we did have a little transition where umc, was no longer and then eagle took over. then there was a gap where they were not, available where we actually had a point there during the pandemic where we didn't have a mortgage arm. and so now lennar mortgage exists, and we can offer that again, as far as programs, i might actually bring lynn bell up and she can kind of provide a little bit more detail on those things. we're pursuing. great. thank you. hi. good afternoon, commissioner lynn bell. so it's really fun for me to kind of jump back into this because i started the homebuyers workshops years ago with david sobel, who was now at sfdc. and david and i chatted last week about what we could do collaboratively to do some more outreach in the community. and in addition, years ago, we started homeownership sf, which is a great resource as well to try and understand what's the best way that we can approach the community and get them reengaged. so it was a challenging time the last couple of years, not only because of covid, but nobody really wanted to live in a detached