where are we, ruslan, in aleksandrovka, the enemy is far away , there is nothing reinforced concrete in marinka, we hollowed out everyone from here, kicked them out, what kind of car do you have? 90, handsome, azim 30-39, shot, well, if you compare the army of the beginning and the army now, from the very beginning we were all theorists, now at the moment we have already become practitioners, all this is a radio-controlled cart, yes, when there is shelling, it is necessary to supply ammunition, just like we have the person who hung the flag, that is, a miracle hero - it's you and me there was about 100 meters of open field, probably even 150, they ran there, so it turns out that three of them entered, and how did your boys run them over, right? look how very

safely they stored the drugs. there is no doubt that they conducted clinical trials on unsuspecting people. african swine fever is again in sumy, cholera in the ukrainian nikolaev. new cases of batulism. there are biological research facilities in ukraine. people began to realize how insincere and deceitful the government was.

now let's talk about the weather in the altai territory of the kemerovo region, they are eliminating the consequences of the storm wind and according to preliminary data , power outages were recorded in 168 settlements in altai alone. snowfall continues in the capital. let's talk more about the situation with meteorologist ekaterina gregorova. ekaterina, greetings. what are the forecasts for today? in altai, the peak of the storm has passed, the snow has almost stopped, and the frosts are getting worse. a sharp change in weather awaits the center of the country. it's hard to see details in the following footage: low clouds and snowfall make it difficult to determine the terrain. and so it is sometimes today. looks like moscow. at night it snowed against

the background of a sharp warming, now against the background of a cold snap. the weather in altai changed dramatically twice during the day. in rubtsovsk, for example, on wednesday night it was -25, last night +3. the snow gave way to rain, and in the morning it was already -12, despite the fact that there was a thunderstorm. it was officially recorded by three weather stations in the region: volchikha, blagoveshchenko and mamontovo. flashes were also seen in some populated areas, but due to sparking wires that was whipped by the wind. gusts in the region reached 31 m/s, almost a hurricane. the same weather swings, although without thaws , were experienced at kusbas, where the roads were blocked due to snowstorms. the main reason was snowstorms; it was stormy in the west of the krasnoyarsk territory, in the sharypovsky district. well, let's see what's happening in the atmosphere today. so, a vast cyclone circles over western siberia, it slowly moves north, gradually filling up and losing strength. kuzbass and altai are already behind the cold front, the weather here is calming down, but under

the influence of the head part of the cyclone increases the influx of cold air. western siberia, the urals and the european territory of the country are now in the grip of a large cyclonic system, and the northern urals have been under the influence of the rear, cold part throughout the week. the frosts never left here. a series of diving cyclones swept across the northwest and center, bringing warming, but now this part of the country will also be in the path of northern winds. a cyclone, the center of which is now located just north of moscow. shifts to east, its approach was associated with sharp warming and snowfalls, but after it the cyclone draws in icy arctic air, which means no less sharp cooling. well, let's see how the temperature changes. now in front of you is the data for this morning. from the gulf of finland to the upper volga there is a thaw. there is slight frost in the west of the central region. a fragment of the thaw island remains on the black sea coast near sochi. in the east of european russia the prevailing cold is average. in the northern urals - fierce

forty-degree frost, well, let's fast forward the time 2 days and look at what the forecast for january 13 promises us. so , in the morning, thirty-degree frost will again come to the perm region, below -20°, thermometers will show volgovyatsky in most of the central region, twenty-degree frost will reach the smolensk, bryansk and kursk regions, the cold will fall to the south, reaching negative temperatures even in sochi. today in the resort capital it is +5, low clouds, it rains during the day and even into the coming night the weather will not change, the rain will intensify tomorrow afternoon and will begin in the evening. it will be colder, there will be sleet, precipitation will stop on saturday night, the air will cool down to -1° and even during the day on saturday it will not be warmer. the capital region is facing another sharp change in weather: last night it was -11, in the morning 0°, this is where

the warming ended, it has already gotten colder to -4°, and today by 15:00 it will be -8, by the end of the working day -10, on the night of tomorrow frost - 15° in the region. will reach -20 against the backdrop of a cold snap now moscow will be covered in snow on friday afternoon within the city -13 already no precipitation, on saturday night in the center -23 in the region in some places up to 30 below zero, in the daytime -16, on sunday afternoon -14, but on monday it will become noticeably warmer, but we will tell you more about this in the next issues. start the year with profitable purchases at the megamarket, there will be discounts, buy toys for children with discounts of up to 70%. you can just spend gigabytes and minutes and receive gifts! connect

for a maximum of 399 rubles and get a superbox as a gift, you can! can't quit smoking? tabacquette to make it easier to quit smoking. start a new life without cigarettes. win when you bring joy to your loved ones. order an izbermarket scooter from the megamarket and win 10 million rubles. thick walls, high floors. and the signal is interfering. in order to have good mobile communications in your home, you must first have a cat. with technology, enjoy mobile communications even where there is signal interference. belaine is on your side. i saw a sign in the sky, in the harsh winter, something that has never happened will appear, the stars of the worlds will converge, where east and west meet, big and small, people and robots will come together, deft eyes and precise hands, but

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memarket will have a discount, buy toys for children with discounts of up to 70%. everyone who tells me sends money, becomes incredibly rich. quantum psychology is working with the subconscious, i’m a billionaire, you’re a billionaire, just trust as much as possible, you’re dancing, there’s a beach...

national security, ah, young, handsome, gild your pen, i’ll tell you the whole truth when you become rich, and they give away the last, it’s not just a pen, you can gild a whole herd of horses. the world saw laptops with two screens, as well as with three-dimensional images without 3d glasses. the latest developments were presented at an international exhibition in the usa. other notable new items are already we reached russia. the leading programmer, philip trofimov, will tell you how the seemingly familiar headphones can surprise everyone. this is the studio philip trofimov leading us. the ces exhibition, which is currently taking place in las vegas, is almost. every time it becomes a platform for launching completely unusual solutions regarding personal computers, for example, a couple of years

ago we saw a whole bunch of laptops with flexible screens there; not all of them made it to mass production, but nevertheless you can buy something. this time from amazing solutions a new look at the idea transformable laptop and an unusual display option for a regular laptop. the concept of a transformer, they are also called two in one, was rethought by lenovo, and in their version it is exactly two. the device here is something that looks like a regular tablet with a snap-on keyboard, or a laptop with a detachable display, in fact two conditionally independent computers under the keyboard are a full-fledged windows laptop with an intel processor, and the display, when it exists separately, is a tablet with the android operating system on a platform familiar to such devices from quvalcom, accordingly, you can connect any simple monitor to the keyboard; it will work normally as a laptop, and at the same time it will remain wireless. well, communication with an unfastened tablet, in terms of transferring files between devices, in terms of using this

tablet as a second display or a large touch input device with stylus support. in general, it looks promising, the only question is the weight of such a hybrid and its cost. the second very unusual cs laptop of this year from taimask azer, its feature is the display, which produces a three-dimensional image for viewing which does not require special glasses or any other devices, the secret is in two... cameras at the top of the display, which monitor the direction of the user’s gaze, which in turn allows you to form an image on a normal screen, thus so that a person gets the feeling of a three-dimensional image. the disadvantage of this solution is, first of all , that only one person can see 3d images, the one for whom the system is adjusted. these wonders are inaccessible to others, but as a relatively budget solution for those who, for one reason or another, need exactly... three-dimensional photos and videos - a quite promising scheme, moreover, it already exists in

conditionally serial laptops, conditionally, because with their cost of 4.00 dollars, for outside of exhibitions, no one really saw them, but now acer offers to build such monitors into a laptop at a price slightly above average. well, news from the chinese huawei, which is not very noticeable at the american cs exhibition, well, because most of it business in the usa is simply prohibited due to sanctions. but in russia, huawei is today launching a whole range of new devices, including some truly amazing ones. of course, the updated line of matebook d-16 laptops, and this is a relatively budget series, is cheaper than flagships, but in a metal case with minimal frames around the screen, in fact, thanks to them, the sixteen-inch laptop turned out to be the size of the recent fifteen-inch one. it feels like huawei is betting on this size, at least in the russian market. after changes in recent years, the chinese company, according to the merchant, is in the

top three, second only to the taiwanese msi and asus. among the fundamental changes of the new generation, it now turns 180°. it’s not very clear why, but in principle it ’s probably more convenient to watch movies in cramped conditions, for example, on an airplane. if it were turned completely inside out, it would be more convenient, but it would also be significantly more expensive. from everyday moments. there are fewer connectors here than we would like, and most importantly it does not open with one hand, and what’s surprising is that huawei is launching ip headphones in russia today, they are not inserted into the ear, but hung on it, they are very light and you quickly forget about them that there may be problems, because it’s easy to brush them off dryly, they obviously don’t they get dirty, you can hear what is happening around you, which can be useful in the city, but you need to understand that the opposite is also true. those around them hear the same thing as the owner. both headphones are the same, which

is useful, at least from the point of view of the fact that it doesn’t matter which one goes into which compartment of the case invest, and it doesn’t matter which ear they put on, they somehow magically understand their position relative to the head and adjust accordingly, from the disadvantage, depending on personal anatomy, they need the right ears, for example, on my left one in general no problem , let’s just say... such an earphone doesn’t hold up very well due to its extraordinary rights, but again the original appearance, well, it’s like that, well , it’s not suitable for everyone, we... historically defend our borders, our people and those who needs our help, although our enemies spoke different languages ​​and had different weapons, the goals were always the same: to destroy the country, to take away our freedom, but we always bravely resisted in battles, history remembers everything,

the power of unity among the people helped us win boldly. become a hero bringing victory closer, serve under a contract. at the exhibition forum russia, today is the day of the belgorod kursk region, special attention in these. regions are focusing on economic development, healthcare, and the transport and logistics sector. from vdnh to direct communication, now our correspondent alexandra perfileva. alexander, hello, what have you already seen and what surprises visitors to the russia exhibition today? yes, vera, greetings, but today is the day of the belgorod region, i want

the operator to show how many people have come here, people are coming here every minute.

“belgorod - our hearts are with you, right opposite this is the vladimir region and the voronezh region, here are also such interactive cubes, they are called the hands of belgorod, like the personification of innovation and development of the belgorod region, you also see a map of the belgorod region, but despite such a difficult geopolitical situation, according to the governor of the belgorod region, people living in this region, of course, are distinguished by their strong-willed, persistent character. despite the difficult situation, we lived , we live, we continue to develop, our main priorities, priority projects are being implemented, we do not

stop in our dynamics, we, as we were, remain one of the cleanest, most comfortable, most beautiful regions of our of course, the crown jewel of our region is its 1.5 million people. the belgorod region is also famous for its sporting achievements, including volleyball and artistic gymnastics. we all know svetlana khorkina, this is mixed martial arts mma, fedor emelianenko. at the stand we also met the minister of sports, oleg matytsin, who noted that there will be a sports component in the region. only to develop and grow stronger. sport remains one of the priorities, sports facilities are being built, people, no matter what, go in for sports, the conditions that, which we cannot now provide, the ministry of sports cannot provide regular classes, we imagine the conditions in other regions, at our sports bases,

because we are one big russian family , a sports family, and of course, at this time we must be united more than ever. also today is the day of another region, this is the kursk region. as part of the two days of regions, agreements were signed with the metalloinvest company, which will finance about 3 billion rubles in 2024 for the development of the city infrastructure, medicine, culture, sports, belgorod and kursk regions.

we built this as a practical activity, we saw that we needed it urgently, without this we cannot begin the educational process, the company will allocate 1.9 billion rubles.

kursk region for repairs of stadiums, hospitals, improvement of embankments, also in zheleznogorsk this year the creation of an alley named after andrei varychev will be completed, and improvement of many streets will begin. we are completing construction, there was no alley named after varichev, which today is already in new year holidays, was actively used by the townspeople, this is a bilateral agreement, which implies the responsibilities of the kurzh region, the responsibilities of metalloinvest, and describes the plans that we will implement in 24.

irina matyushenko has details in the program instructions. if you have accumulated loans and cannot pay them off, you can get out of the debt hole through the bankruptcy procedure. since november 2023 it has become more accessible. in this issue of the instructions, in 5 minutes we will tell you what exactly has changed, we will remind you how this works mechanism. what is bankruptcy? this is a complete or partial write-off of debts from a person. he is officially declared incompetent. after a citizen is declared bankrupt, neither banks nor collectors have the right to demand debts from him. the extrajudicial bankruptcy procedure

through the mfc has been in effect for several years, but not all debtors can take advantage of it. there are a number of requirements. let's see what has changed here. first of all , the debt limit has expanded. previously, it was from 50 to 500 thousand rubles. now from 25 thousand to a million. if if the amount is higher, you will have to go bankrupt through the courts. the second important point is that there are more grounds for a simplified bankruptcy procedure. previously, it was possible to contact the mfc only if the enforcement proceedings were completed, because the debtor did not have property to recover and did not initiate others. now you can become bankrupt without court if you have a basic income, a pension or a monthly allowance in connection with the birth and upbringing of a child. you can submit an application one year after the presentation of the writ of execution. even if enforcement proceedings not completed, and there should not be property that can be foreclosed on. in addition, the right to simplified

bankruptcy has appeared for those whose debts have been collected by bailiffs for more than 7 years, but the debt has not been repaid or has been partially repaid. these amendments are designed to help socially vulnerable groups, such as pensioners and people who receive benefits, in particular. as a striking example, these are young mothers who receive benefits for the birth of a child. previously, the law had only one provision, now there are there are already four bases for the norms. and one more important innovation: the period after which a second out-of-court bankruptcy is possible has been halved. now it's not 10, just 5 years. now about how everything happens: you need to submit a written application to the mfc, attaching a list of all known ones. debtor to creditors in the prescribed form, you need to fill it out carefully; if you miss one of the creditors or some of the obligations, the procedure will not affect them, so what? concerns the list

of creditors, the citizen himself can contact credit history bureau, he can apply to the state services portal and receive a full statement, and of course, the mfc doesn’t owe him anything, but he can apply and they will also provide him with this complete list. the mfc will check the applicant’s compliance with the established criteria and within three working days will include him in the unified federal register of bankruptcy information. it starts from now on. the procedure itself lasts 6 months. during this period , property penalties are suspended, and the accrual of interest and fines stops. the bailiffs are not can sell property to pay off debts, banks write off money from accounts. the citizen, in turn, cannot take out new loans or issue guarantees. but there remain demands that the debtor will still have to satisfy. even during an out-of-court bankruptcy procedure, he must

compensate for damage to life and health. compensate for moral damages to pay elements, and if the person is an employer, it is necessary to fulfill obligations to employees. he is obliged to cover all salary obligations, according to contractual relations with the employees he employs, until this is done, moreover, he can be held accountable as a court judge in labor cases, moreover, these employees themselves. who will not receive their salary, their profit, they can also come out with their initiative and also become in the register of creditors. and remember the main thing, bankruptcy is a last resort; it has a number of serious consequences. 5 years, when applying for a loan, you will have to warn the banks that you were bankrupt, and of course this will reduce your chances of receiving funds. for 3 years you will not be able to work in the management bodies of legal entities,

for 5 years in... insurance companies, investment funds and microfinance organizations, for as long as 10 years you can forget about the position of a top manager in a bank. therefore, lawyers advise: plan your finances for several years in advance. you can’t collect loans without looking. it is important to understand how much debt you can incur and stop in time. it is obvious that if a person cannot cope with the financial, debt load, it exceeds critically order. 60-70% exceeds his income, but this situation is still acceptable, unacceptable and is simply a signal to action when a citizen has overdue obligations, that is, he cannot pay for housing and communal services, he is in arrears on consumer loans, for example, a car loan or the same mortgage. let us repeat the most important thing: out-of-court bankruptcy has become more accessible, and

the range of debt amounts has expanded. now it ranges from 25 thousand to a million rubles, new grounds have been added, you can submit an application if your main income, pension or monthly benefits in connection with the birth and upbringing of a child, subject to a number of conditions, and you can also apply for bankruptcy through the mfc if the debts have not been repaid for 7 years or more. and finally, it became possible to undergo the procedure again after 5 years, but do not forget about the negative consequences; it is still better to correctly assess your financial needs. opportunities and not bring the situation to bankruptcy. if you have any questions, if you want to know how to find a way out of a difficult financial situation, subscribe to our telegram channel, ask, and we will help experts and we will definitely talk about this in one of the next issues of instructions. contract military personnel receive regional support measures. combat veteran status, exemption from land

tax, compensation payment. housing and communal services, vouchers to a sanatorium, vacation twice a year and other benefits from the state, everything is fair here, serve under a contract. 12 billion rubles have been allocated this year for the development of the russian housing and communal services system; in the next 2 years, 300 billion will go to the utilities sector, plus funds from the national fund welfare and infrastructure loans. vladimir putin spoke about this today in khabarovsk at a meeting with entrepreneurs. anastasia efimova is following the president’s working trip to the far east. anastasi, greetings, what other topics were discussed by the president and the entrepreneur.