[000:00:00;00] companies how long has she been earning such a lot of money mikhail added one more thing listed by us signs 100% sign, perhaps the first and third, that is , a guarantee of high profitability and a bonus referral program, the second sign, the lack of a license. there are signs of slurring. it's not 100% yet, that it's a pyramid. that is, maybe, people are stupid, you know, maybe they develop money well, but they still can’t tell, yes, this also happens and you still need to give backlash here. let's get a little let's talk about history, how long ago people learned how to deceive other people in this way, yes, because the first thing that comes to my mind is this japanese scheme, in my opinion, this is the middle even the beginning of the last century. and when people actually built, after all , the sign of the main pyramid is as follows, when the income of the participants is determined from the money that the new part brings. that is. here actually. what is a pyramid? yes, we are

history. and in economic finance we know several examples of projects that are simply became their historical bubbles. yes, they are also called pyramids. there was no malice , just the projects became bubbles even the first attempt at paper money or plo. and it seemed like a programmed scam, yes, but today we use paper money and filipplo. still, it was not a swindler, but a man who france yes. this is france, and this is the intervention of finance at the beginning of the 18th century. the first pyramid in russia, for example, is the skopin story of a bank that raised money and really acted on the principle you are talking about, that is, from issued old money with new money. well, in the end . here is a pure pyramid, when initially the scheme works so the first formal pyramid in history. this is, in my opinion , the fiftieth year of the 20th century. this is florida a glenn , nicknamed the applicant's lips, that is, a historical figure. she is bad, for some reason

she knows in russia although this is exactly it. he was the symbol of the first pyramid and he was selling it. for example, i was the first glosstanner, in my opinion, there was some indian who bought from him, he became a millionaire. i sold you the rights to distribute the rights to distribution you have the right to sell such things 10 more. well, actually in the nineties , umm, with which we are all there, it's fresh in our memory, what is called memories was actually the best advertisement. these are the people who made money on ash, of course, and actually the first money. yes, it is clear that sometime this should end, when the flow of money paid out, that is , the so-called wallet cash flow, it becomes negative, that is , less money enters the pyramid than you are forced to pay to the participants. and you at some point you say it's time to leave. yes, we close the cash register and jump off the question now, these are the pyramids that work. well, let's say so, after all, we have people who are very risky, very reckless. plus, ah, fairy tales on which we

grew up yes, this is at the behest of the pike at my will. yes, it’s either some kind of magic egg there, or in yaga at worst, when someone comes up with something everyone wants a miracle, yes, everyone wants a fairy tale, and a special confirmation of this fairy tale is people who have earned. now like the pyramids that modern ones work. they give the first people to earn a very important question, because when you talk about feasts there are always people who understand themselves privately. yes, i know, i understand what it is. well, i hope to have time to jump off and earn. here, the biggest danger of modern pyramids. let's say it's already the twenties of the 21st century. well, or the last, maybe even 10 years that they are from the old dare to say the good old, mm are different. there is no earnings for the first comers. why isn't here? and, therefore that today the pyramids have moved to the internet and several of its evolutions. what is it based on then? what is it about. it's just that pyramids are being built around the cree right now. currencies around vague investment projects, yes, and

today the first depositor is already giving her money, like the old one. a good mma promise is the first and just in the theater you know you have tokens on some wallet there, uh, 100.000.500 tokens are credited, which will become terribly rich and people do not want to lose this illusion. we we all fall, then. let's write it down, dear viewers. that is, pay attention to those of you who decided to play the pyramids and consider yourself the smartest will not work already. right now you don't get the input. the very real real money that they received. well, let's finish the story with feasts. and let's just say it happened horribly. and we became victims. well , or someone became fat, and then what, that is, there is some chance. well, at least something to return realizing that you hit. eh, in a cavern. if there is a chance there, yes, there is a chance to stay, but the first ones are very weak, then at the moment that is needed, and you need to apply. to the rights protection service consumers and financial services gather

collective. yes, it’s better to have a team, but the same law enforcement agencies, and these should be duplicated actions, and not that i’m either there or there, go to the police and it’s better to take it away, and the last moment, where a depositor of a number of several hundred, pyramids, but not all of them receive compensation. this is a federal fund for the protection of the rights of depositors of shareholders, created in the ninety-fifth. if i'm not mistaken, when the year is by presidential decree, and even there an idiot. uh, compensation to affected depositors for several hundred, if i'm not mistaken, more than 200 russian, but pyramids, but we must perfectly understand that this does not mean that there is such a system in russia, which means that i will play pyramid. if anything, i have to pay there , there is a huge number of those who are not paid a drop to this fund of the country, to be honest, it’s amazing to me that the state is still trying to pay when it manages. grab the money of the pyramid, well, purely within.

uh, let's say a police operation, then this money goes to the fund and goes to elections. well, that is, uh, they wrote down that the maximum in the maximum number of instances. we're trying class action. e achieve in order to somehow grab to fix this money, then there is one small one, but i think it's fine for you too. you know, the fact is that scammers have put the fight against the world at the service of themselves, that is , if a person has suffered from a pyramid, it is likely that he will fall into the hands of those who promise him supposedly a fight. and this is her double scheme, for example, used by dubious forex companies, and you lost on this forex company. we will help you get your money back, in fact , often it is either the same company or hand washes your hand. yes, we still apply only to official ones. uh, of course, yes, and all these supposedly knock out or money. it's just gradually moving on to what was discussed before the broadcast to the concept of social engineering or

engineering, that is, er, and what we basically started with. come on, there are scammers who are building what is called pyramids. but there is now a huge layer of fraud. and speech we are talking about tens of billions of rubles for which they suffered, for which what is called deceived our fellow citizens with you, these are scammers who act by phone, introducing themselves. uh, either, you know, well, these schemes are known, or it’s an investigator prosecutor, that is, like bulls who ask for a bribe for what happened to you and your relatives, how terrible trouble they are, who i don’t know killed stabbed to death and so on, or they are employees of the bank's security service, yes, but the international association of banks of all times and peoples. there are the words i listen to such texts when i just want to cry on the phone some powerful scripts scripts are texts that were traded by telephone scammers. tell me please where did it come from and how do people work, how does he manage to earn? it's

that, well, it appeared a long time ago and even we were pleased aesthetically. well, at least in the version when we read or watched 12 chairs, because it was ostap who completely worked on these methods. yes, that is, the social changes of the described petrov's bodice. yes, it's just that there she gives us an aesthetic pleasure in the arch of moonshine, including this harm. yes, of course, but here things are different. well, why differently, in principle, the same thing, right? here you are human weaknesses. so what are they playing? that is, it is fear fear that you now have in your car, just here is a scammer 2.0. why other scammers, supposedly they are taking money from you, this fear, as a rule , it is still used as an ice cream distortion , please, is there a way to deal with this, i don’t know. the fact is that these methods are talked about many times, but it's not a damn thing helps. my mother knows this way . once they called her, they said with your son , it means that the trouble is an accident. uh, you need money, to which she replied that you have a conflict with my son.

i know the nature of this jerk. i hung up your condolences, do not call again. yes, firstly, well, in these classic situations there is an accident. get in touch , they try to call you at 2:00 at night to say that your relative, son, wife, friend, there , maybe anyone. well, the usual speech is about children, nephews. yeah got in trouble, try, make sure he's there at all fully. yes, just in case, yes, but seek communication on the phone that you have recorded, they are suspicious for some reason , if you calm down, come to your senses, yes, if the call is from the bank, but just hmm uh, well, in general, those three letters that they need are known to our viewers. it's just that always in all options, that is, options for a call from the bank, in which some information is supposedly needed from you, it simply does not exist. there is no banking technology like this, if it’s correct from the police, you never know if the real police suddenly call, but it’s correct that

come. come, i mean, just come, you shouldn't even really. uh, the method is really good, because now the state is doing a lot to protect our fellow citizens of just such a fraud, because, well, i know from my own example that leaflets are laid out. and i, well, a professional read playlists. i didn't have a single comment, which is very rare. you know , my tediousness is not for style, not for format, or for texture, but moreover, the district police officer came, yes, the district police officer came, and not at all for show, it was clear that he was really ready to talk. yes? well, i said that my wife has two higher educations of the second economic me, and in general, i am me, and we will try to protect our mother, but the state is working, but in fact, dear viewer. let's write down a simple rule that i just said doesn't exist, and a situation in which they call you from the bank and ask for something, but let's say , do it now right on the phone

, block it, and save money there and so on. that is, if uh something happened has already happened, believe me and the two main ways are the first, either you say, i will come and figure it out myself and call the bank yourself, or uh. come then. there is an interesting moment. uh, the kind of story that almost no one makes. do you remember when there were stories? unfortunately. oh, or rather, fortunately they have very few cards stuck in the atm. yes , it happened now with atms. in general, they almost do not. i stood and waited, yes, but the most ridiculous thing is that there are emergency services, for example, a payment card system. whose card, but the phone is an emergency it is written on the card that is stuck in the atm and none of you here is given the moment that get yourself a story on your phone. you have a bank hotline number on the back of your card. who issued your card, do not be lazy, right now, at least on

a piece of paper write down well, better on the phone, better on the phone. yes. and so that you know where to call in an emergency, because the first thing that happens at this moment is panic. what to do how to do where i have a phone there is another view nearby now . yeah it's letters it's on any site then is from the news site of the most reputable. you can get into a solid opinion, because the issue will be, yes, from a less solid yes , tabloid, and as a result, people can be connected to the tabloid, for example, porn sites as a result. uh, letters, what's the story you were on a porn site or mine? i saw through the camera. eh, so, as you certainly sat and watched porn, and for this case , by the way, i received such a letter, because i monitor sites a lot. yes. well, i really answered that my dear i at that age in i would be happy to take

those actions that they tell me, but already sorry, but the question in this is also not to be afraid to be shy. even if a person, by the way, was pressured on the site, if an adult, yes, this is in general, well, it’s normal, yes, in no case, no reactions whatsoever. just know, i can tell you. here, let's not be unfounded. and what is there to say? yes, i’ll tell you literally a story about myself that happened a couple of weeks ago. i, uh, stand in the kitchen and cook there. i don't know there. i don’t remember what i cooked there, i don’t know, there’s a duck, a goose. ah, there is such a busy one, and it comes to me. hey, i'm looking at the recipe. i'm ready for the internet, which is to play and it comes to me. uh, actually in the telegram. yes, uh from my close very close friend vote for me and he works in a very large bank. i know there all these ranking things will vote for me, please, i'm the third on the list here, and i'm all here, i'm here quickly in your hands. we need to help the person. yes, there is no such reaction, yes, ask. and what is it

where is this i click on the link. so i’m moving on and here it clicks that i’m connected to the web version of my telegram account, here it’s clicked for me. i wrote what it is. here are a few he wrote to me. these are the scammers. it hacked me further. here are my actions were quick instantaneous. i immediately deleted everything, and the entrances, respectively , put two-factor e in my account, i managed to identify through face id. i can honestly say, because a person had hell there. yes, you are sending thousands of your friends there. and they start you write. and what is this hacking going on? that is, it’s just that the system caught so much, apparently , did not have time to process exactly my data. i managed about one important thing. and i myself am such unfortunately, and our compatriots. such we, in principle, do not really like two-factor identification. in everything, not only in what you are talking about, here we will tell you, what is two-factor identification, well, in the case of banks. when you enter the data on

the payment, wherever it is and the bank requires you to send you a code and you are asked to enter it in case, let's say. here in the social networks that i said, this is face id yes , i have it. that is, now i have an entrance that does not bother me, because now every time he writes to me in telegram that this is a problem. i know for myself in the bank more or less, it is clear, but in all other stories. we often talk. okay, so it will do. well, by and large, it’s better to be a bore here and put two-factor identification everywhere, two-factor identification is not a percentage, but reduces it by orders of magnitude number whether it is fraud. if we talk about our topic, whether it's some kind of force majeure or overlays related to others well recorded. that is. ah. let 's put it this way that we live in the age of digital technologies in the world and visas, and, unfortunately, not only convenience is behind this. we are used to, yes, we do everything quickly. we are nervous when our phone does not

pull up the password and we have to enter. do not be lazy, please, your financial security is behind this. and you are this way. let it take just a second, don't worry. don't waste your time on safety yet pass the last tip. it concerns how financial did, and well, in general , informationally there is one such problem of problems. fields on one side. any service. requires or advises us to enter eight characters here, a large register here, lower here, upper here something, but since there are a lot of them in our life, we already curse from these parallels and the situation turns out to be famous in a joke. yes, how did the hackers manage to break my mailbox? i have such a complex code. and what did you have as a field a year ago and dad and gregory, the ninth of st. dominic is some 1.234. here. there you are, two three four people. and from stupidity, because i'm sorry, all of us wavered parallels,

so we have to i know what to do. e what to do, not related to the year of your birth, not related to some figure that is easy to understand from the outside about your life. we have to think of a way. how does our brain generate more or less complex parallels from time to time, but at the same time we easily remember more one moment you touched him through, and phishing sites, that is, when you go to shopping, uh, where, what not to do here is the same financial diet that they still faded into phishing sites a little to nothing. what is the fishing site that is fishing today? yes, that is, it catches you on hooks, i explain. our interests may be similar in design and trick, this is such a trick, so the hook is yes, but formed, but

it’s impossible to say that this is the main problem now, because the same social engineering or that's the creation of all wetted investments. this phone copy is much more yes than non-phishing sites. now there are new tricks just recently in the federal protection fund to invest. uh, depositors and shareholders talked about this when it is not phishing sites that are used for fraud, but the website of the bank of russia, there are several points of several information resources inside the website of the bank of russia, which yes , by and large. yes, but it's worth reading this story. now i won't tell it. it's so pretty, long history, but still let's touch on one more topic. very interesting. you already mentioned in passing that there is, let's say. so fraud on the machine. the so-called training educational programs that will make, what is your voucher called golden , those called marathons, financial marathons

, marathons of success, and happiness courses, that is, these are the same as i say training elements with high expectations, what is it? how to distinguish the wheat from the chaff and uh, how not to fall into the bait of scammers here what come on here, i'll give a small example, and henry has his cycle of stories of a noble crook. ah, jeff peters. and anti-teker when i say to one another. look, you 're swindling people, you're selling them sand that doesn't ignite for kerosene lamps for $5. you say you're just a crook, he says no for five dollars. i teach the hostess to be careful with the fire and clean it with a lamp twice a day gently, at least not with kerosene sand. that's what it is, how do you feel about education about these here, uh, what is called simply a referral announcement that in just a week you will become a financial guru , earn money and so on pay. so much now and that's it. it will be back there on the second day. that's when there is this note,

i entered or entered into it and my life has changed since then. now, as soon as you turn on this method of social engineering, the whole fake story changes. yes, and moreover, everything is on the network, uh, templates. how to do it right forex company, no matter pyramid rates machine, it is rented easily now has a wonderful story. if you want a porsche there are cops. maybe moscow city, maybe some conditional necessarily glass, you open a laptop, not like mine, but with an apple. er, that means hours. i really don't understand. why does the modern world need a clock. you have a watch , you have a watch. well, you're a more alzgul person watches without fail of certain brands. and the suit. well, at least from the belt, from which all this is removed, right? yes, and definitely one note is a very important note since

as far as the next need to write my life has changed, well, you can add a happy barbecue wife in the yard. uh, whatever you say, another option, a very nice red car, you definitely have an open steering wheel here. here is a laptop with financial success. here is a blonde, a successful success. yes successfully successful success. that's when it all comes on and on. this note, subconsciously has changed has changed has changed life is guaranteed to change almost this machine. well, let's do it, try it, i'll try after all, it's compressed into one specific advice, a dear viewers. remember that if it's really a diamond, if it's really valuable, good and correct training, then, as a rule, courses there are already recruited, these are limit groups. and as a rule, there is a big competition just to become a member, and then you find reviews. on independent, not on the website of this company. and here's my advice, what you said, yes, everything,

summarizing. here, imagine yourself in the place of a person who has completed these courses and who wants to write a positive review. well, first of all, it is already in itself. yes, there write a positive review. there people write much less than negative ones. here, imagine yourself in this place. would you write like this or not? you would write so pathetically drawn and so on. here, so that you write here, if this coincides with what you see, probably this is true, if there is too much pathos, there, if there is too much there, uh, these high-flown beautiful moments, most likely, this will not be a dummy say they are scammers. this is empty. that is, you just give your money for calling a spade a spade, high expectations that these courses will not lead you to. and you will spend money. how are people in despair? yes, which are what i'm listening to right now and will become a really successful successful success. yes, but unfortunately it's free. cheese only happens in mousetraps. well , a little bit, by the way, here too there is such

an effect that everyone knows this, they like to pronounce it, and therefore they do not believe anything. we also have a backlash problem of society, when we turn on cynicism in advance, believing that it looks very smart. and it happens. yes, there is a history of bonuses, there is a history of marketing, so you just need to look reasonably, but reasonable does not mean cynicism, then be realistic. yes, be aware that everything happens in the world. thank you very much for the conversation. i hope we recorded a lot of life hacks, dear viewers. if not, well, it just probably makes sense to reconsider again. maybe really a lot of what was on record today. what is really useful in your financial hygiene, let's call it is, thank you very much. good night dear friends. with you valery syutkin and my

podcast, which will be called the story of my life. it's not about me. it is against a meeting about those stories to go through the impressions that catapulted me and which i want to share with you, my dear viewers. i don’t think that after the programs people come out somehow different, but if they cheer someone up, er, help overcome life’s difficulties, i will be very pleased and i will start with a poem. fleeting life the counter turns back again the not downed pilot soars, as once at 25 he floats over the world of the meanings of ideas, he works as an idol of warm lamp people, and now the gunner is higher than the stars because the not downed pilot forgot about them for a long time he floats for

himself on the world of meanings of ideas, he works as an idol of warm lamp people. i was very pleased to read from my poem. what is a songwriter among young people called a person who wrote very good songs for me. i would even say good songs romario roma thank you. so he sees me from the outside, how i see myself from the inside. i will try to share with you. we all come from childhood, so a small biographical note. i was born on march 22, 1958 in the city of moscow at the intersection of pokrovsky and yauzsky boulevards with vorontsovo pole street, for some time it was called obukha street, but now historical justice has triumphed vorontsovo

pole, how did it determine? oh my future life. well, just straight and right. because my dad was a teacher at the kuibyshev military engineering academy, which is right here on this intersection is opposite the house where i was brought from the hospital. excuse me for such a rhyme, but, and my mother worked nearby in mirti, an abbreviation. moscow research radio engineering institute. they met with a dance club. and after a while he was born. i am a future dude from moscow, my very first impression is what is this? together with my father with a flag in my hands i greet yuri alekseevich gagarin in the sixty-first year. i was 3 years old. the second thing i remember is how they took me to a kindergarten, which is right in the yard

of our house, where the mansion of the general is cunning, such a surname and well, those who read gilyarovsky know that this area in moscow is called khitrovka, which i was born in such an area with, a strong reputation, many people from this area. went wrong, dear in life. but rock saved me. so, here, i came to kindergarten. and the first vivid impression that i remember is the cubes from which the boys made the ship, and in the bow of the ship there is, as they say, we have criminal circles, a showdown, a showdown, who will the captain from this there is a fight in fact the boys are fighting for the right to be the captain from this group of boys the tallest one runs up to me and says the new one. i say, yes, you also want to be a captain, i soberly assessed my capabilities. i, in principle, have always had a physique. and

the body is a subtraction. i said "no. i want to check the tickets of the girls who will be going on the ship, sly boy. that's how we met this guy. his name is stanislav this, my friend is the closest throughout. here are all these sixty subsequent years. we still communicate very closely to this day and he played a very big role in my life, but more about that later , so what will you expect in this podcast of stories that influenced. on the person who is now talking to you and very much so to the music. i came thanks to a television program called america in the lens and was also hosted by valentin zorin e, paul mccartney's john lennon's song was used as a background music, love cannot be bought. i didn't know

it was a beatle. but when i watched the program and i heard this melody behind the scenes, i had such a goosebump running through my body. you know, she ran through, then into the consequences, when i heard alexandrina’s song performed by the songwriters of the pesnyary ensemble, let’s say alexandrina’s song or ls transfer heard or muslim magomayev with a song of melodies that alexander pakhmutova wrote to the verses of nikolai dobronravov i call all this rock is some kind of delight from the fact that you live from the fact that you hear and feel it. this is the feeling that comes up. i would call rock, so here i come music, thanks to the melody i heard i wanted to, well, learn to play this song on the guitar and my first chord that i learned

was not, but this one, this one, he gives reason to sing the song further, he impressed the girls in the yard and his friends. they said i wasn't hopeless. i saw it in my eyes, and it served as a colossal springboard in order to start training day and night, but the places were all occupied by the guitarists, i had already been told a lot. if you want to play in a band, there is a place for a drummer, so there were hatboxes. uh cans of indian instant coffee. it was on them that the first skill was honed. and it helped me to choose the right path here. i want to say that in many ways i am very grateful for my choice, because it saved me from going down the wrong path, because all my

peers, well, most of them. well, someone went through places of deprivation of liberty, someone went into the national economy and rushed about and searched all the time, where would be better to earn. this is a completely natural desire for everyone; here in front of you is a man who is 64 years old, but he still wants to make money. like you, therefore , this is actually nothing shameful, but for me this choice of music was very important, because in the future my fate. no matter what professions they took away, there were a lot of them, but i firmly knew that i dreamed of earning money by writing songs, and the process is the greatest pleasure for me. uh, playing guitar and singing songs with all my heart. my opinion is that the best artists are not

the best vocalists. and those who take very exactly low high notes have a large range. namely, those who know how to tell this song well, because the song is what you wanted to tell the viewer from the bottom of your heart, so, in my opinion, both frank sinatra and carusa are, first of all, besides the fact that they are, of course, brilliant vocalists. they are amazing storytellers, otherwise there would be others, so to young people. i always say it is very important to be able to tell the story of the song to the very last row, so that the viewer on the last row feels that it is telling him, and now my the first day, i immediately jump from the presentation of my childhood. my first day on stage as a pro. which in many ways determined the right attitude not only to the profession, but also to life, to say that we

were worried is to say nothing. hands were just shaking, not knowing how we would sing it. this is the kirov philharmonic. we were um. we were entrusted with e to work a concert in vyatskiye polyany in the second part from the first before us, the ballet rit worked on the planet already famous experienced dancer a large dressing room we are excited and the girls at us, having received instructions from the head of the team from the administrators, we will say that the first dance will be russian and they began to change into kokoshniks. they all smoked such snow maidens, smoked and so on. all smoke rocker. we worry girls changed clothes. we so involuntarily averted our eyes, although they did not hide from us at the moment of changing clothes, and at this moment

the door opens to the highest point of excitement. and a very important man in a jacket in such a staged voice. he says, comrade artists, a moment of attention, he will be present at the concert third secretary. on which komsomol of the city of vyatskiye polyany, what is the head of the ballet a woman with a white sea in her teeth with a bandator and hats in such a fur sleeveless jacket, well, for such an image of 900 years of show business, she answered this man with a drawn-out white sea what do you say, the third secretary and referring to the corpse. the girls said. today we have a semi- government concert working in pantyhose. you know at that moment i didn't laugh? i just have these vise, these brakes. they just loosened up instantly. i felt relieved and understood how to live in the world of nascent domestic show business. you have to

live with self-irony and everything will work out. we tried to pay this into a performance that we wouldn't say was perfect, but it helped a lot, then afterwards. i've seen a lot of hmm responses say an older man instrument a guitar in hard coffee, and the caucasian tour boys were in the caucasus kicking his guitar. so he says, uncle, that you have a balalaika here, and he answered the children with dignity. you don't have to touch it. i eat this. and this very precise attitude most irony she