investment rating, economics, through specific stories, we can reach people, we often talk about money, the amounts are serious, in russia there is a clear and clear signal, is russian industry capable of replacing foreign suppliers, it is necessary to mobilize all resources, give me a recipe in general, this is how to achieve what you have achieved, it seems to you that you are on top of the world, you got up and dusted yourself off.

a chronicle of diminishing returns. i hope you understand why we named the program this way. i'm looking forward to seeing you. now economic news, briefly: in 2 seconds the flow of tourists from china to russia has increased by half. megafon provided the statistics for the year after assessing roaming data. interest among travelers is growing. and from other eastern

countries, so almost three times more tourists came from the uae, a third higher than the previous one, the result of japan, also russian cities were popular among the vietnamese and iranians, with more than half of all trips going to moscow and st. petersburg. india remains interested in participating in the sakhalin-2 oil and gas project. tas was informed about this by the ministry of oil and natural gas of the republic. the country's authorities are open to negotiations and ready to cooperate if they are satisfied with the terms of the partnership. the country remains attractive from the point of view of investing in oil and gas assets. diasoft’s capitalization following the ipo on the moscow exchange exceeded 47 billion rubles. the software developer reported increased investor interest. we managed to attract more than 100,000 people. as a result of the placement, the share of free float is expected to be 8%. experts note increased interest it sector for ipo. last year , companies successfully went public. astro and softline. and

bitcoin rose above $50,000 for the first time in 3 years. cryptocurrency increased in price by almost 4% per day. the jump is associated with the approval of the first bitcoin etfs in the united states. they will allow you to trade shares directly backed by this cryptocurrency. according to experts, in the near future the price may approach $60,000. let me remind you that bitcoin now accounts for more than half of the market value of all existing cryptocurrencies. it was news economics, in short. dear ladies, i ’m not hinting at anything, but the holidays are coming, amazon cashback is 3% on everything, no matter what you want to give, this, this, or even this. the main thing is that the gift is profitable. we get out our phone numbers and buy gifts for the zones. sbp

is profitable! register on privetmir.ru. cashback 3% from sbp. when speeding along the motorway, you will easily fly past this sign. and in the new children's clinic there is something to see besides him. this sign is modestly hidden behind the loud victories at the built stadium. and you certainly won't before him against the backdrop of great talent in the updated one. house of culture. the sign of the national project of russia is easy to miss, but it is impossible not to notice the changes that it has brought to our lives. national project of russia by decision of the president. i opened the application and selected the car brand. avito will pick up everything for this. to make a smart choice, you don't need to scroll through the websites of all the stores. search for a product in yandex search and compare offers from different stores on one page. what is the most important thing in business? this is love.

sber presents an award for entrepreneurs in love with their business. winners will receive a full year of no-fee, no-fee watering. and ran away, separated, spring came and sunbeams in love jumped all over the earth, not everyone likes the freckle, hey, red, you have to share, but you can’t defeat the freckle,

you have to do it this way, save it and pass it on to other generations, national project demography for the future generation , this is the same smartphone, smartphone, top grill, and also top choice, top quality discounts up to 50%. bullet, tv, highsens for only 42.999, bmvid, and eltarado. with a free vtb debit card, 10% cashback. for all. there is enough cashback for everyone. what a blessing that navito is on sale. and discounts up to 70%. give yourself and your loved ones brand new equipment, an inspiring sale of electronics on avito, one of my friends asks me to give her snowdrops, i give them,

now flowers are at such prices, it’s cheaper to buy a smartphone, mega discounts up to 50%, smartphones with communication, only in a megaphone, any. it starts with the question: can we innovate in familiar areas? yes, of course we can, everything can be done more technologically, but without support, there may be a pause in any business; with support, we have doubled in size. let's expand further. national project for small-medium entrepreneurship by decision of the president. our job is to support yours. divide in half. prices on yandex market. discounts up to 50% when paying with an alfabank card. if there is no card. order a free alpha debit card and buy it at half price. the overhaul program allows you to renovate hundreds of thousands of houses throughout russia. what opportunities do

owners have, how to save money for the renovation of an apartment building with greater profit? is it possible to manage expenses yourself? watch nika inkova's special report. we carried out repairs to the facade, we replaced 100% of the interpanel seams, then we replaced the blind area, because there was a construction defect , the basement was flooded, so the brain is an integral part of the foundation, then we carried out a major overhaul of... the entrances, well, it’s like an integral part here is the front door, the entrance, we did this after replacing the elevators. sergei shiyanov, chairman of the homeowners association, in 2015 the owners of apartments in this high-rise building were among the first in the capital to open a special account so that the money accumulated there

can be spent on renovating the house. there are 202 apartments in the building, they unanimously supported the special report, you understand that the resident, here is the contribution for major repairs, he can touch, you understand, so i handed over the contributions, right? so i touched them, you see, that’s all. today , the overhaul program includes more than 700 thousand apartment buildings, of which 84% form such a fund in an account with a regional operator, but 16% have already discovered another opportunity - special accounts. we have two ways to accumulate funds for major renovation. the first is the so-called common pot, when... out of all the houses, they are transferred to, well, a regional operator, one house has been renovated, then a second house, then a third, but if people want to save their funds separately, they can make a decision and open a special account, then the money will be collected separately and

the owners will spend it independently, the trend in recent years is that the number of such active owners is growing, more and more people are accepting. decision to transfer funds to a special account. the more residents take a responsible approach to carrying out work in their home, the more efficiently the work is performed. this is the rule, and of course, this mechanism, it gives its results. the house of the russian federation consultation center can help you understand the issues of major repairs. to open special accounts, a general meeting of owners is required, which determines in which bank it will be opened and the mode of its use. accordingly, the question of managing your own home is the question of how you can save money on this, at what cost? these are probably one of the most pressing topics. in the twenty-third year alone, we conducted more than 100,000 consultations on this issue. actually, for these questions they contact us on... on the hotline or on our website of the collection center, ask the house of the russian federation. only 12

authorized credit institutions can open special accounts. last year, dom rf bank was included in the list. when transferring funds from the account of a regional operator to a special account, residents actually receive a large number of benefits. residents can receive interest on their cash balance through a special account, thereby saving funds from inflation and increasing them. domrf bank charges up to 10% on special accounts depending on the amount, for example, with a balance of up to 2 million rubles. it will be 9%, and from 5 million - 10%. at the same time, the account can be constantly replenished; as soon as the owners have a special account, they will be able to control the receipt and expenditure of funds, select contractors, set a list of works, determine the repair period. houses accumulating funds from the repository are deprived of such privileges.

important even before the general meeting owners contact the bank for clarification and answer all questions that arise, very wording, how to correctly draw up a protocol, so that the documents are clearly accepted. the regional operator himself determines the parameters of the overhaul and carries out it on time. established by the regional program, in the case of a special account, the owners have the right to carry out major repairs earlier

than the established period, choose a contractor and materials, they first choose the best materials for their home , determine those contractors who will do this the highest quality, these works are also monitored more closely, carefully, so of course we can say that it is the special account that gives the owners you... the opportunity to improve their home as much as possible. one of the most difficult jobs is updating elevators. the shcherbinsky elevator plant is participating in the overhaul program across the country. this full-cycle enterprise, from design development to supervision of installation of finished products, provides more than a quarter of the russian market. accounts we work with a number of management companies, this is quite a large management company

, there are several million square meters each, we have developed a special program for them, where we can, together with our bank, with the support of our bank, arrange for the replacement of the equipment itself, this allows - let's say, to make payments in installments for the management of the hoa company to us accordingly supply your temporary equipment and carry out roughing installation using the forces of our specialized organization. the plant supplies products to many cities, for example, it is the main supplier of elevators for replacement in the nizhny novgorod region. about 900 elevators have already been replaced, i will say in round numbers, in fact there were 862 in 2023, but work continues, so now there are approximately 900 elevators, there will be 1,500 left this year. over the past year, more than 90 houses were renovated throughout russia, but the volume of the aging housing stock remains high.

with the help of special bank accounts, owners can not only increase the funds that are being saved for major repairs, but also, while controlling all expenses, carry out high-quality renovations of their home. kind day, my name is victor and i am an entrepreneur. last year i didn’t have time to connect to the megamarket during the sales season, and these months passed my business by, this year everything is different, i connected to the megamarket in advance already... i broke the record for monthly sales in just one week, the sales season is starting, don’t miss it, join the megamarket, megamarket - just grow with us, the renovations have been done, you can relax, a cash loan with a comfortable payment is enough for what you need and what you want,

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cashback on everything. and 200 days without interest. condition, comfort, and smell like new, everyone has their own good car, find it on the author, eat something wrong, what should i do? in case of poisoning, enterum enterum absorbent of a new generation removes toxins, preserving useful substances, a smart solution against poisoning, dear ladies, i am not hinting at anything, but

the holidays are coming, nazon cashback 3% on sbp on everything, no matter what you want to give, this. .. this or even this, the main thing is that the gift is profitable, get out your phone numbers, buy gifts for azon posb are profitable, register on privetmir.ru, cashback, 3%, otsb, how to... understand how much a car will actually cost if you are planning such a large purchase. on aggregator websites or in dealer advertisements you can often see two prices: one with discounts and the other not. which one is real and is it still possible to bargain? we will tell you about this in 5 minutes in the program instructions. we will talk about the primary car market, that is, about those sales that go through

official dealers. from manufacturers, which are present on the domestic market, there is usually a network of reliable ones. who sell cars, and the manufacturing company usually sets maximum resale prices for its products, depending on the model and configuration. usually these are the prices that appear in advertising; these amounts include the dealer’s margin on budget models; it is less than 10% maximum; in the premium segment it can reach up to 30%. this is the space in which you can realistically bargain. but of course, you shouldn’t expect to get maximum. the dealer needs to pay for transportation, storage, pre-sale preparation, and employee salaries. to get the best price, you must first study the market, understand for yourself what kind of car it is. in what configuration and what color are you willing to buy and how much are you willing to spend? then you need to start visiting dealers. the best thing to do is not just look at the cars, but show interest, take

a test drive, discuss additional equipment and then ask them to print out a quote for you. don't agree to the first one that comes across. first of all, i recommend, ah, calling from five to 10 dealers, and finding out the conditions, ah, each dealer offers to analyze these conditions, accordingly, come to the dealership center in person - already negotiate with the dealers with a commercial offer in hand it’s easier to bargain with other dealers, it’s better to take the offer from them, for cars in stock they usually ask for an advance payment (10-20 thousand rubles), this amount must be returned to you if you refuse the deal, it is important to distinguish between the advance payment pledge or deposit under a contract. for sale , if the dealer needs to drive you a car from somewhere or incur some other expenses in order to sell it to you, they usually conclude a preliminary purchase and sale agreement, and if

the deal falls through due to your fault, the deposit cannot be returned. buying on credit can often be profitable; the bank shares part of the interest income with the dealer, so when purchasing, the price tag itself can be reduced, and auto dealers can actually offer you an additional discount when buying a car on credit. and why? because today there is a mutually beneficial customer turnover between car dealers and banks, that is , on the basis of an agency agreement, which implies, accordingly , additional benefits for both the client and the dealer, because the bank pays the dealer a commission, that is, the dealer also shares this commission with the client, firstly, many dealers have... partnership agreements with banks and insurance organizations, that is , for each client brought to the bank, the dealer will receive a certain percentage, which will allow him to actually play with

the price of the car, and for the buyer , maybe, maybe, purchasing a car on credit will also be profitable, why, because the loan is issued on different conditions, that is, depending on the period for which the loan was taken, on the size... the initial payment, the interest rates of the loan will vary, in the end it may turn out that not only an overpayment has arisen, but after repaying the loan in full, some additional benefit will appear. often the bank is part of some financial group and is associated with an insurance company, so if you are planning to take out a loan, you can ask for a significant discount or favorable insurance conditions. benefit from tradedin. it’s not always obvious, in fact, most often the maximum benefit can be obtained by selling the car yourself, especially if it is not very old and in good technical condition, but if you

think that the discount on a new car will be comparable to what you can get on a secondary one market, then this option is worth taking advantage of, what do we gain and lose when we turn to trading, we and we lose the market value of the car, that is , traders buy cars slightly below the market, why is this being done? because again, the managers who will subsequently sell this car should also earn money, the experts who inspect this car should also earn money, and the most official dealer on the site where this car will be sold should also earn money, so how do managers, managers they price the cars slightly below the market, but they offer you money is here now. any tricks, without any translations, without any critical actions for yourself, yes, that they guarantee you that the car will be deregistered within

the regulated time, that no one will drive this car under your guise, and that subsequently all the time you will be responsible for they take this car for themselves. so, let's repeat the main thing, appraisers with maximum discounts from dealers are just advertising, it is almost impossible to fulfill all the conditions from... and the price indicated in the advertisement, but bargain with the seller you can buy a car at a profit, for example, you can be given a discount if you take out a car on credit, then you can close it early, but trade-in is only profitable if you are sure that you will not get more money by selling your old car yourself. if you want to know more about the russian automobile market or how best to use government services related to cars, write to us on telegram, send your questions, we will send them to experts about everything... we will tell you in the next issues of our instructions. we always do everything together

we support each other, believe in the best, care and give warmth, and overcome difficulties together! together we are strong, we vote for russia.

welcome to asia, where the heart of the continent beats.

the central election commission approved the ballot for the 2024 russian presidential elections. as expected, there will be four names in it. when will the first debate of candidates for the highest government post take place? at first , the fsb special operation managed to prevent about 400 terrorist crimes. statistics from alexander bortnikov.