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by march 1, the government must make changes to the conditions of the far eastern arctic mortgage program. all svo participants and members of their families will be able to take out a loan at a preferential rate. in addition, an increased limit of up to 9 million rubles. will be extended to secondary housing in single-industry towns. about what has already happened. has changed under

the conditions of preferential mortgage programs, stanislav bernwalt will tell you in the program instructions. conditions of preferential mortgage changed at the end of last year, there are several such programs. in this issue of instructions , in 5 minutes we will figure out where, what has changed, and what points you need to pay special attention to. and let's start with the down payment, it has been increased from 20 to 30%, but only for preferential mortgages for new buildings. changes in the ready-made mortgage lending program, which took place in december of the twenty-third year under the ready-made mortgage program, which is available to citizens at a rate of no more than 8% per annum, the initial depreciation will be increased to 30%. on all for the rest of the programs, the initial depreciation has not changed, because the family mortgage, the far eastern mortgage and the optical mortgage, and a special program for it specialists for... another change for the same preferential

mortgage on a new building, the maximum loan amount has been equalized for all regions, now this is 6 million rubles. even in moscow, st. petersburg in their regions, there used to be 12 million. moreover , adding a loan at a market rate to these 6 million, as before, will not work, but please note, this only applies to one programs: for family mortgages and mortgages for it specialists. the possibility of such a combination remains, and do not forget that there is a preferential program under which the ceiling for the amount has been increased, this is a far eastern and arctic mortgage, in order to receive a maximum of 2% per annum, not six, but 9 million rubles. you need to buy or build housing with an area of ​​60 km. there are also restrictions common to all programs, one preferential mortgage per person, even if the borrower comes forward. or

the guarantors will not be given a second similar loan, but there are nuances here too: indeed, such a limitation on one loan per person was also introduced in the december government decree, and it affected absolutely all programs, but it is important to note here that these changes apply only to loans issued after december 23, that is, loans issued to preferential programs before this date. are not taken into account when assessing the second or third loan, and for a family mortgage there are indeed additional exceptions: if a citizen has another child after the first mortgage loan, then when purchasing a home with more space and subject to repayment of the previous loan, you can take out a loan under the family program; here is another important point: timing. the programs

will no longer operate as of july 1 this year , preferential mortgages for new buildings and family mortgages, an exception for families with a disabled child. for them, the preferential program will last until... december 31, 2027 . from december 31 of this year , the preferential program for it specialists will end. far eastern and arctic mortgages are the most long-term, they will be valid until december 31, 2030. so, let's repeat, the main conditions for preferential mortgage programs have changed. it is no longer possible to take out more than one mortgage loan. an exception was made only for family mortgages. special circumstances. basically, the tightening of requirements affected preferential mortgages up to 8% per annum. the down payment on it increased from 20 to 30%. the maximum loan amount has become the same for all regions, 6 million rubles. and

it was prohibited to add a mortgage to it at a market rate. still have questions, want to know how to improve living conditions with the help of the state. subscribe to our telegram channel,

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alexander akrazievich, hello, thank you it’s great that you spent time with us today, the last time we met was about a month ago during a difficult period for serbia, when anti-government protests took place in belgrade, there was a pogrom, now at the moment the situation has somehow been kept in a peaceful direction, as ... all the latest meetings, well, in addition to official information, meetings with the leaders of serbia

show that they are now quite confidently moving towards the establishment of a parliament, an assembly, and subsequently a government, work in this regard is already underway, which shows the fact that in addition to general stability, internal yes... the process has been actively launched and is being implemented to implement the results of the december elections, so we can say that the protests are an attempt at a color revolution, and this is exactly so, and we said it then, i’m ready for it repeat now, based on everything that happened, all the facts, this whole picture, if we summarize it.

choose the right way to determine the order of actions on the eve of these protests, during these

protests, well, immediately after them, they, thank god, did not take on such a scale when under the question of stability in the country and even in belgrade has become, this was not the case, but this, of course, is the result, first of all, mainly of the efforts of the serbian authorities themselves and the serbian leadership. so we do not interfere in the internal affairs of serbia, we emphasized this when events were and were developing, so we help serbia, we are ready, as they say, to always lend our shoulders, especially in difficult times, this is understandable, regarding the pressure on the serbian authorities, which continues, as you just said, it turns out, do you think it will decrease the degree of this pressure on the issue of introducing anti-russian sanctions?

funds for ukraine, a decision on additional weapons, and so on, in this general context, of course, belgrade will come with new strength, with new pressure.

that sanctions are a weapon directed against ordinary people, in contrast to the spells of the west, that they are against the leadership, well , such stupid statements, yes, and there is also a side of such political support, naturally in this, and so on and so forth, that is, we we assume

that this position will be maintained, we will move forward in our bilateral...

even greater concern, because it very clearly demonstrates an integrated approach, pristina’s hybrid approach to squeezing out the serbs, that is, measures are being taken in all directions, starting from the fight against the serbian heritage, spiritual heritage, shrines , and monuments in order to exterminate the very memory of the serbs to financial measures, extremely painful, and so on and so forth, these are measures to squeeze out the serbian population, create an albanian-populated kosovo, a ban on walking

dinar, this is, well, one of the toughest...

it is necessary, here you go, to supply them with steel and jewellins, and other weapons are supplied, drones and so on, so for the scale

of kosovo this is very, very decent, so in this case the accusation is sent - these are attempts to cover up our own efforts, or the western ones, together with the kosovo-albanian authorities themselves, we are developing relations with belgrade in... but, unfortunately, this sensitivity, it obliges, does not allow this to be done, but the main thing is , what

we continue to consistently implement all the agreements that were reached earlier, a modernized, now one can say so, a newly equipped and modernized serbian army, this process is not completed, recently the minister of health mikhail murashko visited belgrade. tell us, what was the agenda of this visit and how is cooperation between russia and serbia developing in

the field of healthcare? and dari, well, first of all, i would like to point out one thing that the serbs pay attention to first of all. for them, this visit was very interesting for many reasons, well, first of all , taking into account, of course, the authority of russian healthcare, russian pharmaceuticals, so they expect that we will have movement forward here, it will happen, but i first of all want to highlight this oncology, radiology, radiopharmaceuticals, this is perhaps the most important thing, then artificial intelligence, healthcare, which is also extremely promising.

neighboring countries continue to celebrate may 9, i know that serbian president vučiš met with representatives of the immortal regiment movement , do you know how they plan to celebrate the eightieth anniversary of the victory? yes, well, the fact that he met with them probably already speaks volumes, at least about his attitude, his focus and sharpness. to preserve historical memory and to actively and decisively oppose attempts to revise history, in this case it

was about...

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the announcement has already collected more than 50 million views, new information has emerged about vladimir putin’s interview with american journalist tucker carls, but what comments did the kremlin give when it can be shown? first snowfalls, and then a sharp cold snap; cyclone olga is approaching moscow, which will bring heavy snowfalls; in the caucasus, due to bad weather, electricity is cut off and roads are covered. what is the situation at this time? seven politicians are vying for the highest post in the republic, including the current head of state. early presidential elections are being held in azerbaijan. how it goes vote? today russia celebrates diplomat's day. what challenges do domestic diplomats face and what successes are there in the foreign policy arena? the sports anniversary today is exactly 10 years since the start of the games in sochi.