now joining us live is the standard's business reporter, kevin nguyen. kevin, nice to see you. so we understand crowdfunding. you know, like kickstarter, gofundme. but there's a twist. you're reporting on applying it to housing. explain. >> yeah. good to be with you again, kristin. you know, as you mentioned, you know, i wrote about bonds, which are nothing new. voters are used to seeing those, on their ballot every election cycle. but what i'm talking about and trying to evoke in terms of comparing it to go fund me, is that there's an attitude shift going on in terms of how we can pay for said housing. you know, the bay area has about 40,000 affordable homes that are already approved, but they're just stuck in limbo because, you know, developers can't pay for them. so when the banks are gone and when the state and federal government is gone, the last thing place you can turn to is the voters, the people. >> okay, so i get the need and i get why, you know, you can't wait for developers necessarily. so this fall, i understand bay area voters will be asked to approve a tax tax hi