privatized, that is, the guarantee system will be twice as high as in the banking system. that is, now the banking system is 1.4. we will have up to a million rubles 2.8. well , at least the fact that now the state will take the money. if god forbid something happens to these funds. now we have a cumulative part, which will be information occurred to people who are 2.2 trillion rubles. this is the money that is now in the state. and just how much is the funded part of us, just interesting prices are six, four trillion approximately it turns out four trillion is in the state and two trillion court is excellent, but i wanted to, uh, supplement yuli a little, not even supplement it. and to explain to viewers, julia said for 10 years. here for 10 years. you can get information, but i just wanted to talk and youth looks. here is the youth having bought what do you say or having received a diploma? they should already be thinking. you stole my question and your future pensions, because 10

years is very short, that is, according to calculations, and he will tell you, right? that's purely mathematical calculated, for example, if you want, depending on what kind of allowance you want to receive in retirement, write down the viewers directly too. so you came to the bank, for example, at the age of 30 and deposited 50,000 into your account. if you add five or whatever you think 10,000 rubles every month for 30 years. optimistic? yes, who at the exit, if everything is here, yes, we believe that everything will be preserved everything, yes, how does it work? how it works, even profitability. i didn't even pledge. i pledged without any profitability at all, because they added income in this, here you have the right one question. i love. we will add lyudmila, continue side figures without profitability. we are waiting for this number. so 30 years. for 30 years, 50,000 have been deposited every month, we put in 10 each when you retire. if you have 6 million in your account, then you

can add 20,000 to your monthly pension. this is the first option. this is what i need to spend to live past the retirement age of survival. yes, 20,000 monthly times 12 is 240,240 - how many years? i have to live and 6 million is enough for me. how much for 10 for 20 for 20 plus years, she is almost 30. if we take the average salary as a minimum, such a median is 50,000. yeah, uh, the way they do it in the west when we say, here they are the medians, that's the average. i would be lower, i read today that you are so yes that the median is approaching approaching 50.000. so, if you don’t have such a salary , and you want to do, for example, i don’t know how they do it there in the west, when each person

independently calculates monthly pensions, suppose you take five percent five percent? it's 2.500. if you for 40 years you will monthly save 2,500 rubles. and again, did not take profitability. why because, it seems to me in our conditions to consider profitability, we can mortgage? well, yes, let's say even 5%, if we put in there we have to uh. hmm by the age of sixty, uh, there will be, uh, a million. uh, 400 somewhere. yes , 1,400, respectively, if we divide this million four hundred by 20 years, then this is annually 70,000 separator for 12 months. well, in general, approximately that's five-something thousand mystic, yes, compound interest. when at all they start earlier in the sense that we do not calculate profitability, because then we

are obliged to consider inflation for such a long time, of course, we understand that money. inflation there is 12-14. yes, of course, there will probably be some losses, but in any case, it will be 5,000 for retirement. i will also add that there is such a thing as a tax deduction, which is also not state-owned when participating in the program. yes, some kind of accumulation, in particular, through state pension funds. do you have a tax deduction, for example, now the maximum size is 15.600. that is, it is 13% with a base of 120,000 rubles. per year, if you put money into an individual state fund investment account. yes, that is, now it will pass like this or if it is, then i have a tax deduction. for what amount of 15.600 maximum per year here, that is, if you work taxes, then the mega state and

annually returns this is important. yes? i have to work to pay taxes as much as possible, right? well, well, how much are you 15,000, if 10,000 a year is just what lyudmila said. this is her example, that is, in addition to the fact that you will have some. well, let's just say the profitability, yes, your savings in the end. uh, you still have the ability to maximize, yes, your current income through a tax deduction . well, why can't i just open a bank account? and so, please replenish, what's the difference on because four million now yes, what we know, uh, the guards are several colors. several banks are possible. why? is this also an alternative? here you can buy different real estate, firstly, there is no tax deduction in banks. this is the first. uh, second uh 15.000. well, it will probably increase. there are, uh, plans to make this base in 2023, equal to four hundred,

a thousand rubles, tax deductions. here, if the base will be increased. 2.000 then it's interesting, then it's an opportunity. e inheritance of the accumulated amount. yes, in principle, in a bank , too, it is probably possible that your heirs can withdraw this money. i'm trying to show you with your help. naturally, as experts, but because the question immediately arises for me. well, how is it, as he says, great, russian? uh people, uh for some reason azerbaijan, yes, that is, why do i need these not state pension funds, when i can, but save in a bottle under the mattress in a jar called three-liter and in a bank in a bank called an ordinary bank, there is a tax deduction, what else and when you reach retirement age. you can choose, uh, the option of receiving a lifetime pension and theoretically. can you get more than you? that is, if you withdraw money from

a bank account, oh, how much is there? yes, you shoot so much, and here on the offensive retirement age if you live longer than expected yes yes, if you live, then i want to live longer, all this accumulation is calculated on the age of survival and every month you receive an additional one of your conspiracy pension. but if you have already used all this, you will still continue to pay this amount. yes. and tell me, please, there is no such surcharge for experiencing. i mean, i lived my life. no to say, mish there is nothing all already. see as much as you want, because we have even now in compulsory pension insurance. e citizens are pensioners who have reached eight. vasily is years old. they get a double guaranteed, yes insurance part. uh,

7.77 no, he asked me to pay nothing extra. i will be paid. you don't have to pay for what i'm going through. it was such a joke , you know, i just want to clarify, yes, but the situation is how much the double pays extra, that is, the basic part of the insurance. let's start with this insurance pension. it consists of two parts. fixed part yes fixed uh, what is it called and plus no plus here is the insurance just part of the insurance payment from which well fixed it is the same for everyone, yul can i say. look, it depends on your salary citizens. calculate the formula for your pension. so, dear touches. yes, yes, i can finish. yes, finished. uh, in general, what lyudmila said, uh, she correctly said that it is valid from the age of 80. your insurance pension will increase, but i just want to add a little lyudmila, uh. let's just say that what she made clear to us, uh, will increase

first of all, the fixed part of the pension will increase. that is, this is a fixed network. there and a half thousand three times 7.775. up to what two times and 15 times the formula for calculating a pension, what did everyone understand? yes, here is your insurance pension. this is your guaranteed fixed part. i'm not jealous, now your salary, yes, plus this number of e-points is the cost of a retirement ball. yes, this is already the full amount of the insurance pension, that is , this insurance pension includes what you earn and the guaranteed part is the fixed part that is paid to all pensioners. actually. the most important thesis. yes, he is always the only one. uh, salvation, drowning people are the work of the drowning people themselves, that is, you need to think about

yourself, you know how, again, resorting to the great russian people on god i hope and hope for a good state yourself, but funded pension. the sooner the better the question. you know how rubric. and how they have it, here. uh, i'd like to talk to them over there in the west. yes, there in america in europe it is clear that everything is very different. well, let's put it this way top 10 economies in the world, there are some here, uh, examples of where medicines are there. well, i don’t know, there are a lot of old men in japan, for example. yes, in china. how does the state take care of it, who does it act as? what are the percentages there? yes, we will not talk about it for a long time. the fact is that their pension, as a rule , consists of at least three sources. the first source of the state is 30% yes, 30 40, yes, 20%, at least in their pensions, or there 15-20 are corporate pension programs, about which we are a little bit today we have already talked to you when the pension is provided not only at the expense of, e.g., the state. well, due to the participation of work

as givers. we have enough hearing and wide. applicable. and medicine. yes, medical insurance, but here everything should be paid. i think we hope that we will live like this, when the company will offer and well, in the west it is a standard social work, they work very well, and the unions are already the third voluntary. naturally percent. i read correctly 320% of at least my pension. yes listen well, that is, it turns out, we again we return to square one, that the pension is, and not scary. this is b. not without these words. even it is there to survive and so on. this is actually our future, and in order for this future to be happy to think, it is needed now. from the first salary, i would say, yes, we will end on this positive note. thank you very much. thank you julia thank you lyudmila thank you for the very

constructive content of the conversation. thank you thank you endless forests on the shores of the pacific ocean are shrouded, foggy haze at first glance they reminiscent of the amazon jungle, this amazing corner of the earth is unlike any other region of russia, a special climate, a peculiar relief, a unique flora and fauna, despite the proximity of the ocean, winter. it's cold and long here to survive in this land. not just.

the far east really seems to the inhabitants of the central regions of russia, the real edge of the russian land, as the settlers of the 19th century called it, is very distant. here the largest country in the world meets the pacific ocean for 4.500 km stretches, the pacific coast of russia compared to central russia, there are few people living here. maybe that's why nature has been preserved here in its original form. the young marten harza rejoices at the first snow that fell at night, the harza, a very peculiar representative

of the marten family, is a tropical species native to southeast asia, the bright color of the harza distinguishes it from all other animals of this region. in primorye, harza settles in dense mixed forests on mountain slopes, usually far from human settlements. soon taiga will wake up and it will be impossible to recognize her. the most the largest river of the far east, its basin covers a vast territory of almost 2 million square kilometers and is located on the territory of three russian states, china and mongolia. now the amur delta is still tightly blocking the drifting ice of the sea of ​​​​okhotsk.

this giant refrigerator keeps spring out of primorsky krai. in winter, it is impossible to believe that the far east is one of the richest regions of russia in terms of the diversity of animal and plant species. the amur tiger, the only representative of its kind, lives so far north for most of years in deep snow. this is the largest predator of the cat family on our planet. this one-year-old tiger cub already weighs over 100 kg. but i'm not ready to leave my mother yet. while he was very young, the tigress

left him alone during the hunt, but from the age of 6 months the baby begins to hunt with his mother. she prepares him for an independent life. as soon as the tigress is again ready to procreate to a young male, she will have to leave her and go in search of her own taiga patch. adult amur tigers are pronounced loners they pass through vast distances controlling the territories of several females. in these animals there is no specific breeding season, each tigress has her own preferences; their wishes and mood are encrypted in special odorous marks in winter. they stay in the snow for a long time. the task of the male is to correctly decipher these signs. this message obviously needs to be rushed

to get ahead of the competition. the young tiger also read his mother's message, he understands that his childhood is over. warm springs does not allow alina to freeze mountain rivers from shihota, and this a decisive condition for the survival of nocturnal predators in the ussuri region. when the march sun goes down behind the horizon , characteristic sounds are heard, this duet is performed by a couple of the largest zemlevites. these are fish owls. winter nights the air temperature drops to -30°. . these birds are not afraid,

they hunt cold weather. they are mainly for salmon fish eagle owl looks out for swimming fish. from a stone, a steep bank, and a tree hanging over the water, and then dives rapidly into the water, while owl fails. salmon crouching at the edge of the ice feels himself safe, but he can't get away from the claws. owl this unusual behavior of the soft, usually preferring to hunt small predators , has resulted in an abundance of fish stocks.

kamenushka ducks are looking forward to the most important events of the day for them, the tide of water will bring plankton and other delicious food to the shore. or the motley seal prefers the time of low tide; the rest is over rather in the water. the water is getting warmer every day , the tsushima current takes care of this. this is a kind of central heating system for everything the edges. in just a few weeks, it

heats cold sea water from 2 to 15 degrees. kamenushki begins - gambling hunters fearlessly dive right into the sea surf. becomes sea snails, crabs small fishes. you need to hurry, otherwise the low tide will carry all this untold wealth back into the sea.

rises misty above the water chipmunks

, who have just left their winter burrows, are very busy. they are looking for their caches of forest supplies. in autumn , prudent animals prepared nuts , mushrooms and berries. now these hungry spring supplies will help them. neighbors carefully look after each other and this curiosity is not at all superfluous. after all, if you use the neighboring bins of your own, they will remain intact. the main thing is that no one notices anything. then 100 fish owls were already 2 months old. a chick the size of a good goose sits on

a tree near the river at a height of 12 meters through a dream, the chick distinguishes the quiet voices of its parents. when their duet becomes clearly audible, he finally awakens. may nights are short, so the hunt starts already in evening twilight. the eagle owl hunts near the nest, the chick is observed by the parents. it's interesting and instructive. mason fish is the easiest prey at this time of the year. the chick swallows it whole with its head. during

the night, the little owl must eat up to ten of these fish. well, having eaten and rested, the chick dared to get close to the edge of the nest. even at night in the valley it is as bright as day. for birds of the savin family, the full moon is the most favorable time for them to go hunting. until dawn, these strong and hardy birds hunt on the overgrown shores. rivers, bikin to feed himself and his chick. the crowns of the trees of the ussuri taiga are

a kind of mixture of siberian subtropical forests, shimmering with numerous shades of green. to the west, manchuria begins , this is already chinese territory on the border of russia. from china stretches an endless swamp with ancient rice fields. here is also the largest lake in the far east , the hamka lake, which is shallow and therefore well warmed by the sun, almost like a tropical bay , the largest in asia are spread in its waters. plantations of wild lotuses.

amazing creatures live in lake khanka, they swim well, but usually lead a bottom lifestyle. it's probably best to stay away from them. these turtles prefer a reservoir of sandy or muddy soil, in which you can dig headlong to the surface. the turtle exposes only its eyes and proboscis, and in this position the chinese, soft-bodied turtle patiently waits for prey. one of the most ancient inhabitants of the earth. all her relatives

live in the asian tropics. lake, khanka is the northernmost, the border of its range is 7 months in year. it is covered with a meter of ice. shell. it is necessary to make the most of every hour of sunny weather, the best places are quickly occupied by older sometimes nimble kids trying to get ahead of adults, but seeing the rightful owners. the elders need to give in and the turtles can’t stand it quickly when someone takes their rightful place under the sun on the soft sandy beach. they instantly restore the hierarchy order is order.

a piercing whistle is heard at the edge of the forest. a whole herd of spotted deer is heading towards sea ​​the usual route. but for some reason the animal is restless, they are clearly nervous. another group of deer is already returning from the sea.

summer fog spreads over the coastal slopes, the sound of the surf attracts deer like a magnet. on the sea coast, deer feast on algae and kelp, they are not only tasty, but also rich in mineral substances, which are so lacking for deer in the forest. even the salty sea spray licks off the fur to the last drop. spotted deer are not at all afraid of water; they swim well when need. they can even swim across a sea strait more than 10 km long. to find their favorite algae, they are ready to take any risk. siberian tigers know the weaknesses of these animals, which is why deer are nervous. it is no coincidence that the day before the tiger attacked here.

he dragged his prey to the water, and before going to bed he hid the remnants of the meal, returning, he first of all drives away competitors. these vultures wait patiently for their turn in the summer. siberian tigers prey mainly on himalayan bears, badgers and raccoons. but the deer that came out of the forest to the seashore, easy prey rocky bays escape routes are cut off by the amur tiger, one of the most cautious representatives of

the cat family , it is almost impossible to meet him on the pacific coast. the predator is already full, but he understands that with so many uninvited guests, very soon there will be nothing left of the prey. what to do to eat for the future or still leave prey to an insatiable crow? not an easy task for the owner of the taiga, in the end there was not so much meat left. welcome to the table. everyone wants to be the first to grab a tasty morsel, and it's better for me to queue.

the more beaking crow is one of the smartest birds of the corvidae family, and here is a clear proof for the young steller's sea eagle, it will someday get bored and the crow will get its own. fleeting autumn has come to lake khanka lotus pods have long been empty , their seeds lie at the bottom of the lake. the swampy

valley is deserted, but life still flickers in the reeds. the tiny reed sutor with a powerful beak similar to the beak of a parrot cracks through the stems and extracts insects from them. the stalks of the bulrush are her pantries, only she can split them. in winter, in severe cold, these supplies help the sutor survive. the ice got worried

, they were frightened away by the male of the far eastern leopard . this is the rarest representative of the cat family on earth. there are only about 40 individuals of this predator left in the world; it lives only in the south-west of primorsky krai. a male leopard has just killed a deer to eat the whole carcass at once, he cannot have to bury it and return to the prey until there is nothing left of it. the leopard, like a ghost, dissolves into the darkness.

at the end of october forest rivers freeze the first snow. the main color in the taiga becomes white. frosts come suddenly, stopping life in the taiga for many months. the ussuri summer is beautiful, but very short. summer exotics are replaced by harsh winter beauty. on the coast, winter begins later. the sea that prevents the coming of spring prolongs

autumn. but it also ends eventually. the warm tsushima current is pushed aside by the cold arctic ocean mixed with sleet

director henry mix film prepared for screening and dubbed by channel one tv company text read by sergei garmash