but an interesting story , it even caused such a discussion among us, and ruslan viktorovich does notertain theses, and you have comments, probably not so much that he does not agree, but that he would like to further clarify in order not to mislead others. we are talking about the maximum standard for lending the cost of a square meter, but it was announced about the maximum cost of a square meter, these are slightly different things, and we are talking about government decree on how much credit money can be obtained in order to pay the cost of one square meter of built housing, that’s what the decree is about, this is, well, let’s say the first comment, probably the second comment, i would like to draw the attention of our viewers to that , that fundamentally different things are the pricing of newly built housing, which is built by our main contractors, and the pricing of the secondary market, if new construction is pricing based on costs, then the market is there is a market, a secondary market, depending on supply and demand, it sets the price, so here it is necessary to separate