orlovsky, and we are discussing the results of 23 years, and most importantly, the prospects for theocks, bonds and more. let's talk about one more thing, yes, we talk a lot about how you can make money on the stock market, and how you can make money with the help of institutions , that is, those who work in this market, these are banks, brokers, investment companies , management companies, hash funds and so on, but how can you lose, and not just on price fluctuations in prices for various assets, but just basic. fraud, but now we won’t talk about the huge number of fraudulent schemes, when you are simply engaged in phishing, that is, we lure you out of fishing, but in your personal data, because - when talking about cybersecurity, i i made a definite conclusion for myself that we can talk as much as we like about the highest level of hacking there, and so on and so forth, but all the losses lie in the area of ​​social engineering, that is , the person himself actually gives up his data and is already a victim of scammers. returning to the original question, let's talk again about wh

orlovsky, hello, maxim, hello, financial expert, market expert, stock market expert, investor, private russian federation. and today we will talk about what year 23 was like for investments, which drew our attention to what you could earn, and most importantly, what the twenty-fourth year will be like on the stock markets, what you can and should earn on in the twenty-fourth year. and the first question is very simple. the twenty-third year was good and bad for traders and speculators. you can characterize it as a whole, the year was very good, there were rare asset classes that did not give any good returns, but these were, first of all, ruble bonds, after the central bank almost doubled the key rate, of course - the market, though did not respond to in my opinion, properly, but still it was one of the worst investments, and these are investments protected by government obligations, that is, we buy government debt, we buy... and de facto the state owes us how much we could earn on bonds as a percentage, well, let’s say at the beginning of 23, we believed that the rate would rise or so

orlovsky, are you investing yours?ither in money market funds, or simply in a bank deposit for 3 months, you get your legal, what is 15/4, 3.75%, and after a quarter you are completely with the money with an income of 3.75%, which is ahead of inflation, of course , you look at what is happening in the market, first of all, at the central bank rate, at the trends in key changes, at the price of oil, even... the same exchange rate of the ruble at how stocks and bonds and bonds behaved during this quarter. great, maxim, thank you very much for your authoritative opinion, for the way you talked about those. instruments that will be interesting, what happened, what will happen in our twenty-fourth year, thank you, thank you, listen, well, you have good taste, japanese dumplings, who doesn’t like gyojo, of course, there was a girl who, so to speak , got you addicted to this food, well, there was a moment, i worked in a restaurant, and they brought dumplings into my kitchen, these gyozas, they told you from that table, she le