includes blocked funds of individuals and organizations, as well as foreign assets of the russian central bank. let me remind you that earlier, eu ambassadors agreed on the confiscation of proceeds from frozen russian assets in favor of ukraine. the volume of remittances from russia to neighboring countries fell by 12%. we are talking about transactions to kazakhstan, georgia, armenia and kyrgyzstan. in the twenty-third year , 7.700 million dollars were sent there, writes rbc. the publication notes that the volume of transfers has decreased after record growth. experts note that some russians returned home and transfers abroad have decreased. also in 2023, there was a minimal influx of labor migrants to russia, which affected the volumes. kivi closed a deal to sell russian assets; the buyer was hong kong-based fusion factor fintech limited. this was stated by the new executive director of the company, alexey moshchenkov. the transaction price exceeded 23 billion rubles. kiva noted that the restructuring of the business will save it.

and russia for the first time entered the top five largest suppliers of gold to hong kong. this is a fight metal increased almost sixfold to $5.5 billion, reports have been written about this. at the same time , russia's share in hong kong imports has almost quadrupled to 9.5%. switzerland became the main exporter of gold with a share. followed by uae, australia and japan. it was economic news, briefly. alfabank was the first in russia to cancel all fees for transfers of payments. order your free alpha debit card. not just profitable, alpha profitable. it is profitable to retire in the new year with a savings bank. pensioners get a free

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, what a hat, 10 minutes to a new job , many vacancies new every day, avito work will find not just a job, but a place, 30% discount on the second or 50% on the third household appliance product, built-in dishwasher hair for only 2000 rub. in mvidio and eldorado. a smart choice is when you compare offers for a product directly in yandex search. adaptek formula of takayama engine oil instantly adapts to any mode of engine operation, in real time activates those additives that are necessary to protect it right now. takayama, adaptive engine protection. i am chef kote aganezov, on my blogs i make simple and quick recipes, and to make it even tastier, the right sauce is important. ostoria, now it's definitely delicious. loves the sun very much, but

life is spent among ice floes, a sore throat is a minus, one of the advantages is mirestin, mirestin is logical to have in your medicine cabinet, the choice of millions in russia, play is an unusual service with payment in installments, you won’t i need to apply for a new card, look for a list of stores, play is available everywhere, play shares prices with

megamarket, i buy at a profit, pay for techno. buy a sber smart tv for only 11,990 rubles. the volume of the deposit insurance fund today is 230 billion rubles. however, by the end of the year it will increase to 500. the head of the dia andrei melnikov spoke about this at the international conference success story 20 years of the russian deposit insurance system, now maria kudryavtseva joins us. maria, hello, what about they say how many deposits of russians are covered by the insurance limit today. daria, hello, insurance limits today protect 98% of depositors. let me remind you that

the insured amount is 1,400,000 rubles. and during the existence of the deposit insurance system, which is 20 years, the insured amount has increased 14 times. a new one was launched this year. a financial instrument is a long-term savings program, and here it is already guaranteed not 1,400, but 2,800 thousand rubles. this is what the head of the dia, andrey melnikov, said, how many participants in the financial market have already joined this program? as of today, we already have five participants who have announced the start of relevant programs, this is an expansion, a noticeable expansion of the resource base.

if we talk about the deposit insurance system, the accounts of russians are now protected for about 55 trillion rubles, well, in the list of participants systems of 297 operating banks. let me remind you that at the end of 2022, the agency repaid the loan to the central bank ahead of schedule on the sidelines of the conference, the head of the dia andrey melnikov told how much money is currently in the compulsory deposit insurance fund. the amount may increase by the end of the twenty-fourth year. the forecasts came true; we are now exactly in these figures. 230. we assume that by the end of the year it will be about 500 billion rubles. insurance premiums, plus the return of funds from the liquidation of banks where we are the largest

creditor. i would like to remind you that only last year we paid off the loan from the bank of russia. and what you call doubling 200 billion - these are the funds that have actually been accumulated in the fund over the course of a year. it is important to note that for the entire 2023 there was not a single insured event, that is , not a single bank’s license was revoked, but even if this happens in the future, the start time for insurance payments has already been reduced to five working days on average, let me remind you that when the deposit insurance system was first created, it was about 2 weeks, and let’s listen to how the central bank now assesses the level of depositors’ trust in russian banks. system, we now we live in a different situation, when there is an incredibly high, historically unprecedented for our country, level of trust in the public sector of the population, as the main

sector of the household, as macroeconomists say, in the banking system, and now this is really the merit of, among other things, agencies within international conference, the dia is meeting with delegations from other countries, including representatives of the eac, and a working meeting with the indonesian deposit insurance corporation has already taken place the day before, well today a meeting is planned with the iran deposit guarantee fund. daria, thank you, maria kudryavtseva spoke about the results of the insurance business in russia. self-employed people can pay only 4% of their income, but it’s not that simple: firstly, it is important who brings in the revenue, individuals or organizations. secondly, there are restrictions on profit margins and types of activities. what self-employed people should not do, irina matyushenko will tell you in

the program instructions, immediately after the advertisement. retire in the new year. profitable with sberbank, free sbercard for pensioners, favorable deposit rates to please yourself more often, cashback bonuses in pharmacies to take care of yourself. discount on a loan to buy something you have long dreamed of. transfer your pension to sberbank, online or in a branch, and receive special, favorable conditions. it's -5 at the zoo, mom will say it's five. actions for pain and inflammation in the throat. five actions of oralsept for sore throat. you don't have to scroll through everyone's websites to make smart choices.

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now we have one benefit in mind, discounts up to 30% and fair installments for 24 months, 0 rubles down payment, 0% overpayment, yandex tv station with alice for only 3499 and also in installments in emvidio and eldorado. good afternoon, my name is victor and i am an entrepreneur. last year i did not have time to connect to the megamarket during the sales season and these months. passed by my business, this year everything is different, i connected to the megamarket in advance, i have already broken the record for monthly sales in just one week, the sales season is starting, don't miss it, join the megamarket, megamarket - just grow with us, be self-employed. the special tax regime is beneficial, but there are types of activities that you should not engage

in if you want to continue to enjoy a reduced rate, we will tell you about them in 5 minutes in the program instructions, but first about the advantages: self-employment is, as they say in tax activities with payment of tax on professional income. the biggest advantage of being self-employed is very low preferential rates, 4% on income that you receive from individuals and 6% if you are paid by an individual entrepreneur or... an organization. self-employed people can work without a cash register and do not have to open separate bank accounts to accept payments. checks can be issued through the my tax application and sent to the client by email or via instant messengers. the taxes that will need to be paid are calculated automatically, and there is no need to file a declaration. insurance contributions are voluntary if you want, for example, paid sick leave. same with status individual entrepreneur. if you don't want to, you can work without it. this is a nice bonus for everyone who registers for the first time - a tax deduction of 10,000 rubles. until it

is spent, in fact, the self-employed will pay only 3% of income from individuals and 4% from organizations and individual entrepreneurs. the balance of the deduction can always be viewed in the application. by the way, we have already told you how to use the my tax application, for example, to prepare a certificate of income for the bank, if, for example, you want to take out a mortgage. on the portal сmotrim.ru you can find two issues on the topic. self -employed, they have a lot of interesting things, but such benefits do not apply to absolutely any activity, there are restrictions, first of all , you cannot work in this mode if the annual income is more than 2.4 the annual income limit is set at a fixed amount, still the same as 5 years ago , at the time the law on self-employed came into force is 2,400,000 rubles. despite rising prices and inflation. the law did not provide for any indexation for inflation.

amendments are being reviewed today and are being considered government in order to increase this limit to 4.8. 500,000 rub. and accordingly, this means that indexation does not occur and is not tied to the amount of inflation, but other decisions are made, or other reasons are taken to increase this limit, this is connected primarily, of course, with the income of the population, this is with the growth of trade turnover and the need to attract labor into the labor market. the exclusive tax regime cannot be applied if you simply resell other people's goods, but it can be used if you have invested your labor in other people's goods. for example, if you purchase batch of mugs and resell, then the professional activity tax is not suitable here, but if you bought simple white mugs, painted, decorated them and sold them, then yes, in this case you can use tax breaks. you also cannot trade

excisable goods or minerals. the law... establishes certain rules, violation of which may lead to the fact that a person will not be able to apply this special tax regime and pay tax on professional income, but this does not apply to the choice, self-employed, place placement, information about your services , work in order to find customers, that is , it can be any specialized internet portal, any platform, any... resource, both russian and foreign, the main thing is to comply with the restrictions established by law, including and by type of activity. buying a used car, tuning it, and quickly resell it won’t work either. the story is the same with real estate: if the minimum ownership period has not passed, you will have to pay personal income tax at the usual rate of 13%. self-employed people can

rent out only housing, house, apartment or room. if you want to rent out non-residential. for example, a warehouse or office, then preferential treatment cannot be applied. some professions that require a special license to work, for example, lawyers or notaries, do not fall under the self-employed regime , agency intermediation activities are also not suitable, and civil servants can use the professional activity tax only in one case - renting out housing. in all other cases, you can safely use the preferential tax regime and keep almost all the income for yourself. activities, restrictions on which are not in the law on self-employed people, are suitable. the law itself can be found on the official website for the publication of legal acts in other reference systems on the internet. accordingly, if a freelancer is located on the territory of russia and provides services to citizens or organizations on the territory

of russia, then he has the right to apply the nap regime. if you're a freelancer. is located outside the territory of russia and provides services to organizations that are not located in russia and to citizens not on the territory of russia, then this law cannot be applied, and this regime does not apply to such citizens. let us repeat the main thing: the tax on professional activities has many advantages, but it cannot be applied if the income exceeds the established threshold, if you are engaged in the resale of goods, or if you have a profession that requires a special license, you can only rent out housing. want to? to learn more about other tax regimes or how to communicate more easily with the tax service, write to us in telegram, we we’ll collect your questions, ask experts, and we’ll tell you everything in the next issues of our instructions. everything about the elections in russia , we will tell you in detail , it’s not difficult to understand them, it’s important, it’s honestly convenient, why

are there cameras in elections, today i found myself in a new place with my dad, he wanted to vote, choose a date, we walked in, i immediately froze , dad, why are there so many cameras here, monitoring the progress of fair elections by the people guarantees the law of our rights on guard; if there is a suspicion that a violation has occurred, it will record the moment, this incident, observation, to choose freely in the country, important, honestly convenient, the tense situation in the red sea has led to a slowdown in cargo deliveries around the world. in particular , containers from asia to the ports of the black and baltic seas are taking longer. alexandra nazarova will tell you about the new terms and prices. delivery terms. we are talking in particular about cargo from china, india and vietnam, a group of companies told interfax about this. the reason is

the restructuring of supply chains due to attacks on ships in the red sea. so on the route between st. petersburg and vietnamese da nang now it will take an additional 5-6 days. in the case of novorossiysk, delivery times may increase by almost 2 weeks, according to infraprojects analysts. however, they can have their own way. to adjust only 10% of all carriers, while for novorossiysk grain terminals, which are increasing shipments, nothing has changed globally. the main buyer of grain is egypt, the second buyer of grain is turkey, then come the north african countries, then comes india and the persian gulf, but essentially this does not have any impact, fragt it works calmly, these ships cannot go around africa, they are quite small. they do not have such a reserve of fuel, they have nowhere to buy it, so to speak, at an expensive price, in africa now all bunkering bases have inflated prices, so everyone is calmly following the old paths,

none of the logistics of grain carriers and bulk carrier owners has changed. the houthis have previously said that russian and chinese ships are not in danger, but many of the world's largest companies have abandoned routes through the red sea due to security concerns, and this was reflected in the cost. all international maritime transport. the price for one container has already exceeded $3,000; according to experts, 10 or more percent of this contract amount falls on the cost of the goods. the final price is also affected by the longevity of the fragments. the longer the rental period, the more markups for the folded route. this will affect the final cost of the product and ultimately the consumer will pay. much more, those goods that are delivered by sea, that is , first of all, of course, tea, coffee, the same fruits, that is, what goes by freight,

that is, these are the products that go, again vietnam, part of the products and india, well, of course, we also talk about oil and gas, but this probably no longer concerns our domestic market , but for consumers in other countries, primarily europe, the risks of shipping. sea ​​have increased the volume of container shipments in the ports of primorye, now their capacity is 150 million tons per year, by 2030 it will double, but opportunities are expanding now, all shipping companies in one way or another they brought in new equipment, expanded the fleet of equipment, the processing speed of all stevedoring companies in vladivostok and the eastern port increased by at least one and a half times, and for most by two times, they are beginning to build and somewhere are completing the rear facilities, which means that the capacity is as of the vladivostok container market, which today is approaching 2

million, but it will easily accept another million standard units of containers. experts note that we see the implementation of vladimir putin’s instructions, the country has set a course for development of own port facilities. we will develop our own capacities and our own ports, and develop infrastructure. in fact, our ports of st. petersburg, murmansk, southern ports benefit from this , quite good connections have been established with iran in terms of shipping, now we are quite confident that we are transporting cargo, and this is also shown by statistics on russian ports, because let’s say so , the association of russian sea ports showed an increase, cargo turnover of russian ports by 5%, we expect this growth this year will continue quite significantly. recently, the international importance of the northern sea route has grown. last year it set a record for cargo transit

of more than 2 million tons. the route is almost half as long as alternative routes, safer and more economically profitable. it is capable of receiving up to 15% of the cargo traffic that went through the suede canal. we historically defend ours. borders of our people and those who need our help, although our enemies spoke different languages ​​and had different weapons, the goals were always the same: to destroy the country, to take away ours freedom, but we have always courageously stood up in battles, history remembers everything, the strength of the unity of the people and the courage of the troops helped us win. become a hero bringing victory closer, serve under

a contract. does she really read minds or not? premiere, anna ostrovskaya investigative committee. she has special gifts. who do you look at all the time? well, there the girl is standing scratched. maybe this dream of mine is somehow connected with this matter. and do you know who the killer is? yes. just watch without amateur performances. layer in place, don't move. here i am for you for some reason i believe it. anna is a medium. we watch it before anyone else in the app or on the website.

not a peace formula, but rather an ultimatum for russia, the discussion on the so-called zelensky formula was commented on by sergei lavrov at a meeting of brix representatives, noting that the west simply ignores the proposals of china, brazil and the republic of uzbekistan on this issue. what caused the largest failure on the russian internet? why was the problem not discovered immediately? our colleagues from the program figured it out. where will they take place and how

do they differ from regular maneuvers? from the thaw down to -20 in just a day, sharp temperature rises are predicted in the south-west of siberia, let’s ask our meteorologists what surprises to expect from the weather this february. vladimir putin signed the law on amendments. aimed at protecting transport infrastructure facilities. now employees of the transport security unit will have the right to stop drone flights near airports, train stations, metro stations and other facilities. in addition, if necessary, they will be required to provide equipment, communications and office space for fsb employees free of charge. the law also clarifies certain provisions of the air code that concern.