wanted not she didn't want it. i think that there was such an agreement about everyone with everyone and her husband at the police, to confuse. and when he lost his mother and estate, and he got to dispose of everything. yes, but i'm a little too hasty. e, saying that he sold himself a small estate and went to buy himself , e, pamper. e, beloved, and so on, then there was also a lot of money put on the daughter, yes, which, for example, i don’t think that she directly spent everything, but it was beneficial for everyone on the girl. well, even then no one interfered, no mother could not interfere. yes, not her old husband, and everything was fine. well, here it must be borne in mind, she is just such a benefit, a man will not hide. uh, western people were more pragmatic than, uh, russian. no, i don't think it was just a question. where are you? i think that these relationships they kind of they became. close ones were a little distant, but in general there was

some kind of connection. here she was holding him. she kept him because she was interested in him too, er, and she was very interesting to him too. here turgenev writes in the sixties such unknown ones, the small known roman smoke, it is considered a creative failure. although undeserved in my opinion. there are two heroes litvinov and potugin. uh, they're both in love with the same married woman, and she keeps them both. here. e, well, potugin is a slave who sits next to her and is ready to fulfill her any assignment, plus even a new potential lover, even if she asks him, well, to bring a potential lover to her. and litvinov, when he makes such an offer to be such a slave, he breaks through decisively and leaves for russia , the action takes place in a bathhouse. and so, to me it seems that turgenev was torn between these two scenarios, but the scenario of the poised was closer and more comfortable for him , and therefore. the scenario for the viardou is also to keep

a few men on uh, yes, she instill uh, at the feet, uh. mm, yes, there were many of these same ones, but i’m here in what turgenev’s uniqueness is unique , where there were certainly many novels and there the composer gounod and the artist schaefer and badensky, princes, many men always surrounded her, but she became truly close and family members ivan sergeevich turgenev adored him. children. uh, pauline viardot. yes, but it is enough to read the correspondence. let's say put it down. they didn't call. go here is one of the daughters or erdo as she writes. they adored him, they could not pronounce his last name and called him not turgenev from turglin tur. damn, they loved him very much. here he was his own for them, like a kind uncle , such and it seems to me that when they were dying, and turgenev spent one year and will return in a few months. after that

there were, of course, very old people. but still, there was light in these relations. neither one woman will not refuse the love of such a man. and of course, and it was love that was needed by the greatest writer. e hmm could speak beautifully and was not ashamed with him, but on the contrary, count to appear somewhere and when at your feet, but hmm yes, a great russian writer. he then published. why not on this one and others flocked, of course, who will let go of yourself? in the elegance of the mind, the beauty of the young turgenev had a lot of attraction, of course. she liked it. he also liked his love for her, but she did not hurt him, he did not have power over her. she did not suffer for him, did not suffer, did not shed that blood of the heart that love requires. well, yes, when turgenev died, she did not leave her room for 3 days. and when her husband died, she was the very

next day. uh, gathered students and taught our taught music. yes, classes have already begun. this is the case when he loved e, and she, let's say , let herself be loved, but at the same time, e and the allied side. it seems to me that there was also a strong affection, just hmm, and she left a smaller source about it. yes she destroyed, by the way, her songs, which, yes, yes, here we mainly have letters from ivan sergeevich of the book. but what is she to redeem alone? well, he lived so to speak, she was practically in the soul and turgenev all her fortune and left she had the opportunity to do it. that's why she edited the relationship history. and perhaps we can say that. but perhaps she eliminated something that could compromise her in some way. in general, i think at that time yes, but in russia europe was already, naturally enlightened, this is it relations with russia in which there were slaves. well

, that's it, serfdom is the same slavery. and maybe then marriages were read. here we are already furious from the alliance. no, maybe it was unusual. maybe they would turn away from her if she came out no, no, it couldn’t be one thing slaves and quite another aristocrats there were a lot of such marriages and of course, uh and a lot of russian girls married europeans from good families, yes and from the aristocratic and just from the nobility on the other hand foreigners already on russian girls came to russia and made a career there, that is, the top layer he was international and you know what's the matter. this is the position of turgenev, it was unique, you see. turgenev was european, even a world star, because he had fans across the ocean and, well, tolstoy was not yet dostoevsky and was not close. and turgenev, he was super, he becomes a doctor of law at oxford university. how to write for

notes of a hunter who played a huge role in the abolition of serfdom, that is, this european superstar is a friend of flaberat and other famous french writers, so of course not. that is, it would not be an obstacle to marriage, but it was an obstacle to marriage. i think it's mutual dislike. well, plus, there just wasn’t enough time with him, because viardou died. uh, a few months before turgen's death. he was already terribly ill. cancer uh, was. incorrectly placed. well, i'm not a doctor. i can’t say about this, well, absolutely, yes, i don’t really understand this, maybe i’m from another in general, well, as if on a floor, i look at it and judge. uh, mona loved him, but she also had children with her husband, and not one during this period. yeah, first of all, uh, she had to comply. eh, so to speak, decency, yes, here maria

nikolaevna tolstaya did not love her husband for sure, but she also gave birth to children from him and you never know families in which only beloved men and women give birth to children. yes, this is in general here, it seems to me, nothing is clear no , despite the fact that it is quite obvious not all children of the wirth family are from louis ardu. yes there is serious questions. it can be children and ambitions. there are children of chefs, yes, others, but the question is that these could be turgenev's children of you. but somehow no, besides him, go through, theoretically such rumors could have been circulating, but we don’t know for sure, it seems that it doesn’t work out very well in time. yes , it doesn’t work out very well, although, of course, turgenev loves them all. that is, it was he who treated them as if they were his own, but if not his own children, well, his nephew, tell me, but the descendants remained alive, you don’t know, because yes there was

a very tragic fate for the daughter, and the husband went bankrupt the husband went bankrupt. and so, just this happened in the early eighties, when turgenev was already ill. the daughter of her husband left , went with the children to switzerland, there were two children, jeanne and georges, and she asked her father for more and more money. yes, she asked for money for maintenance and apparently there were some scandals of the vr giants there, because she is mentioned in correspondence. e, does not die by hand, and he left his fortune along the line, and then the husband of e. polinety starts uh, the trial against polina viordo, trying to it is unsuccessful to challenge this will, because all the legal subtleties are observed. but nevertheless there was also such a posthumous scandal very ugly. here is a very poor life further uh, the polinet was supported by her eldest daughter, who gave music lessons, uh taught, so it’s amazing e didn’t have children, zhanna

didn’t really have any descendants of turgenev , she turned to me in tears 30,000 francs, which was supposed to replenish the capital belonging to her children. at first i refused with foresight, that these 30,000 will be swallowed up by the same insatiable abyss. yes, the insatiable abyss is her husband's business, which at that moment began to suffer serious losses. he constantly wanted money. and turgenev did not want to give, because he understood that this would doom. yes, it will doom his daughter, but here is poverty, but all exhortations were in vain. and in the end. she simply left her husband herself, but she herself had to live on something. of course, it is ugly and an extreme tragic story. this is the whole tragedy started in earlier generations. e families. now here is some kind of hereditary horn they were pursued by hereditary tragic hands.

well, there wouldn’t be this hereditary tragic rock, there wouldn’t be so many positive and negative moments in life that overwhelmed him, yes, which tormented his soul , they wouldn’t be beautiful in the works that remained after him, true, of course, the most such replenishment. well, of course, any writer cannot live without emotions, because without impressions, and here is turgenev's personal life she is very bright reflected in his works. and here we are not by chance with you. we talked about other short girls - beautiful, determined , charming, masculine and, well, soft-bodied men who cannot cope with those. amy struggles with the obstacles that get in their way. thank you very interesting. and i have a lot of questions for you. we'll meet with pleasure. thanks a lot. my name is larisa guzeeva, this is a podcast of letters,

and the historian yegor yakovlev was my guest hello dear viewers, we are with you at night on channel one i am mikhailkhanov presenter podcasts easy money. i am very glad to be my guest today. legend of the national financial economic journalism, permanent editor-in-chief and founder of the finversion project, yan art yan i am very glad to see you. thanks uh. you know , here we have such chairs. everything reminds me of, uh, and given the theme of the pyramid scheme, fraud. this is exactly what we will talk about today about how to avoid such tricks from bad people. uh, this reminds me of a scene like this from uh, the permanent film passed the eco holmes domestic. yes, only you, you know,

it feels like we don’t have, uh, dr. watson holmes, we will be with you today, like your hols and try to teach viewers. what to do how to avoid such things uh hmm what are called tricks let's start? come on, please what's here every day, well i am at least . starts the day with the morning news. uh, i read that they fall for the tricks of fraudsters. not just grandparents pensioners. it would seem that people are far from financial literacy in general, but enough professional people. well, it's even scary to say the bankers. there uh, sometimes even this financial officials, how does this happen? why, how, and let's say this to an ordinary person, but to understand that he is a scammer. i mean, these are some words. these are some phrases, stamps, these are some signs. yes, let's try to talk about this topic. here you know, judging by the reports. we don't have numbers like that. what is called on the one hand , the latest research by the

financial research agency, 72% of russians, that is, the number of financial literate. this is the second time. here it would seem to talk about scammers pyramids. actually, yes, yes, that is, everyone has already heard this. this is the second and third. it's been trending for about two years. that the central bank, at least with its services, says that the focus is again shifting to not so much technical tricks, for example, phishing yes, but a fake site, but more to social engineering methods of social engineering. yes, at the same time, if each of us is told about this, then we, frankly speaking , will not smile with her. what's happened social? yes, that's what each of us knows for sure about ourselves, well, we won't give in, but it's not real, but it's for a fool. yes, but this is for a naive person, but at the same time this thing works, as you correctly noted with bankers and officials, even you know, i remember one movie. uh, when uh a group

of very cool international hackers they tried to break into the bank for a long time and in the end they already broke like this. they went to the trash and looked at the letters that were thrown out of the wastebaskets of this office. and on some envelope, some woman wrote down, either a password or something, they climbed through this hole, that is, but you can talk as much as you like. for a long time about cybersecurity, and the protection of bones, but it turns out that the weakest link is a person and actually puts pressure on it. uh, those who are trying to take the money. well, let's start here, uh, i, uh, have this habit. i tell viewers all the time. let's pick up our pens and try to write. yes, to benefit from the program. here is what i imagine, how i would characterize the financial pyramid. well, first of all, yes, this is a high percentage. what does high mean is a percentage that exceeds the deposit rate, that is, there is a top deposit rate, there are three banks. well, in our case, we won’t say there, they are white. uh, green blue. yes, and red cans. here is the first one. if the rate is higher

per annum. yes, it's there now there is how much 7-8%, yes mikhail excuse me right away why? that is, if you are promised and guaranteed higher than e, such a phenomenon has arisen on the brain that people talk about it. big yield, means pyramids. no, that doesn't mean we both know. well, if i tell my returns, for 19 returns, ian is guaranteed in such and such and the absence of risks is guaranteed and the guaranteed height is the highest return, if your company says, uh, you know, we have achieved in such and such a year yield, there are 40% recorded recorded the first sign, when you are guaranteed high returns do not show there is such a buzzword track tracker. a record is an a record of actually previous periods. that is, they show you what was there for a year two or three back. if you don't need to show it, you don't need to show it to them. yes, that's the first

sign. this is a guaranteed high emphasis on the word guaranteed. they recorded a guaranteed high profitability on the high layer, the second. here, what would you call the second sign. here the lack of a license is spinning in my head, and here it is also twofold, as with the first paragraph. on the one hand, i would advise, of course, that if you apply to a financial institution , look it up. well, look what kind of organization in fact, or have a license from the central bank well, for example, banks or brokerage companies, or are in the register of the central bank. for example, if this is the question. well, about this one. i say against. what do you agree? with what do you want to argue with one thing is also an insufficient sign. yes, of course it's better. see if the license is included in the e-cb license and if it is included in the register, but if it is a foreign company and it does not have it, it does not mean that it is a pyramid scheme, but it needs to be checked three times, because now we all know the concept of such a friendly not friendly here can

deepen endlessly. i know why , relatively speaking, here, uh, finding a company offshore does not mean automatic machines, that it is in the car. yes, a normal company is located offshore for the sake of tax optimization. but this is often a close sign in the car, if, for example, a certain company with which you decide to work is not in the register of the bank of russia, but you understand that this is a foreign company, but still you accept to work for sialist, but look it up in the same registers other central bank for example. well, for example, like say the commission on the stock market. yes her website even russified, because, well, cyprus was well recorded, and the third sign, er, which i have. and let's just say it is quite closely associated with the pyramids. this is when e people, a, offer a guaranteed high profitability b. eh, in every way they are silent about their affiliation. who else? uh, well, let's just say a jurisdiction, damn it, and ah and ah, regulators, yes , of business, and the third sign is when they actively

urge you to bring friends of acquaintances, and you are promised certain bonuses for this, be sure moreover, the bonus system also existed at brokerage forex companies companies legally, but for about seven years , regulators around the world have been fighting all sorts of things. bonus referral programs referral - this is when let's explain this, when you bring your friend and you are not credited with a bonus from the organizer, i believe that this causes additional appetites, additional pressure, and therefore, in principle, today is decent. what is called jurisdiction, including russian bonuses and referral programs are prohibited, so today they themselves are, as it were, technically not a sign of a scam, but today we can say that they remained in the financial world. only e in the range of companies that at least raises, well, big doubts. well, let's do it then. in general, as the great of the great russian people, it is all there is a saying. that is, if it looks like a cat meows, like a cat walks,

like a cat, then most likely it is a pyramid cat - this is a phenomenon. right now, this is a phenomenon of the beginning of the 1990s, or is it something that has come to us quite a long time ago, of course, with mikhail, i would add a fourth sign, but not clearly here activity. and here is the same. substantialities are when you don't understand, so you understand what our audience accepts. what does gazprom do what does sberbank do well, at worst. what does channel one do, right? here is his activity, how money is formed, for example, channel one entertains people has an audience, it turns out advertising gazprom pumps gas sells gas and, uh, the indistinct activity of today's modern pyramids, by the way, the old ones didn’t have it. this is a private sign. but a person, when he hears some beautiful slavs, he begins to think. no, they probably understand everything. but i don’t understand relatively speaking , they say, you know, we have crypto trading here with some personal belongings and something else, and a person

is ashamed of his ignorance by the method of luminescent photos or photography. we seek dispersion, that is, money. well, you know, that's what you said. this is literally the explanation, the vast majority of such projects today and a person should not be shy. he must not think that he is coming. he's all he may not be an expert on gas industry on television, as we have examples yes, we give examples and so on, but he must still understand how this works. if he does not understand, this is the fourth sign that, most likely, this pyramid. i know here, what an example i give. uh, the great russian soviet, physicist, vandau said, so if a theoretical physicist cannot explain to a ten-year-old boy on his fingers, what is he doing? so, he is doing nonsense on the one hand, of course, this is some kind of cunning, but on the other hand, here. here you rights. it’s also in this that you should roughly understand how, and you will get the money, that is, what exactly this company earns on and why everyone around

them makes money, you see , here i always know how such a desire arises that guys a why are you telling everyone about this? well, you can earn money. yes, there is power. take the money. loan now. there is something else there. history of a bunch of pyramids. you and i saw one high-profile story, this is a date quite recently, when people. we immediately talked about such profitability brilliant traders, which cannot be substantiated. why you raise money is usually justified by a financial company. as we need a lot of capital for greater work efficiency, this is logical, indeed true, but then yields pass. you don't need anything just, probably, and if it's profitability, that's also uh tv viewers, what is called the hostess on a note. if it is profitability, if the company consistently earns that much, then it must have a lot of money, because profitability tends to be. almost there 10% difficulty. yes, even if you take direct interest, it's 120, they say, it didn't pass, respectively, people double their capital annually even on simple interest.

and if they exist, just a year, yes, that's think about it, uh, maybe it's just a chance maybe it's just a chance win, even if it's not a scam, yes, even if there is success, here, back to that to understand this one for yourself, and my advice to you is a track tracker, that is, the company's history of financial success. must be at least 5 years old i can say, so when there are some specific strategies, then i don’t know if there are algorithmic crypto strategies or some other magical ways of making money in the markets, when western investment funds look at such geniuses. they've been there for less than 3 years, they don't even talk. and five is better. that's better than 5 years. yes, that's why you always look. what is the story in this company, when she has been earning such a lot of money for a long time, mikhail added one more thing of the signs listed by us with you 100% sign, perhaps the first and third, that is, a guarantee of high profitability and bonus referral programs, the second sign, the lack of a license. there is a sign of rainfall. it's not 100% yet, what is

a pyramid? that is, maybe people are clueless well i think they are well developed money. they can tell all the same, yes, this also happens, and we must still give backlash here. i hate. my roof is ripping off. have you ever come across hay, how, after our broadcast, you dumped then you know how much it was , it was very, very true, very sad did not have. no 40 was just a conversation you have so many fans that they tore me apart. i think haters are the same fans. they just can't open their heart. i'm really ashamed of what you then grabbed so much. yes, and i know how much from an adult audience they also drove me like that with a broom, when you and i kvita reconciliation of the year valya karnaval larisa dolina, i came up with a track. tomorrow at the first more

questions, please, reasoning, i am suffering from antibiotics dysbacteriosis again a cold. let's take a look at dysbacteriosis may contain immunity, which leads to frequent infections, antibiotics, and then again the crack of dysbacteriosis to break the vicious circle. and zepol can help the composition of ocibol is unique in it , a special component of kefiram to strengthen immunity and live lactobacilli to restore microflora two actions. in one bowel healing immunity strengthen will open up the whole world in the new sportmaster application hundreds of articles sportmaster media bonuses for steps in the reactivity track, athletic. poster. the power of broadcast stylists free online workout more features in new versions. update sportmaster live without leaving the sport. and for excursions, transfer money for

300 rubles. still dialing a phone number for manual transfer tinkoff is the first in russia to launch a number scanner. install the tinkoff application and transfer money easily and without a commission tinkoff is one of a kind. super mega-installment discount bots transforming discounts and installment plan double benefit is activated for 59.99 and more in installments in m.video and eldoradotech. has everything you need for your bedroom discounts up to 80% on products for sleep and bedroom furniture armatek. an expert in the field of sleep, and you will understand to reduce

the severity of the symptom of influenza and sars , regardless of the type of virus, therefore kagocel is a higher antiviral measure. let's talk a little about history, how long ago people learned how to deceive other people in this way, yes, because the first thing that comes to my mind is this ponza scheme, in my opinion, this is the middle even the beginning of the last century. uh, when people actually built, because the sign of the main pyramid is as follows, when the income of participants is determined from money, which brings a new part. here actually. what is a pyramid? yes, we are in history in economic and financial history, we know several examples of e-projects that simply became bubbles of their historical ones. yes, they are also called pyramids. there was no malice of intent, just the projects became bubbles. even the first attempt to introduce paper money or bad. and it turned out to be vera a programmer, yes, but today

we use paper money and filipplo. still, it was not a swindler, but a man who france yes. this is france, this is a boarding school finance at the beginning of the 18th century. the first type in russia, for example, this is the skopin story of a bank that raised money and really acted on the principle that you are talking about, that it issued old money out of new money. and finally, the forehead. this is a pure pyramid when the scheme initially works. so the first formal pyramid in history. this, in my opinion, is the fiftieth year of the 20th century. this is florida and glen tarnet, nicknamed the applicant's lips, that is, a historical figure. she is bad, for some reason they know in russia although this is precisely the symbol the first pyramid. this is exactly what he was doing, he was selling, for example, i, damn it, tamer was the first, in my opinion, was some kind of indian who bought from him, he became a millionaire. i sold you the rights to distribute the rights to distribute you have the right to sell such things ten more, well, actually in the nineties mmm, with which we are all fresh in

our memory, what is called memories was actually the best advertisement. these are the people who earned on them, of course, and actually the first money. yes, it is clear that at some point it must be finished. when a flow of money paid out, that is, the so-called cash flow, koshevogo, it becomes negative, that is , less money enters the pyramid than you are forced to pay to the participants. and at some point you say, well, that's it, it's time to leave. yes, we close the cash register and jump off the question now, these are the pyramids that work. well, let's say so, after all, we have people who are very risky, very gambling plus, and fairy tales on which we grew up. yes, this is at the behest of the pike at my will. yes, it 's either some kind of magic egg, or about yaga at worst, the end, which everyone wants a miracle, yes, everyone wants a fairy tale, and a special confirmation of this fairy tale is people who have earned. right now, like the pyramids that modern ones work. they give the first people to earn a very important question, because when you talk about the pyramids

there are always people who understand themselves. yes, i know, i understand what it is. well, i hope to have time to jump off and earn. here, the biggest danger of modern pyramids. let's say. for the twenties of the xxi century, well, or the last maybe even 10 years that they are from the old risk, so to speak, the good old. mmm, different. there is no earnings for the first comers. why isn't here? and, because today the pyramids have moved to the internet and several of its evolutions. what is it based on then? what is advertising. it’s just that now a pyramid is being created around cryptocurrencies around no intelligible investment projects. yes , and today the first depositor is already giving her money, like a good old promise. first or exactly speaking, you know you have tokens on some wallet credited, uh, 100.000.500 tokens, which will get terribly rich and people do not want to lose this illusion. we we all fall, then. let's

write it down, dear viewers. that is, pay attention to those of you who decided to play the pyramids and consider themselves the smartest will not work already. right now you don't get the input. the same money is real real money, which well, let's complete the story with the pyramids. and everything, let's say a terrible thing happened, and we became victims. well , or someone began to live, and then what, that is there is some chance. well, at least something to return realizing that you hit. eh, in a trap. is there a chance there, yes. the first means the moment that is needed. uh, you need to file a complaint with the russian financial consumer protection service to try to put together a better team. and the same goes for law enforcement . and this should be, uh, duplicated actions, and not that i am either there or there, go to the police bell, yes, and the last moment, where u the contributor of a number of several hundred pyramids, but not everyone receives compensation. this is a federal fund

protection of the rights of payers of shareholders, created in the ninety-fifth, if i am mistaken, by a presidential decree, and even there there is a payment of compensation to the affected depositors. for several hundred, if i'm not mistaken, more than 200 russian, but pyramids, but one must perfectly understand that this does not mean that there is such a system in russia, which means that i will play pyramid. if anything, they will pay me there, there is a huge number and those who are not paid a drop go to this fund. to be honest, it surprises me that the state is still trying to pay when it manages to grab money pyramid. well, purely within the framework. uh, let's say a police operation, then this money comes in. well, that is, they wrote down that the maximum in the maximum number of instances. we're trying class action. e achieve in order to somehow grab to fix this money. therefore, there is one small, but you too, i think it's great. you know, the fact is that scammers

have put the fight against world scientists at their service, that is , if they find themselves in a situation where a person suffered from a pyramid, it is likely that he will fall to those who promise him that the fight is supposedly excellent and this is her double scheme, for example, dubious forex companies used it, and you lost on this forex company. we will help you return the money, in fact, often it is either the same company, or the hand washes its hand, that is , we still apply only to official e, distances, yes, and all these supposedly knock out or money. it's just that the scammers are gradually moving into what we discussed before the broadcast to the concept of social engineering or engineering. that is, uh, and what we basically started. let's do it. there are scammers who are building what is called a pyramid. but there is a huge layer now appeared in the machine industry, moreover, in tens of billions of rubles, on which they suffered , on which what is called, our fellow citizens were deceived by these scammers who act by phone, introducing themselves, but either you know,

well, these schemes are known, or this is an investigating prosecutor. that is, some seem to be great, who, uh, will solicit a bribe for the fact that something happened to you and your relatives. a terrible misfortune, which i don’t know, killed , stabbed, dismembered, and so on, or it’s the bank’s security officers, yes, but the international association of banks of all times and peoples. there these are the words i listen to when these texts on the phone just want to cry. what powerful scripts are there? scripts are texts spoken by phone scammers. please tell me where it came from and how people work, how he manages to earn. it's like, well, it's been around for a long time. and even we were pleased aesthetically. well, at least in option when we read or watched 12 chairs. after all, it was ostap who fully worked on these methods, that is, social changes are described in the bodice. petrova yes, it's just there that she gives us aesthetic pleasure. 12 ways of welding moonshine, including. yes

, of course, but here things are different. well, why is it different, in principle, the same thing, yes, but the kids are human. yes, that's what they play? that is, it is fear fear that now you have in your car just scammers 2.0. what other scammers, supposedly you have take the money away. this fear, as a rule, is still used as with this , tell me, please, is there a way to deal with this, i don’t know. the fact is that these methods are talked about many times, but it doesn’t help a damn thing. here my mother knows this way . here you need money, to which she replied that you have a conflict with my son. i know the nature of this jerk. i hung up the phone with condolences, do not call again, firstly, well, in these classic situations there are accidents. get connected. so, friends, if they try to call you at 2:00 am, say that your relative, son , wife, friend is there. maybe, anyone, well , usually it's about children, a nephew is in

trouble, try again make sure that he is even fully eaten. yes, just in case, yes, but he is trying to get in touch, because the phone that you have recorded in the room is suspicious, if this call is to worry and recover, yes, if the call is from the bank, but just hmm uh, well, in general, those three the letters they need are known to our viewers. just always in all options, that is, options for a call from the bank, in which some information is supposedly needed from you , it simply does not exist. come, i mean, just come here you shouldn't, really. uh, the method is really good, because now the state is doing a lot to protect our fellow citizens of just such a fraud, because, well, i know from my own example that they are laying out leaflets. and i, well, a professional read playlists. i didn't have a single comment. this is very rare.

you know, my tediousness is not for style, not for format , or for texture, but moreover, the district police officer came, yes, the district police officer came, and it was absolutely not for show that he was really ready to talk. yes? well, i said that my wife has two higher educations of the second economic me, and in general, i am me, and we will try to protect our mother, but the state is working, but in fact, dear viewer. let's write down a simple rule that i just said no does not exist, but a situation in which they call you from the bank and ask for something, let's say, and block it right now on the phone, and save money there and so on. that is, if uh something happened it already happened, trust me and the two main ways are the first, either you say i will come and figure it out myself and call the bank back yourself, or uh. send it there, i don’t know these interesting moments. uh, the kind of story that almost no one makes. do you remember when there were

stories. unfortunately. oh, or rather, fortunately they have very few cards stuck in the atm. yes , it happened now with atms. in general, they almost do not. i stood and waited, yes, but the most ridiculous thing is that there are emergency services, for example, a payment card system. whose card, but the phone is the emergency service is written on the card, which is stuck in the people's commissariat and none of you here is wondering if you have a phone in your phone, you have a bank hotline phone on the back of the card. who issued your card don't be lazy right now though would be on a piece of paper write down well, it's better on the phone , it's better on the phone. yes. and so that you know where to call in an emergency, because the first thing that happens at a moment like this is panic. what to do how to do where i have a phone there is another view nearby now . yes, these letters are on any site, that is, from the most reputable news site. you

can get on a reputable one, because the issue will be, yes, from a less reputable yes, tabloid, and , for example, porn sites can be connected to the tabloid as a result of people receive. uh, letters are often history. have you been to a porn site or to me? i saw through the camera. eh, so, as you certainly sat and watched porn, and for this case, by the way, i received such a letter, because i monitor sites a lot. yes. well, i really answered that my dear, at that age i would be happy to perform the actions that you tell me, but i'm sorry, but the question is also not to be afraid to be shy. even if a person, by the way, was a pressure on the site, if an adult, yes, this is in general, well, it's normal, yes, in no case, no reactions, no. just know, i can tell you. here, let's not be unfounded. and what is there to say?

yes, i’ll tell you literally a story about myself that happened a couple of weeks ago. i, uh, stand in the kitchen and cook there. i don't know there. i don’t remember what i cooked there, i don’t know a duck, a goose there, but there is such a busy one and it comes to me. uh, i'm looking at recipes. i am ready for the internet, which is the game and comes to me. uh, actually in the telegram. yes, uh from my close very close friend upvote me, and he works at a very large bank. i know there all these ranking things will vote for me, please, i'm the third on the list here, and i'm all here, i'm here quickly in your hands. we need to help the person. yes, there is no such reaction, yes, ask, what am i clicking on the link. so i’m moving on and here it clicks that i’m connected to the web version of my telegram account, here it’s clicked for me. i wrote what it is. here are a few he wrote to me. these are the scammers. it hacked me further. here my actions were quick instantaneous. i

immediately deleted everything, and the entrances, respectively , put two-factor e in my account, i managed to identify through face id. i can honestly say, because a person had hell there. yes, this is a mailing list, there are thousands of your friends. and they start texting you. and what is this hacking going on? that is, it’s just that the system caught so much, it didn’t have time to process mine, i managed to talk about one important thing. and i myself am such unfortunately, and our compatriots. such we, in principle, do not really like two-factor identification in everything, not only in what you are talking about, here we will tell. what is two-factor identification, well, in the case of banks. this is when you enter the data on the payment, anywhere and the bank asks you to send a code to itself and you are asked to enter it in case, for example, all these that i said are a face. id yes, i have. that is, now i have an entrance that does not bother me, because now every time when he writes me in telegram , he writes to me that face id is going through. i think about this cool.