make sure that it could get off the ground and really reliance with really do it. and it did. but from day to maybe up to date in terms of addict insurance, that's happening in the markets. it's. so it's not just in a quick story for us, we need to do more, but the success of our capital markets, the scales on banks and i, c, i, c, h, e, a, c, v is banks to deem to not exist as banks, right? when i started my career, i see i see i was a project finance institution. immediately put the money in, read the bank due to in terms of equity. yeah. you know, because i work for a bank, we didn't invest in stock. so my principal of this was no conflict, so i only have invested in mutual funds. i didn't trade on the stock market. and what do you think are the advantages of india as an insect that today? the advantages, i think the biggest advantages derives from the high savings rates and the country

. but also from the fact that we now have what can i launch max. and this is particularly true of the private sector banks, the strength of the i, c. c, as each day of c's actually is particularly hundreds. these banks coming to the system, also the scale of a state bank, the window, and the public sector backs. uh, if at all i have some of his vision and seeing that it is absolutely the id, the banking system. it is that we have 234 does of a banking system is with public sector banks. and i would certainly like to see some of that shareholders do that sort of dilute down either from what was being promised as some privatization or to the group of the private sector doesn't have to meet some shrinkage on one side can be to growth. and the other so that we get a little more balance into the system. but so this, this principle of bags today, the law not performing assets or in fairly good shape. so next question is very

important for me personally. what you'd indians invest in today to be there tomorrow. so yeah, i think it's an investment in new uh goes, it's not about investing abroad. and these fortunately, limited money, budgeted school abroad. i think for each of us, it is uh uh, at one level, of course, if i can go away from financial markets, it's education, it's our culture out. it's everything that is the south side of india, which actually is football foot in a global context. i mean, it does not for bollywood. and before we even known for anything we were doing the financial mulkins quite honestly. yeah. i mean, even in china and russia, you name these countries in india was known for the films it was making. oh for odd for that it was not becoming a soft file, means we were known that oh yeah, for them i liked the snake. john was a 1000000 and they thought they didn't send it might only about dancing around the

trees and things like that. yeah, it is. and before the good excited them about india was it's poverty and send them . oh yeah. it's uh, you know, it's the exact word and they said something like the use of to degrees and yeah. yeah. and they would classics. they what amazing but yeah i, i feel that the send them off and they present it outside should be send them up in the afternoon. yeah. i'll prove i've got some of that is coming through it. is it? does it mean yes, a lot more thoughtful and it's so important because it is a fortune of what india is today. yeah. and i think if we can continue to invest in all of the course, general is what you would find design invest into w h to model. yeah. so i think we have the state. ok, so even though it was the land in short supply and just the sure special population, but we have to have, i think about in sports. and so the idea would be, you know, maybe a toad in your industry to put in debt in simmons. i put in the equity and

a little bit in maybe the commodity markets like for that. so just so you end up with this balance portfolio. and i would say it's best to do it for mutual funds. and that's what's really happening. people are investing to 6 and that vote of money is helping in do because even when do with capital went out, this is the flows time in history. that wind blew this capital markets reacted with money leaving in deal. we did not see our stuff. markets did because we had enough of domestic savings coming to these 6 and the buying that is happening in guam mutual funds. so our mutual funds through the gap, they saw it and as an opportunity to buy a share prices fit. and this is what we call in the mature market. it's domestic saving, domestic money, which is fair, has been profile pockets. we have not over dependent on foreign capital it the more how much is the role of the government and doing that,

i would like to say it's really, there's a lot of companies that companies have to do with a system of markets to grow up and government can shout from the rooftops, but in my company's going to where it's no markets won't go up, but the government creates an ecosystem for the companies to do it. right. the government has to create an ego system where it's regulations don't keep jumping and changing, which makes it hard for them. the one and the corporate sector to people, but also for investors to have to understand the tax and the payments. and we did a lot of shopping and changing which put all foreign capital because they just put an understand tax and beyond the point. and there was too much litigation, their own tax, which means a lot of foreign capital unhappy. and we do have some dependency on private equity, which is money that comes in in large chunks into our companies, and then going to need for institutional investors investing here. and we have to say good bye to the teams like for the phone and the kind of tax mess we got us headed into with retrospective taxation and the hardware reputation recreated for

us is with the practice we could come in with rich retrospective tax. so visa, hard lessons and lessons been known by us and which i'm sure we've been non compete as in do. some governance fluid has to be about fan is a just is a quick resolution of problems lending a hill to things that are not so happening. being able to solve for that uh, making sure that they play a very fast system that we do create an on even playing field full in favor of some use of the others as though they knew that corporate just do what they do best, which is the run they companies, they make sure that they create with the make sure that they put the community spirit to corporate. and if they don't do it right here, one of them, oh, you make sure that they get find the bigots to, to add that data. and the justice system has appeared with so what government in

this and not institutions, which would be the strength of even get tomorrow. one. so how important is the corporate is social responsibility initiative? the csr. so it's very important. i think when csr 1st came in the debate, who, how did it come in? just as human as legislation of having said that, there was a village tradition among even game companies in giving yes. like does bill that they have for very long, even without regulation, you know, being give us into society. what did change was when became a regular nation, that those that weren't in there had to know thoughts with 2 percent of their profits into areas that were important in terms of community and community development. i think it gave a whole new focus to the rig companies for themselves. and many companies initially just throw checks to in june, then they began to feel to be shipped to more. so the engagement of companies in

actually monitoring and working down at the grass roots began to change. and in fact, one of the areas i'm working in now, which is incentive patient with the ministry of drinking water and sanitation so that you can just send additional for addition, which is in, in june, which i started. and what we're doing did is with the full predictor of going in and adopting models, images down at the grassroots with the government has said, we don't need your money. if the corporate, we don't need to money, we have enough money sitting in the system to help these villages become model villages. the ones you're in the corporate sector to adult. these villages to make sure that we can take all of the boxes one goes into a model village and bid. you can just make sure the execution happens. we've had the 1st incorporates come forward in this program. they've adopted these villages

to make sure that they become one of the villages and the next phase of the program . we have another 54 parents coming in saying, hey, we like the success of what we seen. this is a top public private partnership. we would love to play a role to hasn't come and spend its money incentive station in water, in the villages, it'd be bulkhead or the village of the sound of factories or the villages that are open to us. and so it's a national program. and i think this is what we want, that every citizen, every corporate takes the responsibility to make sure that money that needs to be spent in particular ways and then money that's sitting there and getting spend, get spent. so tell us about the invest in addition coalition and the impact it has had. so my work is really sanitation for to it impacts women in a very big way as you can imagine, what day is such and so forth, a subject for women. but the area we book it is really more to do with the bringing

what was initially this like product missions, program and i started and decided it is going to some just 6 months before the prime minister announced the switch by that mission. so just to look at, re moved from behavior, change and toilet building seemed bit of toilet to make sure people use them. you get them to make the toilets. but now it's a lot about treatment that what was into the, to end it needs to be treated otherwise goes right back into the feed, a ride back into our water bodies right back into our rivers untreated. and it's the same mess. mice will let people who missed a death in the 1st place. yes, for the treatment side of it is very important in the government or the huge program on that too. and the mommy's on the along the ganges. but also at each village level how, how the seat debrief comes from the door and how do we recover water and how, which is called the resource recovery program at no cost increase management. i mean the last in every way. it's also just thoughts. it's something that if we can,

donal, it can be viewed, it can be used for fewer, it can be used for recycling. it can be used in methods which we have yet to discover. but what do we do, or we checked it in the way, rather than collect it in a way that they can be used. so this journey for and it's going to be a very important one on how the cover at the site and waste everything with it sewage, whether it's water, whether it's plastic so that we can really have a clean, hygienic, in deal one way beyond fully sick. all the time when women benefit in particular because it via the caregivers, the other ones left to stay at home, low cost at $600.00 and the other ones have to fetch water for miles. and at the end of the day, just of the proud of the nation, we had because it would be a keen and green in deal. so apart from your father, who has been your own mortgage or mentors or if i may ask,

is what so many for me because to life one doesn't just learn from one person. yes. if every person one comes in contact with, i mean i learned from my executive assistant who at the height of the rides and bomb be made. and we've only been advised not to come to office and i was in the senior role. i don't have to walk off the we go to office to find that my executive assistant today and should come from bend of so you know, you know, by me all the way down to the 4 to ill and leaving a tier to a child with a neighbor and i was like, what on earth think you're doing help? but do you need the chief search was he i put you would be here and you would need me. i mean, i was like this. she had every excuse not to come, which is here. and people like her, it's an individual who brings all that like d. o the no, i think people just bear with me a little. i'm sure. i'm sure. yeah. but i don't think it's when we chatted,

but she had to hold of her boss. she would have not done that. i would like to hear the heart of emotion. we have color to fill that side but, but so what insurance? and then i was like, you might think twice about what am i trying to do coming to office? i mean, i came in track bad, i came with my think good. so if i have to run back home, i'm going to get back and wondering why i'm doing this. and i mean, look at the lesson. she said, so i think we did lessons every day from so yeah, but some of the baby would save all i know your goal is, you know, and you see and you come back with the such enforcement of thoughts of what you want to be. so yeah, i think mentors of many made having, you know, thinking that a lot of kids. right. thank you so much and thank you for watching. and joining me next week for another dripping conversation. and let's go to the products almost the,

to take a fresh look around as a life kaleidoscopic isn't just a shifted reality distortion by power to division with no real opinions. fixtures designed to simplify will confuse really once a better wills and then it just kind of shows you fractured images, presented to this, but can you see through their illusion going underground can the

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