well, for deposit holders this is of course a plus , this is understandable, but i wouldn’t want you germanovskichh andreemdich, to suck everything out of other banks like a vacuum cleaner, well, we’ll talk about this later, from january 1, 2025 , shared life insurance for citizens will be launched. what's it about meaning: citizens' insurance premiums will be able to be invested in more profitable assets, in shares, to bring benefits to the insurance buyer, that is, the principle of classical insurance and investment is combined here, and in order to additionally guarantee the return of these funds, i propose here to provide state insurance in the amount of 2,800 for long-term savings .000 rub. further today. in the regions there is an investment tax deduction mechanism, it allows companies that invest in development to reduce tax on profit. starting this year, the deduction is tied to projects of technological sovereignty for structural adaptation of the economy. this makes it possible to manage the quality of investments and stimulate capital expenditures in priority areas. i ask the government