we will take on this case, it will be an honest detective story. it is clear to everyone that russia is not a gas station country, russian digital solutions will reach new heights, there are prospects, even more brutal, yes, ours is more brutal, there will be more than what exactly the digital helps, you are incomparably original with your questions, and what about production, raw materials and exports in general? what is our product,

it is becoming easier to become the owner of your own home, president vladimir putin supported the extension of state support for family mortgages to izh siscrow, as well as the central bank's proposal increase the size. insurance coverage of such accounts from 10 to 30 million rubles. own housing is what many families strive for, and everything must be done to ensure that the tools developed in other areas of housing construction are actively used here and give the expected result. for the construction industry, 2023 was a landmark year, when more than 110 million km of housing were commissioned. but what is important is that more than half of them

are individual residential buildings, and as the ministry of construction emphasizes, the trend towards an increase in new square meters in this segment remains, consider scroll first used in the construction of apartment buildings to get rid of the problems of defrauded equity holders in this market, then they decided to extend them to individual housing construction and, as they say in the bank of russia, now it is necessary to increase the insurance coverage limit. construction risks are now borne by the banks themselves. people are protected during construction, until its completion, the money is in protected iskrow accounts, insured by the state and, by the way, the amount of insurance coverage for such funds, it now amounts to 10 million rubles. but taking into account the dynamics of prices, we propose to increase this amount to 30 million. the vzhs account is in millions of square meters. if in 2023 it was 59 million, then since the beginning of this year it has already

exceeded 43 and a half, that is, an increase of 23%. moreover, as irek faizolin said at a meeting of the president with members of the cabinet of ministers, next year, using accounts from the crow , an additional 3,000 houses will be built, well , the plan for 2026 is already 52,000. we see that for 7 months of the twenty-fourth year, the share of loans for the acquisition of creation of izh amounted to almost 18% of the total volume of mortgage loans.

8 million contracts, 81% is the share of executed applications. alexander novyk noted that the growth in prices for gas-using equipment remains within the inflation rate, and 7.4 billion rubles have been allocated in regional budgets to compensate certain categories of citizens for gasification work. look, 7.4 billion have been allocated now, 2 and a half have been spent, i didn't ask this by chance, we are already in august. yes, in the last, in

the last days, no matter what, as often happens, there is spending at any cost, that's it here is a very rhythmic need to work, yes i understand. i know a billion from the federal 7.4 from different sources, but i ask you to just keep an eye on it, okay, yes there is there we will definitely check that the funds are executed, also according to alexander novyk, there is already an infrastructure for gasification of another 160,000 households, and in a short time if there are appropriate applications.

what is remembered about this day in history, we will tell you right now. hello. august 23 , 1552, the russian army led by ivan the terrible besieged kazan. this was already the third campaign against the kazan khanate, which was formed after the collapse of the golden. kazan was well fortified, high walls with stone towers and a sixty-thousand-strong garrison. ivan the terrible offered the enemy to surrender, but was refused. the tatars fought bravely, counterattacked and raided the city gates, contemporaries danced, from the cannon fire and the mournful thunder and

the voices of the screams of both people, and from the sharpness of the weapons, and you could not hear each other. there were more russians. for those advancing troops, engineer ivan vyrkov. built the sviyazhsk fortress and the tura towers with powerful cannons, and mine-explosive tunnels played a decisive role. the siege lasted almost a month and a half, and the fighting after the capture of kazan lasted another 6 years. the entire middle volga region became part of the russian state, the tatars, chuvashes, morians, bashkirs and other peoples were stopped from raiding russian lands, and russian merchants could now trade along the entire volga. on august 23 , 1735 , the opera-ballet was staged for the first time at the royal academy of music in paris the gallic india, now considered one of the masterpieces of the age of enlightenment. the music by jean philippe rameau, in the then popular baroque style, is grandeur and splendor. the libretto by louis fusilier was written under the influence of rousseau's ideas, about

a natural man who lives in harmony with nature and is not spoiled by western civilization, so the action takes place in the east in three parts. the stuffy turk, the peruvian incas and the persian flower festival. later , a fourth part was added, the savages meant the indians of north america. but the main thing in the plot - love adventures. after the premiere, some decided that this was the most magnificent spectacle on the theater stage, while others considered rameau's music too complex, but after 6 months, as the conductor and music critic luida cahusac wrote, everyone sang and knew all the arias from the overture to the last verse. the opera galland india is still on world stages today. on august 23

, 1939, a non-aggression pact was signed between the ussr and germany. by that time, moscow had become completely disillusioned with the possibility of ensuring collective security in europe in alliance with western democracies. the british and french allowed the third reich to annex austria, then occupy slovakia, contrary to agreements with moscow. when poland's turn came, they came to their senses and in the spring and summer of 1939 negotiated mutual assistance with the soviet leadership, but they dragged out time and did not take on specific obligations, and the germans did not hide their interest in the pact in order to protect themselves from a clash with the red army during the seizure of poland. and stalin decided on a drastic turn to avoid being drawn into a war without allies to strengthen the country's strategic positions. questions. in a visit to moscow , rebentrop's agreement was reached in a matter of days: in the kremlin, rebentrop and molotov signed

a secret protocol pact on the division of spheres of influence in eastern europe. as a result, our border was pushed west. this played a role in june 1941, when hitler's germany, violating all agreements, attacked the soviet union. on august 23, 1991, president of the russian soviet federative socialist republic boris. then in november yeltsin signed a decree which called for the central committee to dissolve itself.

outlawed both communist parties. all movable and immovable property of the cpsu, the entire party treasury, huge funds were transferred to the russian state. the actual ban on the communist party became one of the prerequisites for the liquidation of the ussr, but the communist party of the rsfsr was soon restored. this is what this day in history was like. august 23 is the day of military glory of russia. august 23, 1943 ended battle of kursk. in the battle, which lasted 50 days and nights, the german army lost 500,000 soldiers, 1,500 tanks, 3,700 aircraft. units of the red army pushed the enemy back 150 km to the west and liberated kharkov. the victory in the gigantic battle of kursk completed the turning point in the great patriotic war. japan's capture of manchuria undoubtedly created a threat to

the soviet far east and, at the same time , to mongolia. the khalkhin gol river region was subjected to heavy bombing, and they say that unexploded bombs are now lying somewhere in the steppe. he instantly took control of the situation. some people have probably encountered a request from their closest relatives or friends to become

a guarantor for a loan, one takes it to the bank, several signatures and the person receives the money. in fact, in such a scenario, you should immediately turn off your emotions and think about serious financial responsibility. what it consists of, we will tell you in 5 minutes in this episode of the instruction program. first of all , you need to understand that the guarantee is not a simple formality, not for the sake of a tick in the contract, it is real. willingness to fulfill the borrower's credit obligations, in other words, the agreement to repay the debt if he stops paying. in most cases, the lender specifies joint liability in the contract, which means that the bank can demand payment of the debt from both the borrower and the guarantor at the same time, or from each separately, in full or in part. another option is subsidiary liability, when the guarantor pays if it was not possible to collect money from the borrower. as a rule, banks provide for a mechanism of joint liability liability, moreover, if

the surety agreement does not provide for the type, then by default it is determined that the guarantor is jointly and severally liable, moreover, there may be several guarantors, and with joint liability, the bank can send demands both to one guarantor and to all at the same time, while the bank can demand both the full payment of the debt, and part of the debt, well, as a rule , for ... payment of funds only if the borrower has not fulfilled the obligation or does not respond in any way to requirements presented to banks. another important point, the guarantor is in any case responsible to the credit institution to the same extent as the borrower, that is, neither in the bank nor in court can you refer to your allegedly

secondary role. the amount will include the principal debt, interest accrued penalties without any discounts. by the way, if it comes to court. the guarantor will also have to bear the legal costs along with the bank's associated expenses, if the debtor himself can no longer pay anyway. if the borrower and guarantor do not pay, the bank files a lawsuit for each. as a rule, this happens after 2-3 months of delays. banks can independently set the terms and periods after which they go to court, this is the bank's policy taking into account civil legislation, the requirements of the central bank. however, most often this happens after 3 months, this is due to the rules of bankruptcy legislation, according to which, if the debtor does not fulfill the requirements for more than 3 months, an application can be filed against him to initiate a case on recognizing the debtor bankrupt. the court considers the claim in most cases in favor of the bank , sets a debt repayment schedule, if

this schedule is violated, the case is transferred to the bailiffs, and they have the right to apply the same measures to the guarantor as to the borrower, namely, to seize accounts , block cards, assign a monthly deduction from wages in favor of the bank, seize and sell movable and immovable property to pay off the debt and, of course, restrict travel abroad, since surety is a way to ensure execution obligations, then after the bank makes claims in court against the guarantor, receives a court decision, according to which the guarantor. also bears the obligation to pay off the debt, then in accordance with the provisions of the legislation on enforcement proceedings, all the same instruments can be applied to the guarantor as to the borrower. i do not want to exacerbate, but even death does not release the guarantor from financial obligations, they are transferred to the heir. in addition, non-payment of the surety negatively affects

credit history. if such a person needs a loan in a couple of years, the bank will be waiting for him. an unpleasant surprise when the guarantee ends after the debt is fully paid off or after the end of the guarantee agreement, and in the absence of such a term, if the bank does not file a claim within a year, or when the debt is transferred to another person without the consent of the guarantor. we do not urge you to never act as a guarantor, but you need to take the situation seriously, assess the borrower's solvency and your financial capabilities. so, let's let's repeat the most important thing: acting as a guarantor, you undertake to fulfill the borrower's credit obligations, if necessary , in full. if neither the debtor nor the guarantor pays, the bank can file a lawsuit against both, and if the situation does not change, the case will be transferred to the bailiffs, and they have the right to apply the same measures to the guarantor as to the borrower. the surest way to end

the guarantee is to pay off the creditor. still have questions, want to know how to avoid taking on overwhelming financial obligations with a signature, subscribe to our telegram channel, ask questions, and we will bother the experts, and we will definitely tell you about everything in one of the next issues of our program.

dear friends, i suggest you watch reruns of our besagons from the golden collection of besagon tv while we are on vacation. and i hope that you will be interested in remembering what we talked about. i look forward to seeing you at these viewings. russian fishermen set a new record for catching ivosi. the catch is already almost twice as high as the historical maximum of 2023. far eastern sardine catch in 2023

amounted to 544. ton. according to the federal agency for fisheries, by mid-august this year, russian fishermen had caught more than 161. ton of sardine fish, which is 82% higher than the 2023 figure. most of the catch goes to the domestic market. mentai catches, according to data as of august 19 , amounted to more than one and a half million tons, which is almost half of the total volume of bioresources harvested, fish and seafood production in our country is growing, while the european union is discussing restrictions on fish imports from our country. in the spring of 2022 , the eu already banned imports from russia seafood, caviar, and rocco, now in brussels there is a discussion about tightening this ban, now they can also fall under it. and fresh fish, over the past few years, of course, russia has occupied a larger part of the niche, this is really about 85%, in general in the european union about 70%

is supplied from russia, some european countries that are initiating the introduction of this package of sanctions are the baltic countries, latvia, lithuania, and sweden including, they, apparently, are initiating this due to the fact that they want... this is the market - take, say, reduce the share of russia. the total value of fresh and frozen fish imports from russia to the european union in 2023 was about 313 million euros, which is 16% lower than in 2022, when it almost reached 372 million euros. in germany, pollock from russia and the united states accounts for 19% of total fish consumption. in 2023, the european union imported pollock worth more than 1 billion euros, of which 26% came from russia, in weight terms - this is about 84,000 tons. the introduction of serious

restrictions could lead to a loss of more quarters of imported pollock. and according to analysts, the decline in industrial production in europe is already picking up speed, the quality of life of europeans has decreased by almost 50% over the past 3 years. will lead to the shutdown of a significant number of enterprises in germany, in particular, and in europe as a whole, which are currently engaged in processing, including pollock for the production of fish sticks and other semi-finished products, and of course, this will certainly lead to an increase in prices on the consumer market. pollock fish sticks are a popular product in germany. according to bilt , more than 5 million pieces are consumed daily in the country. this product has already experienced a significant increase in prices in recent years. from 20 to 2023, packaging has risen in price by 42%. the united states of america themselves closed their market to our fish

products, as a result of which their products have grown by 20%. due to this, they will not be an alternative for either europe or other countries in the world. great britain generally imposed a prohibitive duty of 35% on russian frozen fish, as a result of which prices there have grown significantly higher for consumers and volumes supplies have decreased. exports of fish products from russia in 2023 increased by 12% compared to 2022 and amounted to more than 2 million tons. the main buyers were china, the republic of korea and the netherlands. japan's capture of manchuria certainly posed a threat to the soviet

far east and, at the same time, to mongolia. the khalkhengol river area was subjected to heavy bombing strikes; they say that unexploded bombs are now lying somewhere in the steppe. it was on khalkhengor that he instantly took control. the japanese were driven back to the eastern bank of the khalshingol river. the enemy suffered heavy losses. the entire system of relations between the soviet union and mongolia was built on the basis of full support for the development of mongolian statehood. i still remember the first phrase that stalin told us in the kremlin. suddenly, in trouble

, you know. but hit yourself on the head, the main thing, vanya, hurry up, what kindles interest, uh, uh, what has begun, and makes life brighter, the villain has imprisoned me in a tinderbox, of course. tinderbox. ivan! ah, so we are going to go out tyoski. soon. we are watching to learn about the world. educational programs and documentaries. watch. watch. in the app or on the website. by that time, they had developed very well armored in terms of frontal armor.

minus four enemy armored vehicles in one battle, russian soldiers epically destroyed the enemy equipment. they illegally crossed the borders of russia and went beyond the scope of journalism. the fsb opened a criminal case against an american cnn reporter and two ukrainian correspondents. what fakes were they churning out in the kursk region? there are planes.