head of the central bank of russia, elvira nabiulina.in belarus, the technology also has a so-called anti-sanctions orientation, it allows you to organize direct payments with other countries that are developing their own digital currencies, bypassing the same international swift system, this is primarily the decentralization of cross-border payments, the problem of the modern world is that, in general, cross-border payments, all payments, let's put it more simply between countries, so to speak , through the banking systems of issuers, so to speak, well, here are the main currencies, the dollar there, the euro and so on, yes, in fact, in... this will be another such technological a breakthrough that will make it easier and easier for us to pay our trading partners. the exchange rate from bank transfer to digital ruble is one to one, the user will be able to open only one wallet. the accounts will actually be located in the national bank, but you can work with the account through any commercial bank. you won’t be able to gain access to so