implementation of the private sector the ministry of economy of the public sector was placed under the program and budget organization. the factor is that the contractor and the bank have an understanding. they do this claim that the contractor has from the government, he buys it from the bank , buys it at a discount rate and pays the money , so now the contractor has received his money , he is healthy at the beginning, he does his work, here the bank becomes a creditor of the government, that is, the program organization. the organization of the program will pay the money to the bank in the second 6 months of the year when its resources are secured, according to the law that was originally supposed to be implemented in 1402. but it was postponed until the meeting of the money council and credit for the public sector was approved. the factoring financing method that we recently approved in the credit money council is the tool we use in chain financing. now the central bank says that it has completed all the necessary instructions and arrangements and allowed the banks to finance up to