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Apr 9, 2024
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of quality of partners that fintechs work with. raising the risk behind the scene? >> no, it should be mitigating the risk, thankfully. i think the regulators are being more aggressive about how they pursue the partnerships between fintechs and banks. most people don't realize that fintechs operate on the rails of the banking system. that keeps us all safe and sound, because the rules of banking and the regulations around banking have been established for almost 100 years now. and so what ends up happening is that a lot of these banks that started to get into the business with fintechs were really out over their skis. they cropped up, built a partnership. you have these mass consumer companies in fintech that have aggregated tens of millions of customers with bank infrastructure underneath that's not fit for the scale and velocity of the transactions happening. so folks like us at lead bank, we understand technology, but we also, at the front and center of our strategy, are able to be safe, sound, work with companies that are the b
of quality of partners that fintechs work with. raising the risk behind the scene? >> no, it should be mitigating the risk, thankfully. i think the regulators are being more aggressive about how they pursue the partnerships between fintechs and banks. most people don't realize that fintechs operate on the rails of the banking system. that keeps us all safe and sound, because the rules of banking and the regulations around banking have been established for almost 100 years now. and so what...
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Apr 9, 2024
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will there be more fintech companies going public? drew: there will be more fintechs going public. been around the last 15 years. caroline: old. drew: a lot of these folks were hoping you go public a couple years ago. what they have done is optimize the engine they have been building. a really interesting 1 -- hot take, i don't think there going to be a lot of buy-now, p ay-later businesses that reach the ipo space. caroline: too crowded? drew: it is crowded, but at the same time it is a capital-, intensive business from the standpoint of, on, you need to market it as a brand, meaning i'm selling to a business and trying to own real estate on the checkout page. when us as consumers land on the checkout page, we need to feel confident in that brand for us to go into debt without brand. that's one piece. the other one is it's a debt facility. one thing we have seen is the debt facility market has taken a big hit in terms of these debt providers providing risk to other companies. i've seen this in the very early stage market, i've seen it in the high market. what we have seen is likel
will there be more fintech companies going public? drew: there will be more fintechs going public. been around the last 15 years. caroline: old. drew: a lot of these folks were hoping you go public a couple years ago. what they have done is optimize the engine they have been building. a really interesting 1 -- hot take, i don't think there going to be a lot of buy-now, p ay-later businesses that reach the ipo space. caroline: too crowded? drew: it is crowded, but at the same time it is a...
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Apr 16, 2024
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tom: fintech standing out again. the appeal, what is drawing the funds into that particular segment of u.k. tech? quakes 2023 was the year of genai and climate tech. it is nice to see fintech back on top. london and the u.k. very much is a hub of financial services. various types of asset managers, insurance companies, also the procurement of investment into fintech just creates a lot of amazing companies, and that's what is attracting both the mastic and international from coming into fintech. tom: you talk about genai and some concerns, some handling it by the end of last year that it was looking a little frothy. what are you seeing? was there a frothiness to it? was it becoming rational is fun flows were continuing? how was the picture? quakes deep tech, semiconductors, quantum, is still seeing a strong amount of investment. we still see a pretty substantial evaluation. but this is a paradigm shift for our industry. so i think we will continue to see a lot of money going into genai. i think the u.k. is well-placed
tom: fintech standing out again. the appeal, what is drawing the funds into that particular segment of u.k. tech? quakes 2023 was the year of genai and climate tech. it is nice to see fintech back on top. london and the u.k. very much is a hub of financial services. various types of asset managers, insurance companies, also the procurement of investment into fintech just creates a lot of amazing companies, and that's what is attracting both the mastic and international from coming into fintech....
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Apr 23, 2024
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. >>> coming up, buying in on paying later walmart's majority-owned fintech startup is venturing intonch" will be righ ba [disconcerting stomach gurgle] not again. maybe i should get this looked at? [suggestive stomach gurgle] zocdoc? [talkative stomach gurgle] you're right, i bet they deal with this all the time. dr. finley really puts you at ease. let's do it! you've got more options than you know. book now. clem's not a morning person. or a... people person. but he is an “i can solve this in 4 different ways” person. you need clem. clem needs benefits. work with principal so we can help you with a plan that's right for him. you know what i'm saying? let our expertise round out yours. what is cirkul? cirkul is the fuel you need to take flight. cirkul is the energy that gets you to the next level. cirkul is what you hope for when life tosses lemons your way. cirkul, available at walmart and drinkcirkul.com. (traffic noises) (♪♪) the road to opportunity. is often the road overlooked. (♪♪) at enterprise mobility, we guide companies to unique solutions, from our team of mobility experts
. >>> coming up, buying in on paying later walmart's majority-owned fintech startup is venturing intonch" will be righ ba [disconcerting stomach gurgle] not again. maybe i should get this looked at? [suggestive stomach gurgle] zocdoc? [talkative stomach gurgle] you're right, i bet they deal with this all the time. dr. finley really puts you at ease. let's do it! you've got more options than you know. book now. clem's not a morning person. or a... people person. but he is an “i...
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Apr 24, 2024
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still to come, a japanese fintech startup tells us where they are seeing growing opportunities. of money forward next. this is bloomberg. ♪ when you automate sales tax with avalara, you don't have to worry about things like changing tax rates or filing returns. avalarahhh ahhh but starting it eight months pregnant, that's a different story. with the chase ink card, we got up and running in no time. earn unlimited 1.5% cash back on every purchase with the chase ink business unlimited card from chase for business. paul: let's check on how markets are setting up for this thursday. what are we watching? >> a couple of things we are watching, including those earnings. as we got those numbers from meta, it did beat on earnings per share, but ultimately it was the outlook that disappointed. that coming along with it saying it will spend billions of dollars more in investments, really raising concern about the long and winding road for monetization of these artificial intelligence investments. we are seeing the stock of meta-really get punished by traders in the after hours. let's take
still to come, a japanese fintech startup tells us where they are seeing growing opportunities. of money forward next. this is bloomberg. ♪ when you automate sales tax with avalara, you don't have to worry about things like changing tax rates or filing returns. avalarahhh ahhh but starting it eight months pregnant, that's a different story. with the chase ink card, we got up and running in no time. earn unlimited 1.5% cash back on every purchase with the chase ink business unlimited card from...
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Apr 8, 2024
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we are about to be profitable, which is really exciting for a fintech. but you have to disclose.lawsuit. that is why we think these are very distracting. they are a waste of money. everything we has done is perfectly legal. we want to make money for our investors, our small business owners. i am happy to say, despite all of this, we have significantly grown. it took investors a minute to step back, what is this, will it impact me? they are capitalists at the end of the day. no matter what, they came back in and funded us. caroline: so you remain committed to the philanthropic endeavors. elizabeth: absolutely. caroline: what are you committed to in terms of technology? elizabeth: what is exciting is the evolution of ai. my co-founder carolyn rod hasz -- rodz has been on the forefront of it. -- that business score is being used by everyone from wells fargo to chase. it is a great time for our business. we are going nowhere. caroline: a comeback as the legal this week continues. we thank you for your time. hello alice president elizabeth gore. coming up, rich greenfield at lightshed
we are about to be profitable, which is really exciting for a fintech. but you have to disclose.lawsuit. that is why we think these are very distracting. they are a waste of money. everything we has done is perfectly legal. we want to make money for our investors, our small business owners. i am happy to say, despite all of this, we have significantly grown. it took investors a minute to step back, what is this, will it impact me? they are capitalists at the end of the day. no matter what, they...
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and what about how this is happening while actually in nature of countries fintech and it's b r is used to impose totality. irene control over populations red scott is the old of cloud money, cash cards, crypto and the wall for our wallets. and the heritage guide to global finance hacking the future of money. you joins me now for bill in germany. thank you so much read for coming on before we start talking about the money gold. uh, your, your view on crypto given that need to use is very diverse. it's being very volatile and it's meant in the past year or so, nato nations don't seem to be able to sanction those they wish to sanction, to sanction labor. because cook joe big going, bypasses washington. so yeah, being kept a printer has a kind of a be used as a sort of um i guess a kind of like a side. so to the global monitoring system. i think when i'm, when i and think about the coin and stuff like that, it's a, a suit as a kind of system of digital collectibles that can be moved around the show. if you're in a place that's being spanks and you can use those digital collectibles. to byp
and what about how this is happening while actually in nature of countries fintech and it's b r is used to impose totality. irene control over populations red scott is the old of cloud money, cash cards, crypto and the wall for our wallets. and the heritage guide to global finance hacking the future of money. you joins me now for bill in germany. thank you so much read for coming on before we start talking about the money gold. uh, your, your view on crypto given that need to use is very...
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Apr 12, 2024
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a to the of these fintech names haven't lived up to the promises.that reflected in the stock price, what will be the catalyst? >> great question. right now, the stock is depressed. i think it's $7 with a $12 price target. what's going to happen? i don't know. but if they boost personal loan growth and extend more loans, that's going to create up to 10% upside to consensus revenue to profitability. >> talk about those profit margins. when you offer 4.5 or 5% api, that goes into the margins. do we see more profitable f fintechs or do they lower those rates? >> well, for sofi specifically, when they issue or when they originate a personal loan, they get immediately -- they get paid immediately like 5%, 6% on the loan. so they make $2,000 on a $30,000 loan immediately. and that's what makes the profit so rich. >> interesting. that could be a theme for the rest of the year. dan, thank you for coming in. appreciate it. >>> coming up, it's the age-old question, will artificial intelligence cut jobs or create them? aaron levie is here to make his case with
a to the of these fintech names haven't lived up to the promises.that reflected in the stock price, what will be the catalyst? >> great question. right now, the stock is depressed. i think it's $7 with a $12 price target. what's going to happen? i don't know. but if they boost personal loan growth and extend more loans, that's going to create up to 10% upside to consensus revenue to profitability. >> talk about those profit margins. when you offer 4.5 or 5% api, that goes into the...
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Apr 10, 2024
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>> obviously, the most obvious ones or fintech, which took a deep dive in 2022 and following in 2023.the most impacted post-covid. once the markets open, offline was back into play. the company's were not able to -- even b2b companies have to make sure the cash they have is up to the mark. they have not been able to amass a lot of capital. haslinda: thank you so much for joining us today. muted gains across the board as we await that crucial cpi data out of the u.s. we are also keep an eye on the rupee. in terms of the other benchmarks, the nifty index up .2%, some say you want to keep an eye out on lenders that are out of favor at this point in time, but they may extend their rebound. there is now renewed optimism for the return of more than 14%. plenty more had. keep it here with us. this is bloomberg. ♪ haslinda: headlines to tell you about, in china, tesla in talks with reliance for india's -- tesla may be scouting for local partner to set up its operation in india. highly play sources say the u.s. ev major is in talks with reliance industries for possible joint venture to build t
>> obviously, the most obvious ones or fintech, which took a deep dive in 2022 and following in 2023.the most impacted post-covid. once the markets open, offline was back into play. the company's were not able to -- even b2b companies have to make sure the cash they have is up to the mark. they have not been able to amass a lot of capital. haslinda: thank you so much for joining us today. muted gains across the board as we await that crucial cpi data out of the u.s. we are also keep an...
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Apr 17, 2024
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we have fintech but also big tech.y will invent payment systems and went able banks, somewhat what apple did. i'm not against that. i would be a unfair use of their position. >> apple is going deeper into financial services. do you worry about the back of apple? if they have a tough competitor. they hold money. they move money. they are full competitor. i am very astute competing with lots of people. >> existential threat? questionable think is existential threat but if we were complacent about it, yes. because was jp morgan. you can watch the circuit with emily chang tonight on bloomberg television and you can stream it two hours later on bloomberg originals. after some of the other stories making the news, hsbc are said to have started a new round of job cuts on his asian investment bank. the lender laid off about a dozen backers on tuesday. cross asia has little bit. especially in hong kong and china. they made rounds of job cuts in asia over the past 18 months. they are halting all chickens for passengers for the d
we have fintech but also big tech.y will invent payment systems and went able banks, somewhat what apple did. i'm not against that. i would be a unfair use of their position. >> apple is going deeper into financial services. do you worry about the back of apple? if they have a tough competitor. they hold money. they move money. they are full competitor. i am very astute competing with lots of people. >> existential threat? questionable think is existential threat but if we were...
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Apr 17, 2024
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we have fintech and they have big tech.ld be against an unfair use of their position to dominate a business. >> apple is going into financial. jamie: if they hold money and move money they are a competitor. we partner with people. emily: existential threat? jamie: if we were complacent about it, yes. ed: that was jpmorgan chase ceo, jamie dimon. he is one of the most obsessed about people. a highflying executive. the circuit series to you get people in a chair but being themselves. how did she do with this time around? emily: in london and he was just there for a tech conference. it was the most of making use of every moment. the chitchat before the formal sit down and we talked about how many days he's on the road each year. childhood, family. i asked how are you doing and he said what you mean? how do you juggle it all? you usually ask that to a woman. you don't usually ask jamie dimon. family actually comes first and that is where we started and we tried to open it up from there. caroline: you got him to speak about his
we have fintech and they have big tech.ld be against an unfair use of their position to dominate a business. >> apple is going into financial. jamie: if they hold money and move money they are a competitor. we partner with people. emily: existential threat? jamie: if we were complacent about it, yes. ed: that was jpmorgan chase ceo, jamie dimon. he is one of the most obsessed about people. a highflying executive. the circuit series to you get people in a chair but being themselves. how...
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Apr 17, 2024
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we have fintech and big tech and they will invent payment systems kind of what apple did.le is going into to deeper financial services are you worried about that. they are a form of competitor. >> existential threat? >> if we were complacent about it, yes. jb hitting a two week low after posting disappointing shares. shares down .8%. that doesn't for us, bloomberg technology is coming up next. ♪ from the heart of where innovation, money and power collide. this is bloomberg technology with caroline hyde and ed ludlow.
we have fintech and big tech and they will invent payment systems kind of what apple did.le is going into to deeper financial services are you worried about that. they are a form of competitor. >> existential threat? >> if we were complacent about it, yes. jb hitting a two week low after posting disappointing shares. shares down .8%. that doesn't for us, bloomberg technology is coming up next. ♪ from the heart of where innovation, money and power collide. this is bloomberg...
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Apr 16, 2024
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revenue up 24% for this particular fintech darling.not as much as much as the market wanted to see. tesla off by more than 2%, as they see executives leave and as much as 20% in head cuts. netflix outperforming today. upgrades to the price targets coming from various analysts today. what are you looking at in other earnings areas? ed: banks are big this tuesday. ai has been changing the game. listen to a soundbite from pnc earlier today. >> technology now is allowing us to move data to the cloud and then to do things with artificial intelligence that we never could do before. it now is being used by our investors, being used by the frontline to make decisions. that is a very different use of technology and i think that is very exciting. ed: let's bring in sonali basak. bank of america is what is moving in the market and his thoughts on the ai story put it better than i ever could, to summarize what is happening this tuesday morning. sonali: when you thing about bank of america, it is their propensity to bring in new clients and keep a
revenue up 24% for this particular fintech darling.not as much as much as the market wanted to see. tesla off by more than 2%, as they see executives leave and as much as 20% in head cuts. netflix outperforming today. upgrades to the price targets coming from various analysts today. what are you looking at in other earnings areas? ed: banks are big this tuesday. ai has been changing the game. listen to a soundbite from pnc earlier today. >> technology now is allowing us to move data to...
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Apr 10, 2024
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fintech and then our climate fund which is focused on carbon capture and storage.y, battery electric. even far-reaching technologies like nuclear fusion. so we are really discovering what is next for toyota looking in places that are often not looked at by a big fortune global company. >> a lot of robotics in there when i'm looking at portfolio companies. what about exits? are you anticipating that you will be able to see the reap -- reap some rewards from these investments this year. jim: we operate as an event -- a capital fund. returns are important. we are structured along a decade long gpl p term. so we do expect to see financial returns along the way, we are patient. we work with our startups every day to see them come up with their innovations and bring them to market, grow their valuations and ultimately end an exit that works for them. the other investors and us as we count ourselves among those investors. caroline: how competitive is out there in that space? >> it depends on the sector. we look into deep tech, and places where we think the world is going
fintech and then our climate fund which is focused on carbon capture and storage.y, battery electric. even far-reaching technologies like nuclear fusion. so we are really discovering what is next for toyota looking in places that are often not looked at by a big fortune global company. >> a lot of robotics in there when i'm looking at portfolio companies. what about exits? are you anticipating that you will be able to see the reap -- reap some rewards from these investments this year....
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Apr 3, 2024
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. ♪ ed: fintech company r.i.m.ncing $85 million series c funding rent on the back of strong revenue growth. the comey provides credit platform programs to banks and large enterprises and says it is rapidly increasing its market share. let's break it down with brim financial ceo rasha katabi. good morning to you from new york city. what are you going to use the money for? rasha: we are focusing on our expansion and the robustness of our credit card platforms. we are really excited about this. thank you for having me on. caroline: interesting, you are building the business in canada and penetration into the u.s. and you will be redefining the credit card payment infrastructure landscape. for those not steeped in the world of fintech, what does that look like? rasha: we are seeing a lot of changes in the market with just the capping of the fees that was just announced in the u.s., which we think is really positive all around. it will have a number than i will -- an undeniable impact on credit card issuers and highligh
. ♪ ed: fintech company r.i.m.ncing $85 million series c funding rent on the back of strong revenue growth. the comey provides credit platform programs to banks and large enterprises and says it is rapidly increasing its market share. let's break it down with brim financial ceo rasha katabi. good morning to you from new york city. what are you going to use the money for? rasha: we are focusing on our expansion and the robustness of our credit card platforms. we are really excited about this....
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Apr 5, 2024
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earlier, it was largely centric to fintechs, consumer fintechs, etc. india initiatives. is that something happening in power, solar, consumer take, etc. -- consumer tech, etc.? i see them investing into new india sectors soon. haslinda: we know that india is pushing geo city in a big way. how are you advising your wealthy clients? chanchal: i talked about outbound where wealthy clients need to invest out of india. traditional option available to them. with family investment fund coming in, they can now diversify in a more meaningful way outside of india. i still understand that there are some regulatory overhangs around that clarity of what could be a opi structure versus odi structure, it is still remaining. a couple of initial filings over there are still in the process. i think we will wait to see how that pans out and the response we get in the system before we start working and advising clients on that. haslinda: there is intense competition in the wealth space. . we know that for a fact. how is it impacting independent wealth advisors like yourse
earlier, it was largely centric to fintechs, consumer fintechs, etc. india initiatives. is that something happening in power, solar, consumer take, etc. -- consumer tech, etc.? i see them investing into new india sectors soon. haslinda: we know that india is pushing geo city in a big way. how are you advising your wealthy clients? chanchal: i talked about outbound where wealthy clients need to invest out of india. traditional option available to them. with family investment fund coming in, they...
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Apr 17, 2024
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to what extent could ai or fintech replace traditional banks?member you saying banks are dinosaurs. a guy in 1997, he was dead wrong. but he's not wrong. technology changes everything. if anyone is complacent or arrogant or things that because you have a big position today, you will have one tomorrow, that's a mistake. someone is going to have to hold the money. someone has to move the money. someone has to raise the money. someone has to do research around money. those services will still be around. hopefully you are using a lot of tech to do a better job at it. i've always thought that is possible that some tech thing is a piece of that. i've been right about big tech. we have fintech. we also have big tech. they will embed payment systems in there. they have the right to do that. i'm not against that. i would be against unfair use of their position to dominate us in the business. >> apple's going deeper into financial services. do you worry about the bank of apple? >> they have a tough competitor. they hold money, move money. they are a compe
to what extent could ai or fintech replace traditional banks?member you saying banks are dinosaurs. a guy in 1997, he was dead wrong. but he's not wrong. technology changes everything. if anyone is complacent or arrogant or things that because you have a big position today, you will have one tomorrow, that's a mistake. someone is going to have to hold the money. someone has to move the money. someone has to raise the money. someone has to do research around money. those services will still be...
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Apr 18, 2024
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we have fintech and big tech.ystems and their white label banks, like what apple did. they have the right to do that. i would be against unfair use of their position to dominate us in business. apple -- emily: apple is going deeper into financial services. >> they hold money, move money. they are a form of competitor. we also partner with them. i'm used to partnering and competing with a lot of people. emily: existential threat? >> i don't think it's an existential threat. i think if we were complacent about it, yes. haidi: you can watch that interview in full on the circuit with emily chang. you can catch us live and see past interviews at tv . you can dive into any of the securities or the bloomberg functions we talk about and join in on the conversation as well. this is for bloomberg subscribers only. check it out at tv . this is bloomberg. ♪ o coming in.. big orders!s starting a business is never easy, but starting it eight months pregnant.. that's a different story. i couldn't slow down. we were start
we have fintech and big tech.ystems and their white label banks, like what apple did. they have the right to do that. i would be against unfair use of their position to dominate us in business. apple -- emily: apple is going deeper into financial services. >> they hold money, move money. they are a form of competitor. we also partner with them. i'm used to partnering and competing with a lot of people. emily: existential threat? >> i don't think it's an existential threat. i think...
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Apr 30, 2024
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with the invention of e-commerce, fintech, changing the asset model to lighten that and be more competitivehe farmers at the farm gate. the difference here is really putting the best of both together and again letting our farmers decide which pieces they want to buy from which side of their business, which is exciting when they get to be back in the center of the discussion and have their voice heard more loudly and clearly across all of agriculture like you talked about in the opening. katie: in addition to farmers, i am curious who else you would welcome into this effort. for example, when it comes to investors, are we talking about big ag giants? is that a sort of cohort you will be looking to court here? matt: initially committed will be landus having majority ownership and other farmers that want to engage beyond the 5500 farmers that own landus today. absolutely as we go forward, we recognize there will be needs more than likely to go beyond that, and as long as there is a like-minded investor or other partners that could come along, we are absolutely excited to open that door and cre
with the invention of e-commerce, fintech, changing the asset model to lighten that and be more competitivehe farmers at the farm gate. the difference here is really putting the best of both together and again letting our farmers decide which pieces they want to buy from which side of their business, which is exciting when they get to be back in the center of the discussion and have their voice heard more loudly and clearly across all of agriculture like you talked about in the opening. katie:...
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Apr 25, 2024
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broad, of course, there will be representatives, for example, of metallurgy, the nuclear industry, fintechompanies, also companies, who are working towards transport and logistics, of course, the banking sector is also expected here, so there are really a lot of issues that will be discussed, if we talk about the main event of today, this is... of course, a conversation between business and the head of state, then as expected, traditionally it will be about the interaction between business and the state, what aspects of this moment will be touched upon will become clear only at the meeting itself, the announcement of the event also states that we will also talk about goals and objectives national economy until 2030 and what role business should play in this process, in general the structure of the event itself will consist of several blocks, officially: the opening of the congress will take place at 11:00 here at the moscow international house of music, but then a large plenary session is planned , at which , of course, representatives of the russian government, the executive branch, feder
broad, of course, there will be representatives, for example, of metallurgy, the nuclear industry, fintechompanies, also companies, who are working towards transport and logistics, of course, the banking sector is also expected here, so there are really a lot of issues that will be discussed, if we talk about the main event of today, this is... of course, a conversation between business and the head of state, then as expected, traditionally it will be about the interaction between business and...
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Apr 17, 2024
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actively working in the field of artificial intelligence, in leading sectors of the economy, such as fintech than 50% of companies are active. artificial intelligence technologies are already changing, and the economic effect that is declared, mikhail vladimirovich just said this when speaking at the digital almaty forum, has already amounted to more than 1 trillion rubles, we remember that there will be 11.2, prospects for technological development, they directly depend, of course, on large-scale implementation, we seem to have prepared all support measures for it, i talked about it today, but it’s very... but take into account the risks associated with the use of artificial intelligence, a black box is essentially created and it, of course, creates great risks, in this i actually see an opportunity for russia, which provides alternative fair access to the data on which our models are trained, and they correspond to traditional values, and of course it is very important to develop and support our domestic developments, which today bring... i use, solve many different complex problems, in ou
actively working in the field of artificial intelligence, in leading sectors of the economy, such as fintech than 50% of companies are active. artificial intelligence technologies are already changing, and the economic effect that is declared, mikhail vladimirovich just said this when speaking at the digital almaty forum, has already amounted to more than 1 trillion rubles, we remember that there will be 11.2, prospects for technological development, they directly depend, of course, on...
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Apr 19, 2024
04/24
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the fintechs have been doing it. my company has.t is the problem in the message is i truly believe regulators and politicians need to figure out how to work alongside technology and innovation to start to bring better product or support the products. they actually need more support for the buy now pay later, earn wage access and community-based finance solutions of today. when you think about their penetration compared to the traditional penetration, let's just say 80% of our users are overleveraged using a subprime credit card or some credit card facility. traditional players are still by far the number one players to everyday americans. sonali: rodney williams, thank you for shining a light on the bigger picture here. let's check markets. we are watching markets on the decline here. s&p 500, six days of losses is the longest losing streak since october of 2022. the losses today to tell you the whole picture. the nasdaq now obsession lows but down on the day. vix has been on the rise, trading at more than 18 handle brings you at a
the fintechs have been doing it. my company has.t is the problem in the message is i truly believe regulators and politicians need to figure out how to work alongside technology and innovation to start to bring better product or support the products. they actually need more support for the buy now pay later, earn wage access and community-based finance solutions of today. when you think about their penetration compared to the traditional penetration, let's just say 80% of our users are...
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sanctions to impose your political will, but with the growth of so called cashless society crypto in fintech. is it the end of new york on edge monic power money it's.
sanctions to impose your political will, but with the growth of so called cashless society crypto in fintech. is it the end of new york on edge monic power money it's.
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Apr 24, 2024
04/24
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le contamos ahora de la startup fintech propiedad de propiedad mayoritaria, ha comenzado a ofrecer préstamos esta es alternativa para ustedes y el expresidente donald trump regresó este martes a los tribunales de nueva york para que un juez determine si violó su orden mordaza y durante el desarrollo recibió un llamado de atención del juez. pero también surgieron nuevos detalles de su vida, entre ellos el supuesto pago que hizo a una hispana que asegura, tuvo un hijo con él. luis alejandro medina nos tiene los detalles. qué tal hoy fue un duro jalón de orejas para el expresidente donald trump por estar violando una orden de silencio. pero lo que llamó la atención hoy en la corte fue la revelación sobre una posible paternidad del exmandatario. no día intenso para el expresidente donald trump, quien recibió reprimenda del juez y de la fiscalía con la amenaza de multas y hasta de ir a la cárcel. y es que el ex mandatario ha violado en 10 ocasiones la orden de silencio que le impuso el juez juan merchán y con sus declaraciones en medios y redes sociales. según la fiscalía, está poniendo en riesgo
le contamos ahora de la startup fintech propiedad de propiedad mayoritaria, ha comenzado a ofrecer préstamos esta es alternativa para ustedes y el expresidente donald trump regresó este martes a los tribunales de nueva york para que un juez determine si violó su orden mordaza y durante el desarrollo recibió un llamado de atención del juez. pero también surgieron nuevos detalles de su vida, entre ellos el supuesto pago que hizo a una hispana que asegura, tuvo un hijo con él. luis...
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Apr 29, 2024
04/24
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let's bring in our senior fintech analyst at bloomberg intelligence.we will see the woes and the property sector affecting numbers. >> based on the full year numbers we see at the end of march, probably ok. we do see higher none performing loan figures, but overall it has been stable for these banks. we do not have more details because it is more like the first quarter. haidi: obviously property is front and center both because of the downturn, but also i wonder about the participation of some of these lenders into projects. do you see much exposure from that already? >> so far it has not been what we have been focusing on. we do focus on the fundamental prospects of these banks especially with many of their shares doing well, since the beginning of the year. this is one of the outperforming sectors. i still do not see their earning prospects to be very inspiring during the end of this year, because of margin moves or risk, but overall it is something we are worried about but not as bad as we thought. haidi: thank you, francis, ahead of the slew of maj
let's bring in our senior fintech analyst at bloomberg intelligence.we will see the woes and the property sector affecting numbers. >> based on the full year numbers we see at the end of march, probably ok. we do see higher none performing loan figures, but overall it has been stable for these banks. we do not have more details because it is more like the first quarter. haidi: obviously property is front and center both because of the downturn, but also i wonder about the participation of...
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Apr 29, 2024
04/24
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thank you both >>> to kristina partsinevelos for a key stocks she's watching into the close >> consumer fintech sofi plunged today, even after beating expectations wall street was luking for second quarter revenues about 580 million dollars, but sofi said they can only expect 555 to 565 million. it was a lot less than what the street was anticipating, the company saying 2024 remains a transitional year. >>> domino's may be used to putting topping on pizza, but today topped wall street estimates for the first quarter. u.s. same-store sales grew during the first quarter, which the ceo contributed to the hungry for more plan investors clearly hungering for move of this. >>> thank you. we'll see you in a bit >>> navigating the tech trade. amazon and apple results are front and center this week lo toney is tannistanding by, ad jo joins us after the break to start a business, you need an idea. it's a pillow with a speaker in it! that's right craig. a team that's highly competent. i'm just here for the internets. at&t it's super-fast. reliable. you locked us out?! arrggghh! ahhhh! solution-oriented. [
thank you both >>> to kristina partsinevelos for a key stocks she's watching into the close >> consumer fintech sofi plunged today, even after beating expectations wall street was luking for second quarter revenues about 580 million dollars, but sofi said they can only expect 555 to 565 million. it was a lot less than what the street was anticipating, the company saying 2024 remains a transitional year. >>> domino's may be used to putting topping on pizza, but today...
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Apr 26, 2024
04/24
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, if we saw another wobble in the gaming site, the real drivers for a company like tencent is there fintechs and advertising business, which is just over 50% of their revenue, versus domestic gains, which is around 20%. the upsides in those areas should continue to outweigh any risks. haslinda: optimism this friday. robert lea and rebecca sin. by the way, they have been right in their productions. let's take you back to markets. take a look at where we are in terms of how asian stocks are doing. the best week for the year. asia grinding ever higher. almost all sectors are in the positive. tech front and center on the back of the results which we saw overnight in the u.s. take a look at that. we have the tech sector up by about one point.8% in asia industrials, health care, finance also in the positives. also keeping an eye on japanese assets on the back of the boj keeping steady as expected. it did release a very brief statement, which is quite different from what it is used to doing. the yen in particular is front and center, starting 34 year lows since that decision. past 156 and a change
, if we saw another wobble in the gaming site, the real drivers for a company like tencent is there fintechs and advertising business, which is just over 50% of their revenue, versus domestic gains, which is around 20%. the upsides in those areas should continue to outweigh any risks. haslinda: optimism this friday. robert lea and rebecca sin. by the way, they have been right in their productions. let's take you back to markets. take a look at where we are in terms of how asian stocks are...
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Apr 9, 2024
04/24
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the truth of it is, nasdaq has been making fintech and adding software products that are offerings.est way to think about it is multiple businesses under one banner. that being said, the big driver here is going to be new listings, in my opinion, in 2024. if you think the ipo calendar is coming back, and i do, nasdaq is probably one of the cleanest ways to play it in all of the u.s. stock markets. i'm long. i love it, and i'm staying here. >> let's talk amex. downgraded to equal weight, joe, that's at barclays. they do bump the target by $1. so we're here, right? we're at $220 now. what do we think about amex? i think it's been on the list of those stocks in broad sectors that have been hitting new highs recently. >> one of the leading stocks that gave you the advanced knowledge that you would have the broadening out -- and this financial company is a company that has managed the balance sheet remarkably well but has also benefited from the high-end consumer, the contribution from the high-end consumer. you're seeing the revenue growth and the delivering revenue growth on a consiste
the truth of it is, nasdaq has been making fintech and adding software products that are offerings.est way to think about it is multiple businesses under one banner. that being said, the big driver here is going to be new listings, in my opinion, in 2024. if you think the ipo calendar is coming back, and i do, nasdaq is probably one of the cleanest ways to play it in all of the u.s. stock markets. i'm long. i love it, and i'm staying here. >> let's talk amex. downgraded to equal weight,...
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lauren: it's a fintech and huge in refinancing and student debt markets and got a new bull in neddumto buy and large term winner largely because it's focused on prime and super prime consumers. stuart: ulta. it's a beauty store, right? lauren: popular with teens and preteens and paying for their parents pocketbook. this is like the rage market. >> you're speak my world right now. my daughter's are 14 and 16 so i'm familiar. stuart: okay. lauren: mine's 8 and they do masks and put on lotions. stuart: they do? lauren: yes. you have adults going in and kids going in and yet ulta is warning of a bigger than expected slowdown in demand this year. the stock is down -- stuart: 15%. lauren: worst performer. stuart: especially tay lauder is down -- este lauder is down. lauren: yeah, the other beauty companies are down. stuart: tool belt generation with youngsters going for aprep tisship in blue collar -- apprenticeship jobs with blue collar. why is that? mike rowe on that . what's it going to take to get things to change? we'll take it on, next. ameritrade is now part of schwab. bringing you
lauren: it's a fintech and huge in refinancing and student debt markets and got a new bull in neddumto buy and large term winner largely because it's focused on prime and super prime consumers. stuart: ulta. it's a beauty store, right? lauren: popular with teens and preteens and paying for their parents pocketbook. this is like the rage market. >> you're speak my world right now. my daughter's are 14 and 16 so i'm familiar. stuart: okay. lauren: mine's 8 and they do masks and put on...
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Apr 10, 2024
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and before we head to break, take a look at some of the fintech names, as investors expect sticky inflationffirm is down by more than 6%, the biggest laggard. we'll be right back. you're probably not easily persuaded to switch mobile providers for your business. but what if we told you it's possible that comcast business mobile can save you up to 75% a year on your wireless bill versus the big three carriers? you can get two unlimited lines for just $30 each a month. all on the most reliable 5g mobile network—nationwide. wireless that works for you. for a limited time, ask how to save up to $830 off an eligible 5g phone when you switch to comcast business mobile. don't wait! call, click or visit an xfinity store today. >>> welcome back to the xhachg snchlts stocks are still under pressure, drifting back to session lows. the dow is down 525 points with the 10 year yield still above 4.5. earnings keck off this week, new catalyst with the banks and then big tech a few weeks later. investors will be watching cloud commuters and a new battle in the cloud wars, one where access to the best a.i. m
and before we head to break, take a look at some of the fintech names, as investors expect sticky inflationffirm is down by more than 6%, the biggest laggard. we'll be right back. you're probably not easily persuaded to switch mobile providers for your business. but what if we told you it's possible that comcast business mobile can save you up to 75% a year on your wireless bill versus the big three carriers? you can get two unlimited lines for just $30 each a month. all on the most reliable 5g...
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Apr 29, 2024
04/24
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revenue surge and sulfides latest quarter not enough to overcome a disappointing forecast shares of the fintechown 10.6% on a week outlook for current quarter revenue and net income, sophia did post better-than-expected results of the first quarter and they swung from a loss of 34.4 million a year earlier to a profit of 88 million in revenue surge. at the moment investors do not like the outlook, domino stock hotter than a pizza straight out of the oven gaining five and a third% and hitting it to your high after the pizza maker showed a big be in first-quarter sales. the world's largest pizza chain said a significant boost of customers of the u.s. market benefiting from the loyalty program with delivery and carry out orders of all customer income groups a top the earnings per share and revenue estimates and during the same amount of time open 164 more restaurants during the quarter. amc entertainment says the box office results are still suffering from the effects of last year's hollywood strike, the writers, actors and it expects to see a dip in first-order revenue, shares are getting hammered
revenue surge and sulfides latest quarter not enough to overcome a disappointing forecast shares of the fintechown 10.6% on a week outlook for current quarter revenue and net income, sophia did post better-than-expected results of the first quarter and they swung from a loss of 34.4 million a year earlier to a profit of 88 million in revenue surge. at the moment investors do not like the outlook, domino stock hotter than a pizza straight out of the oven gaining five and a third% and hitting it...
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Apr 12, 2024
04/24
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we've also got sofi, coin base, but with fintech, etf, bellwether for this space, and then you've gotd trading with the nasdaq hitting the crypto proxy names even harder. micro strategy, the largest corporate holder and the mining names which trade like levered bitcoin plays so they tend to see these outsized moods, and the same direction as bitcoin, but they tend to be more severe and so-called mining names as well are getting hid the hardest. one caveat, some of these names have benefitted from higher rates. they've held deposits and it's interesting when rates go up. it's a double-edged sword when this goes lower, and more of a kneejerk reaction. poster child of growth lately though, i don't know if you've heard of this, discover tech 100 fund. it's a closed end fund that holds spacex, stripe, other private companies down double digits today, but up 300%, and sort of been trading like a main stock in time. >> thank you very much, kate rooney. let's go to a quick cnbc update. seema. >> tyler, a suspect isin custody following a crash into a texas department of public services buildin
we've also got sofi, coin base, but with fintech, etf, bellwether for this space, and then you've gotd trading with the nasdaq hitting the crypto proxy names even harder. micro strategy, the largest corporate holder and the mining names which trade like levered bitcoin plays so they tend to see these outsized moods, and the same direction as bitcoin, but they tend to be more severe and so-called mining names as well are getting hid the hardest. one caveat, some of these names have benefitted...
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nuclear energy we think poret one of the things it does power-hungry we think going to help drive it or fintechnd just the headline names that everybody has been focused on, for the last year and change. off a.i. what we're trying to do move outside of that look in some s smaller cap areas as well. , and so, i think that is the big for the rest of the year multiples aren't going to continue to expand the when you've got inflation this high economy strong fed likely to move from three rate cuts to maybe one, or two, maybe not depending how thingsings go. maria: joe i am coming to you next i want your analysis on this report, first let's to lauren simonetti has breakdown of this report right now, what can you tell us. >> bulk jobs healthcare 72000 government, 71,000 construction at 39,000 pleaseure hospitality 49,000 return to pre-covid-19 levels headline number 303,000 jobs added as number of unemployment unemployed people false from 6 1/2 to 6.4 million. average really earnings, as expected up .3% on month, 34.69 an hour. up 4.1% on the year. as expected, also, feding interpretation of all this
nuclear energy we think poret one of the things it does power-hungry we think going to help drive it or fintechnd just the headline names that everybody has been focused on, for the last year and change. off a.i. what we're trying to do move outside of that look in some s smaller cap areas as well. , and so, i think that is the big for the rest of the year multiples aren't going to continue to expand the when you've got inflation this high economy strong fed likely to move from three rate cuts...
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Apr 26, 2024
04/24
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so really a lot of financial innovation, what we call fintech is really just digital wallpaper. it's a fresh coat of paint on the old industry. right. it's a new, sleek user interface that makes interacting with the old banking world just a bit more appealing and a little less painful. but it's not getting at the deep root of things right. it's not fixing the plumbing or the electrical, the framing or this deep structure of, the industry. it's just fixing something on, the surface. so what's interesting about defi decentralized finance is that defi is trying to reimagine every aspect, what the industry does not, just how we move value, but how we store value, how we access credit, how we connect entrepreneurs with investors how we do insurance, how we exchange assets and so on and so forth. and defi today is relatively small. the total asset value that's in this ecosystem is less than $100 billion, which sounds like a big. but it isn't when you think about how big the industry is, but very leaders in the banking world paying attention. the ceo of one of the biggest banks in the
so really a lot of financial innovation, what we call fintech is really just digital wallpaper. it's a fresh coat of paint on the old industry. right. it's a new, sleek user interface that makes interacting with the old banking world just a bit more appealing and a little less painful. but it's not getting at the deep root of things right. it's not fixing the plumbing or the electrical, the framing or this deep structure of, the industry. it's just fixing something on, the surface. so what's...
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Apr 18, 2024
04/24
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we're looking into the industrial space, fintech, biotech, other areas that aren't in "the magnificent to spread especially in this type of interest rate environment and fed environment and so i think you have to be very, very selective because if you screw up, your stock will get absolutely hammered because even the decent reports they're getting soaked. >> they're taking them out to the woodshed for sure. by the way i'm also overweight in industrials as well. dan, thank you very much, appreciate it. >> thank you, charles. charles: see you soon. folks, in recent articles, it has been there is a new thing, big debate brewing about these rate hikes. you heard a couple of our guests talk about it today, too. how they have added to this economy. how it has been a economic boom for a lot of folks but it has been a bust for more. we'll discuss it when we come back. ♪. ♪ in any business, you ride the line between numbers and people. what's right for the business and what's best for everyone who depends on it. solving today's challenges while creating future opportunities. it takes balance. c
we're looking into the industrial space, fintech, biotech, other areas that aren't in "the magnificent to spread especially in this type of interest rate environment and fed environment and so i think you have to be very, very selective because if you screw up, your stock will get absolutely hammered because even the decent reports they're getting soaked. >> they're taking them out to the woodshed for sure. by the way i'm also overweight in industrials as well. dan, thank you very...
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Apr 25, 2024
04/24
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their partner to do that we have better impact and an interesting growth profile that business, our fintechen some talk about extending the trading day, even 24 hour trading days. where do you come down on that what do you think? >> it is interesting to see how demand is starting to come in from all over the world, particularly for nasdaq listed companies. so, what we have been doing inside our businesses, we have been expanding the distribution of our data to the entire world. so that's been a growth driver for us to get data, real time market data in the hands of broker dealers and brokers, retail brokers all over the world as well as driving indexes and index products to exchange -- we list our index products all over the world. that kind of helps satisfy some of the investor interest but we also operate, you know, our systems are open 16 hours a day. and the markets are technically open 9:30 to 4:00, but we open our system for trading at 4:00 in the morning and we stop at 8:00 going to 24/7 is a different proposition. >> that's crazy. would there be no more opening bell, no more closing
their partner to do that we have better impact and an interesting growth profile that business, our fintechen some talk about extending the trading day, even 24 hour trading days. where do you come down on that what do you think? >> it is interesting to see how demand is starting to come in from all over the world, particularly for nasdaq listed companies. so, what we have been doing inside our businesses, we have been expanding the distribution of our data to the entire world. so that's...
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Apr 22, 2024
04/24
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and a stanford professor telling me that another risk is that lot of finteches specialize more in techrm though that is one of the largest players, it says it is a core competencompetency. and demand from the issuers affirm at least about $10 billion in loans last quarter. . back to you. >> that is pretty good rate com pupd bound rate. thanks. >>> and we're getting a set at the latest look at the preferred measure of inflation. later this week we'll get core cpe. investors hoping that the data will help clarify the plans for interest rates and whether we'll see any cut this goes year. a much better take on what is happening for inflation. and for more, we want to bring in eric rosengren. let's talk about this because this is a huge issue. we have one strategist saying that the pce will be more important than earnings this week for determining the direction of the markets. we've seen yieldses run up pretty 1257ksly. a lot of questions about inflation and whether it will be strong are than people anticipated. what do you think? >> i think you get different perspective depending on which
and a stanford professor telling me that another risk is that lot of finteches specialize more in techrm though that is one of the largest players, it says it is a core competencompetency. and demand from the issuers affirm at least about $10 billion in loans last quarter. . back to you. >> that is pretty good rate com pupd bound rate. thanks. >>> and we're getting a set at the latest look at the preferred measure of inflation. later this week we'll get core cpe. investors hoping...
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Apr 4, 2024
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and to fintech, our third mover, block, the company known as square, the payments processing e-commercet around 80,000 shares of volume due in part to analysts at morgan stanley cutting their stock rating to an underweight. it was equal weight before. the target goes down to 60 bucks from $62. they cited things as what they see as more limited upside potential to expand the reach for the cash app within square/block. now, for more on those analyst calls and other top calls of the day, head over to cnbc.com/pro. subscribers can get more detailed analysis of the top calls. back over to you, andrew. >> we have another news alert. bill ackman retiring as the chairman of the board of howard hughes' company saying its current board members scott sellers will replace him as chairman. they owned a big piece of that company for quite some time. a statement from the company saying they intend to remain a major long-term shareholder. stock right now unchanged. >>> coming up, lots of fed speak for investors to digest. steve liesman is going to join us with some highlights next. and then an effort b
and to fintech, our third mover, block, the company known as square, the payments processing e-commercet around 80,000 shares of volume due in part to analysts at morgan stanley cutting their stock rating to an underweight. it was equal weight before. the target goes down to 60 bucks from $62. they cited things as what they see as more limited upside potential to expand the reach for the cash app within square/block. now, for more on those analyst calls and other top calls of the day, head over...
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Apr 8, 2024
04/24
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ancillary plays around fintech as well.gets thrown around from time to time. i think what it shows, you know, investors are looking for other avenues to find some upside buys. it's something that, you know, when i see that it does tend to send up a little bit of a red flag, one of the things that's interesting that 8% increase we're kind of below those mean stock levels of 75 or so. yes, we did see a big bump but we're not seeing the leverage plays that charles schwab that we've seen in past. >> david einhorn was on air last week, he made a good point is that really the rise of index funds has in his mind preverdicted the actual investing process, moved by indexes unto themselves. as someone who runs a firm like yours, charles schwab, what you think about that. >> for the average investor indexing makes sense just because of the amount of -- you know, just the amount of kind of study that has to go into finding stocks, but i will say this, we provide an incredible amount of education and opportunity for our investors to do
ancillary plays around fintech as well.gets thrown around from time to time. i think what it shows, you know, investors are looking for other avenues to find some upside buys. it's something that, you know, when i see that it does tend to send up a little bit of a red flag, one of the things that's interesting that 8% increase we're kind of below those mean stock levels of 75 or so. yes, we did see a big bump but we're not seeing the leverage plays that charles schwab that we've seen in past....
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Apr 9, 2024
04/24
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america is 20 years behind on fintech.ayment technology. it has not been adopted here quickly compared to asian, europe, or latin america. but now they are starting to bring machine to the table, like they do in the u.k. they bring machine to the table, you swipe the card, and they turn the tablet around to you while you are sitting at the table. 25%, 30%, shaming you into clicking the high one. lisa: or if you are buying something. the difficult one for me as if you go to a bakery or your butcher and you pay for something, then they turn it around and it suggests a tip. what do you tip for? if they just get something from the counter, do you tip for that? or do you not? is it offensive to them? there's a lot of psychological guilt aspects to this. jonathan: you get shamed into it. i am a good tipper. i like to think i am. i have adopted the american approach. lisa: but do you tip for just buying -- jonathan: i will do a dollar for a coffee. that seems like baseline. which works out to about 20% depending on where you buy
america is 20 years behind on fintech.ayment technology. it has not been adopted here quickly compared to asian, europe, or latin america. but now they are starting to bring machine to the table, like they do in the u.k. they bring machine to the table, you swipe the card, and they turn the tablet around to you while you are sitting at the table. 25%, 30%, shaming you into clicking the high one. lisa: or if you are buying something. the difficult one for me as if you go to a bakery or your...