. >> the honorable james j.t me jumping around my hoyfsst office right now. >> i enjoy your show and find it very entertaining and informative. >> i watched your first episode in 2005, and i've been watching every single episode ever since. >> don't miss "mad money" every night at 6:00 p.m. eastern. plus, join the cnbc investing club and stick with cramer around the clock. this is clem. clem's not a morning person. or a night person. or a...people person. but he is an "i can solve this in 4 different ways" person. and that person... is impossible to replace. you need clem. clem needs benefits. work with principal so we can help you help clem with a retirement and benefits plan that's right for him. >> i made a promise let our expertise round out yours. to my daughter that i would get my college degree. i had 20 years of experience as an hr professional. i had reached a ceiling, so i enrolled in umgc. umgc removes every barrier. everyone treated me like a person with individual needs and met me where i was. i wou