there is no need for these people to refer to niziaban when an accident happens. this can be recognized through the expertise of my colleagues. need to enter. the supervisory body, which is the central insurance or the people's independent assessors, regarding this assessment , some insurance companies, for example , disagree or object to this drop in price, which is now added to it, what should they do if there is an objection, it is seen in the salthim law. cases that are damaged for any reason or our insurer regarding the damage if there is an objection, he can refer to an independent damage assessor. fortunately, it is specified in the third law that people who object to the damages they have received for any reason can choose an evaluation by themselves , and the opinion of that evaluator is in principle binding for , for example, if they can still the council of people who have a dispute can refer to the court or not , it can be the next step. independent assessors can be available people are placed and people refer to that supply and damage, i see his exper