>> we have seen so far from the crypto native shores is very much about bitcoin is the alternative tohe fiat system. that is a fascinating experiment because the crypto natives are undoubted and they are the non-fee at plate. -- fiat play. does that apply to dentists? -- appeal to dentists? maybe not. but to investors and will take a different message on focus and focus on the diversification rather than the alternative fiat. that is not anything an investment manager wants to convey to their client. banking fees, fascinating you brought that up, we expected it would be and we have to ask ourselves how are these asset managers going to cover their overheads as well as the trading fees that tend to be quite high in crypto? a loss leader for more diversification later? sonali: people do not talk about this, the idea that coinbase is the custodian for a lot of assets and at the end of the day, if something were to happen to assets it is immaterial risk for the investors and the etf's. is there too much concentration in terms of coinbase? >> we hope that coinbase is taking the necessary s