interest on the deposit generates income, you have to pay tax on it, when, how much and how this amount is calculated, we will tell you in 5 minutes in the program instructions. questions about this tax arise mainly because we are not yet accustomed to it. let's figure it out... the law was adopted back in 2021, but in the same year a moratorium was introduced, that is, the tax was not assessed. the benefit extended into 2022; only on january 1, 2023 did the formation of the tax base begin, and the tax itself will need to be paid until december 1, 2024. now let's see where it will be taken from, the calculation base includes all interest income received on all deposits.

with an interest rate of less than 1% per annum, well , this is so that all sorts of card deposits are not included here, as well as accounts with an interest rate, well, the so-called additional requirements, yes, where the minimum rate is. the tax is not taken from all the profit that the interest on the deposit brought, there is a non-taxable amount, a minimum, but what is above must be shared with the state, the limit is calculated every year, it can change. because

depends on the key rate of the central bank. 1 million rub. multiplied by the value of the bank of russia key rate, in force, the maximum value of this key rate, and in force on the first day of each of the 12 months of the year. that is, we take, in fact, 12 values ​​of the key rate, take the maximum value from it, and multiply a million rubles. this means that a non-taxable minimum is obtained and this non-taxable minimum is subtracted from the total interest income for the year, the rest is multiplied by interest rates, which apply, this income will be taxed at 13% if the total amount of income does not exceed 5 million rubles. and if the total income has already exceeded 5 million rubles. namely other income, salaries, dividends, other passive income, then this... let's count:

suppose the maximum central bank rate in 2023 is 15%. we multiply a million rubles by it, it turns out 150,000. if your income from deposits is less than or equal to this amount, it is all yours; if it is more, you will have to give part of it to the state budget. moreover, there are no benefits here, everyone pays tax, even tax pensioners non-residents. to prevent interest income from adding up, some citizens open. and we don’t add up the deposits between family members, relatives, and so on, but doing it to erode the tax base in this way does not have such a great effect , taking into account the fact that in fact the savings occur by multiplying the number of non-taxable minimums by the number of people involved in this. .. situations. what if

you keep your savings in foreign currency? banks recalculate income from such deposits into rubles at the central bank exchange rate in effect on the date interest payments. if the foreign currency strengthened while the money was on deposit, you will not have to pay tax on the foreign exchange difference. as an example, let’s calculate how much of the income from the deposit will have to be given away. let's say you have 1,800,000 rubles on deposit. your bank's rate is 10% per annum. the maximum key rate of the central bank for the year is 15%. we apply the following formula: income on the deposit minus the non-taxable amount is 150,000 multiplied by 13%. this is the standard personal income tax rate. in our case , the taxable amount will be 30,000 rubles. accordingly, the tax itself is 3,900 rubles. but don’t worry, you personally won’t have to calculate the amount every time, the federal tax service does this. if necessary, she will send it.

the amount depends on the size of the deposit of the bank rate of the central bank key rate. the tax is not taken from all profits, but from the part that exceeds the limit. there is no need to declare anything, the federal tax service itself will calculate the amount of tax and send a notification. if you have any questions, if you want to figure out how to calculate taxes, subscribe to our telegram, ask, and we will definitely bother the experts and we'll tell you everything in our next instructions.

for its time there, the city of hero donetsk greets the american journalist scott ritter with ice and the roar of missiles coming out of installations with

i never believed that the russian army was hitting donetsk.

former us marine corps officer, military analyst on afghanistan, the soviet union, the middle east, in the nineties, un weapons inspector in iraq. at the beginning of the special military operation in ukraine, scott ritter tried to explain to western audiences in his comments that nato itself forced russia to take this step. in early 2008, william burns was the us ambassador to russia. in 2008, he wrote a memorandum entitled not yet means yet. no means no. essentially, he said that ukraine was inviting nato as a red line. and if nato invites ukraine, the inevitable consequence will be russian military intervention in ukraine. this is the us ambassador.

it is simply fantastic to say that ukraine is capable of defeating russia. ukraine never intended to defeat russia. we hoped that ukraine would be able to tie russia enough to create political problems for putin. putin is running for re-election in march and will win in a landslide. he is the most popular president in modern russian history. that's it, i mean, let's say it.

this is my first visit to donbass. i saw television stories and read what other journalists were writing, but i was thousands of miles away, at home in america. this is very important for an analyst. for a long time i was an officer in the us marine corps and am a military expert who studies war -

this is my job, therefore, over a long period of service and work, i have developed the ability to assess the level of training of the army , whether it is good, average or bad, based on what i have seen and read about the russian army, i can say that this is a good army today. commentators under your video may write, you have long promised victory to russia, where is it now? this is how you assess the current situation of this military conflict , when can we expect this victory? russia, in principle, has already won, just like the soviet army did in 1943 defeated the nazis in kursk. after kursk , we can say that the war was over, there was no doubt who would win, although there were still many battles to be fought. by all accounts, russia has already won the war, strategically. there is a large correlation of troops. russia. this is the front to ask the russian soldier

, won the strategic view, but if you go to whether he has already, he will say: no, there is still a lot to be done, because on the contrary there are still ukrainian soldiers who are going to shoot, so for the soldiers on the front line the war is not over, for citizens of donetsk war is not over, there are still many battles, a lot of suffering, i know this, but i also understand that if you look away.

alpha and smes, the square accepted, are themselves capable of destroying the issue. movement occurs at

the pre-speed, because the enemy’s doptors are always hanging in the sky, they see our movements here and can direct the blow. the calculation received the task.

i am not the us government, i am a us citizen, my mind is open, my heart is open, and my heart and my mind say that russia is on the side of truth, and i will do everything possible so that both my government and the citizens of america understand that russia is on the side of truth, because a future in friendship is better than a future in conflicts. thank you

very much for this comment, well, i can’t help but ask you when you reported. saddam hussein's government did not have any facilities where it would be possible to create chemical, bacteriological and nuclear weapons. the senate listened to him, but publicly put him in his place. as a result, the united states launched another war in the middle east with a gigantic number of casualties. as i said, they are paid more than you, their job is much more difficult than yours. perhaps they made

the wrong decision. and you said, thank you, but this is your salary level.

his father tried to draw attention to the situation of the detainee; elon musk wrote about this journalist, but neither the consulate nor the us government made any attempts to help their citizen. why didn't the government rescue him? this is

a very good question and one that everyone should ask themselves. he is currently in custody in russia. wall street journal contributor, and every day the us government is trying to get the russian government to release him from prison, but the american government did not even fight for an hour for the life of gonçal lira, this is a tragedy, thank you for the interview, today we will spend some more time with you, thank you, thank you, a guest from america is moving along the streets of donetsk in an armored car, accompanied by armed guards. the organizers paid special attention to safety issues during the trip. at each stop , machine gunners monitor the perimeter from threats drg. the zone in which we are moving is under direct fire from the ukrainian armed forces, so information about where the cattle will be at one time or another is not advertised anywhere, so as not to provoke a missile strike. straight 2 km. but i am interested in the question:

is it safe for scott to return to his homeland after his visit to donetsk? i...

to sochi, and now to donetsk, crimea, chechnya. well, we promised scott to show the real russia, so we had a big trip. we drove 3,000 miles by car, from

grozny to sochi to sevastopol. we went to trains to kupe in ordinary russian ones. in general, we looked at irkutsk, novosibirs, yekaterinburg, kazan. scott wanted to see his place of work in the soviet union when he worked in votkinsk. from 1988 to... ninety, scott was on a business trip as a us inspector at the votkinsk machine-building plant. at this enterprise, ballistic missiles were assembled, according to an international agreement, each country controlled their quantity. in otkinsk, skop met his future wife. ezhevsk, groznoe, volgograd. also scott i really wanted to see the monument to the family on mate and the memorial to the defender of stalingrad. and sevastopol.

even in twilight, moreover, young people came up to take pictures, guys of 16, 18, 20 years old recognized him, came up, asked for a photo, in general in russia people have a very big demand for justice, and people really like scott’s position, it’s not pro-russian , if you look at it this way, it is actually pro-american, he believes that it would be more profitable for the united states to be friends with russia, of course, this is what he rightly looks at for many things, i think in our country this is the kind of review that is found, because, well, people want people to know about them. even in the usa , people don’t like us, that they demonize us, there is russophobia in the usa, people want to be friends and live peacefully, so that they know the truth about us too, that we are the same people as in the usa, ordinary people, that

we don’t want to fight , we want to live, create families, raise children there , travel, come to visit the usa, so that us citizens come to visit us, you know, the russians least of all want war, because we know its price, we lost 27 million people in the last world war, it’s definitely a war for us. it’s not needed, and at the same time, if they provoke us, then we know how to fight better than anyone, but we don’t want that. the first stop is a memorial with the defender of donbass, for him the second world war, in which the usa and the ussr were allies, including personal history. that’s why i support russia, because my uncle fought in world war ii against nazism, and tens of thousands of americans died.

the camera lens of his phone hits and alley of donbass defenders of our days.

lugansk, a monument to the children who died here at the hands of the ukrainian armed forces and nationalist battalions. at the time when this memorial sign was installed, the names of 34 dead children were established; these are children who died as a result of ukrainian aggression from 2014 to 2018; unfortunately, children continued to die. at the moment, on the slab, only on this slab, which is near the monument, the names of 68 children are carved, the youngest girl is 28 days old.

having visited this place, the next day, scott ritter publicly spoke at a press conference in moscow will ask for forgiveness on behalf of the american people for the victims of this military conflict. apparently, he believes that it is partly his fault that he has not yet been able to explain to everyone in the usa that russia needs to be treated with respect, as an equal, and money should not be sent overseas to kill the slavs, but to solve their social issues, which there are many states. this is... scoto's second trip to russia, and he hopes not the last, believes in the power of public diplomacy and the power of words, despite the fact that now guns are speaking louder.

the russian army repelled. 10 attacks in so, half in the kupinsky direction. in donetsk they occupied more advantageous positions; zelensky’s formation lost almost 800 more soldiers and mercenary officers. two tanks and 10 other armored vehicles, as well as 16 gunships, self-propelled guns and missile systems were destroyed. air defense forces shot down 40 combat drones. nationally modern russian weapons are superior to their nato counterparts. military factories have increased production.