are amazing, i repeat, if they have a desire to further apply their best qualities in various spheres of civil service, this desire must be supported ; our municipal employees, employees of our regions located in close proximity to the combat zone, often show perseverance and dedication they work under fire, help the elderly, children, villagers and fellow countrymen, risking themselves. and of course, i will note the workers of the local authorities of donbass and novorussia. it's really strong, you could say steel men who have proven that no one and nothing can break them. i would like to thank all my colleagues throughout our vast country who, at the local and municipal level, help the soldiers on the front line. with attention, care, and support for the families of our military personnel, this is the most important national task that has...

our home country, the future of our children. in this and the general, common goal: happiness and prosperity , there is the meaning of serving the homeland, fellow citizens, when the highest value is the common good, involvement in the fate of the fatherland and willingness to unite in moments of historical challenges. dear friends, i would like to congratulate all the winners and laureates of the all-russian municipal service award. and, of course, i will be

very happy to present an award today in a special category, the fate of a person, pride, of the fatherland. this award is a tribute to people who direct their strength and energy, in a seemingly simple, ordinary situation, solve very important problems for residents of cities and towns, and contribute to transformation. settlements, it is from such concrete changes for the better, for people's lives, for their well-being, the path to new, great success begins, and out of love for our native places, different, unique, unrepeatable, our common understanding of the value of sovereignty, the free development of russia, our right to determine our own future, of course, without any doubts, we guarantee this right. i. thank you for

your attention and with pleasure i will proceed directly to the award ceremony, and we ask you, vladimir vladimirovich, to present and award the winner of the special nomination “the fate of a man, the pride of the fatherland.” attention, the winner of the special nomination: the fate of a person, the pride of the fatherland for his special contribution to serving people becomes. head of the rural settlement of the administration of the mishchegarovsky village council of the solovatsky district of the republic of bashkortostan ilnara uralovna safina.

thank you all very much, dear vladimir vladimirovich, dear colleagues, allow me to thank you, in the army, sergei kiriyenko, irina mikhailovna guseva, all voting participants for such a high assessment of my work, on my own behalf, dear vladimir vladimirovich and from all colleagues of our huge country. i thank you for your tireless work for the good of the fatherland, today all of russia has rallied around you, our soldiers who defend our homeland. i know that many of my colleagues, husbands, brothers, there, like my husband, we will always be their reliable support and will do everything to bring our victory closer. thank you all very much. well done,

well done! congratulating the winners, i want to address you and your colleagues who are not here today, but for sure are closely monitoring what is happening in moscow today, to everyone who works at the municipal level, we talk all the time, and i have already repeated it many times, but this is the case when we can and should say again: you have the most difficult job , because you communicate directly with people, and this is always the most important part of our common work, you sometimes have to be responsible even for

what is not within the scope of your responsibilities, for the entire country, i fully appreciate it.

good luck, thank you very much for your work, thank you thank you. thank you, vladimir vladimirovich, a photo for memory, what a wonderful idea!

thanks a lot! vladimir putin took part in the ceremony to present the all-russian service award. let me remind you that it was established on behalf of the president and is awarded for a special contribution to the development of municipalities and improving the quality of life of russians. the ceremony itself for awarding the winners and laureates of the all-russian service award takes place in the moscow region, it is awarded for their contribution to the development of municipalities like us have already said, improving the quality of life of the citizens of our country. and here are some details

: almost 19,000 applications were received, the best were chosen by popular vote. my colleague anastasia is ready to tell you more about this; she is joining now. to the facts live. nastya, hello, how many nominations were there, who are the winners? did we see that there were a huge number of people in the hall? hello, natalya, in total there are nine nominations in the award and one special nomination called the fate of a person, the pride of the fatherland for a special contribution in service to people. the award ceremony for the winners of the award is underway right now. and at this moment the results are already known in five nominations. the first, for example, is my region, my pride, each project in this nomination is a deep work to preserve traditions and the history of the local region. these projects help increase tourism growth,

create new jobs and strengthen the regional economy. the activities of local authorities are complex and very significant work. sometimes unnoticed, but very important for people, which requires the ability to solve not only daily problems, but also set goals for the future, see the future of your city. or village, lead the residents to work together as a single team for the benefit of their region so that they can be proud of it, thank you very much for this work, the names of the winners of projects aimed at improving the quality of life of citizens have also become known, and the laureates also received their award the winners of the nomination defense of the fatherland have a common cause, it is for those who help the participants. special military operation and their families, municipal employees work daily on this

important area, organize volunteer movements, actions, uniting people in a common desire to help people, collect and send humanitarian aid, provide support to military personnel and their families, for example, a project that won this nomination managed to unite caring residents of khantemansiysk, including schoolchildren, adults and volunteers.

it's difficult and interesting, because feedback is very important, you just have to go and do it, and people will correct us, they will tell us that we are doing it wrong, but we really liked it, we were charged with positivity, we learned a lot, of course, and most importantly, it became clear to us that our problems were known. preferential mortgages for banks have become unprofitable,

vtb announced this today. this is how the bank explained the change in the conditions for issuing loans, when the buyer is limited in choosing a specific developer, and the latter is offered to compensate part of the interest rate. how will all this affect prices per square meter, let’s ask my colleague anna lazarev, she's live. anna, hello, what can you say, will it be more expensive? hello, but this is exactly what developers are talking about and are worried about. central bank. the central bank is dissatisfied with the way preferential mortgages are issued in russia, a practice that has become widespread since the beginning of the year. a number of large banks have introduced mandatory conditions for borrowers. you can only buy an apartment from a closed list of pre-approved developers. moreover, the latter must pay a commission to be included in this list. thus banks are trying to compensate for lost income.

the bank of russia was concerned about the situation , they believe that despite the change in the terms of preferential mortgages, it remains profitable for banks, but the commission creates risks, they can be shifted...

on average, it is expected that prices may rise if the commissions are still will continue to operate for about 10%, well, again, it will all depend on the developer, what pricing policy he will adopt. among the banks that have introduced commissions for developers are: the largest players in the mortgage market are sberbank, vtb, alfa, promsvyaz bank and others. here's how, for example, they explained their decision. vtb. given that the government has cut subsidies by half for all state programs since the end of the twenty-third year, the issuance of preferential mortgages has de facto become unprofitable for banks. our profitability on them in recent months was already around zero, but since december 23 it has become negative. vtv proposes to return one

percentage point of the subsidy to creditors to a value of 2.5% points, and also make mortgage with state support more. targeted, for example, for socially vulnerable categories of the population who really need help buying apartments. the most important thing is what is not visible to us citizens, including the changes in the terms of compensation for the costs of financial institutions, namely banks, and if previously they were compensated for the difference between the rate at which they must provide mortgage loans to citizens. key rate increased by 2.5%, then now this additional difference between the key rate, what was previously 2.5% was reduced to 1.5%, that is, reduced by 1%, and income. it is worth saying that the situation in the banking sector is heterogeneous; there are those who

pointedly did not introduce commissions, for example, sofcombank and domrf bank, but in order to equalize. industry participants and prevent systemic risks, the bank of russia will invite the operator of the state corporation program for the development of the housing sector domf to consider expanding the limit on the issuance of preferential mortgage loans for those banks that have not introduced commissions. now all limits are up to the middle years have been redistributed with all financial institutions, banks, we don’t have such a free limit, but i’ll say it again, if the banks that introduce limits stop you...

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entrepreneur and want your the whole country has learned about business, take part in the “know ours” competition for growing russian brands. know ours is a good chance to promote your brand. know ours. these are five nominations with clear conditions for the impressive effect of victory. finalists. the winners will receive support from the competition partners, the acceptance of applications has been extended until january 31, applications are accepted on the platform ideia.roskongress.rf/brend. the spring session opened in the state duma, it began with a speech by the chairman of the lower house of parliament, vyacheslav volodin. and faction leaders and today at the first at the meeting, deputies plan to consider a draft statement in connection with the initiative to dismantle the monument to the soviet soldier in the bulgarian plovdev. with details natalya

solovyova. although this session is called spring, it starts in january and ends only at the end of summer. the first meeting is always solemn and begins with the anthem. there are 425 deputies in the hall, who did not stop working even on new year’s holidays, at that time they were working in their regions, but today they are all willing to come. official plans for the session were just approved at the first at the meeting, the duma factions decided on their priorities, but the main vector is always set by the speaker of the lower house of parliament vyacheslav. the undoubted priority, colleagues, in our work should be issues of supporting the special military operation of our guys,

soldiers, officers, members of their families. over the past time, we have adopted 91 laws that define these issues, on the sidelines even before the start of the plenary session of the hottest the theme was cold, new year's days were very frosty, and not all regions were able to this exam. a communal apartment is a ticking time bomb, i have spoken out more than once and said that you need to start with warmth, food, good education, otherwise you will not survive in a big cold country. therefore, we will now introduce a number of specific laws. united russia will propose lifting the moratorium on inspections of businesses in the housing and communal services sector, the head of the faction vladimir vasiliev announced today. but we must cancel wisely, as they say, cancel it so as not to lose it. what we have achieved and move on, but there is something to work on, is very difficult, a moratorium on checks, we all applauded, and i also admit, but time passed, we looked,

and let’s say...

to the soldier liberator alyosha, the demolition, and this is actually the destruction of the monument that was erected on the liberators’ hill, was called a disgrace here. this is inhumane, this is a betrayal not only of our slavic brothers, this is a betrayal of our common victories during the second world war. and we are making a special statement. well, then the deputies began to work according to the agenda. they

enter this spring session with an impressive one. package there are more than 900 bills, approximately 200 of them have already been adopted in the first reading, which means the work must continue. natalya solovyova, andrey shner, nikolay purtov, dmitry naida, olga belotserkovskaya, lead. dear, but now emergency warnings about deteriorating weather are widespread about the weather in the volga regions. meanwhile, due to massive accidents, sections of two federal highways in tatarstan and the samara region have now been paralyzed. we’ll talk more about this with the leading specialist of the phobas center alina kotilevskaya, she joins live. alina, hello, when can we expect the peak of bad weather? the peak of bad weather in the volga region will occur at night, but there is good news: tomorrow afternoon the weather will begin to improve. the m-7 volga federal highway between kazan and chelny is deadlocked due to a massive accident. not far from raitsent momadysh, according to eyewitnesses, at least 15 cars collided,

most of them trucks. i was walking on the m5 ural federal highway in the samara region. according to preliminary data, 12 trucks and two cars were destroyed. about the victims not reported. unusually snowy in the kaliningrad region. visibility on the region's roads seriously deteriorated throughout the day due to snow and icy conditions. in bad weather, for the first time in a long time, kaliningrad experienced ten-degree traffic jams. during the day, about 100 accidents occurred here , statistics are updated. meanwhile, on

the black sea coast of crimea due to heavy rains. the weather remains difficult throughout the russian plain. the atlantic cyclone is moving from west to east; in its rear, a secondary cold front has caught the kaliningrad region. along the black sea coast, the caucasus is also at the mercy of the cold front. the atlantic vortex makes its way to the east, trying to break the resistance of the siberian anticyclone in the zone of confrontation between the borizh systems, which turned out to be the volga region. due to the large pressure difference , the wind has increased; warm air, which moves from the south, maintains a high intensity of precipitation. the forecast for the coming night in the volga region is also disappointing: the intensity of precipitation will not decrease. the entire region will be covered by moderate heavy snowfalls of more than 5 mm, more than 10 mm in a rather narrow zone, stretched out.