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the car does not fit. the price does not fit the car, and when you find the perfect car at the ideal price, the account goes for seconds. this is an easy money podcast, and our topic today is digital assets digital currencies digital ruble, in particular cryptocurrencies bitcoin . let's talk about crypto money that is issued by someone behind this very wall, that is, there is no single issuer. no, a single a-a of the central bank that you issue, that is , roughly speaking, a-a some community or not a community or some person, yes, we agreed that we are issuing a certain currency, which we are trying to give the function of money, but to save money, pay, what else to do, well, pay for the goods. yes

, we consider the functions of money to be this money. how do central banks relate to what suddenly appears on the territory of this state. yes, for the same states of russia, europe, a certain means of payment, which are not controlled by the central bank in any way. this is negative, of course, but they considered them . it gives them status. payment that you can not pay off here are the assets, that is, you are for in order to buy something within the framework of the national economy, you must first exchange this currency x e for rubles at the appropriate rate and buy what you need for these rubles, well, there are countries, for example, japan that accept settlements in bitcoin, that is, japan well, japan is a different story, because there is a problem with inflation and the country is ready to encourage any spending, even if they paid in seashells, they only spend. the japanese do not spend money. yes , what must be emphasized is that when we are in the century of the digital global economy of digitalization

of this internet and other platforms, we are talking about the fact that it is impossible to pay on the territory, let's say, yes, we mean the economic territory. that is, all of you here can go into the virtual sphere and pay there with this money, all this, for example, in russia, please. what is there in this virtual sphere? buy bitcoins to pay with these bitcoins and even import, maybe some certain goods. if someone sold you, we are talking about economic section, but it should not penetrate. here in the internal revolutions. that's when we talk about the fact that this is a different hmm national national economy. we mean geographical, not geographical , this one, but economic, this is what you need to have in this class of assets, how does it apply? yes, okay. in general, i relate to everything that scientific and technical throws at us, you choose the rules for the game, which

are established not only by you. and you don’t even know them completely, well, because here are the rate jumps. let's get specific examples of bitcoin, which everyone calls frame gold. yes, i, because i was really very happy about this story, because when i studied just stories, i think, uh, this is how people lived, this is the era of tulip fever. yes, i think, well, how could this be, and then this whole story unfolded. just before my eyes. i've been reading daily. this is the sixteenth, seventeenth , eighteenth year, the heyday. well, memories of the era of this e in quotation marks digital gold. yes, when it was dispersed to 20,000 dollars for a bitcoin, then it fell to ten, then he fell, and lay there for a couple of years somewhere around three thousand, and then this growth went from 30 to 60. everyone said that everything is now, as they said, this is the moon yes , there to the moon, a and 100,000 will be a million. and there were people who were there to put body parts on a bet there. and now it has fallen, there, in my opinion, until 18:00 to 16:00. everything is already simpler

10 years now 21 22 these fluctuations. yes, we say that the entrepreneur. well, this is a well-known thesis that any entrepreneur doesn’t care what course he takes, as long as he the movement was more or less stable, not so volatile, this is volatility. it is acceptable in general for digital assets or is it exclusively. you are exceptional . this is a purely speculative course, but here we also need to understand, here i am already as a teacher, so, uh, i stand on the platform of what is needed about financial literacy and reasonable relationships. and if you understand, e , that this is a super-risk area, that nothing is free there. and that it's not just that you went out there and immediately became rich. e, just like on a regular one, so to say, the stock exchange, yes, some people get it in their heads, especially when they see this rapid growth and

do not understand that this rapid growth went on, as it were, mutually, warming up this trend, especially when at that time time, in my opinion, elon musk, he also threw some firewood, that now he will allow bitcoins to pay for his teslas there and so on and so forth, and he understood everything, yes, apparently. finally, it has arrived. this. legality yes, here the us government in the face commission on securities, very quickly explained to everyone who was in the owner’s house and did the right thing, yes, that’s natural, after that everything, when this fever, like a tulip fever, which you correctly completely remembered. that warm-up happened, of course. it all took off. and when it turned out that all this is an inflated story. all this dropped to 20, but in my opinion. why has dropped to 20 and will be. eh, at this level somewhere for quite a long time to be, because many have bought with this money or mined with this money, and i would say so,

what is actually the reason here is that the world economy as a whole, uh, and in particular the us economy has entered the stage, but not even a recession, but a reduction in credit monetary policy and in general the amount of money in the system of financial stock markets it is decreasing , that is, central banks are fighting inflation, in particular, this is the us system, withdrawing excess liquidity , including not allowing excess money to go into the same bitcoins, because this growth was exclusively pure water, there was practically uncontrolled printing of money, connected first with the pandemic, then the us elections there, they stopped doing something else, they raise the rate, massage shrinks somewhat, a different point of view, but we have a different topic of conversation. uh, with bitcoin, there’s something else that’s what’s happening, that some kind of mathematical formula has been invented there, which actually should ensure the stability of this money and first it was to be mined, they are mined using a certain algorithm.

eh, such a term. yes, yes, the english word means that since they er compare it with gold. so, well, the place of consumption , that is, extraction, yes, in fact it is with the help of a computer or there are some powerful farms of these computers that already provide electricity consumption. you get these very bitcoins for yourself with some digital manipulations , we calculate, we count and calculate this function, so we get this coin, but since they originally had the release of these coins, the number. i 'm talking about bitcoin was limited, then each mining the next coin becomes more and more expensive expensive. and now she's getting narrower. well, let me tell you that for the whole hmm this very crypto, and there are about 400 of the most different currencies more or less respected, and they consume

electricity. approx juice. how much well, different estimates, or banglades, or what, holland well, you know, it already ceases to cost? well, that is, i mean, everything is global, how much and getting each of these coins, it is already becoming expensive, therefore, in fact, here is the course, and someone can already get them in two ways. or mine it yourself, that is, get it or from buy someone? and when you are in hope, naturally, you buy so that you can see how it all grows and rush to buy. then it all collapses collapses to twenty. and you have already bought under 40, and because you always have to imagine that when there is growth, someone is selling it to you, and this someone is the one who found out about these partnerships much earlier. and now he's actually happy to sell you at 40, because he's pretty sure it's going to fall below what's already been determined. yeah you'll sit like grandpa, uncle twisted there and wait until these 25, which was 3,000 and four even

after it was 20. yes, so let's do it again. for our audience, let's say that this story is very volatile, that is, with very strong price fluctuations, this is by no means a tool for saving money, and even if the us government considers it a financial asset, this does not mean that this financial asset. enter you our dear audience. and if you do not, of course, have special knowledge skills, or suddenly you have some kind of insider in your head that here, uh, in a few days, someone will take bitcoin, i don’t know the price there is 5,000 higher and you will sell it in 5 days. if there is none, why am i the one who has it where? yes, yes, yes, yes, yes, then if this is not there, then please be very careful. if not to say, stay away be very careful about this store of value and, especially since the accumulation of money is much easier to come to the usual form. but if not in bank deposits, then federal bonds

are the same gold bars. i think that for all volatility from censorship fluctuations, they are much more restrained than bitcoin price fluctuations. and most importantly, if here is some kind of uh hmm foundation can be brought to pricing, then there is no foundation in bitcoin. no, everyone ran and bought it. he grew up, everyone decided that oh, that's it. missing there spoke, the regulator or someone else. yes , some talking head said there, like at the beginning of the year. yes, the government, and the financial one in the person of elvira from the hipster , said that the central bank is very negative about the idea of ​​​​introducing bitcoin. and by this i asked about the collapse, because it’s 10 to 15 percent, unlike our ministry of finance, which saw, uh, the only problem with bitcoin is paying taxes. uh, here's our head of the central bank. she saw exactly the danger in that, she is fine yes, breaking on the field, they are fine. by the way here. do it here too. it is necessary to return one e for a second to the digital ruble and yet say that

no such mining of the digital ruble will be for everyone. this is probably, you see the central bank can only be mined by the central bank yes well, right here the issue of such security is also this platform is provided by the central bank, but it should, of course, well michael question. here we warn you. and from investing in cryptocurrencies with us, trying to earn money there, without understanding how , that is, yes, i fix there is nothing that you bought, and it will definitely not grow. and maybe even fall, and sometimes, it can fall twice. yes, you can imagine if you are ready to endure it is clear that this is not a loss that you fix? yes, here you have there conditionally speaking, there is one bitcoin. it costs 20.000. if it is currently worth 10,000, it is not a loss. that is, just as long as you have this coin. well, i show how a coin, well, in electronic form. yes, on a flash drive you have it written in your wallet, that is, until you sold it, by 10 you would not be so fixed.

it's still not pleasant enough. yes, you have this uh, an asset worth 20,000 or 10, however from the tenth year. we observed, well, there, well, a dozen exactly large graphs of large crypto-exchanges, and just a month ago, this whole story. it's one of the largest in the us the second or third crypto exchange in the world went bankrupt figuring out what it lends, right? it's just that they simply lend at the expense of the funds raised and their own projects with their own coins. well, to put it mildly, they form a hole in the balance sheet in the language of the central bank, and yet. uh, i think that there are millions of new, and buyers for cryptocurrencies, and even bitcoins exist for them like that, like people, but, despite all these stories, multi-billion dollar losses are multi-billion dollar. yes, but they trust their money. i remember my first impression when for the first time, uh, back in the nineties , i was driving in europe by car and i had to drive back the road. and there is some kind of rusty one, which means an atm. well, there is a

card reader. here, but we are. uh, young, that means russians. there are quite successful. here, misha, what are you going to put a gold card in there? i say you know scary. that's the truth, i see, that's how scared i am to send people. money somewhere in the exchange. there's still somewhere in hong kong to a digital wallet. that's it, that's all, well. and here, uh, that the exchange is the collapse of the exchange, but this is any exchange can cover up and make no claim to anyone. yes ruble you committee you say, guys? what happened? yes, the central bank, that is , here, you will go to no one, because there is no one there. there is a formula there, and i even wrote in one of my publications that if everything disappears for you, then this formula is magical. you will only have a formula that you can accurately graphically write on a piece of paper and hang in a frame on the walls and on it admire. now i want. eh, so you asked why people go, eh here you have to remember the pyramids of the pyramids -

this is a completely different economical thing, but the psychology is the same, that is, fairy tales are felt. we wanted to eat not only in russian culture, but also in other countries. moreover, it is believed that it does not depend on the development of the economic level, not on the education of people, that it’s like they failed, like in mexico the pyramids also flourish in the united states, but you can’t say that they are flourishing, but they haven’t gone anywhere in the same way in europe and so on, and even read the figure here people, uh, the number of population, uh, who are prone to extreme sports there , let's say, to participate in some extreme travel, and including uh financially , by the way, to an independent business. and this is approximately the same figure from four to six percent. they are the population. yes, yes, yes, and six percent is

four percent, which you can explain to us as much as you like about the harm of the pyramid, but why, in fact, the pyramidists don’t invent anything special new. they invent new ones only from the point of view of what he had no claims from this side of law enforcement magical progress. and 4%, because 4% is always at their service. that is, they don’t even need to invent anything. let's summarize briefly, it means digital money. this is progress. this is a step into the future. this is just a new technology there is money issued by the central bank. and this is really progress within the framework of one country, there are some crypto-currencies that are not issued by central banks. and this is an attempt to make the payment system out of framework of economic states or states. and this is your risk, your own risk, and unlike the first story. yes, digital national currencies

of large countries are here, where central banks and the government act as a guarantor and issuer. there is no guarantee here. no one needs to be afraid of this. you just need to differentiate. who is behind this mikhail thank you very much , the program turned out to be very interesting. i hope that there is more to understand and understand. well, we have taken the first step, thank you. hello, i'm pilot cosmonaut anton shkappers is a podcast of space stories june 16th anniversary of the 60th anniversary of the first flight of a woman into space june 16, 1963 valentina tereshkova , the first woman to overcome earth's gravity , turned out to be in earth's orbit today in the cosmonaut detachment the only girl, and

just recently. she returned from space fighting in there 157 days, she was the first of the russian cosmonauts to fly on an american space ship. anya hello first. congratulations on completing that first space flight. tell me how you feel about it flight. thank you very much for your congratulations. i am very glad that i flew on my first space trip me. she really liked the work was very rich sensual sauce, generally impossible to convey. this, despite the fact that we imitate it on the ground, in some of our types of training is real. weightlessness is unique and unique to all who have been. do you mean it will be confirmed? for example, are you? yes, of course, anya tell me why you decided to become an astronaut. i decided to become an astronaut, when i was 27 years old, at that time it was the first open recruitment in our country for the cosmonaut detachment was announced; now it is practiced then. it was the first time for the first time and for

me in 2012 it was yes. and how did you find out about this news, i worked at a radio station and my colleagues who collected news about informed me that if you want to go into space, yes, they offered me and i analyzed all the requirements that apply to applicants. i immediately woke up not quite a natural interest in this matter, and correlating it with my background with those experiences of personal skills and previous achievements in my life. i understood that i was going there, and i have a great desire for a little bit of a chance. yes, having discussed a little with my spouse right there, he said, i want to fly into space or what, i want to be an astronaut. and what is it called. cool. why not. how do i tell him? there are such opportunities

, please help me to take the documents, because in fact it is not so simple very, but large, and the package of documents which includes all your certificates of characteristics medicine, this is the vast majority of the package of documents and, uh, there are such types of hmm examinations or tests that you pass when they don’t immediately give them out, for example, in the hands of a conclusion. and so sasha helped me run, then collect. this is what is ready for me, because when you are at work, uh, it is problematic to do it quickly in a short time. that was at that moment. e, when i found out about this in my 2 weeks before the end of the submission of documents, so i had very little time and thanks, alexander helped me e promptly and as much as i could collect , they sent a package of documents, and i was invited to the full-time stage of the cosmonaut training center. it lasted, how long in my case it lasted a month. how many were selected, well,

in the end, 10 people were selected, of which eight you and seven men left. yes , and as in some version of the media they said that seven people and one woman, well, in our case, logically logical. by the way, yes, you are correct. it is clear that there is a lot of serious preparation there were men next to them who were also watching. you had to, of course, be at the level of no less. and i know that we do not have the same requirements, that the girls owe less. i don't know any more time for changing into a spacesuit, all this is the same you can say, or maybe an interesting extreme type of training. well , i don’t know skydiving , zero gravity flights, survival, what do you remember most of all already, having space flight experience in your training. well, yes, you're right, he says you call these examples they are really, and can say the brightest, but hmm because the involvement is , uh, a large maximum, and

psycho-emotional in these types of training. this is a special diving training special parachute training. yes, i made four jumps, by the way, in the novosibirsk region at the berd airfield. the first four jumps of their lives were. yes, this is my home. where i come from, the city of novosibirsk, we ourselves are beloved beautiful, so, besides parachute training and diving, something was remembered, then special e, types of training, and with work in spacesuits, and the sauce in a spacesuit, and you in spacesuits, uh, in the falcon rescue suit that we use, and in a spaceship, and with a spacesuit for spacewalk, uh, which is called orlan, you all know this. these are very interesting types of training. and work in a hydrolaboratory , zero gravity flights is a unique thing, of course, uh, which, by the way, you can try, in principle, anyone. if you want, then the most difficult or the most interesting. that's

the hardest part was this state exam task when e chicks slowly turned into adult chickens. and hmm uh, when there is a transition from astronaut candidates, uh, all applicants who have passed the selection of the cosmonaut detachment are enrolled as astronaut candidates, and and these guys are these people. uh, uh, these people are, but they study and prepare at the first stage of general space training. after that, they pass a grandiose state exam of a large , very large commission. e, who qualifies you further, gives you the green light astronauts. after passing this exam. you become a transition from a number of candidates test cosmonauts before you flew. how did you fly to become an astronaut pilot, and survival? by the way, a very interesting part of our training astronauts ah. survival in various

climatic and geographical areas in case something goes wrong e not quite as planned. well, let's say a deviation from some regular scenario and hmm a landing or a splashdown. maybe it will take place. yes, and it may be in the place where they are waiting for you just a little bit to the side, and you may find yourself, for example, on the water surface. well, yes somewhere in altai well, perhaps, but for this case, uh, a program was created, uh , according to which astronauts learn to act correctly when they are on their own in certain conditions before the arrival of the rescue uh, brigade, which you u take out the emitted device. so this survival is called rescue in the case when we expect a rescue squad. here it can be in winter in a wooded swamp, swampy area. it could be on the water we lower the vehicles when you immediately

evacuate from it right in a spacesuit, if a certain set of actions. what needs to be done either, if time permits, you put on a special one, and a diving suit, e, with the expectation that you need to stay in the water for a long time and survive, again with you portable emergency supplies, that is, in different conditions, and with the construction of shelters, if us the special department, and the guys a, who prepare us therefore. directions are being followed.