ian mansfield from policy exchange, do you agree the debt should be written off?— do you agree the debt should be written off? , ., , ., written off? there should be more compassion _ written off? there should be more compassion in _ written off? there should be more compassion in the _ written off? there should be more compassion in the system - written off? there should be more compassion in the system than - compassion in the system than currently, _ compassion in the system than currently, it would not go so far is a full— currently, it would not go so far is a full write — currently, it would not go so far is a full write off because we need to protect _ a full write off because we need to protect public money and distinguish between _ protect public money and distinguish between the small number of people who may— between the small number of people who may have set out to quit fraud, about _ who may have set out to quit fraud, about 10%. — who may have set out to quit fraud, about 10%, and the much larger number— about 10%, and the much larger nu