the standard business reporter who wrote the piece, jillian donofrio. hi, jillian. >> hi. thanks so much for having me. >> yeah, welcome to the show. i think it's our first time, right. >> yeah. first time. >> all right. let's make this awesome. your article definitely captured my attention because, you know, this is not a san francisco thing. there is a law that can make this pertain to every city. but let's start there. what is senate bill 423? >> yeah. senate bill for 23 is meant to speed up the process for new development in state or in cities that haven't met theio is the first one to miss those targets. >> yeah. for those who are unclear, it's like the state gives a number to every city. like you must build this number of new housing each year, right by this time. and if you don't, then boom. so this law is triggered. this law that just took effect, why was san francisco the first to be subjected to this? >> well, san francisco does have a bit of a unique situation. some cities only have their check in every four years for meeting their state mandated goals. but san