in me time i caused you. i will lay you under the feet of the sky, just come home again. two such significant songs from this album. that's it, of course, god, what a trifle i can't help but ask you for a little fragment, right?

i see the sky in it is silence. i go up to them barely breathing, i suddenly realize that this is my soul without drummers, it's a strange thing. this is my soul. help, when there is such a sky above me and it seems that the stars can be reached by hand, that this world is where everyone is together. make hotra

and yours and yours yours. and hello again, you a podcast of the melodies of my life, i am its presenter valery syutkin today alexander ivanov and the group talk about his main melodies. our wonderful musicians. you know, here's a story to remember. i somehow remember. we gave a lot of

joint concerts, on the right, not only anniversary ones, but also in everyday life, and i remember igor had one, amazing. uh, your definition of love, how you spoke, and he says that what you remember is japanese, as they say, yes, the japanese condition of the bucket, it's aimless. uh, looking into the distance. yes, well, as if contemplation emptiness in general. and basically love. yes, from such of similar manifestations you look. you look and understand what is happening, well, something is happening. and i always thought that the best reflection of this state is, by the way, even the song is ancient, in my opinion, 70 no, it is later than 86, but from cartoons. so we're fine now. white

boats white boats ponies dolls white boats white boats itching white boats white boats

sticks to the ship sticks to the boats this is shainsky printed energetic man of a small family in him even i remember one of the compositions of the club of cheerful resourceful one of the guys with a good sense of humor calls. there are people who can combine a child's smile and romanian shoes together. i had such a small foot and always shoes with scuffed noses, but a bright memory, and what melodies, right? what mountains, by the way, we opened the program, too

, shainsky's melody for everyone absolutely. that 's genius. so this is the soviet composers who, of course, knew how to make both melodies and harmonies. absolutely the highest level is our childhood. he really wants to say thank you to vladimir shainsky. thanks sweet memory. yes and, by the way, for children, a melody of sadness. here's our next one. always a traditional page. what is the melody of sadness in alexander ivanov well, the melody of sadness today is quite relevant here is the song of our fathers, the song that was absorbed with mother's milk, of course, the song of the war years, including, of course, the first song dark night. it seems to me very about very relevant year forty-three, and she was not lost, yes , bogoslovsky on the elements of agate, if i'm not mistaken, and this is a film two fighters, two fighters.

in the same place, bernes from bernes plays in contrasts together in a couple in the film. boris andrei yes , our folk is just a fisherwoman. sonya once in may in the same place there is just a real odessa night after this film. let's remember alexandrovich so let's remember, really dark night. let's sing. dark night, only bullets whistle across the steppe, only the wind hums wires, then evil stars shimmer in the dark night. i know you are not sleeping, and secretly at the crib.

how i want to cuddle up to her, now the lips of the dark night separates us, beloved and disturbing black. passed between us. from a state of great yes excellent, a wonderful song is beautiful. yes, damn it, so we, uh, we were sad for something, which means, to the joy of the moment, moments, firstly, i congratulate you once again on the already great year in rondo

turned 35 years old. we gave a big concert with pleasure. yes, and the most after that, not so long ago, they played 2 months ago, so you enviable demand today work, this is very important, because we are friends and still go to visit each other, never each other. this is time tested. i am like a melody of joy. i would like to ask what helps. sasha is here today at this time. young family children beloved woman, yes, my sveta, my wife helps, in general, a real fighting friend, yes, well, here are the friends with whom we also tour, as before and spend most of the time even together than with families, so reliable friends are not musicians that through the years. there with you

are nearby and in difficult times often help and are with friends. yes, of course, mikhalych has a studio in his dacha. we go there for barbecues . here the barbecue is fried, we are going to go ahead with the guitar. and of course, touring touring. well , that is, without it it is impossible. we are dedicated guys in this regard, so this is probably the most expensive thing for us. here is the tour, the work of the studio. well, let's sing the song of joy with pleasure with pleasure. and the song of joy with us is with us that you recalled everything about the blue cars as a child. listen at us. eh, learn, eh, youth. e, it is called a bright, pronounced dramatic, constituting with vladimir shainsky and we put an end to our program of joy. well, in the sense

that everything will be fine with us. well, yes slowly the minutes float away into the distance meeting with them. you don't wait anymore. and although we have a little past. it's a pity, the best, of course, in front of the tablecloth, the long way spreads and rests directly on the sky of evil, everyone believes good in everyone, blue rolls rolls. railway carriage. maybe we have identified someone in vain the calendar will close this sheet of life without we can't have adventures. and you

are still in the car. like a tablecloth, a long journey spreads and rests directly on the sky , everyone believes the best, rolls, rolls the blue wagon. which songs? you are watching the podcast of the melody of my life on channel one , all episodes of the podcast of the melody of my life. you can see on the website of channel one 1tv.ru, i'm still friends. i want to confess to you that today's director alexander ivanova and the rondo group marat kharudinov. we were on tour in the city of kazan many years ago. we were met by a guy, it's just that initiative was killer with the group. bravo killer in those

days. eh, mechanical, you know some kind of american reta. here, as from such a film, you know , from the end of the fifties, and in an ideal composition, and it was so delicate and not a forest anywhere. and at the end, when he saw us off, he said if you need help. i, as an administrator , will dig a trench, you know just who we took him to, and he worked great, and then he has an excellent track record, but today i'm meeting. you understand, it's a huge pleasure when the emotions of the frames are all said because i remember everyone. do you have safonov yes safonov kolya drummer all rubanov zhenya remember, with such a song in it 's just a group of ronda, two girls in

school, uh, in school old school uniform, they were automatically singing. yes, the song of the video was, i don’t remember the automatic machine; many, uh, were afraid , one of them was. yes, they were wearing black glasses in such stockings of high school girls, which is good when you talk, in the present we remember girls. because for us it is more important, of course, you understand who pays the salary, he and right. and yes, you remember how mironov said santonations, money, comrades, with this intonation maratik greets you. that what you are somewhere around here is a better director of proven time. this is also worth a lot. such a time-tested friendship, so, uh, i take this opportunity, together with sasha, to say hello to

all our musicians, with whom we begin. all are talented. thank you all remember, in our hearts we will always live together. we can do it surely we can. we will go through the runes, you are going through everything and we will play good quality music, guys, how pleased i am that, uh, like a muscovite born? in the inside of the boulevard ring and sasha at three stations here, very close by, that we have this , i remember when i congratulated one hmm, uh, famous woman. uh, with no less wife of no less famous variety artist. then the mother of this artist called. you know that between the mother-in-law and hmm daughter-in-law , the relationship is always not the easiest. here is mom

artists said congratulations and reward. and i am glad that you and my son have been dragging on for 40 years and let it drag on. so i will say with the same optimistic component. by the way, let our friendship stretches for more valery, how much do we have from above, dear? let it go like this and for how much moskvich to muscovite? we have one sasha sibiryakov we never get together, we always fuck her and despite all sorts of suations. yes, musicians love friendship aha here it is getting dark again, the sky is up. so the windows of the twilight were burned. this is where my friends and

breath live. but i'll start the windows, i'm peering. my friends live here and breathe, there are nightly windows closed. i love to dream. i can both read and cherished light and worry about attention. they, like people, look at me and keep all the cherished ones and worry and beckon. they look at me like people. yes, i admire you at night at night i live, he is on my way.

moscow windows inextinguishable light moscow windows inextinguishable light moscow windows inextinguishable light. this is a podcast of the melodies of my life alexander ivanov group rondo valery thank you, thank you. for being with us until we meet again. bye. this is an easy money podcast, i am its host mikhail khanov today we are dealing with such a complex topic as digital assets, digital currencies, digital rubles, cryptocurrencies and even

bitcoin. our guest today is mikhail belyaev , candidate of economic sciences, financial analyst. hello. michael hello. let's help our audience, after all , figure out what digital money is, if we take here the widest class, is that digital money a digital currency? how to call it? call it what you want, digital money. do you want digital currency? it's all one and the same, the main thing is to understand that this is the money that is in the virtual sphere. that is, in the area that serves all kinds of electronics and so on, e program. so they exist only in non-cash form. actually. how do they differ from non-cash money in all you know, only technology and technique. but there is one very big difference. it's that this whole class is what they usually call crypto money. cryptocurrency, in general, in principle, is divided into two such classes, which are among themselves has nothing to do but technology.

eat. e, the so-called sibi daisy, that is, from the english m-m abbreviation central bang digitalnessy, that is, digital currency. uh, central banks - that's one thing is the money that the e central bank issues. they practically do not differ from the national money that people are used to, whether it is cash or without cash, but here we are talking about a non-cash area in which the central bank is beginning to apply new technologies. moreover, these are not economic technologies, but technologies that relate to purely to, uh, the information sphere, and here are the second classic ones, which are usually talked about, which they mean. these are the money, too, they are issued on a certain basis. well, you can . that is, with the same information technologies, but by some separate group of people or one person who issues

this money not by the central bank. and here is this radical watershed border. well , a crypt is something that, well, everything that relates to such a virtual sphere and crypto, well, this protection is cryptography. that's it, that's it. well, there is no real mystery there is no meaning of the word and load. only purely. here is such a thing, what carries the virtual sphere there. well, if with e such a classic cryptocurrency, well, let's call it beat. yes, that's more or less, it's clear e what it is, everything is being built there. just purely on trust. here, to say something even wider. there is created such that it was possible to use this money. they are created there by a source that can be mined with the help of certain algorithms, and such a calculation platform is created that we can we put aside this money to exchange with them and return to the currency that we all care about the ruble.

let's talk specifically about the central bank of the russian federation, which has now puzzled us with the fact that some tests are already being carried out on the basis of individual banks, that is, there is a certain platform being developed under the auspices of the central bank under the protection of the central bank on which digital rubles will be circulated or with the help of which digital rubles will be circulated question. why is it so bad for the central bank that it does not give these explanations. here's how would have recovered. as an economist, i do not see the difference between these digital rubles that will be issued and those rubles that are circulating in non-cash forms. they differ only in the technology of their circulation. here is some kind of special platform, which is designed for them to move in a certain algorithm. certain programs are informational, namely informational, which allow all these operations to be carried out, therefore

, in my opinion, there is no need to say e in any third form. it turns out that the central bank with according to you, it simply receives additional control, watching how all the money moves not even within the framework of commercial banks, for which it is also a regulator, but simply already on a specific platform that has developed an interbank service to receive additional offices also yes and they use well modern technologies. well, just like in your time, remember, there was cash first. yes, from cash it turned into a check circulation of checks. appeal has turned into plastic cards. on certain ones too say in the cash platform, and then nerfield and mimimishkin mfc appeared that hid your smartphone. and it's not just money. it's the same money. only their turnover is served by different information algorithms. that is, there is no semantic load of benefit for both the banking structure and ordinary

users. here, the digital ruble does not carry us to our audience. i think, yes, the benefit is only in the technology of servicing this non-cash turnover, rather than bad, non-cash money. no, and it will be non-cash only they will be served by a more progressive program, so to speak. so this program will be centralized under the central bank not under a specific bank, each with its own automatic banking system, but under a single platform. naturally, the banks must act against this with two hands, two feet, and so on. well, as if depriving them of their profits. that is, why is it nowhere that we are talking only about the movement of money of the same money that will move through all the necessary commercial banks. oh yes, even with such a level of state scorers of virtually everyone in the scenario, commercial banks are needed in order to carry out specific operations. and we return there there when we understand that we have a two-level banking system, we have the central bank. he regulates

banks like agents. these are the financial agents of the market, and specific lending operations for settlements on deposits for other banks will not be able to do this on their own. why not load with these functions a platform that will perform the functions of such a single large bank, that is, we in my opinion, the central bank generally descends. that's where it is at the level of commercial banks and becomes a full-fledged player. no, the central bank is creating this platform there, well, just like. why don't you protest against the fast payment platform then? yes, it's the same only electronic. it's this tool. this remedy is good such a question. that's just for understanding, and one of the theses of the central bank was, but that even if there is no communication infrastructure, that is, there is no access to the internet , electronic wallets of citizens. yes, well, that is, that it is there, as everyone is already familiar with, probably a flash drive. something else you can

use this money, where there is no internet, this is how it physically happens, that is, i’m going to a gas station that remains in the steppe, for example, there is infrastructure there. it's like a cash register equipped with access. so, that is, i put a flash drive there. i mean, it's a flash drive. well, in fact, maybe the wallet is located on any medium. yes, any carrier card is a flash drive, because the card is also actually a flash drive. well, as if the carriers of this information, and i don’t i need a connection with the outside world, the internet is just that, specifically from my wallet, electronic ideas go, of course, after all, on a plastic card. then we first explain to them also in our listener, who do not understand that it may not see the difference between a plastic card and a wallet. the fact is that when we pay with plastic cards, then consider from which one account to another, when we transfer, they are in different banks and inserting this card. we move money from one bank to another relation to a special card account, and

the wallet is exactly that account recorded. here on this carrier it is located on the platform developed by the central bank quite right. but this is not necessary. crypto is not required. crypto already has these same wallets. the fact is that crypto does not solve anything. she decides. that's where her cryptoruble is. e digital ruble. it solves the issue, rather , that it is, finance and money corporations of individuals, budget reports and other things, and now it is believed that this is a digital ruble it will allow seamlessly linking these zones together and ensure the flow of money from one zone to another. as the central bank calls it seamlessly. the course is one to one, of course, that is, completely, that these are the same rubles, just a different electronic formula

, they are as close as possible to non-cash rubles. naturally, the platform is not an automatic bank system that provides communications with other banks. this is a single platform of the central bank on which there is a branch to each bank that participates in the program, if the bank is backed up and attached to this scheme, then you can transfer part of your money from your bank accounts in a commercial bank to a digital account there, let's call it like this now. yes, and even use it, moreover, using a medium there, that card or flash drive, you can absolutely use access to connections. yes, the reason that it has there is what you can get information about, but please enter this area, you like this idea more than non-cash rubles. do you understand what science is? and you can’t stop progress just like, uh, you understand, it’s not very correct, probably, to ask what is better a plastic card or this smartphone for near field communication calculations, that is,

near field communications. right now here for we have been talking about relaxing for a long time. let's explain further the audience - this is when you bring, well, or bring a watch or a phone, uh, at a distance of five centimeters there and provide a transition, but, of course, you first need to prescribe in the phone in your smartphone so that it is tied to them this is such a card, which, in turn , is tied to such and such an account, and then the device that is on the side. there, the receiver of money, it writes a certain amount with which you agree. i remember when there was, well, a dozen years ago, at presentations that showed this apparatus and talked about how they would act, at least everyone was an economist in the ruins and somehow had an idea of ​​\u200b\u200bhow banking operates. theme, and we were told that we would soon be using this device to pay in the subway and everywhere, then we, therefore, sat and twisted. well, excuse me, how a monkey twists his glasses, but ten

years have passed and you are unlikely to find a plastic card among young people, they use all this phone and money, without thinking how it works. how tv works. only nobody there children turn on the consoles. they're just they're perfect, so here's the usual just a new cashless payment technology that delivers additional control over cbr operations. yes, and basically he and yes, of course, additional control and mission. there are absolutely these digital rubles. it is included in this general mission, that is, the issue of e, the central bank. he is also responsible for the issue of money in circulation in cash non-cash. here these are some part of the general world technical progress without cash actions. now ahead of the rest with digital functional troops national currencies. well, i don’t take to venezuela, uh, with his petra with these coins , petra is very much there yes, the yuan is digital,

the yuan is already in china they are trying, damn it, they have already implemented it already applied there it has failed a similar experiment, in my opinion, guatemala there tried for a long time to enter. these are the very ones, but she did not introduce the central bank. she borrowed bitcoins and tried to use these bitcoins for a cryptocurrency, that is, a foreign currency to pay for herself. well, there was a failure there, because , despite the fact that the economy is generally not significant, but nevertheless, of course, it created great inconvenience, because the cocoa rate and in general , it’s scary, as a state, in my opinion, here in my understanding, but the main base monopoly any state. this is a monopoly on the production of money. well, how can the state refuse? from this monopoly in my head, well, the state does not refuse, except for those who have some kind of microscopic. it's bad that he needs it anyway, probably what's there , uh, in my opinion, it's still guatemala if i'm not

mistaken, well, given that they have 20 years. you didn’t have your own currency at all, but there was a dollar. so it’s all the same that it’s dead, that bitcoin was already enough , anyway, and venezuela, they just went along the way that some people have a twist in their heads, and they think that if they introduce some new tool, it will greatly help the economy. well, the miracle didn’t happen, because the same money is the only thing here we have another concept that there are the so-called stablecoins, that is, it’s stable when the center’s currency is separate, and now these are two words this is siberia dc and there ’s nothing to talk about backed up by what certain assets. that is, they do not just enter their digital this one that they have there. the gift was not guatemala thank you for yes, yes, they are introducing in order to increase trust. well, they say that it will be exchangeable for gold or it was not.

no, no, no, they took this currency in its purest form. e on the side and introduced in their country. there first in the resort area. they had such a short such a short period, but this , by the way, caused dissatisfaction with their entrepreneurs, because the exchange rate jumped. eh, here. well, it can go to another yes, to another. yes, now, in my opinion, in my opinion, either bermuda, or some other such microscopic economy of the world of these cases states. uh, work in this direction dates europe digital dollars digital is coming. here they are considering something go along the way, considering. in my opinion, it is more correct, but they are about digital dollars. they do not say yet, they are referring to the classic cryptocurrency, because. well, this is the one that uh releases, i specifically issued determined that yes, and they consider them. just like assets, that is, an asset, not like money. how about an asset? so you

can buy them? you can mine them, but it is considered an asset in the us. you are his you can sell a piece of paper, like a share somehow, that's right. that is, if someone sells you some goods for these bitcoins, there or ethereums, this is for god's sake. that's where the taxes were paid. the important thing is to pay taxes on it. and if you mine them, er, with the help of electronics, then you still have to pay for electricity. that's because she eats a lot. yes, here, but everywhere everywhere they look very carefully, so that it is. well, sorry for the tautology of the chinese wall, the tearoom sound. chinese wall between those cryptocurrencies which are issued outside the country and national mono. the state has to print, of course, of course, our banks are commercial to this idea, how do you communicate , for sure with banks, of course, once again thoughts,

because after all, the money is not in the bank, inside the perimeter of the bank, and the money is on this very platform of the center of the bank. that is, once again, in my opinion. this makes it a full-fledged player in the commercial market, and banks are not afraid to lose some of their functions, respectively, commissions for servicing these money. well, it looks like you have to lose something. yeah well, how do we know? what to teach technological progress, change or die. well, like, yes, people, you understand, we can’t resist the fact that, uh, we don’t have a non-cash turnover of someone, maybe they were interested here, according to your forecast. right now, maybe they came from non-cash money. not just non-cash, but also in the digital ruble. we also imitate the central bank when cash dies. you know, i wouldn’t look at the digital ruble here, as at the same additional us to the team yes, the funeral team, but so are the serious analysts.

uh, these conversations have been going on for a long time, and the funeral uh of cash. e to the greatest extent advanced along this path. iceland there to me more than 90% non-cash. well, first of all, there are 300,000 people there. yes, and secondly, of course, the economy is simpler and devices. but it is considered that psychologically. uh, people will always be somehow hmm cash operation, especially gold buried in the garden. well, sort of, oh. those gold is also available separately. yes, just two words, because we understand that well in russia here in russia what is the life span of cash? i think always, well at least 10% will always always i think, great then quietly to our audience, what if you want to keep the money? in cash in large small any countries. can you do it? nobody cancels them. and even more so, the central bank will definitely never cancel cash for the sake of it, even with a digital ruble. well, of course it’s excellent,

because it’s psychology, because the whole economy is still rebounding to the side, it’s involved in the psychology and psychology of consumers, and in in this case, if there is here is the central bank. why fight against in the known world? e cash, because, firstly, it is still expensive, they need to be printed. they need to cash them. they need special equipment periodically. well, yes, here it is, that is, collection. yes, all this is the first thing, and the second thing that we understand is that cash is very well used in the shadow turnover, because it is taken into account by the one who received it for the first time. and then, as they walk. uh, before they come, again at the box office central bank or commercial they are free to move. and here, by the way, digital money. they don't allow it. that's what a lot of people don't like about them. although it’s easier to fight on the contrary, although many, on the contrary, like it, because such classic, if not the central bank, but

classic money, just many people like that they are anonymous, that they are uncontrolled, that they pass by e central banks and are very pays well for drugs for weapons, because there, in fact, one can assume that on each ruble is written there i don’t know twenty dash 100 digit code, which has been absolutely intensifying in history since the release of the pearl of the arabian peninsula land lost among the sands and waves, the primeval world of creatures living in millions, whimsically, changing their colors and shapes. and gold barykhans and the azure of lagoons and waterfalls the ringing and whisper of a predator and the cry of a sea animal everything here

enchants mesmerizing. mother premier sultanate aman arabian miracle tomorrow on the first podcast easy money and our today's topic digital assets digital currencies digital the ruble in particular cryptocurrencies bitcoin let's talk about crypto money that is issued by someone behind this very wall, that is, there is no single issuer. no, a single central bank that you issue, that is, roughly speaking, a certain community or not a community or some person, yes, we agreed that we are issuing a certain currency that we are trying to give the function of money to accumulate to pay off to what

suddenly appears on the territory of this state. yes, but the same states of russia , europe, a kind of means of payment, which in no way not controlled in the central bank of this negatively, of course, but they consider them precisely give them status. the payment that you can’t pay off here are assets, that is, in order to buy something within the framework of the national economy, you must first exchange this currency x e, exchange it for rubles at the appropriate rate, and for these rubles already buy what you it is necessary, well, there are countries, for example, japan that accept payments in bitcoins, that is, japan well, japan - this is a separate story, because there is a problem with inflation and the country is ready to encourage any spending, even though they paid in seashells only spend. the japanese do not spend money.

yes, what should be emphasized is that when we, in the age of the digital global economy of digitalization of this internet and other platforms, say that it is impossible to pay on the territory, let's say, yes, we mean the economic territory. that is, you are sitting here, you can go into the virtual sphere and pay there with this money, for example, in russia, please. buy bitcoins in this virtual sphere, pay with these bitcoins and even introduce, maybe, some certain goods. if someone sold you, we are talking about the economic section, but this should not penetrate into the internal circulation. that's when we talk about the fact that this is a different hmm national national economy. we have not geographical, not geographic , this one, but economic, this is what you need to have in this class of assets, how does it relate? yes, okay. i relate to everything in general,

scientific and technical frightens us that you choose the rules for the game, which are set not only by you, but you don’t even know them completely, well, because here are the course jumps. let's go smoothly for specific examples of bitcoin, which everyone calls phrase gold. yes, because i was really very happy about this story, because when i studied. uh, just stories. i think, uh, that's how people lived, that's the era of tulip fever. yes, i think, well, how could this be, and here is the whole story turned around. just before my eyes. i've been reading daily. this is the sixteenth , seventeenth, eighteenth year, the heyday. well, memories of the era of this e in quotation marks digital gold. yes, when it was dispersed to 20,000 dollars for a bitcoin, then it fell to ten, then it fell, and for a couple of years it lay somewhere around three thousand, and then this growth from 30 to 60 went. everyone said that everything is now, as they said. this is what tu zamun says. yes, there on the moon, a and 100,000 will be a million. and there were people who were ready there parts of the body to put there on the dispute. and now

he fell there, in my opinion, 18. yes until 17:00 before 16 everything is already easier 10 years now 21 22 these fluctuations. yes, we say that the entrepreneur. well, this is a well-known thesis that any entrepreneur doesn’t care what course, as long as his movement is more or less, stably not so volatile, this is volatility. it is acceptable in general for digital assets or is it exclusively. and exclusively. this is an exclusively speculative course, but here we must also understand, here i am already a teacher, which means er, i stand on the platform of what is needed about financial literacy and reasonable relationships. and if you understand, e, that this is a super-risk area, that nothing is free there. and that it's not just that you went out there and immediately became rich. e, as well as on a regular, so to speak, stock exchange, yes, about some it unfolds in their heads, especially when

they see this rapid growth and do not understand that this rapid growth has gone on, as it were, mutually warming up this one er trends, especially when at the time in my opinion, elon musk threw more firewood that now he will allow bitcoins to pay for his teslas there and so on and so forth, and he understood everything that yes, apparently. finally, it has arrived. this. legality yes, here the us government, represented by the securities commission, very quickly explained to everyone who was in the owner's house and did the right thing, yes, that's natural, after that , when it's a fever, like a tulip fever, which you correctly completely remembered. that warm-up happened, of course. it all took off. and when it turned out it's all a bogus story. it all dropped to twenty, but in my opinion. why has dropped to 20 and will be. eh, at this level somewhere for quite a long time to be, because many

have bought with this money or mined with this money, and i would say that in fact the reason here is that the world economy as a whole and in particular, the us economy entered the stage. well , not even a recession, but a reduction in credit monetary policy and in general the amount of money in the system of financial stock markets, it is decreasing, that is central banks are fighting inflation, in particular, this is the us system, withdrawing excess liquidity, including not allowing excess money to go into the same bitcoins, because this growth was exclusively pure water, there was almost uncontrolled printing of money associated first with the pandemic, then there were elections usa something else they stopped doing it raise the rate massage shrinks a slightly different point of view, but we have a different topic of conversation. uh, with bitcoin, there's also what's going on, that some kind of mathematical formula has been invented there, which actually should ensure the stability of this money and at first

it was to be mined, they are mined using a certain algorithm, such a term miami yes, come on, the english word means gold, then maina well, it was believed that since they compare this with gold. means that, well, local to consume. the lighthouse is prey. yes, in fact, it is with the help of a computer or there are some powerful farms of these computers, which are already provided. here is the consumption of electricity. you mine these same bitcoins for yourself with some kind of digital manipulation we calculate, count and calculate this function, how we get this coin, but since they originally had the release of these coins, the number. i'm talking about bitcoin was limited, then each mining, the next coin becomes more and more expensive. and now she's getting narrower. well, let me tell you that for all this very crypto brotherhood, and there are about 400

of the most different currencies more or less respected, and they consume electricity. approx juice. how many well, different estimates, or gangs, or something, holland well, you yourself understand that already stop building? well, that is, i mean, everything is global, how much and getting each of these coins, it is already becoming expensive, therefore, in fact , here is the course, and someone can already get them in two ways. or mine it yourself, that is , get it or buy it from someone? and when you are in hope, of course, you are buying so that you can see how it all grows and hurry to buy. then it all collapses collapses to twenty. and you have already bought under 40, and that's because you always have to imagine that when there is growth, someone it sells and this someone is someone who knew about these partnerships much earlier. and now he's actually happy to sell you at 40, because he's pretty sure it's going to fall below what's already been determined. yes, you will sit like a grandfather, an uncle twisted there and wait until

these will be 23 again, so that there will be 3.000 4 already even after there were two 20. yes, therefore let's do it again. for our audience , let's say that this story is very volatile, that is, with very strong price fluctuations, this is by no means a tool for saving money, and even if the us government considers it a financial asset, this does not mean that this financial asset. our dear audience is coming to you. and if, of course, you don’t have special knowledge skills, or suddenly you have some kind of insider in your head that, uh, in a few days , someone will take out bitcoin, there the price for there i don’t know is 5,000 higher and you through sell ​​it for 5 days, if there is no such thing, why am i the one who has it where? yes, yes, yes, yes, yes, then if this is not there, then please be very careful. if not to say, stay away be very careful about this store of value and, especially since the accumulation of money is much easier to come to the usual form. but

if not in bank deposits, then federal bonds. even the same gold bars. i think that for all the volatility, that is , fluctuations in the price of gold, they are much more contained than fluctuations in the price of bitcoins. and most importantly, if here is some kind of uh hmm foundation can be brought to pricing, then there is no foundation in bitcoin. no, everyone ran and bought it. he grew up everyone decided that everything. missing there spoke, the regulator or someone else. yes, some talking head said there, like at the beginning of the year. yes, this is the government. ah, financial in the face. elvira shemzaevna. she said that the central bank is very negative about e, the idea of ​​introducing bitcoin. and thus i ask for a collapse in the course, because by 10 percent to 15, unlike our ministry of finance, which saw, uh, the problem of bitcoin is only in paying taxes. uh, here's our head of the central bank. she saw the danger in fine breaking on the field is they fine. by the way here. do it here too. it is necessary

to return one e for a second to the digital ruble. and yet, to say that no such mining of the digital ruble will be possible for everyone. this is, probably, this, miss the central bank , only the central bank can mine yes well, here is the question of such security, this platform is also provided by the central bank, but it should, of course, be a good question to michael. here we warn you. and from trying to invest in cryptocurrencies with you to earn money there, not understanding how, that is , once again, yes, i fix there is no such thing that you bought, and it will definitely grow up, not grow up , but. maybe even fall. and sometimes. can fall twice. yes, you can imagine if you are ready to endure it is clear that this is not a loss that you fix? yes, you have there relatively speaking, there is one bitcoin. it costs 20.000. if it is currently worth 10,000, it is not a loss. just as long as you have this coin. well, i show how a coin, well, in electronic form. yes, on a flash drive you have it written in your

wallet, that is, until you sold it, at 10 you would not be so fixed. it's still not pleasant enough. yes, you have this uh, an asset worth 20,000 or 10, however from the tenth year. we observed, well, there, well, a dozen of exactly large large crypto exchanges, and just a month ago, this whole story. there, in the states, one of the largest second or third crypto exchanges in the world went bankrupt figuring out what it lends, right? it's just that they simply lend at the expense of borrowed funds and their own projects with their own coins. well, to put it mildly, there form a hole in the balance sheet in the language of the central bank and yet. uh, i think that millions of new buyers for cryptocurrencies, and even bitcoins exist for them like that, like people, eh, despite all these stories, multi-billion dollar losses are multi-billion dollar. yes, but they trust their money. i remember my first impression , when for the first time, uh, back in the nineties , i was driving in europe by car and i had to drive

onto the road, and there was some kind of rusty one, which means an atm. well, there is a card reader. here, but we are. uh, young means russians. there are quite successful. they write that you put a golden card in there, what i say, you know, terrible. that's right, really, i look, that's how scared i am to send people. money somewhere in the exchange. there's still somewhere in hong kong to a digital wallet. that's all like well, you and here uh, then that the stock exchange is the collapse of the stock exchange, but this is any stock exchange, it can be covered and you will not make a claim to anyone. yes, and there the ruble is something to the committee, guys, what happened? yes, the central bank, that is, here you are to anyone, because there is no one there, there is a formula , and i even wrote in one of my publications that if everything disappears for you, then this formula is magical. you will only have a formula that you can accurately graphically write on paper and hang in a frame walls to admire her. now i want. eh, you asked why people go. uh, here

you have to remember the pyramids of the pyramids - this is a completely economically different thing, but the psychology is the same fairy tale. according to the pike , there are desires not only in russian culture, but and in other countries. moreover, it is believed that it does not depend on the development of the economic level, not on the education of people, that it ’s like they failed, like in mexico the pyramids also flourish in the united states , but you can’t say that they are flourishing, but they haven’t gone anywhere in the same way in europe and so on, and even counted the number of people, uh, the number of population, uh, who are prone to extreme sports there, let's say to participate in some extreme travel, and including uh financially, by the way, to independent business. and this is approximately the same figure from 4 to 6 percent.

they are the population yes, without faith yes, and there are six percent, 4% of whom you can explain to us as much as you like about the harm of the pyramid, but why, in fact , the pyramidists don’t invent anything special new, and don’t invent new ones only from the point of view of what is to them there were no claims from this side of law enforcement for denis's magical progress or percussion form. and 4%, because 4% is always at their service. that is, they don’t even invent anything necessary. let's sum it up briefly, then digital, uh, money. this is progress. this is a step into the future. this is just a new technology there is money issued by the central bank. and this is really progress within the framework of one country, there are some crypto-currencies that are not issued by central banks. and this is an attempt to make the payment system outside the framework of economic states or states. and this is your risk, your

own risk, and unlike the first story. yes, digital national currencies of large countries are here, where you have a guarantor and the issuer is the central banks and the government. there is no guarantee here. no one needs to be afraid of this. you just need to differentiate. who is behind this mikhail thank you very much , the program turned out to be very interesting. i hope that there is more to understand and understand. well, the first step is with you. made thanks. hi all. this is a podcast of memories 20 years later, in which i am the host konstantin mikhailov my star guests, we will discuss 2005 this time which songs were at the peak of the charts, which television project started on channel one today at a party? i have yuliya savicheva, a beautiful girlfriend,

a talented singer, a participant in the tv project star factory 2 and the eurovision song contest 2004. well, plus 2005. there was a series with the participation of her beautiful songs. yes, i called him don't be born godzilla, but konstantin burdaev didn't call him either. he is kostya green hello kostyanovich. a group of brothers. yes, i remember the lead singer of the brothers grim in 2005. just you participated in maksidom 2005. well, i participated in maxim, we participated in the film don't be born godzilla. they say that everything was with us then. in general, you did something in this film, and in this film we sang the song heart in one of the episodes there and there, yes, i was sitting on the piano. so he was young, still hairy, uh, played heartfelt and sang this song. that was the thing. yes, i listen to serials, history is a very, very profitable thing. we recently

met with jennifeste. there's the end of the movie, how pop, uh, his team after he sang a song for the tv series soldiers television great power great power, especially when this i myself remember the song for the series and yulia’s song, i dragged it, thank you, but on the one hand, but the series yes, it’s clear every day and it eats into my head, but the song itself still matters, what kind of song is it still doing on it all sorts of remakes, remixes, young people are dragging from her, what is surprising, i did not think that there would be such a continuation of the banquet, love lives in a dream, all hearts live, and it has become my calling card so different. well, there is another song high, of course, with which i started my long journey, and she too is one of my title songs. but now, if all this is love - this is something separate, this is some kind of separate planet

that i think will outlive us. tell everyone, but you shot the video for the song wind on a chromac, because you are standing there against the backdrop of the theater, either big, but highly interesting, that's how no one called it yet. for some reason i thought this was a mistake according to freud because we recently spoke with monokini with the singer. they just remembered that moment at the factory she once sang with her. call me, call me, yeah wind wind like once the wind, and i remember what it was. well, almost like that. here you are, you are still such a girl, compared to a child. well , well done, it is with your voice, but in terms of freedom of communication, maybe with the public mona of course , she was already from experience. well, of course, how do you feel somehow oh, i generally remember the factory period here, and for me this is on the one hand. it’s even extremely difficult, but on the other

hand it’s so interesting, and there we were growing up, we were growing up in front of everyone in the whole country. ah, saved, maybe mine youth is like that. that's even childishness and rose-colored glasses on the eyes. here it helped. when did you first appear for me? i caught avril like that. well, you know, then it was fashionable, and for some reason i fell in love with truly alternative music at some turning point. it happened to me after the song high and everything started. well, plus uh, that's natural hair. i have straight lines. well, actually there is a similarity in the face. i even have my child anya, when she sees avril lavigne's bread oh, mom, she says, she went so really there is some kind of similarity. i know,

that the girl is so whole, that is, if you are engaged in creativity, you have only creativity. eh, those, there's no one at the factory that's not like it, clean. like uh like a boy. and, well, such a slacker was a man who went around kissing everyone. i know, listen, he is so wide, so hospitable, well , the guy was understandably immersed, and then there was a period that was waiting for me. i don't know if he was jealous or not, blond with blue eyes. he wrote letters to me and gave me toys. your 2005 oh, 2005 rise is when an unknown group from the city of samara , the brothers grimm group, this does not happen often in show business, because many show business have reasons to be famous, that is, we did not participate in any week of the project anywhere. we were just simple guys who wrote the songs themselves, arranged just

such a maid local samara. then all of a sudden in 2005. here we get such an opportunity and become famous all over the russian-speaking world all of a sudden, how did it happen so you sent the song to whom. we just didn’t send songs clips to someone, on in fact, at one fine moment, they hit, and lena burlakova, who at that time was already a little bit. uh, well, a little out of business. i would even say, well, that is , somehow this is a coincidence, this luck is always understandable, but we wrote so many good songs. and that they have already begun to overflow this critical cup and all this has begun to splash out, roughly speaking, and splash out where you need to go? the moment and here it is, here it is, the big luck has gone, which was being prepared. maybe there do not know 8 years, wrote these songs. they are made there. yes because i'm having stacking now . i've been 4 years now. the non-producer in itself is my guest yuri savicheva and konstantin

burdaev the brothers grimm and maybe, until yulia switched to cakes, until i 60 fury sings something. oh yes, of course, let's sing. flame of fire where are you and i?

i am healing myself. i teach you to the sky behind the star and a high quiet flight, this

high quiet sings into the sky behind the star. don't forget that. my songs forever with you.

where are we with you? i'm not alone. i 'll fly away in myself i'll fly you to the sky for a star high

quiet flight it's easy. high quiet sings t it's easy.

lord gentlemen