on a deposit to please yourself more often, cashback bonuses in pharmacies to take care of yourself, a discount on a loan to buy what you have long dreamed of. transfer your pension to sberbank, online or in a branch, and receive special, favorable conditions. the russian economy came out on top in europe in terms of purchasing power parity, growing last year despite the harshest sanctions in history. expectations for this year are also positive, but the growth rate may be lower than in 23rd. why and how to avoid this, we talked to head of the analysis department. dmitry

belausov. hello, thank you for taking the time, we are, of course, talking about our economy; this week the president drew attention to the successes that occurred in 2023. there are also problems, first of all , we are talking about the fact that we still have gross domestic product per person. lags behind developed countries, although we, accordingly, are already the first in europe, and the economy was developing well, there were, of course, our own questions, but the main thing we are interested in is what will happen in the twenty-fourth year, but it is clear that the situation is a little complicated by the fact that we have very high interest rates, and we will also talk about this now, but nevertheless i would like to hear your forecast for this year, and, firstly, it has changed has it been a few weeks since the end of last year?

certain circumstances have changed, how do you still see these main macroeconomic indicators of our country from the point of view of you as a scientist? well, since the end of last year we have added almost no information, because now we have the first, what will be added today, the final inflation figures for last year for the first 9 days of this, well, the so-called first week, will be published in the evening. that ’s the main thing, considering that not only workers were walking, but even rosstat, it’s a joke, yes, they are also generally people working there, yes, that means, accordingly, there is always a certain delay in january, so we can get information receive only there to change forecasts somewhere, well, the reality is february, here are the stories now more or less large, they are in in general, well...

there is, the main thing is that the enemy has groped for this idea, to tighten law enforcement every now and then, creating additional problems there with margins and so on, yes, that means, well, in the first place there are problems with prices for things unknown to us , yes, that means that the main story inside the country is the story, of course, about the interest rate, because the problem there is not even the unavailability of credit resources, now two of them come from it:

they took out loans for builders in the expectation that the construction boom will continue with on the one hand, on the other hand the problem of rates not even beyond the availability of credit. why bother with investing , taking risks and so on, and here there is still a medium-term story, because investments , they save there, returning to the classic there, maybe...

why should it be more, yes, in this situation we can get a gdp growth of less 2% next year, which is of course noticeably less than this year. the key point in order for us to survive more is to move,

is to move to a more expansionary monetary policy, firstly, and secondly, to come up with something - ensuring a soft way out of this mortgage problem, so that we don’t get a crisis of collateral, so that we don’t get an increase in risks for credit institutions, so that we don’t get, i would say, a panicky tightening of the attitude of credit institutions towards borrowers, so that we are already divorced , now we will always approach them with reagent extinguishers, that’s accordingly. so far this is not very good, well, on the one hand, generally positive dynamics, on the other hand, of course, not as good as they would have been in this has just ended, yes. dmitrymovich, you have outlined the problems and risks that exist for our economy; so far,

they mainly come down to the level of interest rates and, accordingly, the supply of money. yes, the president said that the high rate is temporary, the central bank. but he says that this is also temporary, and we will reduce it , against the background of the fact that western central banks also seem to be going to reduce it this year, but we are still looking at it, despite the fact that we are trying from the global dollar system separate, but not yet it turns out that we understand all this very well, this is a separate topic, but there is a saying: there is nothing more permanent than temporary, do you think it can be realized here and these high interest rates will remain for a long time? well, that's a risk.

or the supply of loans, this is a problem , now it is a problem of stimulating and

disincentivizing investment activity, because at high rates it is easier to just keep money in the account, and the problem is that we started projects in one environment, took out loans, and ended up in another, especially this regarding construction, this is the situation here. companies that are in the field of all kinds of incentive measures there, these very

preferential lending there, and so on, and companies work in normal private business, but private business, to a large extent, means taxes. connections with state companies, this is a systemic effect of construction projects, because it’s one thing when you build a road near which there is nothing, there’s not even anywhere to eat there, i won’t point a finger at the new leningradka, yes, it’s another thing when your road is overgrown there shops, companies, repairs, something there that ensures these repairs there and so on, but this is outside and should not be inside government projects, this is exactly this...

payment system and so on, in our country, unlike in the middle there '22

or the end of '22, one of the key problems there was that even if we have money, we are investment, we can't do anything other than construction, because we can't pay for the equipment there and so on and the like, now chinese has already gone there, now learned to buy there through... intermediaries, if really necessary, other countries, equipment and so on, there is no physical limitation, now the main task is for the business to work in the new conditions, so that the high risks that objectively exist, so that they were compensated , accordingly, by good working conditions within the country, and this will allow us to gradually, this is not the story of one year, get out of... beyond this story of market pressure on labor market pressure, because

otherwise we are driving ourselves into a situation , when, due to the interest rate policy , we cool the economy and as a result reduce its production potential due to pressure on investment, at the next step we discover that our production potential has fallen further, and we must reduce it further, but the question is, what are we reducing to? up to zero so, we had a potential growth there of 4%, three there two there some further, some numbers are few, in general, i remember the first year of high school after. two left, a little left, yes, dmitriyovich, just like that, so that not a little remains, but we need growth rates not two or three, but higher, so that we really, in addition to volume, are the first economy in europe, we also raise the standard of living of people, that is, gdp per capita, which is what vladimir putin is talking about and said that we need to work a lot here, these are

the means, except, in addition, we need to increase the supply of money at an affordable price. rates, there is probably also, well, of course, an administrative barrier, that’s also what else can be done, well, there is a long-term story, there is a short-term story, but in the long term, in the long term, technological development, because until the last crisis, when our access to technology was severely cut off, we, in general, had an open technological system.

and the company would rather buy a ready-made solution on the market and will not mess with these strange people in glasses, because they don’t understand, they don’t like, don’t want, don’t understand, but there are ready-made boxed solutions now. does not work, we need to increase efficiency, including technological efficiency, because if we just replicating ready-made solutions , this will be of little use, because yes , we, in general, in the long term we will be under great pressure from the problem of labor shortages, but in the long term, already in the medium term,

the planet will have a lot of technological rent , accordingly, we need hydrocarbon rent, which means, accordingly , we need, this means this is the first lever, yes, the second line is stability, clarity and such normality of business conditions, this partly concerns medium-sized businesses, hence conditions for the implementation of projects, hence the interaction of business with state -owned companies, with the state, including participation in the formation of state projects, and here is the problem with small businesses with the fact that we either need to create an analogue of protection mechanisms as provisions at the regional level, or or and or to provide the regions with their own sources of resources, so what we have achieved is that we

are transferring more and more additional social burdens to the regions in the conditions of the northern military district, it’s all on them. lies, but their income base is not the same so that it grows directly, that means, in a secular way, what are the leaders of the regions doing, let us not tax authorities under it, only the most interesting thing is the rent for the premises, who the business occupies, and since your tax conditions seem to be normal there, but you suddenly find out, what do you mean, the rent there has changed multiple times, it’s just a real life story that has the right to reconsider everything, huh? this is this this is this condition should be turned off, because we cut the chicken there , the pancake from which we get food, this conditions for agreeing on the development of infrastructures and large infrastructures with parallel ones, that is, we are now working on transport corridors, new infrastructures and

so on, but supply roads are very important, logistics centers are very important, especially... we communicate there, what they are, what we are preparing represented by guys in colleges using advanced technologies of the eighties, that is, we produce the same ones there.

specialties, we need to retrain people, we need back the market for cheap housing, it doesn’t matter if it’s your own, rented, there can be any form,

so that a person can permanently or temporarily move to a place where you know there is an interesting income, where there are jobs, where there are development zones and so on, this is especially important for those regions and those specialties where the prospects there are already limited .

were injured during a special military operation, there are many such projects, which means that projects in the family sphere have already taken third place. this time , more than 4 billion rubles were allocated through the federation to support ngo initiatives for the development of civil society, and more about 3.5 billion will be allocated by the regions. the winners themselves promise to attract additional resources of almost 4 billion rubles, but notes that the presidential grant gives a special impetus. a charity project and... this is not the first time igor shutunova has participated in the competition. in 2016, his team started with simple food collection. now they are preparing full hot meals for those in need. every day

we have a new menu, today we are preparing pichomochnye ovadi. this is the food that will go just right to our charges. on the day we cook up to 500 set meals. thanks to the presidential grants fund, food assistance began to be provided in 147 cities of russia, in moscow, nizhny novgorod and rostov to nadon. we opened charity kitchens , without support we could not have developed so quickly, some initiatives simply would not have worked out, and this help was very timely, it significantly helped us develop, now daredu is already a whole ecosystem, this is production, which prepares free lunches for those in need, this is also a charity delivery, this is food assistance, and now we also want to launch the direction of patronage assistance, because we understand that our... well, in nizhny novgorod, after receiving a grant , we managed to launch the hospitable accessibility program. we are talking about inclusive routes for tourists with

musculoskeletal disorders. thanks to this, the number of requests from people with limited mobility from all over russia who want to join tourism has increased by 30%. in fact, a person traveling is a method of social rehabilitation, he learns something new, he gets to know himself - in a new situation, some may experience stressful situations when traveling - all this helps him develop, so for us tourism is precisely an opportunity not just to spend leisure time, but also to improve ourselves. well, the fund is already preparing for the next one.

nothing is found, we hollowed everyone out of here, kicked us out, what kind of car do you have? 90, handsome, azim 30-39, shot, well, if you compare the army of the beginning and the army now, from the very beginning we were all theorists, now at the moment we are already became practitioners, that's all this is your radio-controlled cart, yes it is when... there is shelling and it is necessary to supply ammunition for exactly yes, here is the person we have who hung up the banner, that is, the miracle hero is you, yes i was there 100 meters of open field, even probably 150 , they ran there , it turns out they came in three, and due to this, your boys were crushed, but they give for their homeland.

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