gennadivich oksakov.yes, what everyone cares about now is what everyone hears, no one knows what it is, let's try to figure out what it is? there is a ruble that we carry in our pockets in cash, we pay with it in cash in stores, in other retail outlets, in pharmacies. there is a ruble that circulates. banking system, that is, moves from one bank account to another, for example, if you came to a pharmacy, a store, paid for a service or product with a card, then accordingly the ruble is transferred from your bank account to the account in the bank, retail outlet or pharmacy, this is a non-cash ruble, but now there is a digital ruble that circulates on the computer and on the computer a certain account is also recorded there, and the most important question opens: whose? a computer, well, a computer of a central bank, that is, it is not a computer, not a commercial organization, but a central bank, and in fact it may be located, well let’s say, in one place, well, those who want to use the digital ruble, thi

gennadivich oksakov, will help us figure it out , hello, anatoly gennadivich, hello, well, let's getur pocket for personal use, we pay with it in cash in stores, other retail outlets, in pharmacies, there is a ruble that accesses the banking system, that is, it moves from one bank account to another, for example, if you came to a pharmacy, a store, paid for a service or product with a card, then, accordingly , the ruble with... well, those who want to use digital ruble - this is not necessary, that is, if you want to use it, use it, if you don’t want to, don’t use it, respectively, if he pays for a product or service, then the ruble located in the central bank’s computer is simply moved from one account in the same computer to another account, here's the difference from cashless only in this, can the digital ruble be called a central bank cryptocurrency, to some extent? you can say so, but still, in general , it turned out that way, we agreed that cryptocurrency is private money that circulates, where the issuer is not the state, but where the issuer is some kind of private organizat