respectable nizhny novgorod resident ilya gubinov was involved in an accident.s sober and missed the obstacle on the right. it happens, the main thing is that everyone is alive and well, and insurance will cover the repairs. our hero thought the same thing, insurance would cover everything. however, his osaga policy turned out to be, as they say, out of money. why did this happen? the first time i found myself in one that i can’t even believe, there’s always a first time for everything, i drove out to an unregulated intersection, with another car crashed into my right side, the culprit of the accident, in this situation it was me, there was an obstacle on the right and i did not give way. just an ordinary little thing on the road, what should i worry about? i had insurance, an osaga helmet, then he forgot the broken obstacle on the right on santiida, ilya osaga, everything was fine, but after 3 years i saw a notice in government services that someone had filed a claim against me. niki sergei vershinin demands 134.00 rubles from our culprit ilya. who is vershinin