thank you to mayor londonbrfor leadership and continued leadership.thank you everybody for your partnership on this and a lot has to do with the financing and for that i'm happy to introduce from cal hfa, the nt winner of the [indiscernible] business journa was saying earlier, i will look on d find a obscure thing to say, so ilirwin tam. [applause] >>wow, that is-thank you so much. i guess i do appear on google. [laughter] i am excited to be here. i am excited to have taken the s on the subway and walked blocks to get here and stopped for a cup of coffee and thatto show how important housing is and how important affordable housisis being developed closer to public transit and amenities we hahe as supervisor said, i'm irwin tam, director of financing. we heard about the facts. we heard about the philosophy. esabout the numbers. people are excited about that. but first of all, cal is state affordal housing lender and under leadership tina hall and [indiscal hfa is delivering housing for low and income californians state wide by working when of the organ