mike santilli, your view of the financials?p is one massive lag or that can be doing better because things are less bad and doing better and capital allocation and cost. the financials were at the absolute wrong place if the economy will hang in there we have the yield benefit. that obviously helps the balance sheet and takes pressure off of the unrealized loss. i don't think we will get resolution appeared we will not get an all clear signal that said the consumer will not around anymore so they're probably stuck in terms of making headway toward the early year highs. but i take it as a positive they made this much progress. they mellowed a multi-month high they look like they are not representing any particular risk because there is not anything crazy going on in the capital markets. we haven't been a real long on a volatile deal flow or trading because it's all been quiet. >> reporter: speaking a multi- month highs, how about multi- month lows pippa stevens, that's what i think about when i think about crude oil going below