>> i'm also the chair of laco, local agency formation commission. and it's a pleasure of mine to be here with you on a friday afternoon, and it will be all you people clearly. with us here today on a friday afternoon, clearly it's very sunny outside and you have enjoyed the out doors today but here you are with us for conversation around our environment and i really appreciate that. for the last 20 years, the san francisco board of supervisors, moan through lasko.

i thank the san francisco port for partnering us with today. lafco and the important work that we do is largely unknown outside of city hall. so we want to take this opportunity today during the san francisco climate week to en gaming a wider audience about our work. i'm really grateful for you to be with us and to see fashion and innovation that there is in our city to find solution to the climate crisis. i have to say for a long time, work of lafco was caught in a debate whether or not san francisco should have a cleaner al na tiff. thankfully the debate has been settled and what many enjoy

today is run by the san francisco public utilities commission, is now successfully serving over 400,000 customers are cleaner energy and affordable rate than pgne. to help clean power sf cleaner goals including clean banking that we will hear more about later today. lafcos authority is to do these studies municipal service review and that's really a, you should know that lafco in san francisco is unique where both city and county and san francisco and like other jurisdiction it's really a county jurisdiction. that is why lafco in san francisco is limit today service review while other

counties have a wider range of jurisdiction. nonetheless lafco has a critical role to play because of independence to city and county of san francisco. my colleagues on the board of supervisor sxz lafco supervisor dean preston has lead us to studies related to housing, which really if you think about it, not only is housing a human right, it's a right that if we continue to push forward, help us build a momentum to climate change. to tackle climate change. i'm excited to hear from our true panels because housing crisis are so closely inter connected. i'm glad that san francisco voters passed our housing bond in march, 300 million worth of it and i'm hopeful that the path area will pass a larger

regional affordable housing bond in november, roughly about 20 billion dollars for all nine counties and in san francisco about 1.5 billion dollars. i'm excited to look at opportunities for how these funds could be used through a green bank to produce municipal housing in san francisco. so i'm really excited this is not just conversations on papers anymore, if we do this right this november many things that we deliver on, so if you're interested in these topics, i urge to you get involved in lafco's work. you can contact our lafco team to give us your feedback is the reason i'm so pleased that we're participating in san francisco climate week this year and explore what we can do

and incorporate your ideas and our work together and to be innovative, not just for san francisco but really for the bay area, that is the work that we're embarking on in the coming months. so with that, it is really my pleasure and i just want to say a few words about this person that i'm about to introduce to you who really has been organizing this, former legislative a and city hall really knows how to works. how city hall works and i'm so grateful that he can now coming on board to join us and during the process when we having these conversation at sfpuc to really figure out what should be our future in san francisco but so much more than just that, be it battery storage, be it a lot of technical studies around tackling climate crisis, i'm just so grateful that not only does he do his due

diligence but conversation is also the reason why we're here today because he has dedicated his energy and effort to see san francisco and its future beyond clean power sf. with that, i'm going to pass this to our fearless leader and leader of lafco, jeremy. thank you, [applause] >> thank you, very much, connie and thank you for coming out to join us on this beautiful friday. i'm going to go through a quick few slides to introduce you to lafco and give a quick introduction to the work that lead to this panel on green banking. first question i get asked to people that i tell what i do, what is lafco, is it a comedy

club or what? everybody city has a lafco dealing with making sure as we're building new developments that we have all the services that they need. we're unique in california, the only consolidated, when there was a proposed ballot measure because between brisbane and san francisco to take over pg&e's service, and that lost 49-51 at the ballot but that was a part of lafco as being kind of venue where supervisors pursued democratic, there was a lot of work of ticking over pg&e equipment and that lead to community choice aggregation which lead to clean power sf, where they were able to buy

100% renewable power. and yeah, dha was largely the focus of lafco's the number of years. we've broad end out into a few other topics in addition to electricity, we did a study on public bank anding municipality services and as connie said, we have taken on studies relate today services. so it's made up with the board of supervisor sxz members of the public, that was connie chan, our chair her idea to have they vent to showcase some of the great and get our great commissioners and experts on these issues. so we'll be hearing from our public commissioners, hope and municipal housing paner he will and we have our resigned commissioner fielder who will be part of the commissioner. and if we have a vacant seat so if this is interesting to you, we there is a application on

our website and we're looking for somebody else to join us. we have a sort of duel role with clean power sf, we provide oversight and provide feedback and we're also partner ening with them on a part of studies and, one of those is, the green bank studies that we'll be talking about more. and so, i have three slides to try to condense three to four years. who is i work for as a legislative aid back in 2011 is the first time i heard of the concept and he passed on the

baton on to sandy fewer who passed on the baton to connie chan and dean preston. that lead few years that was a state bill that created a i new banking licensing in california. so the reinvestment group put together a plan and they have a business in governorance plan for public bank and as an initial step, the plan is to create a non depository, called finance corporation that essentially functions of like what a green bank is. it's a lending entity that combines to advance green initiatives and so, so yeah, those plans were delivered to the board of supervisors last year. and supervisor preston is currently working with the

treasurer's office and, let me i'm getting ahead of myself. so i'm going to talk a little bit about what a public bank is. it's a bank that can accept deposits that is held by a county. as i said we have this two-step plan here in san francisco that we're pursuing. that would not require all of the regulatory approvals of a full public bank. it's to build and be ready to go apply for the banking licensing and fdic insurance and at the bottom a couple of things that a public bank is not in this plan, would not be a retail plan. the idea is not to have individual credit acts at the public bank of san francisco. it would be a bankers bank that would help out credit unions and cdfis to help advance the

lending. and this is not to meant to take over the--that has a lot of, you know, 12-17 billion dollars, i cannot keep up the size of the budget. to create this entity that would function at san francisco green bank. and it's further of planning for the operations of this entity and we have working group to talk about this, and a big focus we've had is around, the inauguration greenhouse reduction fund which has two separate funds that total about 20 billion dollars that is intended for entities like green banks. we've been in touch with the applicants for that and the awards has just been put out.

and we're hoping to make san francisco eligible for that to get in that infusion of dollars to help jump start this entity. so we're preparing an rfp to help us develop those plans and yeah, with that, i'm going to turn it over to our elustriuos panel. he's going to lead us to a conversation into a great panel. thank you all for coming. [applause] >> hello. oh, no, it's working. thank you, jeremy. so, let's jump right into the panel on green banking. just as a reminder to summarize

what jeremy just said, the purpose of this panel is to discuss the work on municipal banking options, specifically the potential for san francisco green bank and how it could help achieve the goal. i'm going to start by allowing the panelest to introduce themselves and then i'll have some questions for them afterwards. >> thanks, colleague, thank you jeremy, thank you supervisor connie chan to initiative during climate week. i'm jackie fielder, i'm a cofounder of former lafco commissioner and i'll pass it to sylvia. >> hi every one, happy to be here, thank you to lafco for inviting me, happy climate week every one. i'm sylvia chi, i'm a city policy analyst with the funds collectives. that's my day job and my non

day job is working with the california banking alliance. >> hello. can you all hear me? i'm nick klein, i'm delighted to be here. i'm not a if i --affiliated with lafco i was asked to join because i worked for connecticut green bank and capitol capital bank. so since then i've worked with many other cities on implementation and strategy of clean energy initiative. so delighted to be here. >> thank you for introducing yourself and since we're on the

topic, do you mind telling us, what exactly is a green bank. >> sure, so i can go pretty deep on this. i will try to keep it high level and if you have follow-up questions, we can do that in a q & a, so starting on the bank side. a bank provides financial services. so this is, two end users, individuals, governments, might be a paradigm shift from many are thinking about in terms of supporting clean energy through incentives, a bank often uses services like loans and like credit enhancement to see drive the deployment of clean energy. and the rational there, like cars, like houses, clean energy has a big price tag that you might not have all the money for in your pocket, so you want to go to a bank and get a loan so you can pay for the big project and repay that overtime. like you do with a mortgage and

like you do with a bank loan wha. is difference is being a quasi profit, profits can go back into the bank and then be relent out. and green banks focus on clean energy technology. what that's been, roof top solar, transportation technology and other technologies. and what is difference about this asset class is that these assets often create a cash flow whether you are selling, electricity into the grid and making money from that, or cash flow in the form of energy savings, energy monthly bill was $300 now it's $350 so you're saving 150 each month. so these cash flows make this asset class easier to finance because assets that finance

generate their own cash flows that are used to pay back the loans. something else is that they primarily serve under served segments. there are private banks for the big companies, for the big utilities that want to do a big solar panel array, they already have access to capital, there are a lot of markets that don't have access. whether it's a technology thing, whether it's a risk thing whether they're just outside, so green banks provide this access to capitol that, that the market as is, doesn't have. last comment to think about is green banks can be a big part of a larger puzzle when it comes to deploying energy. they provide the financing,

information and help various partners come together. but the other partners really matter a lot when it comes to financing clean energy. they are the end users, the people pa ultimately benefit from the clean energy and also the installers ,z the contractors, the people that literally make the updates to the building or put the equipment into the ground or connected to the grid and then there are other actors like the community itself, or you know, insurance or operations and maintenance. green banks are a piece of the puzzle but it's very important that they work with the partners. hopefully, that was not thaofp detail and i can answer more as needed. >> green just that green bank is a type of municipal banking in san francisco. and the next question is for you jackie, where did the idea come about? >> well, i'm executive officer

paul pointed, it's been around since san francisco for more than a decade. supervisor john a va loss really look it around the movement around the no dakota pipeline that gave us the thrust and that's how i got into public thinking through this grass roots, moral base imperative that our city's money, we profess to be progressive city. but we have money in the banks while waiting for the cash management of our annual, our different departments on average at the time that i was looking at it, 7 years ago, on average per day, the city is has a cash flow in and out of

250 million dollars, something around there. so lots of money flowing around. but while we're not using those funds, wall street as we know uses them for other means around the world, financing, private prison contractors, you name it, luxury developments. so the whole 'empatus was to align our--with our money. it's a very simple concept and you know, back then, we had a lot of momentum and thought it would be much easier to simply move out of wall street into maybe the credit unions or pro social banks but it is much more difficult and at the same time, still felt that this imperative to move our money into alignment with our local

values, our local mandates was still pretty important. we have an affordable housing crisis. we obviously have a, climate goals that we have to meet and we have small businesses that are closing down every year and especially more so since the pandemic. but we wanted create something that maybe has not been seen before. movement and it's in north dakota where the only public bank in the continental u.s. exist. north dakota has been around for 105 years now. so we, ironically drew a lot of

our interest and i object spir --inspiration from there even though we would do things differently. so to sum it up, came from a grass roots movement and paired with minds with the expertise like sylvia who is an co-author of public bank bill 8557 we passds --passed that with in alignment in l.a. with public bank l.a. we all came together lccr, sorry, lawyers committee for civil rights, lots of other organizations that have supported us over the years and have been involved. to push our movement and really hone it into making it not just

pipe dream but a plan. and it had to evolve as we encountered new information and legal barriers, new constraints and in this world with the with the biden climate bill, new opportunities too. so that's the sum of it. >> thank you, jackie. we know what the bank is and a public bank and, etched in stone with that. this question for you sylvia, what opportunities exist this year, right now for helping san francisco start green banks? >> so it is going to get pretty wonky. as mentioned, you may have heard of the inflation reduction act, it is the largest most ambitious action congress has ever done. i can probably spend several

hours talking about it to you but we'll focus on the greenhouse gas reduction fund. it's a 27 billion dollars program. it's the single most--defense, and administered bit epa right now. being administered by the epa right now. it, it is consist of three different programs. the first is solar for all, that's 7 billion dollars. that's not a green. sometimes called like the national green bank, those are the two green finance programs. one is called the national clean investment fund and that's 14 billion dollars and the other one is called the clean communities investment accelerater and that's six billion dollars.

and those two programs together are meant to inject a ton of capital into community lenders, meaning community institution s and green bank to see catallize, it's hard to understand if you're not a finance person, i'm not a finance person. but ccia is meant to increase the capacity of community lenders so they're able to make loans in the green space. doing community, they don't have a lot of insurance doing

like solar and energy efficiency and those things. so they ed the extra capital. the other one in cif, is like a fire hose of money that is meant to go to the community leaneders and fund the programs. the program is also meant to attract private capital, so it's leverage private investment as well so. when it comes to a municipal green bank or starting a new one in our case, the ccia funding can be used to help capitalize that, so it's starting the final institution. and the money can be used to fund the actual lending activity. the program is very weird and complicated, it's not like any other program.

it's going to be the funding is going to be done bit inter mediates which is nonprofit organizations, or coalition organizations. so community lenders have going to have to apply to those intermediateries for the funding. we don't know any of the details yet. epa just announced the awardee a couple of weeks ago and those awardees are negotiating with epa, they're trying to finalize those contract negotiations. and that is a very fast timeline for the federal government to do that.

we're trying to get san francisco green bank to get funding to start spending. >> i have a question on that, can you talk about the greenhouse reduction? >> so we don't have a very good name for this group, but it's like the ggr equity alliance is what i'm going to try it make it be. our organizations solutions, we do environmental justice policy. and we came together with a bunch of allies, organizations including emerald city's collaborative. americas for financial reform, green lighting institutions a few other ones. and basically after the inflation reduction passed we were all reading through it, i was not involved in advocating for the ira passage. and we saw the--there is not a

lot of details in it. but the problem with that, is even when they put in, there is clearly like good intentions with this program. but the perennial is unintended consequences. so we need to make sure, my concern, is there is a lot of way that's this program can go side ways. and it didn't define how it had

to benefit the communities on how to be there. and we know like the opportunity zones that place investing is not that simple so. if you just spend money somebody does not necessarily benefit the people who live there and in fact can cause gentrification. we saw this as an opportunity to try not just to engage gpa to try to interpret the statutes that would be most helpful to communities but also to engage with the applicants and now awardees to try to get them to voluntarily and publicly commit to kind of raising the base line in term of their equitable practices. so we put together, drawing on our experience working on various kind of programs at the state and local level.

we put together a pledge which outlines how they put into practice, these equitable, equitable ways of working and making sure that they don't actually harm communities. and so, we've asked the awardees to publicly commit to that, and when we ask the applicant that and now that they have announced, over half of the applicant, over half of the awardees have committed to the pledge. so we're going to be continuing to engage with them to make sure that they are held accountable trying to organize like the members of the coalition sxz their board members, their advisory councilmembers to keep them accountable and make sure it's really accessible to the community that are meant to reach and benefits them.

>> 24 next question is for you, nick, what would san francisco be able to do with the green bank? give us an example on how green banks have helped othered. >> sure, again, i feel like this could be a big answer. so broadly, what a green bank can do is is make access to capitol money for projects, easier and more accessible for folks that have not had had access or don't currently have access. what that can look like is, lower prices of capitol or products and services that reach market segments that don't currently have access to them. one way to look at this, who has roof top solar or ev

charger in their garage? typically folks that are higher income. how would folks with the lower income have the benefits for the benefits when the price tag on those are high. it would be through a green banks. green banks can do that, that is from the perspective of user. that's one of the powers of finances is if there is no up front cost and if it's cash flow positive for the end user. another thing that it can do is crowd in private capitol. there is bunk of banks and lenders are the type that hide income individuals to do, to get a solar panel set up on the roof. why are those folks. why are those private lenders saying no to you know, riskier market segments.

they can help them understand risk, help them lower the costs of capitol. so loans of clean energy, every bank offers them and they're widely available and widely used. they help the bridge to help the private sector get to that activity. another thing is, green banks because they get returns from their loans, are can be self sustaining, that means once you capitalize the green banks, the activity go back to the bank which pay for the costs but can be again lent out. it's self sustaining. and related to that, there is this idea of private sector leverage, where if a green bank is colending with private lenders, there is this idea where a green bank can provide

some of the debt where half of or thirtd of it and other parts are supplied by private lenders. so there is this idea that for each dollar that is lent out, it can bring in 10 private dollars. from a strategic stand point, from the government stand point, you can drive a lot of investment and a lot of scale. there is a piece around green force where many bank right side partnered with workforce to instale efficiency, solar, so there is this local economic benefit that helps buildup local businesses. there is also a piece around trust and public government, we're at this time in history where demographic institutions are really facing like a crisis in trust. and green banks have really proven like many other

institutions, smud over there in sacramento, green banks around the country can help people understand wow government can really serve the public interest. and you know, i have a few example of specific greenbay projects, maybe i'll quickly go through them because i'm eating up a lot of time. of my favorite is community so laxer the community bank, they financed a single solar project nat neighborhood of 100 kilowatts about 10 times of the average roof top solar project fortial. and what they do is they sell description to see low to moderate income, so 28 households can have a share of the single solar projects. it's not on their roof but they have a share of it. and what it did for them, for each describer was 500 dollars

a year. so--subscriber was $500 a year. tied in is ev chargers they wrapped up in other benefits. so it's a way for these community members to get the benefits of solar without having to put their roof top up ordeal sw w some of the issues like credit checks. so that's really exciting. another one that i'm familiar with, and i see worked with a multi family housing company and they did all nine of their buildings, i think it was hundreds of housing units, they fully retrofitted the whole building to be super energy efficient, like sealed the envelope and had heating, with thermostat, really helped the comfort of interior spaces and

reduced energy bills, so there is an energy burden reduction there. those are just some example, sorry to eat up so much time. >> jackie this next question is for you, jeremy mentioned, there was an investment group and they talk about what that is? >> yeah, so in 2021, supervisor dean preston introduced and got the board of supervisors to pass the san francisco reinvest in sf ordinance. and this started a working group of finance experts and community experts in affordable housing, renewable energy and environmental justice to basically come up with the governorance structure and the business plans for a municipal finance corporation msc.

and the idea is to start an msc which is a non depository insolution and become a public bank. of course public bank being a depository institutions, a lot of framework came from ab857 and we looked into a lot of different research, especially from dr. thomas mariwa who has been studying banks around the world. and it's through him that we were able to learn about governorance structures. one of them being popular in costa rica which is basically governed by a assembly of workers and it has representatives from the assembly that's is in the dos

ons range to make the regular decisions at the highest level of the bank but the ultimate decision making body is the assembly. so that is probably on the most democratic part of the spectrum. and then of course there are other models such as the, the german banks that have a two-tier structure around with representatives from different departments and also trade workforce representatives. and that is also a two-tier structure so from different models, we got inspired to work with that kind of two-tier structure model to try to prevent corruption as best as possible, because that's a big concern here in san francisco it's very real. and we want to make sure that

the bank is insulated from as much as the decisions as possible. and of course it still has to have some kind of mission and principals to guide its decision making. and that in the san francisco bank coalition, we came up with a set of principals over the years around public ownership, and around the different kind of mission principals for the bank, social, ecological and environmental justice. so grounding and the giving it a mission and having this two-year governorance structure was our best attempt to stem the influencing but also provide enough transparency or accountability that we're able to hold it accountable to its

original principals. so the ultimate government structure for both the msc and the bank are inspired by the structure, include representatives from different agencies from the city government and also draws from you know, a number of different areas in the city that the public bank has stakeholders in such as labor, such as environmental advocacy and affordable housing, worker's rights and a number of other ones. but, the reinvestment group finished its group last year and chair kristen evans was great help with that as well as could--colid and fernando is going to be in the second panel here, and is sylvia chi, i hope i'm not for getting any others.

but this work was hard and arduous, hours and hours going into it, not just meet ing, but work outside of it and we had some of the best minds in this field, in this work put their heads together to come up with the best plans. the treasurer's office was also involved, controller, and the plans were aoun unanimous lea dopted. the next if is the next question giving us time to city if we can stand something up to receive these funds. >> thank you, jackie. sylvia, the next question is for you, how can san francisco ensure that impacted communities benefit from the bank.

can can she have a say on how its run? >> yeah, i mean, i think the short answer for me would be to put into practice to operationize the best practices that are in our pledge and guide, and that has to do with really centering the voices of the low income disadvantage communities that this program is mraent to benefit. that is always a lot easier than done, a lot of institutions say they're doing that but it they have a lost trouble when it comes to giving up that decision-making power or using their decision-making power in alignment with what the community wants. so that's definitely not trivial. i think that will be the major challenge. other pieces are going to be around, making sure that we're prioritizing direct benefits to the people that are trying to

benefit and looking at the accountability and transparency and putting in safeguards to make sure that people are not harmed and the, the most concrete like, silliant is displacement, the one thing that people have, is green gentrification, if we're upgrading housing, does that mean that people who live there now, will not continue to live there now. >> thank you for that. >> so, banks are great, we've been doing them forever in this country. we have a plan that was approved bit board of supervisors and the federal government is trying to give us

money to start one right now. so the everything is great and wonderful and so nick, last question for you. are green banks subject to bank runs or any negative side affects that we've been seeing in the market? >> insofar as a green bank is non depository, it will not be subject to a bank run. most green banks i'm familiar with, there is a bit of distinction between the green bank term what people can mean by that and the public bank. the green bank that's have existed and call themselves are green bank are non depository and there have not been an issue. there is issue with political actors trying to claw back. if a green bank that primarily lends to clean energy projects

decided to be to* also be depository, they could run a risk, there are things that you can do to reduce that risk. keep higher percentage of the deposits cash on hand to insulate that. there is also a middle approach that the kentucky green bank has taken where you invite members of the public to invest in and capitalize a fund that is lent out to clean energy projects by the bank. so it's not a saving account, it's not a saving account but it's an investment that you would make that you get between 4 or 7 or 8 person return but there is a risk that you don't get it as the green banks lends out your 10,000 or 20,000 into projects in the local community. >> thank you for that. and just as a reminder, the municipal corporation designed

by the work, confirmed that green bank is non-deposit. [(inaudible)] >> can i get a time check. >> wrap tup and take a couple of questions. >> all right, i'll take a couple of questions from the audience about green bank. >> so since you've been in contact with the, i imagine you're probably talking about how they would do pass through a system obviously, finalize that and recommending to that and what conversation, regarding kind of. >> i'm going repeat the question for the camera. so the question is, have you been in contact with these groups that are applying for the epa's green bank and as they develop these terms that we will see in july, what advise have you been giving

them? is that summer? >> okay. >> do you want to answer? >> insofar as i've been in touch with them, it has not been in respect to san francisco. >> well insofar that i've been talking about, it's not been in respect to san francisco either. so in general, would i say, we've been talking about there is a significant need for technical assistance. and for those who don't know, technical assistance is a broad term, i used to not work in this nonprofit policy context and i was confused by this term. but, basically, technical assistance it covers a lost things. but, helping institutions like create projects is one piece of it.

it's also going to be community lenders learn how to give out the loans and design the products. it's a very broad term. i think the awardees who were selected all recognizes that there is significant need for technical assistance. they need to be part of that conversation and part of the have to receive some of that. because community organizations need to be able to have the capacity to engage in the processes like these stakeholder processes and they often just don't have the money, they don't have the time, they need to hire and

retain staff. i use today work for a community base organization no one has enough time to join these meetings and there is a very very deep need for these institutions to invest in them if they're going to actually going to try to benefit these communities. that's the biggest thing. >> thank you for the question. i'm going to take one more question. yes, right here.

>> so the question is, as this funding got, being rolled out, what projects are prioritized in the pipeline? >> which of the ones that you see that are green banks that are emerging with the funding, are rolling out their programs, i guess in a way. >> i'm sorry, so which of the entities coming out, which of the green banks will be rolling out the funding fastest? >> >> i'll take a shot at answering this. so the existing green banks most of them have a geographical mandate, they're state and county municipal banks. that may help you figure out if you're project is sited in a state, does it have a green bank or not?

the other way to look is look at the green bank's website. typically, they have a few standard. if your project fits xy andz. not all green banks finance industrial kind of manufacturing projects, some do. so we'll check with the green banks. and also green banks have what is called open solicitation, so if you want to finance a project, but it does not fit, you basically send them a pitch, you say this is the project let's have a conversation about whether or not you can finance my project and they would have a meeting with you. >> should we stop or take one more question? >> i think we need to stop.

thank you so much for your time today. thank you to the panelest. [applause] >> all right, i would like to invite our panelist. i know we have two conversations that we could have spent two hours on that we're going to try to shoe in. >> okay, so before i turn it over to our housing panel, we have two projects that we're starting. one is specific and narrow and scope, the mid-town apartments is the only city owned housing in san francisco.

the displacement was built in the city as a rent to own model. the residents there still did not own their home and did not have a say on how their homes are managed. and it's how these residents wants their house imagined. do they want a board of directors and working with them to figure that out. the other is what it would look like for the city to scale up, owning and operating affordable housing. that was pass thed with 73% of

the vote. we have an rfp out for this. their proposals are due june 22, this is a new housing study and not a lost experience within the united states so we're looking for the smart housing brains. if that's you or if you know of any small housing, send them our way. with that, i'm going to turn it over to our moderator hope williams and also the board president of the san francisco community land trust and she is going to lead a conversation on this. >> hi, sorry, can every one hear me? awesome, i'm hope. it's a pleasure to be here introducing these fabulous panelist which i'm going to let

them do. who are you? what do you want? what are you doing here? and we'll just go down the line. >> there we go. what am i doing? in my day job, i work at tenants together as a legislative director, we're a coalition of 60 justice organizations across the city of california. when i'm not in my day job because i have no other hobbies, i'm with lafco with hope. and i chair the housing stability fund oversight board with my vice chair fernando. >> hello ryan ramos with the department.

i work in residential building providing assistance to encourage adoption of decarbonization, so heat pumps and those sort of technologies. >> and i am fernando marty, i'm an artist, i'm not sure what i'm doing here. with you for the 20 years before that, i worked in the direct of community housing organizations working on affordable housing in the city of san francisco and continue to work around planning issues when i'm not working on our work. >> thank you so much for our panelist. i have this question for ryan, what are san francisco climate goals related to housing?

it's a very large topic that we have to handle, part of the climate team in the audience, so i'll have to hopefully get parts of the climate action correct. i'm going do a brief overview on some of the goals. the climate action plan includes a goal to build at least 5 now new units every year. and one-third of those units, no fewer than one of those third of those should be affordable. near schools and near transit

as a key pillar for climate action. so we need to have housing that is accessible and some of the strategies that underline the goal of building 5,000 units include preserving and rehabilitating homes in under served communities and in other is basically just jum starting the production of housing. having housing is absolutely crucial to meeting our housing goals. and lastly on top of that, the action plan states that san francisco have all buildings including residential to be sheer o he--zero emissions by 2040, that means getting emissions out. that's a tall task we have a

number of partners that we're working with. the mayor's office, mayor's office of housing and homelessness and supportive housing we're all working together. while providing access to housing. >> thank you, i know you being part of it, we really appreciate your efforts. i'm going to ask sauntty, what is municipal housing and how is it different from regular housing. >> interesting, affordable housing means too many different things to too many different people. i feel like if you have 100 people in the room and asked

what is affordable housing, you get 200 answers. i see it as social housing, any housing that is intend to be affordable. a lot of people like to talk about singapore and vienna, i love vienna and i loved it. i don't like to think about municipal housing or general housing like this far away idea that we've imported from other countries. people are trying to do municipal housing right now. there are models in county in

chicago just passed a big bond, obviously we're trying to do it. especially when they're trying to displace, they have a demand that times to ask the city by their housing, and also we have a long history of experimenting with municipal housing. they're always in the market when they occupied slum housing, you know the labor movement has a long history of building housing at the local level. i think we have not collectively decided what that

means and sometimes that is used to import differences in policy that we need to bring to the service and talk about. but you know, municipal is a form of social housing and it's important because we need federal investment housing, we needed it yesterday. until we get that, we can't wait for them. >> what do you mean we can't all agree on what affordable housing is? >> okay, this next one is for fernando. >> what is the next between housing, climate and equity justice and how is this related to a climate aparti? >> okay, is that where i get to do my slide show. >> that's the last question.

>> because my slide show sort of covers that. in the context of talking about climate change and what ryan said before, the need that we have to build how much housing in certain areas. housing that regular people can afford to the extent that we have not done that sufficiently for the last 20 years, we are seeing a new resegregation of the bay area. and paul anthony who used to the run the project, i don't know if he coined the term but he would use that the idea of climate aparti, because of climate change, we are creating a new segregation within our cities and regions examine the

only way to address that is through public investment, because that is what the market is creating, given the climate mandated move towards building more densely building in our cities and not creating more sprawl. >> thank you, i'm going to ask the next question for ryan. what successes are you most proud of? and what challenges does sfe face in meeting our climate goals for housing, be honest? >> all right, the proudest moment i think it will be easier to describe the challenges, it's a very long list but i would say the proudest moment was when san

francisco became a pioneer. not very long ago, the cpu c commission which regulates energy programming under the investor owned utilities, such as pg&e, was no allowance on what was called heat substitution to move away from gas appliances towards electric. that was at the table and there was no way to do that. once the puc changed the rules, a program that we help run was one of the first to implement these changes to allow electrification. we started to work with affordable property management

firms. to change their gas boilers over to heat pump water heaters, so we were very excited to do that, we continue to do that work with many operators in san francisco. we v you know, dozens if not hundreds of building left to do. and that brings me to the next challenge that we have is, you'll start, you'll be having a positive cash flow with the

electronickation and electricity rates that we have, we can't promise that and it makes it very hard to make it, to get these projects installed and motivate property owners. our partner is pg&e, they're the ones that have a backlog, we are working through them with them. we're trying to get them to have that be a priority. that's a big challenge. another challenge is we don't have enough housing, if we're back to the core of this conversation, there is a lack

of affordable equitable housing is, probably the biggest thing, all the electrification of these buildings, is important consideration. >> that is a challenge. >> that is the nicest way to talk about pg&e that i've heard. good job. kant' how do the housing and climate goals need to align? >> we gave these questions to you beforehand. >> i know. but anyway, we're a city primarily of renters. so i'm going to start with the

biggest question. is how do we do decarbonization without displacement. we also don't want to incentivize them to use renovation. and we also have really tough laws like the ellis act which basically discourage the control tenants to flip a building. we really oh that will make climate aparti worse. transit has to center them. but i think that, i mean i think that we can align. there is a lot of tremendous work being done by everybody here. there is a de carbonization

working group. we're having even conversations outside of san francisco like sort on the state level coming together to talk but environmental justice people to figure out how we do this together. and i also think that we can actually use this instead of a vehicle for displacement, right, and all the benefits of the inflation act that can come in and benefit rental housing, we can use this as an housing acquisition. we have missed several opportunities to take units at a low cost off the housing market because we refuse to invest. a number of landlords are defaulting, they're selling properties at fire sale prices.

those units that we did not buy are 200 to 300 units and we could have used as an opportunity to not only keep people in place but improve the buildings and we didn't do that. automobile, san francisco cannot raise the level to take levels off the market and there are definitely challenges. but i do think that the more we center the residents in the work and the fact of the majority of the housing is rent control housing, and that tends to also be not just where the most vulnerable but the housing that needs the most improvements. i do think that we can come together with a investment strategy where we're making these people's homes healthier and building them and revenue

positive municipal housing stock. >> thank you so much. fernando, i know i said i would keep this question to the end. but i'm curious how does the mid-town apartments demonstrate the challenges of presefrk or existing housing in reducing its carbon emissions. >> so a few years ago. >> yeah, we can do the slides. it's about 130 units, almost all town homes, it was originally built at back middle class housing, relate of struggle in the community in the face of urban renewal

displacement. next slide. this helps the first question and my answer to that is the community, if you don't have community preservation, our strategies around regional climate response really become kind of a regional resegregation, so that plan is from 2050, whatever the latest is, and the red is where the region, the mtc and a bag which are these regional agencies are responding to climate change and to state law sustainable communities initiatives in directing most developing to the areas.

and what you see is poverty is moving, you see greater poverty. as people are displaced from the places wherefore good climate reasons, we want to dense fie. --densefy, so this is blackout migration, the green dots are the arrows going up is where the black population in the bay area has increased and the red is the inner ring around the bay including san francisco where folks are being displaced, exactly those areas where we are saying, we need to defencefy. so how do we naoet our climate

goals as we build in the city? and one of the important things to understand is not just the amount of carbon emission that's come from building and construction. so the energy that went into building something and the stuff that we're talking about right now, the operational costs, the decarbonizational responses. how you run your building, but there is the up front and as we're building denser, we're going from our four story to concrete and steal. the amount of increases inspaes, so our response, let's save what we've got.

the next slide. so the mid-town apartments about ten years ago finished off their hud home. create new dense building, there was confusion of whether they wanted to tear down the two buildings or one of the buildings. the item is we're going to move you out, or at least that is the impression that the tenants were given no opportunity to voice their wishes and their desires and their community phase. so this is a picture from the buildings were newly constructed, next slide.

buildings are the most beautiful, they're 1960s buildings but you can look at the balconies, people have plants, people have really put their life into their community. so i've been work through lafco with the tenants there for the last year or so. we do meetings where the average number of years that residents have lived there is about 30 to 35 years, some families have been there for 50 years. there is been some turnover but people are really committed to their place and i think when we talk about climate resilience, it is not just about kind of the technological solutions but also the community solutions and the community resilience and commitment to place. and maybe there are a couple more slides.

so now we're facing, these buildings were built in 1962 so how are we going to bring the buildings to meet the needs that the residents have. talking about preservation, mean thating we preserve something exactly the way it is but it's got to evolve and meet our climate goals but in particular in the case of mid-town goals around aging and folks have gotten older at the time. i think that's it. >> thanks fernando and the work that you're doing with that community with the western editions and it's absolutely incredible, it's yeah, i can say about that. so, so shaunty, musical housing, how would that help us achieve our climate? >> the easiest answer is a form

of, we cannot rely on market cycles for housing production or acquisition but definitely housing production, if we're series about our climate goals and to ryan's point, there is not enough housing. so we need, we need some sort of counter cyclical program for housing reduction, we just do. and again, i understand it's hard for any city to do this alone. i think they recognize this, right? we have very ambitious production goals particularly for low income people in our regional needs assessment. i think it's, and when we talk about also the history of san francisco in the bay area, we talk a lot about the low income but we don't talk about that low income jobs are created in the same quantity. so yeah, i mean, we're going to

why we need municipal housing, right? i mean that's why we need it. and we also need, we need the government to get back in the business of buying housing or building housing or investing in-housing and that can look different in terms of what we want them do. obviously, there is a fraud history of public housing. although, i would add that there is a forgotten, much like the tenants of mid-town saying that i know my housing has problem but i don't want to you tear it down, i want you to fix it. i did go to vienna and i had the honor and we went to like the big beautiful complex, and so still very well maintained.

and i was with them, that said, okay this would be our housing. so it's not necessarily, i think we have to, and it's going to be tough because it's so ingrained in people's minds. i don't think we have any other choice because you know, we have a housing crisis, we have a climate crisis, there is simply not enough housing and this is the only way that we can build it. >> santi i just want to time check, i know we're at 3:30, do you want to tell me how it's going? okay, that sounds good. all right, this is for you, ryan, how are you? >> i'm well, thank you. >> okay, how could low interest

loans from a green bank be combined with the current rebates from bayare not on and other financial programs. >> great question, i think, as you know, a lost these rebate programs and tax credits from the ira, the reduction act, require one on the case of bayron projects incentives, those are provide once construction is complete. the tax credits are provide depending on the tax share so sometimes you're looking at, you know, a year to close to two years before you see that money. and as of building operator, just carrying that is not an option. so you know, there are commercial loans available for that but i think a lot of these operators don't have, either

they don't have good credit or they don't have loans to take. i think a green bank can provide that access to capital lowering the barrier to getting that and kind of increase the through put make projects happen sooner, rather than having to bank. they can provide that kind of like a bridge loan but better terms. >> thank you. i appreciate that. one more question and then we can take it to the audience. how do san francisco house hading and climate goals need to align? and what is the best housing solution to housing in san francisco? >> ooh, okay, let me tackle the first one. i think that, today, between the public banking conversation

municipal housing conversation, there is sort of, these two pieces that are integral to both our climate solutions and our housing solution. and one is, a deep public investment that we need. and then matched with the lending that is not the kind of thing that we're dependent on the profit banking system. and, you know, for folks who have been in the climate transition, space that idea of deep public investment in is something that we're very familiar with. in the housing world it's sort of for a lot of people, still the market is going to solve this. it's kind of where, i think a lot of, early kind of climate discussion may have been in the 90s, we're thinking about what is the role of a, we're going to have a whole bunch of solar

panels and a lot of people will make a lot of money and somehow that is going to be equitable, so i think that's where the things come together is that thinking about, the depths of the public investment that is needed but also the system structures that need to be created. >> all right, can we get a big hand for our panelist in [applause]. thank you so much. i really appreciate the contributions. i would like to open it up for the audience for q & a, ooh eager beaver, but i do have one request, my hearing is not that great, can i hand you the mic. >> hi there besinger as individual native now working in tech, i do believe that the

low income people do need this housing. i think the housing is when it's only targeted at low housing, it does not get. what your feelings about mixed housing. ? >> great question. >> all right, okay. that is a great question, that is the million dollars question, or trillion dollar question in terms of, there is a lot of. i think that this is the number one thing that people are struggling with. it's not affordable. it's tricky because when we talk about mixed income t means different words to different people. and vienna, does they have this idea of cross subsidy, but they also have public investment,

only 40 percent of the systems revenue south side coming from the cross subsidy. 60% is coming from the tax. so it's an either or there, but it's hard, compare, they have much less income than equities than we do. they're far more racially hamogenous, you know, because it's all about segregation in the united states. it really is, we've come up with a fancy phrase to talk about this which is targeted universalism where you want it to be accessible to all, that is the goal. but you can't, if you start the process without thinking about how you deliver the housing to the people that you need it most, you will definitely leave those people behind. so yeah, i think there is been there is been a lot of debate that i think is fortunate about

not, either you're saying that but treating public investment is mute cally inclusive facilities, it's both, not just seenia. and also facing significant challenges, there was an article that i read a few days ago, about how a lot of the affordable housing subsidized housing for those middle income because they want to use that, they need that to process the rents of a lower mi affordable housing. and about 80 percent of that housing is vacant right now. either some decided, the

process is too hard. i think we cannot rely, too much on just across the city because like, i think that will not necessarily work and also, you'll run into the same problem that's we're having with the tax credit housing where you end up really leaving out the people who need it most. and that's not a small segment of the population. it's like a quarter of them are extremely--not like a neech consistency. >> thank you so much, shanti. let's take two more questions in the audience. ooh, yeah, okay.

how about you? how are you? >> i'm well thank you. i'm santiago, i work in sustainable design and construction. so enabling faster and better municipal housing, we talked about i policy and financing and there is the construction piece which is where i come in. i'm curious, there is a trend a lot of, prefabricating things onsite, it allows you to design and build with higher toll anses, making high energy efficient buildings, reducing by 50%, reducing costs i'm curious if the construction has been part of the strategy on how you're all thinking about municipal housing. >> thank you, i don't want to talk over there so you've got to use the other ones. or not, here.

here you go. >> i would be interested how the department has selected that. i believe it is a trend that is really important to explore and understand in the affordable housing sector, we recently build three buildings with prefabricated construction. i know at least one of them went south really big and that developer will probably never try to do it again. part of it, is that there are those, well a, there is the exactness and in, of building things off site and under a roof. so you've got, so you're able to do, a lot more precision, but the inspect or are federal inspect or who look at this, so you've got this whole process

of what happens when that unit gets transferred into san francisco and then you've got to keep it tightly sealed so what happened in this project is the units were being stacked and then it rained. and mold started growing inside, whatever. horror story. which is all just to say that we're still in very much a learning process of how to do it right and how to avoid those things. so there is a lot of environment technologies. there is a lot of selling, this is really great. this is the technological solution that's is going to get us there. and it is that and still a cross, we're still figuring it out and there is going to be horror stories on our way to getting better technologies.

i don't have a lot to stay, that's a building inspection kind of question. >> okay, just wanted to give you a chance. okay, one more question in the back, here you go. that's okay. >> thanks for providing this wonderful conversation. i work for a company that offering the ownership, you mention the affordability, housing affordability and the housing shortage. and our model is a little bit unique approach that balance the supply just wanted to know, how you guys think about fraction ownership whether it applies to investment home, first a home and then a senior home will that, going to

affect, the long term making lasting impact such as, if we be able to allow more senior home allocate them in more, let's say senior home, maybe we can match them up offer them fraction ownership to leave living in a very nice t a aho home, then you have more supplies that provide you the first time buyer. just wanted to have you, get your feedback and see how you have, think about this sector and see if this practical organization making strategy site. oh "er company is called cohome. >> yeah, i'm still learning a lot on cohome ownership.

as somebody who does a lot of tenants rights and tenant policy work, my first concern is always, what if let's say that your landlord is a fractional loner, an--owner, do you need ten people to get things fixed. that's the question. sxl then there is fractional ownership, i'm loosely defining fractionalship. but also, for example, hope would know this better than i can, there is a real estate cooperative, on the board but president of the east bay cooperative and those are models and there is people talking about what a pack would look like in san francisco where you have people individuals being like investors that they have some kind of voting power and that's

what funds acquisition funding. i don't know if that helps but that's how that is working. >> fraction al ownership. >> i think that was a great summation, i don't think i would have said it any better. every one take out our phone with google cooperative homes, i think it's brilliant and wonderful extension on what cooperative can be. reimagined through the voices of community, and one right now happening in oakland, east bay real estate cooperative bipoc lead, fantastic, really amazing folks and the work that they're doing there. all right, i'm going to rap this up, quite gracefully. it was such a pleasure having you all here today and thank you so much for your engagement, wonderful audience,

really appreciate you. [applause] >> all right, quickly want it say thank you very much for all of you coming. it was nice to see the rsvp list. i'm sorry we don't have anymore time for questions. i'll be sending out the slide deck to the list, if you feel like contacting me, my name is jeremy and i could welcome any other feedback that you have on these projects to pass on the panelist. and if you're interested, you're going to walk across for a little more discussion, i'll be happy to talk to you more. thank you for the san francisco port for having us and our lafco chair connie chan for the opening welcome and thank you. [applause]

>> today's special guest michelle ginsberg. >> i'm chris and you are watching san francisco riegz the show that focused on reguilding and reimagining our city our guest is the general manager of the san francisco rec and parks,

with us to talk about new parks, music and other developments. mr. ginsberg, welcome. >> thank you a pleasure to be here >> nice to see you again. >> last time was during the pandemic and virtual. so it is good to be back here. >> indeed. before we get in specifics, let's start with a broad question, how can will park's system play a part in the economic recovery? >> well, our parks system playing an important role throughout the pandemic. parks were here when people in san francisco needed them the most. a place where people could gather and could care for mentality health and fizz cat health and have a sense of community and a sense of place during a really weird time. and now that things are reopening and figure out how to recover, parks are going to

continue to play a significant role >> people are out and having a good time. there are special events happening in parks. concerts and the weather is good. the best way parks play a role in our economic recovery is to motivate -- people to come to our city from other places and to motivate our residents to get out and enjoy themselves >> exciting to her we opened a new park and there is another. what is special about the 2 new projects? >> sure. san francisco is going through, i think, a park renaissance. we opened the francisco park, which is just magnificent property that sits on top of an old reservoir dating back to the gold rush and has tremendous views of the golden gate bridge and bay and a place where you can bring kids. a cool play ground to bring dogs

an amazing dog park. a meadow to watch the fireworks. fog willing. fleet week, community gardens, it is just such an incredible unique space. we are proud of it. >> and then right down the road in a few years, we will be pleased to welcome everybody to india basin in the bay view in the southeast part along the southern water front. 1.7 miles of waterfront that until recently has been under utilized and under fulfill in the a community this needs it the most. india basin is really a feel moment for the bay view and southeastern part of san francisco. it is going to be san francisco's next great and one of the most important parks >> that's fantastic.

now, we have a great history of having conference in parks. can you touch on the year's highlights? >> upcoming and on going. this is something i'm particularly excited about. i don't think there is ever have been more music in san francisco parks than there is right now >> so, let's go around the city and talk about music. stern grove, is in the 85th concert season. back after the pandemic. in this just fabulously treasured meadow. free concerts all summer long. in golden gate park, at the man shell not guilty music concourse free concerts 4 days a week. wednesday, friday, saturday and sundays. we have sing are song writer wednesday. jazz and seoul on friday. communities performances on saturdays of different kindses and sundays reggae it is

extraordinary. and of course, later this summer we are pleased to welcome back outside lands for an exciting 3 days and 3 nights of incredible concerts and food and community. as we go across the city, we got wonderful performances in the jerry theatre in mc clarnin park a special jerry day coming back to the theatre. on june 21st we had make music day appearing all over the city in park in civic center. on the marina green. again in golden gate park. it has been a great time for music and ties into the recovery and the tremendous energy where we are feeling and -- you know anybody who says san francisco is struggling needs to hang out in the park system. where well is joy and beaut and

he inspiration every day. >> so, the san francisco board of supervisors passed legislation to make jfk drive in will golden gate park car free. how have residents responds. >> the san francisco residents responds positive. families. bicyclists, joggers, people with dogs and people from every corner of san francisco have discovered that jfk promenade is a treasure. it enhances the parks so much. imagine a beautiful day in the park and weather on foot or on bike you are strolling down jfk, you pass sixth avenue and head to the music concourse for a concert or the museum; it is joyous and made golden gate park sproord. i have been hering about disk

golf and pickle ball. can you tell us about and where people can practice and play. >> i knew you were going. pickle ball the fastest growing sports. you know across between 10 and is ping pong and may be with a whiffle ball. ping pong on a life sized course it is easy to learn about skill based people who are good are irrelevant good and it is easy to play. it is fun and accessible. we are trying to accommodate sport. we have over 55 courts around san francisco. 11 dedicated just for pickle balt others per pickle ball and tennis. we have 5 or 10 space you can play pickle ball indoors and keeping up with the tremendous popularity of the sport. disk golf has a loyal following

it is also going to continue to growch we opened our first disk golf course in golden gate park in 2005. and you know, whether you are an expert at disk golf or beginner, the idea of chucking a frisbee through the beautiful park and. it does not matter what you score t. is just a good excuse to be outside and enjoy a beautiful day in nature. >> exactly. well, thank you. i really appreciate you coming on the show, thank you for the time you have given us tuesday. >> thank you, i hope everybody enjoys summer. get out and play in san francisco's parks. >> thanks again. that's it for this episode we will back with another shortly you have been watching san francisco rising i'm chris manners, thanks for

♪ >> welcome to hamilton recreation and aquatics center. it is the only facility that has an integrated swimming pool and recreation center combined. we have to pools, the city's water slide, for little kids and those of you that are more daring and want to try the rockslide, we have a drop slide. >> exercises for everybody. hi have a great time. the ladies and guys that come, it is for the community and we really make it fun. people think it is only for those that play basketball or swim.

>> i have been coming to the pool for a long time now. it is nice, they are sweet. >> in the aquatics center, they are very committed to combining for people in san francisco. and also ensuring that they have public safety. >> there are a lot of different personalities that come through here and it makes it very exciting all the time. they, their family or teach their kids have a swim. >> of the gem is fantastic, there is an incredible program going on there, both of my girls have learned to swim there. it is a fantastic place, check it out.

it is an incredible indication of what bonn dollars can do with our hearts and facilities. it is as good as anything you will find out why mca. parents come from all over. >> there are not too many pools that are still around, and this is one-stop shopping for kids. you can bring your kid here and have a cool summer. >> if you want to see some of the youth and young men throughout san francisco play some great pickup games, come wednesday night for midnight basketball. on saturdays, we have a senior lyons dance that has a great time getting exercise and a movement. we have all the music going, the

generally have a good time. whether it is awkward camp or junior guard. >> from more information, visit >> when i first started painting it was difficult to get my foot in the door and contractors and mostly men would have a bad attitude towards me or not want to answer my questions or not include me and after you prove yourself, which i have done, i don't face that obstacle as much anymore. ♪♪♪

my name is nita riccardi, i'm a painter for the city of san francisco and i have my own business as a painting contractor since 1994 called winning colors. my mother was kind of resistant. none of my brothers were painter. i went to college to be a chiropractor and i couldn't imagine being in an office all day. i dropped out of college to become a painter. >> we have been friends for about 15-20 years. we both decided that maybe i could work for her and so she hired me as a painter. she was always very kind. i wasn't actually a painter when she hired me and that was pretty cool but gave me an opportunity to learn the trade with her company. i went on to different job opportunities but we stayed friends. the division that i work for with san francisco was looking for a painter and so i suggested

to my supervisor maybe we can give nita a shot. >> the painting i do for the city is primarily maintenance painting and i take care of anything from pipes on the roof to maintaining the walls and beautifying the bathrooms and graffiti removal. the work i do for myself is different because i'm not actually a painter. i'm a painting contractor which is a little different. during the construction boom in the late 80s i started doing new construction and then when i moved to san francisco, i went to san francisco state and became fascinated with the architecture and got my contractor's licence and started painting victorians and kind of gravitated towards them. my first project that i did was a 92 room here in the mission. it was the first sro. i'm proud of that and it was

challenging because it was occupied and i got interior and exterior and i thought it would take about six weeks to do it and it took me a whole year. >> nita makes the city more beautiful and one of the things that makes her such a great contractor, she has a magical touch around looking at a project and bringing it to its fullest fruition. sometimes her ideas to me might seem a little whacky. i might be like that is a little crazy. but if you just let her do her thing, she is going to do something incredible, something amazing and that will have a lot of pop in it. and she's really talented at that. >> ultimately it depends on what the customer wants. sometimes they just want to be understated or blend in and other times they let me decide and then all the doors are open

and they want me to create. they hire me to do something beautiful and i do. and that's when work is really fun. i get to be creative and express what i want. paint a really happy house or something elegant or dignified. >> it's really cool to watch what she does. not only that, coming up as a woman, you know what i mean, and we're going back to the 80s with it. where the world wasn't so liberal. it was tough, especially being lgbtq, right, she had a lot of friction amongst trades and a lot of people weren't nice to her, a lot of people didn't give her her due respect. and one of the things amazing about nita, she would never quit. >> after you prove yourself, which i have done, i don't face that obstacle as much anymore.

i'd like to be a mentor to other women also. i have always wanted to do that. they may not want to go to school but there's other options. there's trades. i encourage women to apply for my company, i'd be willing to train and happy to do that. there's a shortage of other women painters. for any women who want to get into a trade or painting career, just start with an apprenticeship or if you want to do your own business, you have to get involved and find a mentor and surround yourself with other people that are going to encourage you to move forward and inspire you and support you and you can't give up. >> we've had a lot of history, nita and i. we've been friends and we have been enemies and we've had conflicts and we always gravitate towards each other with a sense of loyalty that maybe family would have. we just care about each other.

>> many of the street corners in all the districts in san francisco, there will be a painting job i have completed and it will be a beautiful paint job. it will be smooth and gold leaf and just wow. and you can't put it down. when i first started, it was hard to get employees to listen to me and go along -- but now, i have a lot of respect.

are very chatty today. apparently, which is wonderful. good afternoon. i'd love to call to order this. april 16th, 2024. regular meeting of the municipal transportation agency, board of directors and parking authority commission on. secretary silva, please call the roll on the roll call. director hemminger here. hemminger present. director henderson here. henderson present. director hinsey present. hinsey. present. director so here. so present. director. tarlov. here. tarlov present. director. kahina. here. kahina. present. chair. eken. here eken present. for the record, i note that director hinsey is attending this meeting remotely. director hinsey is reminded that she must appear on camera throughout the meeting. and in order to speak or vote on any items, places you on item number three. the ringing and use of cell phones and similar sound producing electronic devices are prohibited at this meeting. the chair may order the removal from the meeting room. any person responsible for the ringing or use of a cell